,,ii  #aai? ,,congress  #a/ ,session    
,s4 #ccee  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,decemb] #d1 #bjbe,mrs4
 ,gillibr& 7= h]self1 ,mr4 ,scott (     
,florida1 ,mr4 ,kelly1 & ,mrs4 ,moody7  
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on !     
,judici>y  ,a ,,bill  ,to e/abli% a     
national /rategy = combat+ scams1 & =   
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,national ,/rategy =   
,combat+ ,scams ,act ( #bjbe4  #b4      
,f9d+s ,congress f9ds ! foll[+3 7#a7 ,m 
?an #d 9 #aj individuals 9 ! ,unit$     
,/ates1 an e/imat$ #ada1ejj1jjj adults1 
say !y h lo/ money to scams or _h       
s5sitive in=mation obta9$ & us$         
fraudul5tly4  7#b7 ,consum]s report$    
los+ m ?an #ab1jjj1jjj1jjj to fraud 9   
#bjbd1 a #be p]c5t increase ov] ! prior 
ye>1 ) impo/] scams be+ ! mo/ commonly  
report$ scam category4  7#c7 ,crim9als  
are increas+ly us+ ,g5]ative ,artificial
 ,intellig5ce to conduct scams1 includ+ 
hyp]-reali/ic voice deepfakes to        

manipulate victims4  7#d7 ,scams h>m all
 p ( ! ,unit$ ,/ates1 b c p>ticul>ly    
affect old] adults by h>m+ _! m5tal     
heal? & by =c+ !m to live ) few]        
res\rces4  7#e7 ,! ,gov]nm5t            
,acc\ntability ,(fice f\nd t !re are at 
lea/ #ac ag5cies engag$ 9 a range (     
activities relat+ to c\nt]+ scams1 all (
 :i* h _! own m&ate & au?orities & are  
l>gely c>ry+ out _! activities          
indep5d5tly4  7#f7 ,to improve ! ability
 ( ,f$]al ag5cies to coord9ate & t>get  
ef=ts to c\nt] scams1 ! ,gov]nm5t       
,acc\ntability ,(fice has recomm5d$ t ! 
,f$]al ,bureau ( ,inve/igations lead an 
ef=t to develop a ,national ,/rategy =  
,combat+ ,scams4  #c4 ,national ,/rategy
 = ,combat+ ,scams  7a7 ,e/abli%m5t (   
work+ gr\p ,n lat] ?an #ij days aft] !  
date ( enactm5t ( ?is ,act1 ! ,director 
( ! ,f$]al ,bureau ( ,inve/igation %all 
assemble a work+ gr\p to develop a      
,national ,/rategy = ,combat+ ,scams1 9 
coord9ation ) ! heads ( ea* ( ! foll[+3 
7#a7 ,! ,f$]al ,trade ,commission4  7#b7

 ,! ,consum] ,f9ancial ,protection      
,bureau4  7#c7 ,! ,dep>tm5t ( ,heal? &  
,human ,s]vices4  7#d7 ,! ,dep>tm5t (   
,/ate4  7#e7 ,! ,f$]al ,deposit         
,insurance ,corporation4  7#f7 ,! ,f$]al
 ,res]ve ,bo>d4  7#g7 ,! ,f9ancial      
,crimes ,en=cem5t ,network4  7#h7 ,!    
,dep>tm5t ( ,homel& ,security4  7#i7 ,! 
,national ,cr$it ,union ,adm9i/ration4  
7#aj7 ,! ,(fice ( ! ,comptroll] (       
,curr5cy4  7#aa7 ,! ,(fice ( ! ,unit$   
,/ates ,attorney4  7#ab7 ,! ,unit$      
,/ates ,secret ,s]vice4  7#ac7 ,!       
,dep>tm5t ( ! ,treasury4  7#ad7 ,!      
,f$]al ,communications ,commission4     
7#ae7 ,! ,securities & ,ex*ange         
,commission4  7#af7 ,! ,commodities     
,futures ,trad+ ,commission4  7#ag7 ,!  
,social ,security ,adm9i/ration4  7#ah7 
,any o!r ,f$]al ,dep>tm5t or ag5cy1 z   
det]m9$ appropriate4  7b7 ,developm5t ( 
,national ,/rategy = ,combat+ ,scams ,! 
work+ gr\p e/abli%$ pursuant to         
subsection 7a7 %all develop a ,national 
,/rategy = ,combat+ ,scams t-- 7#a7     

incorporates fe$back f community        
/akehold]s1 includ+-- 7,a7 survivors (  
scams1 & gr\ps t repres5t survivors (   
scams2  7,b7 old] adults & gr\ps t      
repres5t old] adults2  7,c7 individuals 
) disabilities & gr\ps t repres5t       
individuals ) disabilities2  7,d7       
,f$]al1 ,/ate1 & local prosecutors & law
 en=cem5t (ficials ) exp]tise 9 scams1 &
 gr\ps t repres5t su* prosecutors & law 
en=cem5t (ficials2  7,e7 bus9ess &      
non-pr(it organizations t play a role 9 
prev5t+ & address+ scams1 includ+       
telecommunications1 f9ancial1 social    
m$ia1 retail1 & te*nology companies1 &  
gr\ps t repres5t su* bus9esses &        
non-pr(it organizations2  7,f7 exp]ts on
 human behavior & scam prev5tion2  7,g7 
,adult ,protective ,s]vices ag5cies1 &  
gr\ps t repres5t !m2  7,h7 ,area        
,ag5cies on ,ag+1 & gr\ps t repres5t !m2
  7,i7 ,/ate1 local1 & ,tribal gov]nm5t 
(ficials1 & gr\ps t repres5t ,/ate &    
local gov]nm5t (ficials2 &  7,j7 any o!r
 community /akehold]s1 z det]m9$        

appropriate by ! work+ gr\p2  7#b7      
e/abli%es a def9ition ( scam1 = use 9 ! 
,national ,/rategy & by ! ,f$]al ,bureau
 ( ,inve/igation1 ! ,f$]al ,trade       
,commission1 & ! ,consum] ,f9ancial     
,protection ,bureau1 ! e/abli%m5t ( :i* 
includes-- 7,a7 an analysis expla9+ !   
reasons ! work+ gr\p select$ !          
def9ition2 &  7,b7 an evaluation ( :e!r 
ag5cies o!r ?an ! ,f$]al ,bureau (      
,inve/igation1 ! ,f$]al ,trade          
,commission1 & ! ,consum] ,f9ancial     
,protection ,bureau ,,fbi %\ld adopt !  
def9ition1 includ+ an analysis ( !      
b>ri]s or un9t5d$ consequ5ces ( do+ s2  
7#c7 evaluates ! risks f scams1 includ+ 
an analysis ( ?reats & vuln]abilities1  
heal? & f9ancial risks to scam          
survivors1 risks to national & economic 
security1 & ! prop] ,f$]al response to  
scams2  7#d7 evaluates me?ods = prev5t+ 
scams1 includ+ evid5ce-bas$ be/         
practices t c be implem5t$ & measur$ by 
! ,f$]al ,gov]nm5t1 ,/ate1 local1 &     
,tribal gov]nm5ts1 bus9esses1 non-pr(it 

organizations1 community memb]s1 &      
family memb]s ( ^? at risk ( be+ scamm$2
  7#e7 def9es ag5cy roles1              
responsibilities1 & au?orities = prev5t+
 & combat+ scams2  7#f7 analyzes ma9ta9+
 a s+le1 gov]nm5t-wide e/imate ( scams  
p]petrat$ & ! doll> losses associat$ )  
!m1 includ+ incid5ts n report$1 includ+ 
ei!r-- 7,a7 a plan = develop+ & ma9ta9+ 
su* an e/imate2 or  7,b7 an analysis ( !
 b>ri]s prev5t+ ! developm5t ( su* an   
e/imate & ! legislative1 regulatory1 or 
adm9i/rative *anges t c\ld elim9ate ^?  
b>ri]s2  7#g7 =mulates a plan to-- 7,a7 
ensure coord9at$1 consi/5t1 & accessible
 consum] compla9t report+ = scams across
 ,f$]al ag5cies1 includ+ compla9t       
report+ t is accessible = individuals ) 
disabilities2  7,b7 id5tify duplication 
9 tasks & responsibilities betwe5       
ag5cies & e/abli% deconfliction         
proc$ures = ov]lapp+ jurisdictional     
au?orities to improve coord9ation &     
collaboration2  7,c7 ensure h>moniz$1   
adequate1 timely1 & accurate data       

collection & data aggregation on scams  
across ,f$]al ag5cies1 includ+ ways to--
 7i7 bett] collect data & enc\rage      
report+ on scams2  7ii7 bett] id5tify   
scams2  7iii7 consi/5tly collect data on
 ! types ( scams1 doll> losses f scams1 
paym5t me?ods us$ = scams1 & o!r data1 z
 appropriate2  7iv7 promote ,f$]al law  
en=cem5t data int]op]ability &          
intellig5ce ga!r+ across data collection
 plat=ms2 &  7v7 mod]nize law en=cem5t  
data & report+1 includ+ ?r\gh ! use (   
artificial intellig5ce & o!r innovative 
te*nology to enhance data syn!sis2  7,d7
 increase coord9ation betwe5 ,f$]al &   
private sector ef=ts1 includ+ ef=ts by  
bus9esses & non-pr(its1 to prev5t scams 
by-- 7i7 facilitat+ & coord9at+ ! rapid 
%>+ ( data by private sector bus9esses  
7includ+ te*nology companies1 banks1 &  
telecommunication companies7 necess>y to
 ! inve/igation ( scams by law en=cem5t 
(ficials2  7ii7 au!nticat+ legitimate & 
block+ scam-relat$ transactions &       
communications2 &  7iii7 coord9at+      

preemptive en=cem5t & tak$[n actions2   
7,e7 e/abli% coord9at$ rapid response   
protocols t provide individuals )       
timely1 accurate w>n+s & prev5tion      
guidance ?r\gh tru/$ *annels1 ensur+ t  
scam ?reats are id5tifi$ quickly &      
communicat$ effectively to ! public2    
7,f7 increase coord9ation betwe5 ,f$]al1
 ,/ate1 local1 & ,tribal gov]nm5t ef=ts 
to prev5t & combat scams1 includ+       
analyz+ ! feasibility ( ! creation (    
eld] ju/ice task =ces )9 local          
gov]nm5ts2  7,g7 coord9ate ef=ts to     
address complex & multifacet$ scams t   
cross jurisdictional b\nd>ies2 &  7,h7  
monitor & evaluate ! effectiv5ess ( !   
implem5tation ( /rategies recomm5d$ 9 ! 
,national ,/rategy = ,combat+ ,scams2   
7#h7 evaluate ways = ! ,f$]al ,gov]nm5t 
to p>tn] ) ,/ate1 local1 & ,tribal law  
en=cem5t ag5cies1 f9ancial in/itutions1 
telecom c>ri]s1 te*nology companies1 &  
o!r entities det]m9$ appropriate to     
support victim recov]y1 includ+ provid+ 
cle> accessible res\rces = assi/ance &  

r$ress2  7#i7 enhance coord9ation )     
=eign c\ntries to combat l>ge-scale     
scams orig9at+ abroad t t>get p]sons 9 !
 ,unit$ ,/ates to improve cross-bord]   
en=cem5t2  7#aj7 analyzes ! legislative1
 regulatory1 or adm9i/rative *anges ne$$
 to c>ry out ! ,national ,/rategy =     
,combat+ ,scams & enable a compreh5sive 
& coord9at$ ,f$]al response to scams2   
7#aa7 id5tifies ! res\rces ne$$ to      
prev5t & combat scams & implem5t !      
,national ,/rategy = ,combat+ ,scams2 & 
7#ab7 addresses any o!r topic relat+ to 
! promotion ( a coord9at$ national      
response to scams1 z det]m9$ appropriate
 by ! work+ gr\p4  7c7 ,submission &    
publication ,n lat] ?an #b ye>s aft] !  
e/abli%m5t ( ! work+ gr\p "u subsection 
7a71 ! work+ gr\p %all-- 7#a7 submit !  
,national ,/rategy = ,combat+ ,scams    
develop$ "u subsection 7b7 to ! ,special
 ,committee on ,ag+ ( ! ,s5ate1 !       
,committee on ! ,judici>y ( ! ,s5ate1 & 
! ,committee on ! ,judici>y ( ! ,h\se ( 
,repres5tatives2 &  7#b7 make !         

,national ,/rategy = ,combat+ ,scams    
publicly available1 includ+ on a        
publicly accessible website4  7d7       
,updates  7#a7 ,9 g5]al ,foll[+ !       
publication ( ! ,national ,/rategy =    
,combat+ ,scams "u p>agraph 7c71 n less 
frequ5tly ?an once e #e ye>s1 ! work+   
gr\p e/abli%$ pursuant to subsection 7a7
 %all update su* publication1 includ+   
by-- 7,a7 collect+ & incorporat+ new    
fe$back f community /akehold]s2 &  7,b7 
updat+ ! def9ition ( scam1 z            
appropriate4  7#b7 ,submission &        
publication ,n lat] ?an #cj days aft]   
ea* update "u p>agraph 7#a71 ! work+    
gr\p e/abli%$ pursuant to subsection    
7a7%all-- 7,a7 submit ! updat$ ,national
 ,/rategy = ,combat+ ,scams to !        
,special ,committee on ,ag+ ( ! ,s5ate1 
! ,committee on ! ,judici>y ( ! ,s5ate1 
& ! ,committee on ! ,judici>y ( ! ,h\se 
( ,repres5tatives2 &  7,b7 make ! updat$
 ,national ,/rategy = ,combat+ ,scams   
publicly available1 includ+ on a        
publicly accessible website4  #d4       

,adoption ( common def9ition ( scam  7a7
 ,9 g5]al ,n lat] ?an #a ye> aft] !     
publication ( ! ,national ,/rategy =    
,combat+ ,scams "u section #c7;c71 !    
,f$]al ,bureau ( ,inve/igation1 ! ,f$]al
 ,trade ,commission1 & ! ,consum]       
,f9ancial ,protection ,bureau %all adopt
 ! common def9ition ( scam recomm5d$ 9 !
 ,national ,/rategy = ,combat+ ,scams4  
7b7 ,updates to def9ition ,if1 pursuant 
to section #c7;d71 ! work+ gr\p updates 
! def9ition ( scam 9 an updat$ ,national
 ,/rategy = ,combat+ ,scams1 ! ,f$]al   
,bureau ( ,inve/igation1 ! ,f$]al ,trade
 ,commission1 & ! ,consum] ,f9ancial    
,protection ,bureau %all adopt ! updat$ 
common def9ition ( scam n lat] ?an #a   
ye> aft] su* update4