,,ii  #aaith ,,congress  #ast ,session  
,s4 #fbg  ,,in ,,the ,,senate ,,of ,,the
 ,,united ,,states  ,february #ai1      
#bjbe,mr4 ,schmitt 7for himself1 ,mr4   
,van ,hollen1 ,mr4 ,boozman1 ,mr4       
,tuberville1 ,mr4 ,kaine1 ,mrs4 ,britt1 
,ms4 ,klobuchar1 ,mr4 ,coons1 ,mr4      
,moran1 ,mr4 ,tillis1 ,mr4 ,fetterman1  
,mr4 ,warnock1 ,mr4 ,sullivan1 and ,mr4 
,kelly7 introduced the following bill2  
which was read twice and referred to the
 ,committee on ,finance  ,a ,,bill  ,to 
amend the ,internal ,revenue ,code of   
#aihf to make certain provisions with   
respect to qualified ,,able programs    
permanent4  #a4 ,short title ,this ,act 
may be cited as the ,ensuring           
,nationwide ,access to a ,better ,life  
,experience ,act or the ,,enable ,act4  
#b4 ,permanent extension of increased   
contributions to ,,able accounts  7a7   
,in general ,section                    
#ebi;,a7b77#b77;,b77ii7 of the ,internal
 ,revenue ,code of #aihf is amended by  
striking before ,january #a1 #bjbf4  7b7

 ,allowance of savers credit  7#a7 ,in  
general ,section #be;,b7d77#a7 of the   
,internal ,revenue ,code of #aihf is    
amended to read as follows3  7#a7 ,in   
general ,the term qualified retirement  
savings contributions means1 with       
respect to any taxable year1 the sum    
of-- 7,a7 the amount of contributions   
made by the eligible individual during  
such taxable year to the ,,able account 
7within the meaning of section #ebi;,a7 
of which such individual is the eligible
 beneficiary1 and  7,b7 in the case of  
any taxable year beginning before       
,january #a1 #bjbg-- 7i7 the amount of  
the qualified retirement contributions  
7as defined in section #bai7;e77 made by
 the eligible individual1  7ii7 the     
amount of-- 7,i7 any elective deferrals 
7as defined in section #djb7;g77#c77 of 
such individual1 and  7,,ii7 any        
elective deferral of compensation by    
such individual under an eligible       
deferred compensation plan 7as defined  
in section #deg7;b77 of an eligible     

employer described in section           
#deg7;e77#a77;,a71 and  7iii7 the amount
 of voluntary employee contributions by 
such individual to any qualified        
retirement plan 7as defined in section  
#digd7;c774  4  7#b7 ,coordination with 
,,secure #b4j ,act of #bjbb amendment   
,paragraph 7#a7 of section #ajc7;e7 of  
the ,,secure #b4j ,act of #bjbb is      
repealed1 and the ,internal ,revenue    
,code of #aihf shall be applied and     
administered as though such paragraph   
were never enacted4  7c7 ,effective date
 ,the amendments made by this section   
shall apply to taxable years ending     
after the date of the enactment of this 
,act4  #c4 ,permanent extension of      
rollovers to ,,able programs from #ebi  
programs  7a7 ,in general ,section      
#ebi7;c77#c77;,c77i77,,iii7 of the      
,internal ,revenue ,code of #aihf is    
amended by striking before ,january #a1 
#bjbf14  7b7 ,effective date ,the       
amendment made by this section shall    
apply to distributions made after the   

date of the enactment of this ,act4