,,ii  #aaith ,,congress  #b;d ,session  
,s4 #chdi  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,february #aa1 
#bjbf,mr4 ,cruz 7for himself and ,mrs4  
,britt7 introduced the following bill2  
which was read twice and referred to the
 ,committee on ,banking1 ,housing1 and  
,urban ,affairs  ,a ,,bill  ,to amend   
the ,electronic ,fund ,transfer ,act to 
adjust certain thresholds for inflation4
  #a4 ,short title ,this ,act may be    
cited as the ,community ,bank ,relief   
,act4  #b4 ,reasonable fees and rules   
for payment card transactions ,section  
#iba7;a77#f7 of the ,electronic ,fund   
,transfer ,act 7#ae ,u4,s4,c4           
#afico-#b7;a77#f77 is amended-- 7#a7 by 
redesignating subparagraph 7,b7 as      
subparagraph 7,c72 and  7#b7 by         
inserting after subparagraph 7,a7 the   
following3  7,b7 ,inflation adjustments 
7i7 ,in general ,except as provided in  
clause 7ii71 not later than ,july #a1   
#bjbf1 and not later than ,january #ae  
of every year thereafter1 the amount    

described in subparagraph 7,a7 shall be 
adjusted by the annual percentage       
increase in the ,consumer ,price ,index 
for the month of ,october4  7ii7        
,exception ,prior to the first          
adjustment made under clause 7i71 the   
,board shall adjust the amount described
 in subparagraph 7,a7 by the percentage 
by which-- 7,i7 the ,consumer ,price    
,index for ,october #bjbe1 exceeds      
7,,ii7 the ,consumer ,price ,index for  
,october #bjji4  4