,,ii #aaith ,,congress #b;d ,session ,s4 #cifh ,,in ,,the ,,senate ,,of ,,the ,,united ,,states ,march #c1 #bjbf ,mr4 ,ricketts introduced the following bill2 which was read twice and referred to the ,committee on ,banking1 ,housing1 and ,urban ,affairs ,a ,,bill ,to require the ,government ,accountability ,office to study and recommend a definition for workforce housing4 #a4 ,short title ,this ,act may be cited as the ,housing for ,america's ,middle ,class ,act of #bjbf4 #b4 ,,gao study on workforce housing 7a7 ,in general ,not later than #a year after the date of the enactment of this ,act1 the ,comptroller ,general of the ,united ,states shall conduct a study and submit to the ,congress a report that-- 7#a7 identifies obstacles middle-income households face when looking to secure affordable housing2 7#b7 identifies geographic areas where housing is the most unaffordable and unavailable for middle-income households2 7#c7 includes a list of ,federal housing programs1 including ,federal tax credits1 grants1 and loan programs1 that are not available to middle-income households due to their income status1 including ,federal housing programs designed to promote affordability2 7#d7 recommends income and other parameters to establish a clear and consistent ,federal definition for the term workforce housing for use when describing the segment of housing that could be made available to such middle-income households in ,federal housing programs if funding commensurate with the additional eligibility were to be made available2 and 7#e7 analyzes how to modify or newly develop new ,federal housing programs and incentives to include workforce housing if funding commensurate with the additional eligibility were to be made available4 7b7 ,middle-,income household defined ,in this section1 the term middle-income household means a household with an income above #hj percent but that does not exceed #abj percent of the median family income of the area1 as determined by the ,secretary with adjustments for smaller and larger families4