H.R. 5058 — Introduced in House

I 114th CONGRESS 2d Session H. R. 5058 IN THE HOUSE OF REPRESENTATIVES April 26, 2016 Mrs. Beatty (for herself, Ms. Kaptur, Mr. Clyburn, Ms. Kelly of Illinois, Ms. Moore, Mr. Scott of Virginia, Mr. Rangel, Mr. Hastings, Mr. Cleaver, Mrs. Lawrence, Mr. Johnson of Georgia, Mr. Clay, Mr. Bishop of Georgia, Ms. Jackson Lee, Ms. Fudge, Ms. Lee, Mr. Danny K. Davis of Illinois, Mr. Hinojosa, Ms. Adams, Ms. Wilson of Florida, Mr. Richmond, Ms. Norton, Ms. Edwards, Mrs. Watson Coleman, and Mr. Butterfield) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Credit Reporting Act to require certain consumer reporting agencies to include a credit score when providing consumers with a free annual consumer report. 1. Short tile This Act may be cited as the Free Credit Score Act of 2016. 2. Inclusion of credit score with free annual report The Fair Credit Reporting Act (15 U.S.C. 1681 et seq.) is amended— (1) in section 609(a)(1)(B), by inserting before the period the following: , except as required under section 612(a)(1)(D); and (2) in section 612(a)(1), by adding at the end the following: (D) Inclusion of credit score A consumer reporting agency that provides a consumer report to a consumer pursuant to subparagraph (A) shall also provide such consumer with a credit score (as defined under section 609(f)). .