H.R. 5577 — Reported in House

IB Union Calendar No. 391 119th CONGRESS 2d Session H. R. 5577 [Report No. 119–456] IN THE HOUSE OF REPRESENTATIVES September 26, 2025Mr. Garbarino introduced the following bill; which was referred to the Committee on Financial Services January 15, 2026Additional sponsors: Mr. Carter of Georgia, Mr. Van Drew, Mr. Lawler, Mr. Moskowitz, Mr. LaLota, and Mr. Gottheimer January 15, 2026Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printedStrike out all after the enacting clause and insert the part printed in italicFor text of introduced bill, see copy of bill as introduced on September 26, 2025 A BILL To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program. 1. Short title This Act may be cited as the NFIP Extension Act of 2026. 2. Extension of the National Flood Insurance Program (a) Financing Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking September 30, 2023 and inserting September 30, 2026. (b) Program expiration Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2023 and inserting September 30, 2026. (c) Retroactive effective date If this Act is enacted after January 30, 2026, the amendments made by subsections (a) and (b) shall take effect as if enacted on January 30, 2026. January 15, 2026Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed