,,ii  #aai? ,,congress  #b;d ,session   
,s4 #cifh  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,m>* #c1 #bjbf ,mr4    
,ricketts introduc$ ! foll[+ bill2 :i* 0
 read twice & ref]r$ to ! ,committee on 
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to require ! ,gov]nm5t         
,acc\ntability ,(fice to /udy & recomm5d
 a def9ition = work=ce h\s+4  #a4 ,%ort 
title  ,?is ,act may be cit$ z ! ,h\s+ =
 ,am]ica's ,middle ,class ,act ( #bjbf4 
#b4 ,,gao /udy on work=ce h\s+  7a7 ,9  
g5]al ,n lat] ?an #a ye> aft] ! date ( !
 enactm5t ( ?is ,act1 ! ,comptroll]     
,g5]al ( ! ,unit$ ,/ates %all conduct a 
/udy & submit to ! ,congress a report   
t--  7#a7 id5tifies ob/acles            
middle-income h\seholds face :5 look+ to
 secure af=dable h\s+2  7#b7 id5tifies  
geographic areas :]e h\s+ is ! mo/      
unaf=dable & unavailable = middle-income
 h\seholds2  7#c7 includes a li/ (      
,f$]al h\s+ programs1 includ+ ,f$]al tax
 cr$its1 grants1 & loan programs1 t are 
n available to middle-income h\seholds  

due to _! income /atus1 includ+ ,f$]al  
h\s+ programs design$ to promote        
af=dability2  7#d7 recomm5ds income &   
o!r p>amet]s to e/abli% a cle> &        
consi/5t ,f$]al def9ition = ! t]m       
work=ce h\s+ = use :5 describ+ ! segm5t 
( h\s+ t c\ld be made available to su*  
middle-income h\seholds 9 ,f$]al h\s+   
programs if fund+ comm5surate ) !       
additional eligibility 7 to be made     
available2 &  7#e7 analyzes h[ to modify
 or newly develop new ,f$]al h\s+       
programs & inc5tives to include work=ce 
h\s+ if fund+ comm5surate ) ! additional
 eligibility 7 to be made available4    
7b7 ,middle-,income h\sehold def9$ ,9   
?is section1 ! t]m middle-income        
h\sehold means a h\sehold ) an income   
above #hj p]c5t b t does n exce$ #abj   
p]c5t ( ! m$ian family income ( ! area1 
z det]m9$ by ! ,secret>y ) adju/m5ts =  
small] & l>g] families4