,,ii  #aai? ,,congress  #b;d ,session   
,s4 #dfee  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,june #b1 #bjbf,mr4    
,cornyn 7= himself & ,mr4 ,ka9e7        
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,agriculture1 ,nutrition1 & ,=e/ry  ,a  
,,bill  ,to all[ ! ,f>m ,cr$it          
,adm9i/ration ! option to exam9e l[-risk
 ,f>m ,cr$it ,sy/em in/itutions "u a    
#bd-mon? cycle4  #a4 ,%ort title ,?is   
,act may be cit$ z ! ,f>m ,cr$it        
,adju/m5t ,act4  #b4 ,f>m ,cr$it        
,adm9i/ration option to exam9e l[ risk  
,f>m ,cr$it ,sy/em in/itutions on a     
#bd-mon? cycle  7a7 ,9 g5]al ,section   
#e4ai7;a7 ( ! ,f>m ,cr$it ,act ( #aiga  
7#ab ,u4,s4,c4 #bbed7;a77 is am5d$ 9 !  
fir/ s5t5ce--  7#a7 by /rik+ 9 no ev5t &
 ins]t+ n2 &  7#b7 by ins]t+ 1 except t 
! ,f>m ,cr$it ,adm9i/ration1 9 its sole 
discretion1 may ext5d ! "t p]iod betwe5 
m&atory exam9ations ( in/itutions deem$ 
by ! ,f>m ,cr$it ,adm9i/ration to be    
l[-risk in/itutions to n m ?an #bd mon?s

 be=e ! p]iod4  7b7 ,effective date ,!  
am5dm5ts made by subsection 7a7 %all    
take effect on ,octob] #a1 #bjbf4