,,ii  #aai? ,,congress  #b;d ,session   
,s4 #eajf  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,july #bc1 #bjbf,mr4   
,m]kley introduc$ ! foll[+ bill2 :i* 0  
read twice & ref]r$ to ! ,committee on  
,f9ance  ,a ,,bill  ,to e/abli% a grant 
program to promote wildfire resili5ce   
inve/m5ts & a pilot program to r$uce !  
co/ burd5 ( insurance premiums1 & = o!r 
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,wildfire ,insurance       
,af=dability ,act4  #b4 ,wildfire ,risk 
,r$uction ,grant ,program  7a7          
,def9itions ,9 ?is section3 7#a7        
,eligible recipi5t ,! t]m eligible      
recipi5t-- 7,a7 means ! ,dep>tm5t (     
,insurance or comp>able ag5cy ( a ,/ate 
( ! ,unit$ ,/ates1 ! ,di/rict (         
,columbia1 any commonweal? or t]ritory (
 ! ,unit$ ,/ates1 or an ,indian ,tribe2 
&  7,b7 includes a subgrantee ( a       
recipi5t describ$ 9 subp>agraph 7,a7 t  
is a local fire dep>tm5t1 rural fire    
protection di/rict1 or o!r simil>       
entity4  7#b7 ,indian ,tribe ,! t]m     

,indian ,tribe has ! mean+ giv5 t t]m 9 
section #d ( ! ,indian                  
,self-,det]m9ation & ,education         
,assi/ance ,act 7#be ,u4,s4,c4 #ecjd74  
7b7 ,e/abli%m5t  7#a7 ,9 g5]al ,n lat]  
?an #ij days aft] ! date ( enactm5t (   
?is ,act1 ! ,unit$ ,/ates ,fire         
,adm9i/rator %all e/abli% ! ,wildfire   
,risk ,r$uction ,grant ,program to      
provide =mula grants to eligible        
recipi5ts to promote wildfire resili5ce1
 includ+ to support home h>d5+1         
def5sible space1 & o!r wildfire         
mitigation inve/m5ts to own]-occupi$    
prim>y resid5ces1 multifamily resid5tial
 prop]ties ) less ?an five units1 &     
af=dable h\s+ facilities4  7#b7 ,=mula  
,! ,unit$ ,/ates ,fire ,adm9i/rator %all
 di/ribute am\nts "u ! ,wildfire ,risk  
,r$uction ,grant ,program z foll[s3 7,a7
 #be p]c5t di/ribut$ among all eligible 
recipi5ts1 9 am\nts proportionate to !  
population ( ea* su* eligible recipi5t1 
z det]m9$ by ! ,unit$ ,/ates ,fire      
,adm9i/rator1 ! ,secret>y ( ! ,dep>tm5t 

( ! ,int]ior1 & ! ,*ief ( ! ,=e/        
,s]vice1 us+ c5sus data4  7,b7 #ej p]c5t
 di/ribut$ among ea* eligible recipi5t1 
z a risk adju/m5t1 to increase !        
eligible recipi5t's allocation bas$ on--
 7i7 frequ5cy ( sev]e fires )9 !        
eligible recipi5t2  7ii7 population &   
numb] ( /ructures locat$ )9 ! wildfire  
urban int]face1 us+ c5sus data2 &  7iii7
 ov]all height5$ wildfire risk z det]m9$
 "u ! ,national ,risk ,index ( ! ,f$]al 
,em]g5cy ,managem5t ,ag5cy4  7,c7 #be   
p]c5t di/ribut$ among ea* eligible      
recipi5t1 z an equity adju/m5t1 to      
increase ! eligible recipi5t's          
allocation bas$ on ! relative ne$ = fire
 risk mitigation assi/ance among        
l[-income h\seholds & rural communities1
 bas$ on-- 7i7 m$ian h\sehold income 7by
 c\nty71 us+ c5sus data2  7ii7 pres5ce (
 ,indian ,tribes2 &  7iii7 o!r factors1 
z det]m9$ by ! ,unit$ ,/ates ,fire      
,adm9i/rator1 ! ,secret>y ( ! ,dep>tm5t 
( ! ,int]ior1 & ! ,*ief ( ! ,=e/        
,s]vice4  7c7 ,uses ( grant aw>ds  7#a7 

,9 g5]al ,eligible recipi5ts may use    
grants aw>d$ "u subsection 7b7 to       
provide grants to nonpr(it              
organizations1 local gov]nm5ts1 &       
individuals = any ( ! foll[+ purposes3  
7,a7 ,support+ resid5tial fire resili5ce
 & mitigation programs ?r\gh\t !        
eligible recipi5t4  7,b7 ,) respect to  
resid5tial prop]ties3 7i7 ,improv+ !    
durability & fire resi/ance ( a ro(     
cov]+ 7to a m9imum ( a class ,a rat+74  
7ii7 ,protect+ propane tanks or o!r     
ext]nal fuel s\rces4  7iii7 ,in/all+ ro(
 cov]+s1 %ea?+1 fla%+1 ro( & attic v5ts1
 eaves1 or gutt]s t con=m to            
ignition-resi/ant con/ruction /&>ds4    
7iv7 ,in/all+ wall compon5ts = wall     
assemblies t con=m to ignition-resi/ant 
con/ruction /&>ds4  7v7 ,in/all+ ext]ior
 walls1 doors1 w9d[s1 or o!r ext]ior    
dwell+ unit elem5ts t con=m to          
ignition-resi/ant con/ruction /&>ds4    
7vi7 ,replac+ exi/+ ext]ior deck or f5ce
 compon5ts ) mat]ials t con=m to        
ignition-resi/ant con/ruction /&>ds4    

7vii7 ,in/all+ /ructure-specific wat]   
hydration sy/ems1 includ+ fire          
mitigation sy/ems su* z int]ior spr9kl] 
sy/ems4  7viii7 ,in/all+ automatic %ut(f
 valves = gas l9es4  7ix7 ,procur+      
s]vices & equipm5t to create buff]s     
ar\nd a dwell+ unit ?r\gh ! removal or  
r$uction ( flammable vegetation1 !      
removal ( ext]ior deck or f5ce          
compon5ts1 removal ( ignition-prone     
l&scape features4  7x7 ,p]=m+ o!r fire  
mitigation proc$ures id5tifi$ by !      
,unit$ ,/ates ,fire ,adm9i/rator1 !     
,secret>y ( ! ,dep>tm5t ( ! ,int]ior1 or
 ! ,*ief ( ! ,=e/ ,s]vice1 includ+ fuel 
managem5t te*niques su* z fuel or fire  
breaks4  7xi7 ,in/all+ or retr(itt+     
/ructural compon5ts ( ext]ior op5+s to  
r$uce wildfire smoke or airborne        
p>ticulates1 includ+ by seal+ or        
wea!r/ripp+ w9d[s1 ext]ior doors1 pet   
doors1 or o!r ext]ior op5+s1 or mak+ o!r
 /ructural improvem5ts id5tifi$ by !    
,unit$ ,/ates ,fire ,adm9i/rator1 !     
,secret>y ( ,int]ior1 & ! ,*ief ( ! ,=e/

 ,s]vice to r$uce wildfire smoke damage4
  7,c7 ,o!r activities t increase safety
 & r$uce resid5tial wildfire risk1 z    
det]m9$ by ! ,unit$ ,/ates ,fire        
,adm9i/rator1 9 consultation ) ! ,*ief (
 ! ,=e/ ,s]vice & ,secret>y ( !         
,int]ior4  7#b7 ,meet+ indu/ry /&>ds ,) 
respect to any grant aw>d$ to improve a 
h\sehold "u p>agraph 7#a71 ! grant aw>d 
%all be us$ = activities t qualify !    
h\sehold "u ! guidance & c]tification   
process ( ! ,insurance ,in/itute =      
,bus9ess & ,home ,safety1 ! ,firewise   
,,usa /&>ds ( ! ,national ,fire         
,protection ,association1 or a comp>able
 indu/ry /&>d1 z det]m9$ by ! adm9i/]+  
,/ate ag5cy4  7#c7 ,adm9i/rative co/s   
,an eligible recipi5t may use n m ?an   
#aj p]c5t ( ! am\nt ( ! grant aw>d$ "u  
subsection 7b7 = ! adm9i/rative co/s ( !
 eligible recipi5t4  7d7 ,limitation ,! 
maximum grant "u ?is section %all be    
#aj1jjj p] h\sehold4  7e7 ,report       
requir$ ,! ,unit$ ,/ates ,fire          
,adm9i/rator %all collect f ea* eligible

 recipi5t receiv+ a grant "u ?is section
 a report on ! use ( ! grant t includes 
p]=mance metrics & in=mation on         
mitigation co/ sav+s4  #c4 ,home[n]'s   
,wildfire ,insurance ,premium ,assi/ance
 ,v\*] ,pilot ,program  7a7 ,e/abli%m5t 
,n lat] ?an #ahj days aft] ! date (     
enactm5t ( ?is ,act1 ! ,unit$ ,/ates    
,fire ,adm9i/rator1 9 consultation ) !  
,*ief ( ! ,=e/ ,s]vice & ! ,secret>y ( !
 ,int]ior1 %all e/abli% a pilot program 
to provide means-te/$ v\*]-bas$ premium 
assi/ance = wildfire insurance to       
eligible h\seholds 9 ! =m ( grants to   
,/ates t w\ld di/ribute v\*]s to        
qualify+ h\seholds4  7b7 ,qualify+      
h\sehold def9$ ,= purposes ( ?is        
section1 a qualify+ h\sehold means a    
h\sehold-- 7#a7 resid+ 9 a resid5tial   
dwell+ ) an elevat$ wildfire risk1 z    
det]m9$ by ! ,/ate insurance commission]
 us+ ! ,national ,risk ,index ( ! ,f$]al
 ,em]g5cy ,managem5t ,ag5cy or a        
,/ate-approv$ risk index2  7#b7 t has   
complet$ risk r$uction inve/m5ts t[>d an

 indu/ry /&>d = fire safety "u section  
#b7;c77#b72 &  7#c7 ) a h\sehold income 
equal to or less ?an #hj p]c5t ( ! area 
m$ian income1 us+ ! mo/ rec5t c5sus     
data1 = ! area 9 :i* ! prop]ty is       
locat$4  7c7 ,value ( v\*] ,! value (   
any v\*] di/ribut$ "u subsection 7a7    
%all be det]m9$ by ! ,/ate insurance    
commission]4  7d7 ,adm9i/rative co/s ,! 
pilot program e/abli%$ "u subsection 7a7
 may use n m ?an #aj p]c5t ( ! am\nts   
made available = ! program =            
adm9i/rative co/s4  7e7 ,reports ,n lat]
 ?an #a ye> aft] ! date ( enactm5t ( ?is
 ,act1 & annually !reaft]1 ! ,unit$     
,/ates ,fire ,adm9i/rator1 9 coord9ation
 ) ! adm9i/]+ ag5cies ( ea* ,/ate       
receiv+ a grant "u ! pilot program "u   
subsection 7a71 %all submit to ,congress
 a report on ! results ( ! pilot program
 & an assessm5t ( :e!r ! pilot program  
has r$uc$ ! co/ burd5 ( insurance       
premiums & reta9$ private insur]s 9     
,/ate m>kets4  7f7 ,sunset ,?is section 
%all cease to h =ce or effect on ! date 

t is five ye>s aft] ! date ( e/abli%m5t 
( ! pilot program "u subsection 7a74    
#d4 ,exclusion ( am\nts receiv$ f grant 
programs  7a7 ,9 g5]al ,section #aci ( !
 ,int]nal ,rev5ue ,code ( #aihf is am5d$
 by r$esignat+ subsection 7h7 z         
subsection 7i7 & by ins]t+ aft]         
subsection 7g7 ! foll[+ new subsection3 
7h7 ,/ate-,bas$ cata/rophe loss         
mitigation programs  7#a7 ,9 g5]al      
,gross income %all n include any am\nt  
receiv$ by or paid = ! b5efit ( an      
individual z a qualifi$ cata/rophe      
mitigation paym5t "u a program e/abli%$ 
by-- 7,a7 a ,/ate or any political      
subdivision or public in/rum5tality     
!re(1  7,b7 a jo9t p[]s au?ority1 or    
7,c7 an entity creat$ by ,/ate law to   
ensure ! availability ( an adequate     
m>ket ( la/ resort = ess5tial prop]ty   
insurance or basic prop]ty insurance1   
ov] :i* a ,/ate ag5cy or ,/ate dep>tm5t 
( insurance has regulatory ov]sight1  = 
! purpose ( mak+ su* paym5ts4  7#b7     
,qualifi$ cata/rophe mitigation paym5t  

,= purposes ( ?is section1 ! t]m        
qualifi$ cata/rophe mitigation paym5t   
means any am\nt receiv$ "u a grant "u   
section #b or #c ( ! ,wildfire          
,insurance ,af=dability ,act4  7#c7 ,no 
increase 9 basis ,rules simil> to !     
rules ( subsection 7g77#c7 %all apply 9 
! case ( ?is subsection4  4  7b7 ,con=m+
 am5dm5ts  7#a7 ,section #aci7;d7 ( !   
,int]nal ,rev5ue ,code ( #aihf is am5d$ 
by /rik+ & qualifi$ & ins]t+ 1 qualifi$ 
cata/rophe mitigation paym5ts1 &        
qualifi$4  7#b7 ,section #aci7;i7 ( su* 
,code 7z r$esignat$ by subsection 7a77  
is am5d$ by /rik+ or qualifi$ & ins]t+ 1
 qualifi$ cata/rophe mitigation paym5t1 
or qualifi$4