,,ii  #aaith ,,congress  #ast ,session  
,s4 #bgfd  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,september #aj1
 #bjbe,ms4 ,ernst 7for herself1 ,ms4    
,klobuchar1 ,mr4 ,kaine1 ,mrs4 ,moody1  
,mr4 ,grassley1 and ,ms4 ,hassan7       
introduced the following bill2 which was
 read twice and referred to the         
,committee on ,health1 ,education1      
,labor1 and ,pensions  ,a ,,bill  ,to   
require disclosure of the total amount  
of interest that would be paid over the 
life of a loan for certain ,federal     
student loans4  #a4 ,short title ,this  
,act may be cited as the ,student       
,transparency for ,understanding        
,decisions in ,education ,net ,terms    
,act or the ,,student ,act4  #b4        
,interest disclosure ,section #dee7p7 of
 the ,higher ,education ,act of #aife   
7#bj ,u4,s4,c4 #ajhg;e7p77 is amended-- 
7#a7 by striking shall1 with respect to 
loans and inserting the following3      
8shall--  7#a7 with respect to loans  2 
7#b7 by striking part ,b4 and inserting 

part ,b2 and2 and  7#c7 by adding at the
 end the following3  7#b7 include in the
 disclosure required under section      
#dcc7;a7 the total amount of interest   
that would be paid over the life of the 
loan1 using the standard repayment plan 
applicable based on the total           
outstanding principal of all loans of   
the borrower4  4