,,ii  #aaith ,,congress  #ast ,session  
,s4 #fef  ,,in ,,the ,,senate ,,of ,,the
 ,,united ,,states  ,february #bj1      
#bjbe,mr4 ,coons 7for himself1 ,mr4     
,tillis1 ,mr4 ,wyden1 ,ms4 ,lummis1 ,mr4
 ,van ,hollen1 and ,mr4 ,rounds7        
introduced the following bill2 which was
 read twice and referred to the         
,committee on ,banking1 ,housing1 and   
,urban ,affairs  ,a ,,bill  ,to amend   
the ,fair ,credit ,reporting ,act to    
prohibit consumer reporting agencies    
from furnishing consumer reports        
containing adverse items of information 
about a consumer that resulted from that
 consumer being unlawfully or wrongfully
 detained abroad or held hostage abroad4
  #a4 ,short title ,this ,act may be    
cited as the ,fair ,credit for ,american
 ,hostages ,act of #bjbe4  #b4 ,adverse 
information about consumers unlawfully  
or wrongfully detained abroad or held   
hostage abroad  7a7 ,in general ,the    
,fair ,credit ,reporting ,act 7#ae      
,u4,s4,c4 #afha et seq47 is amended by  

inserting after section #fje;,c the     
following3  #fje;,d4 ,adverse           
information about consumers unlawfully  
or wrongfully detained abroad or held   
hostage abroad  7a7 ,definitions ,in    
this section3 7#a7 ,covered consumer    
,the term covered consumer means an     
individual who has been-- 7,a7 a ,united
 ,states national unlawfully or         
wrongfully detained abroad1 as          
determined under section #cjb7;a7 of the
 ,robert ,levinson ,hostage ,recovery   
and ,hostage-,taking ,accountability    
,act 7#bb ,u4,s4,c4 #agda7;a772 or  7,b7
 a ,united ,states national taken       
hostage abroad1 as determined by the    
,hostage ,recovery ,fusion ,cell        
established by section #cjd that ,act   
7#bb ,u4,s4,c4 #agda;b74  7#b7          
,detention or hostage documentation ,the
 term detention or hostage documentation
 means documentation that-- 7,a7        
certifies a consumer is a covered       
consumer under this section2  7,b7      
identifies the time period during which 

the covered consumer was unlawfully or  
wrongfully detained abroad or held      
hostage abroad2 and  7,c7 is            
authenticated by-- 7i7 the ,special     
,presidential ,envoy for ,hostage       
,affairs established by section #cjc of 
the ,robert ,levinson ,hostage ,recovery
 and ,hostage-,taking ,accountability   
,act 7#bb ,u4,s4,c4 #agda;a72 or  7ii7  
the ,hostage ,recovery ,fusion ,cell    
established by section #cjd of that ,act
 7#bb ,u4,s4,c4 #agda;b74  7b7 ,adverse 
information ,if a consumer reporting    
agency described in section #fjc7p7 is  
able to authenticate detention or       
hostage documentation provided by a     
covered consumer1 the consumer reporting
 agency may not furnish a consumer      
report containing any adverse item of   
information about the covered consumer  
dating during the time period the       
covered consumer was unlawfully or      
wrongfully detained abroad or held      
hostage abroad4  4  7b7 ,technical and  
conforming amendment ,the table of      

contents of the ,fair ,credit ,reporting
 ,act is amended by inserting after the 
item relating to section #fje;,c the    
following3  #fje;,d4 ,adverse           
information about consumers unlawfully  
or wrongfully detained abroad or held   
hostage abroad4  4