H.R. 8141 — Reported in House

IB Union Calendar No. 689 119th CONGRESS 2d Session H. R. 8141 [Report No. 119–789] IN THE HOUSE OF REPRESENTATIVES March 27, 2026Mr. Lawler (for himself and Mr. Gottheimer) introduced the following bill; which was referred to the Committee on Financial Services September 1, 2026Additional sponsors: Mr. Meuser and Mrs. Wagner September 1, 2026Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printedStrike out all after the enacting clause and insert the part printed in italicFor text of introduced bill, see copy of bill as introduced on March 27, 2026 A BILL To amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes. 1. Short title This Act may be cited as the Fair Credit Reporting Reseller Accuracy Act. 2. Accuracy of information transmitted by resellers Section 607 of the Fair Credit Reporting Act (15 U.S.C. 1681e) is amended by adding at the end the following: (f) Transmission of information by resellers (1) In general Before a reseller transmits information contained in a consumer report to an end user or another reseller, such reseller shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the information relates. (2) Limitation of liability No reseller may be held liable under this title if such reseller accurately communicates information obtained from another consumer reporting agency to an end user or another reseller. (3) Reseller defined In this subsection the term reseller has the meaning given the term in section 603. . September 1, 2026Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed