H.R. 5577 — Introduced in House

I 119th CONGRESS 1st Session H. R. 5577 IN THE HOUSE OF REPRESENTATIVES September 26, 2025Mr. Garbarino introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program. 1. Short title This Act may be cited as the NFIP Extension Act of 2026. 2. Extension of the National Flood Insurance Program (a) Financing Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking September 30, 2023 and inserting September 30, 2026. (b) Program expiration Program expiration.—Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2023 and inserting September 30, 2026. (c) Retroactive effective date If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025.