,,ii  #aai? ,,congress  #b;d ,session   
,s4 #ddej  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,april #cj1 #bjbf,ms4  
,alsobrooks introduc$ ! foll[+ bill2 :i*
 0 read twice & ref]r$ to ! ,committee  
on ,bank+1 ,h\s+1 & ,urban ,affairs  ,a 
,,bill  ,to prohibit cov]$ f9ancial     
in/itutions f collect+1 ma9ta9+1 &      
disclos+ in=mation relat+ to ! citiz5%ip
 /atus & immigration /atus ( consum]s1 &
 = o!r purposes4  #a4 ,%ort title ,?is  
,act may be cit$ z ! ,f9ancial ,access  
,protection ,act4  #b4 ,def9itions ,9   
?is ,act3 7#a7 ,appropriate ,f$]al bank+
 ag5cy2 insur$ depository in/itution ,! 
t]ms appropriate ,f$]al bank+ ag5cy &   
insur$ depository in/itution h ! mean+s 
giv5 ! t]ms 9 section #c ( ! ,f$]al     
,deposit ,insurance ,act 7#ab ,u4,s4,c4 
#ahac74  7#b7 ,bank ,secrecy ,act ,! t]m
 ,bank ,secrecy ,act has ! mean+ giv5 ! 
t]m 9 section #fjjc ( ! ,anti-,money    
,laund]+ ,act ( #bjbj 7#ca ,u4,s4,c4    
#ecaa note74  7#c7 ,consum] report+     
ag5cy ,! t]m consum] report+ ag5cy has !

 mean+ giv5 ! t]m 9 section #fjc ( !    
,fair ,cr$it ,report+ ,act 7#ae         
,u4,s4,c4 #afha;a74  7#d7 ,cov]$        
f9ancial in/itution ,! t]m cov]$        
f9ancial in/itution means-- 7,a7 an     
insur$ depository in/itution2  7,b7 an  
insur$ cr$it union or any cr$it union   
regulat$ by ! ,national ,cr$it ,union   
,adm9i/ration2  7,c7 a consum] report+  
ag5cy2  7,d7 a national bank or ,f$]al  
sav+s association sup]vis$ by ! ,(fice (
 ! ,comptroll] ( ! ,curr5cy2  7,e7 a    
,/ate memb] bank sup]vis$ by ! ,bo>d (  
,gov]nors ( ! ,f$]al ,res]ve ,sy/em2    
7,f7 a ,/ate nonmemb] bank sup]vis$ by !
 ,f$]al ,deposit ,insurance             
,corporation2  7,g7 a bank hold+ company
 or sav+s & loan hold+ company sup]vis$ 
by ! ,bo>d ( ,gov]nors ( ! ,f$]al       
,res]ve ,sy/em2 &  7,h7 a subsidi>y or  
affiliate !re( t is subject to          
exam9ation or sup]vision by a ,f$]al    
bank+ ag5cy4  7#e7 ,insur$ cr$it union  
,! t]m insur$ cr$it union has ! mean+   
giv5 ! t]m 9 section #aja ( ! ,f$]al    

,cr$it ,union ,act 7#ab ,u4,s4,c4       
#ageb74  #c4 ,prohibition on collection 
( citiz5%ip or immigration /atus        
in=mation  7a7 ,9 g5]al ,not)/&+ any o!r
 provision ( law1 a cov]$ f9ancial      
in/itution may n-- 7#a7 require a       
consum] or prospective consum] to       
disclose _! citiz5%ip /atus or          
immigration /atus z a condition ( op5+1 
ma9ta9+1 or access+ an acc\nt or        
f9ancial s]vice (f]$ by su* cov]$       
f9ancial in/itution2  7#b7 reque/1      
collect1 record1 reta91 ma9ta91 or      
o!rwise obta9 in=mation relat+ to !     
citiz5%ip /atus or immigration /atus ( a
 consum]2 or  7#c7 transmit1 report1    
disclose1 or o!rwise make available     
in=mation relat+ to ! citiz5%ip /atus or
 immigration /atus ( a consum] available
 to any ,f$]al ag5cy or o!r gov]nm5tal  
entity4  7b7 ,prohibition on regulatory 
action ,no appropriate ,f$]al bank+     
ag5cy may1 by regulation1 rule1 ord]1   
guidance1 sup]visory expectation1       
exam9ation proc$ure1 in=mal reque/1 or  

o!rwise-- 7#a7 require or enc\rage a    
cov]$ f9ancial in/itution to collect or 
ma9ta9 in=mation reg>d+ ! citiz5%ip     
/atus or immigration /atus ( a consum]2 
or  7#b7 condition sup]visory rat+s1    
en=cem5t decisions1 approvals1 or o!r   
regulatory det]m9ations on ! collection 
or report+ ( in=mation ab\t ! citiz5%ip 
/atus or immigration /atus ( a consum]4 
7c7 ,en=cem5t ,ea* appropriate ,f$]al   
bank+ ag5cy %all en=ce ?is section )    
respect to cov]$ f9ancial in/itutions4  
7d7 ,rule ( con/ruction ,no?+ 9 ?is     
section may be con/ru$ to-- 7#a7 alt] or
 limit ! any obligations a cov]$        
f9ancial in/itution has "u ! ,bank      
,secrecy ,act2 or  7#b7 prev5t cov]$    
f9ancial in/itutions f comply+ ) ,f$]al1
 ,/ate1 or local report+ requirem5ts    
relat+ to ! prev5tion ( f9ancial crimes 
includ+ money laund]+1 t]rori/ f9anc+1  
compliance ) sanctions4