,,ii  #aai? ,,congress  #b;d ,session   
,s4 #ejba  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,july #af1 #bjbf,mr4   
,m]kley 7= himself1 ,mr4 ,durb91 & ,mr4 
,blum5?al7 introduc$ ! foll[+ bill2 :i* 
0 read twice & ref]r$ to ! ,committee on
 ,heal?1 ,education1 ,labor1 & ,p5sions 
,a ,,bill  ,to provide consum]          
protections = /ud5ts4  #a4 ,%ort title  
,?is ,act may be cit$ z ! ,protect+     
,/ud5ts f ,wor?less ,degrees ,act4  #b4 
,def9itions ,9 ?is ,act3 7#a7 ,f$]al    
education assi/ance funds ,! t]m ,f$]al 
education assi/ance funds has ! mean+   
giv5 ! t]m 9 section #dhg7;a77#bd7 ( !  
,high] ,education ,act ( #aife 7#bj     
,u4,s4,c4 #ajid7;a77#bd774  7#b7 ,freely
 associat$ ,/ates ,! t]m freely         
associat$ ,/ates means ! ,republic ( !  
,m>%all ,isl&s1 ! ,f$]at$ ,/ates (      
,micronesia1 & ! ,republic ( ,palau4    
7#c7 ,in/itution ( high] education ,!   
t]m in/itution ( high] education-- 7,a7 
means a po/second>y education in/itution
 t receives ,f$]al education assi/ance  

funds2 &  7,b7 includes an in/itution ( 
high] education1 z def9$ 9 section #ajb 
( ! ,high] ,education ,act ( #aife 7#bj 
,u4,s4,c4 #ajjb74  7#d7 ,/ate ,! t]m    
,/ate includes1 9 addition to ! sev]al  
,/ates ( ! ,unit$ ,/ates1 ! ,commonweal?
 ( ,pu]to ,rico1 ! ,di/rict ( ,columbia1
 ,guam1 ,am]ican ,samoa1 ! ,unit$ ,/ates
 ,virg9 ,isl&s1 ! ,commonweal? ( !      
,nor!rn ,m>iana ,isl&s1 & ! freely      
associat$ ,/ates4  #c4 ,protections 9   
occupations requir+ ,/ate lic5sure      
,not)/&+ any o!r provision ( law1 an    
in/itution ( high] education is n       
eligible to receive ,f$]al education    
assi/ance funds ) respect to any program
 ( po/second>y education or tra9+1      
includ+ a degree or c]tificate program &
 any program (f]$ by di/ance education  
or correspond5ce c\rses to /ud5ts locat$
 9 a ,/ate o!r ?an :]e ! in/itution is  
physically locat$1 t is design$ to      
prep>e /ud5ts = entry into a recogniz$  
occupation or pr(ession t requires      
lic5s+ or o!r e/abli%$ requirem5ts z a  

pre-condition = entry into su*          
occupation or pr(ession1 unless1 by n   
lat] ?an #a ye> aft] ! date ( enactm5t (
 ?is ,act-- 7#a7 ! successful completion
 ( ! program fully qualifies a /ud5t1 9 
! metropolitan /ati/ical area 9 :i* !   
/ud5t resides1 9 ! ,/ate 9 :i* ! /ud5t  
resides1 & 9 any ,/ate 9 :i* !          
in/itution indicates1 ?r\gh adv]tis+ or 
m>ket+ activities or direct contact )   
pot5tial /ud5ts1 t a /ud5t w be prep>$  
to "w 9 ! occupation or pr(ession aft]  
successfully complet+ ! program1 to--   
7,a7 take any exam9ation requir$ = entry
 into ! recogniz$ occupation or         
pr(ession 9 ! metropolitan /ati/ical    
area & any ,/ate describ$ 9 ?is         
p>agraph1 includ+ satisfy+ all ,f$]al1  
,/ate1 or pr(essionally m&at$           
programmatic & specializ$ accr$itation  
requirem5ts1 if any2 &  7,b7 be c]tifi$ 
or lic5s$ or meet any o!r academically  
relat$ pre-conditions t are requir$ =   
entry into ! recogniz$ occupation or    
pr(ession 9 any su* ,/ate2 &  7#b7 !    

in/itution (f]+ ! program provides      
timely placem5t = all ( ! academically  
relat$ pre-lic5sure requirem5ts = entry 
into ! recogniz$ occupation or          
pr(ession1 su* z cl9ical placem5ts1     
int]n%ips1 or appr5tice%ips4  #d4       
,protect+ /ud5ts at ga9ful employm5t    
programs & protect+ all /ud5ts & ,f$]al 
funds f l[-e>n+ programs  7a7 ,def9+    
ga9ful employm5t programs  7#a7         
,additional in/itutions ,section        
#aja7;b77#a7 ( ! ,high] ,education ,act 
( #aife 7#bj ,u4,s4,c4 #ajja7;b77#a77 is
 am5d$ by ins]t+ 1 t meets ! /&>ds =    
debt-to-e>n+s 9 section #dih;,c1 aft]   
ga9ful employm5t 9 a recogniz$          
occupation4  7#b7 ,propriet>y in/itution
 ( high] education ,section             
#ajb7;b77#a77;,a77i7 ( ! ,high]         
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajjb7;b77#a77;,a77i77 is am5d$ by      
ins]t+ t meets ! /&>ds = debt-to-e>n+s 9
 section #dih;,c aft] ga9ful employm5t 9
 a recogniz$ occupation4  7#c7          
,po/second>y vocational in/itution      

,section #ajb7;c77#a77;,a7 ( ! ,high]   
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajjb7;c77#a77;,a77 is am5d$ by ins]t+ t
 meets ! /&>ds = debt-to-e>n+s 9 section
 #dih;,c aft] ga9ful employm5t 9 a      
recogniz$ occupation4  7#d7 ,eligible   
program ,section #dha7;b77#a77;,a77i7 ( 
! ,high] ,education ,act ( #aife 7#bj   
,u4,s4,c4 #ajhh7;b77#a77;,a77i77 is     
am5d$ by ins]t+ & meets ! /&>ds =       
debt-to-e>n+s 9 section #dih;,c aft]    
ga9ful employm5t 9 a recogniz$          
pr(ession4  7b7 ,debt-to-,e>n+s ,subp>t 
#c ( "p ,h ( title ,,iv ( ! ,high]      
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajii;c et seq47 is am5d$ by add+ at !  
end ! foll[+3  #dih;,c4  ,debt-to-e>n+s 
7a7  ,def9itions  ,9 ?is section3 7#a7  
,annual debt-to-e>n+s rate ,! t]m annual
 debt-to-e>n+s rate means1 = a cohort   
p]iod & eligible program1 ! rate t is   
calculat$ = ! cohort p]iod = /ud5ts1 z  
def9$ by ! ,secret>y1 :o complet$ !     
eligible program dur+ su* cohort p]iod  
by divid+ ! annual loan paym5t = su*    

cohort p]iod1 z calculat$ by !          
,secret>y1 by ! m$ian annual e>n+s = su*
 cohort p]iod4  7#b7  ,annual loan      
paym5t  ,! t]m annual loan paym5t means1
 = a cohort p]iod & eligible program1 ! 
annual loan paym5t = ! cohort ( /ud5ts  
:o complet$ ! eligible program dur+ !   
cohort p]iod1 calculat$ by ! ,secret>y  
by us+--  7,a7 ! m$ian loan debt ( !    
cohort2  7,b7 an amortization p]iod (-- 
7i7 #aj ye>s1 9 ! case ( an eligible    
program t leads to an und]graduate      
c]tificate or diploma1 a                
po/baccalaureate c]tificate1 an         
associate degree1 or a graduate         
c]tificate2  7ii7 #ae ye>s1 9 ! case (  
an eligible program t leads to a        
baccalaureate degree or a ma/]'s degree2
 or  7iii7 #bj ye>s1 9 ! case ( an      
eligible program n describ$ 9 clause 7i7
 or 7ii72 &  7,c7 an annual int]e/ rate 
t is-- 7i7 9 ! case ( an eligible       
program t is an und]graduate c]tificate 
or diploma program1 po/baccalaureate    
c]tificate program1 or associate degree 

program1 ! av]age ( ! annual /atutory   
int]e/ rates on ,f$]al ,direct          
,unsubsidiz$ ,loans applicable to       
und]graduate /ud5ts = ! ?ree consecutive
 aw>d ye>s end+ 9 ! f9al ye> ( ! cohort 
p]iod2  7ii7 9 ! case ( an eligible     
program t is a graduate c]tificate      
program or a ma/]'s degree program1 !   
av]age ( ! annual /atutory int]e/ rates 
on ,f$]al ,direct ,unsubsidiz$ ,loans   
applicable to graduate /ud5ts t 7 9     
effect dur+ ! ?ree consecutive aw>d ye>s
 end+ 9 ! f9al ye> ( ! cohort p]iod2    
7iii7 9 ! case ( an eligible program t  
is a ba*elor's degree program1 ! av]age 
( ! annual /atutory int]e/ rates on     
,f$]al ,direct ,unsubsidiz$ ,loans      
applicable to und]graduate /ud5ts = !   
six consecutive aw>d ye>s end+ 9 ! f9al 
ye> ( ! cohort p]iod2 &  7iv7 9 ! case (
 an eligible program t is a doctoral    
program or a fir/ pr(essional degree    
program1 ! av]age ( ! annual /atutory   
int]e/ rates on ,f$]al ,direct          
,unsubsidiz$ ,loan applicable to        

graduate /ud5ts = ! six consecutive aw>d
 ye>s end+ 9 ! f9al ye> ( ! cohort      
p]iod4  7#c7  ,cohort p]iod  ,! t]m     
cohort p]iod means-- 7,a7 a p]iod ( #b  
aw>d ye>s1 ) respect to an eligible     
program = :i* ! numb] ( /ud5ts :o       
complet$ ! eligible program 9 ! #b-ye>  
p]iod is #cj or m2 &  7,b7 a p]iod ( #d 
aw>d ye>s1 ) respect to an eligible     
program n describ$ 9 subp>agraph 7,a74  
7#d7  ,discretion>y debt-to-e>n+s rate  
,! t]m discretion>y debt-to-e>n+s rate  
means ! rate t is calculat$ = a cohort  
p]iod & eligible program by calculat+ ! 
quoti5t (--  7,a7 ! annual loan paym5t =
 su* cohort p]iod2 divid$ by  7,b7 !    
discretion>y e>n+s = su* cohort p]iod4  
7#e7  ,discretion>y e>n+s  ,! t]m       
discretion>y e>n+s means ! diff]5ce     
betwe5--  7,a7 ! m$ian annual e>n+s = a 
cohort p]iod2 &  7,b7 ! am\nt t is #aej 
p]c5t ( ! pov]ty level = an individual1 
z det]m9$ by ! ,secret>y ( ,heal? &     
,human ,s]vices = ! mo/ rec5t cal5d> ye>
 = :i* m$ian annual e>n+s data has be5  

obta9$4  7#f7  ,m$ian annual e>n+s  ,!  
t]m m$ian annual e>n+s means1 = a cohort
 p]iod & an eligible program1 ! midpo9t 
( ! annual e>n+s ( /ud5ts :o complet$ ! 
program--  7,a7 = a #b-ye> cohort       
p]iod-- 7i7 9 ! f\r? & fif? aw>d ye>s   
prior to ! ye> = :i* ! mo/ rec5t data   
are available f ! ,f$]al ag5cy ) e>n+s  
data1 except z provid$ 9 clause 7ii72 & 
7ii7 9 ! sev5? & eigh? aw>d ye>s prior  
to ! ye> = :i* ! mo/ rec5t data are     
available f su* ,f$]al ag5cy1 = qualify+
 graduate programs2 &  7,b7 = a #d-ye>  
cohort p]iod-- 7i7 9 ! f\r?1 fif?1 six?1
 & sev5? aw>d ye>s prior to ! ye> = :i* 
! mo/ rec5t data are available f !      
,f$]al ag5cy ) e>n+s data1 except z     
provid$ 9 clause 7ii72 &  7ii7 9 !      
sev5?1 eigh?1 n9?1 & t5? aw>d ye>s prior
 to ! ye> = :i* ! mo/ rec5t data are    
available f su* ,f$]al ag5cy1 = qualify+
 graduate programs4  7#g7  ,m$ian loan  
debt  ,! t]m m$ian loan debt means1 = a 
cohort p]iod & an eligible program1 !   
am\nt obta9$ by--  7,a7 calculat+ ! loan

 debt1 includ+ private education loans  
7z def9$ 9 section #adj7;a7 ( ! ,tru? 9 
,l5d+ ,act 7#ae ,u4,s4,c4 #afej7;a777 = 
ea* /ud5t :o complet$ ! eligible program
 dur+ su* cohort p]iod1 bas$ on ! less] 
(--  7i7 ! loan debt incurr$ by ea*     
/ud5t2 or  7ii7 ! total am\nt = tuition 
& fees & books1 equipm5t1 & supplies =  
ea* /ud5t1 less ! am\nt ( in/itutional  
grant or s*ol>%ip funds provid$ to t    
/ud5t2  7,b7 remov+1 if applicable1 !   
numb] ( l>ge/ loan debts equival5t to ! 
numb] ( /ud5ts = :om ! ,f$]al ag5cy )   
e>n+s data reports x is unable to mat*  
to e>n+s data2 &  7,c7 calculat+ ! m$ian
 ( ! rema9+ loan debts ( ! cohort (     
/ud5ts4  7#h7  ,qualify+ graduate       
program  7,a7  ,9 g5]al  ,! t]m qualify+
 graduate program means an eligible     
program--  7i7 = :i* ! ,secret>y has    
id5tifi$ outli] e>n+s gr[?2 &  7ii7 ^:  
/ud5ts mu/ complete requir$             
po/graduation tra9+ programs ( n less   
?an #c ye>s to obta9 lic5sure 9 "o ( !  
foll[+ fields3  7,i7 ,m$ic9e4  7,,ii7   

,o/eopa?y4  7,,iii7 ,d5ti/ry4  7,,iv7   
,cl9ical psy*ology4  7,v7 ,m>riage &    
family c\nsel+4  7,,vi7 ,cl9ical social 
"w4  7,,vii7 ,cl9ical c\nsel+4  7,b7    
,outli] e>n+s gr[?  ,= purposes (       
subp>agraph 7,a77i71 ! ,secret>y may    
id5tify an eligible program z hav+      
outli] e>n+s gr[? if !re is a gr[? 9 !  
m$ian e>n+s = /ud5ts :o h complet$ !    
program t is reflect$ by a p]c5t *ange 9
 ! m$ian e>n+s ( su* /ud5ts betwe5 !    
m$ian e>n+s ( su* /ud5ts measur$ #d ye>s
 aft] completion ( ! program & ! m$ian  
e>n+s ( su* /ud5ts measur$ #aj ye>s aft]
 completion ( ! program1 t is m ?an #b  
/&>d deviations above ! av]age e>n+s    
gr[? = o!r programs ) ! same cr$5tial   
level1 measur$ #d ye>s aft] completion &
 #aj ye>s aft] completion4  7b7  ,/&>ds 
7#a7  ,9 g5]al  ,an eligible program    
does n meet ! /&>ds = debt-to-e>n+s if1 
= #b ( any #c consecutive aw>d ye>s1 !  
applicable cohort ( /ud5ts fails !      
debt-to-e>n+s rates1 z describ$ 9       
p>agraph 7#b74  7#b7  ,fail+  ,a cohort 

( /ud5ts :o complet$ an eligible program
 dur+ ! cohort p]iod end+ on ! la/ day (
 an aw>d ye> fails ! debt-to-e>n+s rates
 = ! aw>d ye> if ! cohort has--  7,a7 a 
discretion>y debt-to-e>n+s rate = su*   
cohort p]iod equal to or great] ?an #bj 
p]c5t2 &  7,b7 an annual debt-to-e>n+s  
rate = su* cohort p]iod equal to or     
great] ?an #h p]c5t4  7c7  ,process     
7#a7  ,data mat*  ,9 ord] to ensure     
compliance ) p>agraph 7#b71 !           
,commission] ( ! ,int]nal ,rev5ue       
,s]vice1 ! ,commission] ( ! ,social     
,security ,adm9i/ration1 & ! head ( any 
o!r ,f$]al ag5cy t adm9i/]s ! database (
 individual-level e>n+s data %all1 9    
coord9ation ) ! ,secret>y1 timely ensure
 secure1 annual data mat*es ( e>n+s data
 ) ,dep>tm5t ( ,education data to       
produce ! m$ian annual e>n+s ( ea*      
eligible program4  7#b7  ,requirem5ts ( 
! ,secret>y  ,! ,secret>y %all-- 7,a7 on
 an annual cal5d> ye> basis--  7i7 = ea*
 eligible program-- 7,i7 calculate = ea*
 aw>d ye> ! discretion>y debt-to-e>n+s  

rate & ! annual debt-to-e>n+s rate = !  
program2 &  7,,ii7 publi% ! discretion>y
 debt-to-e>n+s rate & ! annual          
debt-to-e>n+s rate = ! eligible program 
= ea* aw>d ye> on a website e/abli%$ &  
ma9ta9$ by ! ,secret>y2  7ii7 = ea*     
eligible program t is a program ( tra9+ 
to prep>e /ud5ts = ga9ful employm5t 9 a 
recogniz$ occupation or a graduate or   
pr(essional degree program (f]$ by an   
in/itution ( high] education describ$ 9 
section #aja7;a71 issue a notice (      
det]m9ation n lat] ?an #de days aft]    
complet+ ! data mat* describ$ 9 p>agraph
 7#a71 in=m+ ! in/itution t provides !  
program--  7,i7 ( ! f9al discretion>y   
debt-to-e>n+s rate & ! annual           
debt-to-e>n+s rate = ! program1 :i* may 
n be appeal$ by ! in/itution unless !   
in/itution believes t ! ,secret>y err$ 9
 ! calculation ( any su* measure2       
7,,ii7 ( ! f9al det]m9ation reg>d+ :e!r 
! program meets ! /&>ds = debt-to-e>n+s1
 z describ$ 9 subsection 7b72  7,,iii7  
:e!r ! program does n meet ! /&>ds =    

debt-to-e>n+s z describ$ 9 subsection   
7b77#a7 or c\ld n meet su* /&>ds 9 !    
next ye> if x fails ! debt-to-e>n+s     
rates1 z describ$ 9 subsection 7b77#b71 
9 su* next ye>2 &  7,,iv7 :e!r !        
in/itution is requir$ to provide w>n+s  
to enroll$ /ud5ts & prospective /ud5ts (
 ! program's failure1 or risk ( failure1
 to meet ! /&>ds1 z det]m9$ "u subclause
 7,,iii72 &  7iii7 = ea* eligible       
program t is a program ( tra9+ to prep>e
 /ud5ts = ga9ful employm5t 9 a recogniz$
 occupation t does n meet ! /&>ds =     
debt-to-e>n+s z describ$ 9 subsection   
7b77#a71 en=ce ! consequ5ces "u         
subsection 7d72 &  7,b7 develop         
processes to v]ify1 on an annual cal5d> 
ye> basis-- 7i7 t ea* eligible program t
 is a program ( tra9+ to prep>e /ud5ts =
 ga9ful employm5t 9 a recogniz$         
occupation1 or a graduate or pr(essional
 degree program (f]$ by an in/itution ( 
high] education describ$ 9 section      
#aja7;a71 provides ! w>n+ describ$ 9    
subp>agraph 7,a77ii77,,iv71 if          

applicable2 &  7ii7 t ea* eligible      
program t is a program ( tra9+ to prep>e
 /ud5ts = ga9ful employm5t 9 a recogniz$
 occupation t does n meet ! /&>ds =     
debt-to-e>n+s z describ$ 9 subsection   
7b77#a7 does n receive funds z describ$ 
9 subsection 7d74  7d7  ,consequ5ces ( n
 meet+ /&>ds  7#a7  ,no disbursem5t (   
funds = enrollm5t 9 ineligible programs 
,an in/itution may n disburse program   
funds "u ?is title to /ud5ts enroll$ 9 a
 program ( tra9+ to prep>e /ud5ts =     
ga9ful employm5t 9 a recogniz$          
occupation t does n meet ! /&>ds =      
debt-to-e>n+s z describ$ 9 ?is section4 
7#b7  ,"t p]iod to ree/abli% eligibility
  ,an in/itution may n seek to ree/abli%
 ! eligibility ( a program ( tra9+ to   
prep>e /ud5ts = ga9ful employm5t 9 a    
recogniz$ occupation t does n meet !    
/&>ds = debt-to-e>n+s z describ$ 9 ?is  
section1 or e/abli% ! eligibility ( a   
program ( tra9+ to prep>e /ud5ts =      
ga9ful employm5t 9 a recogniz$          
occupation t is sub/antially simil> to !

 program t did n meet su* /&>ds1 until !
 date t is #c ye>s aft] ! date ( !      
notice ( det]m9ation issu$ "u subsection
 7c77#b77;,a77ii7 t ! program ( tra9+ to
 prep>e /ud5ts = ga9ful employm5t 9 a   
recogniz$ occupation does n meet !      
/&>ds4  7e7  ,equal treatm5t ( all      
programs & pr(essions  ,9 c>ry+ out ?is 
section1 ! ,secret>y %all apply !       
requirem5ts equally to all categories ( 
programs & pr(essions & %all n          
diff]5tiate1 delay implem5tation1 or    
adju/ any deadl9e1 ) respect to tipp$   
pr(essions or any o!r category (        
pr(essions or programs unless explicitly
 au?oriz$ "u ?is section4  7f7          
,regulations  ,! ,secret>y %all issue   
regulations to c>ry out ?is section n   
lat] ?an #a ye> aft] ! date ( enactm5t (
 ! ,protect+ ,/ud5ts f ,wor?less        
,degrees ,act1 except t su* regulations 
%all n be subject to ! requirem5ts (    
sections #dhb & #dib4  4  7c7 ,program  
p>ticipation requirem5ts ,section #dhg (
 ! ,high] ,education ,act ( #aife 7#bj  

,u4,s4,c4 #ajid7 is am5d$-- 7#a7 9      
subsection 7a71 by add+ at ! end !      
foll[+3  7#cj7 ,! in/itution w-- 7,a7   
provide to ! ,secret>y n lat] ?an ! fir/
 ,decemb] #ca foll[+ ! date ( enactm5t (
 ! ,protect+ ,/ud5ts f ,wor?less        
,degrees ,act 7or1 = any in/itution t   
does n h an active program p>ticipation 
agreem5t z ( su* date1 ! fir/ ,decemb]  
#ca aft] ! in/itution ent]s into !      
agreem5t71 9 accordance ) proc$ures     
e/abli%$ by ! ,secret>y1 a c]tification 
sign$ by ! mo/ s5ior executive (fic] ( !
 in/itution t ! in/itution & ea* ( !    
eligible ga9ful employm5t programs      
includ$ on ! eligibility & c]tification 
approval report ( ! in/itution "u subp>t
 #c ( "p ,h meet ! requirem5ts (        
subsection 7i72  7,b7 include ) its     
c]tification an explanation ( h[ ea*    
eligible ga9ful employm5t program is n  
sub/antially simil> to any ineligible or
 discont9u$ program describ$ 9          
subsection 7i77#b77;,d72 &  7,c7 update 
! c]tification )9 #aj days if !re are   

any *anges 9 ! approvals = an eligible  
ga9ful employm5t program1 or o!r *anges 
= an eligible ga9ful employm5t program t
 make ! exi/+ c]tification no long]     
accurate4  2  7#b7 by r$esignat+        
subsections 7i7 & 7j7 z subsections 7j7 
& 7k71 respectively2 &  7#c7 by ins]t+  
aft] subsection 7h7 ! foll[+3  7i7      
,c]tification requirem5ts = ga9ful      
employm5t programs  7#a7 ,def9ition (   
ga9ful employm5t program ,9 ?is         
subsection1 ! t]m ga9ful employm5t      
program means a program ( tra9+ t-- 7,a7
 9 ord] to qualify = assi/ance "u ?is   
title1 is requir$ "u subsection         
7b77#a77;,a77i7 or 7c77#a77;,a7 (       
section #ajb1 or section #aja7;b77#a71  
to satisfy ga9ful employm5t requirem5ts1
 includ+ debt-to-e>n+s2 &  7,b7 is (f]$ 
by an in/itution eligible to receive    
assi/ance "u ?is title4  7#b7 ,9 g5]al  
,ea* eligible ga9ful employm5t program  
includ$ on ! eligibility & c]tification 
approval report ( an in/itution ( high] 
education %all comply ) ea* ( ! foll[+3 

7,a7 ,! ga9ful employm5t program is     
approv$ by a recogniz$ accr$it+ ag5cy or
 is o!rwise includ$ 9 ! in/itution's    
accr$itation by its recogniz$ accr$it+  
ag5cy1 or1 if ! in/itution is a public  
po/second>y vocational in/itution1 !    
program is approv$ by a recogniz$ ,/ate 
ag5cy = ! approval ( public po/second>y 
vocational education 9 lieu (           
accr$itation4  7,b7 ,! ga9ful employm5t 
program is programmatically accr$it$1 if
 su* accr$itation is requir$ by-- 7i7 a 
,f$]al gov]nm5tal entity2  7ii7 a       
gov]nm5tal entity 9 ! ,/ate 9 :i* !     
in/itution is locat$2 or  7iii7 a       
gov]nm5tal entity 9 a ,/ate 9 :i* !     
in/itution is n physically locat$1 if ! 
in/itution-- 7,i7 (f]s po/second>y      
education ?r\gh di/ance education or    
correspond5ce c\rses to /ud5ts locat$ 9 
t ,/ate2 or  7,,ii7 is o!rwise subject  
to t ,/ate's jurisdiction1 z det]m9$ by 
t ,/ate4  7,c7 ,! ga9ful employm5t      
program satisfies ! applicable          
educational pr]equisites = pr(essional  

lic5sure or c]tification requirem5ts 9 !
 ,/ate 9 :i* ! in/itution is locat$ or a
 ,/ate describ$ 9 subp>agraph 7,b77iii71
 s t a /ud5t :o completes ! program &   
seeks employm5t 9 any su* ,/ate         
qualifies to take any lic5sure or       
c]tification exam9ation t is ne$$ = !   
/ud5t to practice or f9d employm5t 9 an 
occupation t ! program prep>es /ud5ts to
 ent]4  7,d7 ,! ga9ful employm5t program
 is n sub/antially simil> to a program  
(f]$ by ! in/itution t1 9 any ( ! #c    
ye>s prior to ! date ( ! eligibility &  
c]tification approval report-- 7i7 fail$
 ! /&>ds = debt-to-e>n+s 9 section      
#dih;,c1 ! l[ e>n+s outcome measure     
describ$ 9 section #ded7;c77#b71 or any 
subsequ5t outcome measure t ! ,secret>y 
det]m9es s]ves ! be/ int]e/s ( /ud5ts & 
taxpay]s2 &  7ii7 7,i7 became ineligible
 = fund+2 or  7,,ii7 0 volunt>ily       
discont9u$ by ! in/itution4  7#c7       
,requirem5ts ensur+ /ud5t aw>5ess ,be=e 
an in/itution (f]+ a ga9ful employm5t   
program enrolls any /ud5t :o int5ds to  

reside1 practice1 or seek employm5t 9 a 
,/ate = :i* ! program does n satisfy !  
applicable educational pr]equisites =   
pr(essional lic5sure or c]tification    
requirem5ts ne$$ = t occupation 9 t     
,/ate1 ! in/itution %all notify ! /ud5t 
t ! ga9ful employm5t program does n     
satisfy ! pr]equisites4  7#d7           
,requirem5ts reg>d+ ree/abli%m5t (      
eligibility ,! in/itution %all n seek to
 ree/abli% ! eligibility ( a ga9ful     
employm5t program t is ineligible =     
fund+ "u ?is subsection or subsection   
7a77#cj7 until n less ?an #c ye>s foll[+
 ! date specifi$ 9 ! notice (           
det]m9ation in=m+ ! in/itution ( !      
program's ineligibility4  4  7d7        
,application ( e>n+s outcomes           
requirem5ts to und]graduate c]tificate  
or diploma programs ,section #ded ( !   
,high] ,education ,act ( #aife 7#bj     
,u4,s4,c4 #ajhg;d7 is am5d$-- 7#a7 9    
subsection 7c77#b71 by ins]t+           
und]graduate c]tificate or diploma1 aft]
 if ! program aw>ds an2  7#b7 9         

subsection 7c77#c77;,a77iii77,i71 by    
ins]t+ 1 or und]graduate c]tificate or  
diploma1 aft] 9 ! case ( a det]m9ation  
made = an educational program t aw>ds a 
baccalaureate or less] degree2 &  7#c7 9
 subsection 7c77#c77;,b77i71 by ins]t+ 1
 or und]graduate c]tificate or diploma1 
aft] ) respect to an educational program
 t aw>ds a baccalaureate or less]       
degree4  7e7 ,apply+ e>n+ outcomes      
requirem5ts equally to all pr(essions1  
includ+ tipp$ pr(essions  7#a7 ,9 g5]al 
,section #ded7;c7 ( ! ,high] ,education 
,act ( #aife 7#bj ,u4,s4,c4 #ajhg;d7c77 
is am5d$ by add+ at ! end ! foll[+3     
7#h7 ,equal treatm5t ( all programs &   
pr(essions ,9 c>ry+ out ?is subsection1 
! ,secret>y %all apply ! requirem5ts    
equally to all categories ( programs &  
pr(essions & %all n diff]5tiate1 delay  
implem5tation1 or adju/ any deadl9e1 )  
respect to tipp$ pr(essions or any o!r  
category ( pr(essions or programs unless
 explicitly au?oriz$ 9 ?is subsection4  
4  7#b7 ,no regulations all[+ delay =   

tipp$ pr(essions  7,a7 ,9 g5]al         
,p>agraph 7#c7 ( section #ffh4djb7;c7 ( 
title #cd1 ,code ( ,f$]al ,regulations1 
z am5d$ by ! f9al rule submitt$ by !    
,dep>tm5t ( ,education relat+ to        
,acc\ntability 9 ,high] ,education &    
,access ,?r\gh ,dem&-,driv5 ,work=ce    
,pell3 ,/ud5t ,tuition & ,transp>5cy    
,sy/em 7,,/ats7 & ,e>n+s ,acc\ntability 
7#ia ,f$4 ,reg4 #djacf 7,july #a1       
#bjbf771 %all h no =ce or effect4  7,b7 
,effective date ,subp>agraph 7,a7 %all  
take effect on ,july #a1 #bjbg4  #e4    
,/ate au?orization requirem5ts = di/ance
 education programs ,section #aja ( !   
,high] ,education ,act ( #aife 7#bj     
,u4,s4,c4 #ajja7 is am5d$-- 7#a7 9      
subsection 7a77#b71 by ins]t+ 1 9       
accordance ) subsection 7d7 be=e !      
semicolon2 &  7#b7 by add+ at ! end !   
foll[+3  7d7 ,/ate au?orization  7#a7 ,9
 g5]al ,an in/itution t (f]s po/second>y
 education ?r\gh di/ance education or   
correspond5ce c\rses %all meet !        
requirem5ts ( subsection 7a77#b7 by be+ 

legally au?oriz$ )9 ea* ,/ate 9 :i* !   
in/itution's enroll$ /ud5ts are locat$1 
subject to p>agraph 7#b74  7#b7 ,/ate   
au?orization reciprocity agreem5ts ,an  
in/itution describ$ 9 p>agraph 7#a7 t is
 locat$ 9 a ,/ate t p>ticipates 9 a     
,/ate au?orization reciprocity agreem5t 
) ano!r ,/ate & t is cov]$ by su* ,/ate 
au?orization reciprocity agreem5t1 is   
consid]$ to meet ,/ate requirem5ts = !  
in/itution to be legally (f]+           
po/second>y di/ance education or        
correspond5ce c\rses 9 ! o!r ,/ate--    
7,a7 subject to any additional          
requirem5ts ( t ,/ate2 &  7,b7 if !     
in/itution docum5ts1 9 ! mann] requir$  
by ! ,secret>y1 t ea* ,/ate 9 :i* !     
in/itution's enroll$ /ud5ts are locat$  
has a ,/ate process-- 7i7 to review &   
take appropriate action on compla9ts f  
any ( su* enroll$ /ud5ts conc]n+ !      
in/itution1 includ+ en=c+ applicable    
,/ate law2 &  7ii7 to make ! compla9ts  
public4  7#c7 ,/ate au?orization        
reciprocity agreem5t def9$ ,9 ?is       

subsection1 ! t]m ,/ate au?orization    
reciprocity agreem5t means an agreem5t  
betwe5 #b or m ,/ates t-- 7,a7 au?orizes
 an in/itution locat$ & legally au?oriz$
 9 a ,/ate cov]$ by ! agreem5t to       
provide po/second>y education ?r\gh     
di/ance education or correspond5ce      
c\rses to /ud5ts locat$ 9 o!r ,/ates    
cov]$ by ! agreem5t2 &  7,b7 does n     
prohibit any ,/ate 9 ! agreem5t f en=c+ 
! ,/ate's own /atutes & regulations1    
reg>dless z to :e!r su* /atutes &       
regulations are g5]al & apply to all    
educational in/itutions or specifically 
direct$ at a subset ( educational       
in/itutions4  4