,,ii  #aaith ,,congress  #b;d ,session  
,s4 #ddgh  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,april #cj1    
#bjbf,mr4 ,kelly 7for himself1 ,mr4     
,gallego1 ,mr4 ,van ,hollen1 ,mr4       
,kaine1 ,mr4 ,warner1 and ,ms4          
,alsobrooks7 introduced the following   
bill2 which was read twice and referred 
to the ,committee on ,banking1 ,housing1
 and ,urban ,affairs  ,a ,,bill  ,to    
protect the credit of ,federal workers  
during a government shutdown4  #a4      
,short title ,this ,act may be cited as 
the ,federal ,worker ,credit ,protection
 ,act of #bjbf4  #b4 ,prohibition on    
reporting adverse items of information  
relating to ,federal workers during     
,government shutdowns  7a7 ,in general  
,section #fje of the ,fair ,credit      
,reporting ,act 7#ae ,u4,s4,c4 #afha;c7 
is amended-- 7#a7 in subsection 7a71 by 
adding at the end the following3  7#i7  
,with respect to a consumer reporting   
agency described in section #fjc7p71 any
 item of adverse information related to 

the debt of ,federal workers during a   
covered period1 as those terms are      
defined in subsection 7i74  2 and  7#b7 
by adding at the end the following3  7i7
 ,government shutdowns  7#a7            
,definitions ,in this subsection3 7,a7  
,covered individual ,the term covered   
individual means an employee of the     
,united ,states ,government or the      
,district of ,columbia whose employing  
agency is subject to a lapse of         
appropriations4  7,b7 ,covered period   
,the term covered period means the      
period beginning on the date on which   
there is more than a #bd-;hour lapse in 
appropriations and ending on the date   
that is #cj days after the date on which
 there is no longer a lapse in          
appropriations4  7#b7 ,request to delete
 ,a consumer reporting agency1 upon     
receiving a direct request from a       
consumer who is a covered individual    
during a covered period shall1 free of  
charge1 delete information excluded     
under subsection 7a77#i7 in the consumer

 report of the consumer and prohibit the
 consumer reporting agency from         
disclosing such information in the      
consumer report of the consumer to any  
person requesting the consumer report4  
7#c7 ,notification ,the ,director of the
 ,office of ,management and ,budget     
shall submit to each consumer reporting 
agency described in section #fjc7p7 a   
notification of the start and end of a  
lapse in appropriations impacting       
covered individuals4  4  7b7 ,technical 
and conforming amendment ,section       
#fje7;c77#a7 of the ,fair ,credit       
,reporting ,act 7#ae ,u4,s4,c4          
#afha;c7c77#a77 is amended by striking  
paragraphs 7#d7 and 7#f7 and inserting  
paragraphs 7#d71 7#f71 and 7#i74  7c7   
,effective date ,this ,act1 and the     
amendments made by this ,act1 shall     
apply to a covered period that begins on
 or after ,february #a1 #bjbf4