,,ii  #aai? ,,congress  #a/ ,session    
,s4 #bded  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,july #bd1 #bjbe ,mr4  
,w>nock 7= himself1 ,mr4 ,budd1 & ,mr4  
,cornyn7 introduc$ ! foll[+ bill2 :i* 0 
read twice & ref]r$ to ! ,committee on  
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,fair ,debt          
,collection ,practices ,act to provide  
enhanc$ protection aga9/ debt collector 
h>assm5t ( memb]s ( ! ,arm$ ,=ces1 & =  
o!r purposes4  #a4  ,%ort title  ,?is   
,act may be cit$ z ! ,fair ,debt        
,collection ,practices = ,s]vicememb]s  
,act4  #b4  ,enhanc$ protection aga9/   
debt collector h>assm5t ( s]vicememb]s  
7a7  ,communication 9 connection ) debt 
collection  ,section #hje ( ! ,fair     
,debt ,collection ,practices ,act 7#ae  
,u4,s4,c4 #afib;c7 is am5d$ by add+ at !
 end ! foll[+3  7e7  ,communications    
conc]n+ s]vicememb] debts  7#a7         
,def9ition  ,9 ?is subsection1 ! t]m    
cov]$ individual means--  7,a7 a cov]$  
memb] or a dep5d5t1 z ^? t]ms are def9$ 

9 section #ihg7;i7 ( title #aj1 ,unit$  
,/ates ,code2  7,b7 an individual :o 0  
sep>at$1 dis*>g$1 or releas$ f duty     
describ$ 9 subp>agraph 7,a7 or 7,b7 (   
section #ihg7;i77#a7 ( title #aj1 ,unit$
 ,/ates ,code1 b only dur+ ! #cfe-;day  
p]iod beg9n+ on ! date ( sep>ation1     
dis*>ge1 or release2  7,c7 a dep5d5t    
describ$ 9 subp>agraph 7,a71 7,d71 7,e71
 or 7,i7 ( section #ajgb7b7 ( title #aj1
 ,unit$ ,/ates ,code1 ( an individual   
describ$ 9 subp>agraph 7,b72 or  7,d7 a 
memb] ( ! ,select$ ,res]ve ( ! ,ready   
,res]ve ( ! res]ve compon5ts ( ! ,arm$  
,=ces1 z def9$ 9 section #ajadc ( title 
#aj1 ,unit$ ,/ates ,code4  7#b7         
,prohibitions  ,a debt collector may n1 
9 connection ) ! collection ( any debt (
 a cov]$ individual--  7,a7 ?reat5 to h 
! cov]$ individual r$uc$ 9 rank2  7,b7  
?reat5 to h ! cov]$ individual's        
security cle>ance revok$2 or  7,c7      
?reat5 to h ! cov]$ individual prosecut$
 "u *apt] #dg ( title #aj1 ,unit$ ,/ates
 ,code 7commonly kn[n z ! ,uni=m ,code (

 ,milit>y ,ju/ice74  7#c7  ,rule (      
con/ruction  ,no?+ 9 ?is subsection may 
be con/ru$ to re/rict ! ability ( a debt
 collector to provide a cov]$ individual
 ) accurate & lawful in=mation reg>d+   
any debt ow$ by ! cov]$ individual      
7includ+ ! am\nt ( su* a debt1 ! /atus (
 su* a debt1 or ! consequ5ces (         
nonpaym5t ) respect to su* a debt71 if  
provid+ t in=mation does n violate      
p>agraph 7#b7 or any o!r provision ( ?is
 title4  4  7b7  ,unfair practices      
,section #hjh ( ! ,fair ,debt           
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afib;f7 is am5d$ by add+ at !
 end ! foll[+3  7#i7 ,! repres5tation to
 any cov]$ individual 7z def9$ 9 section
 #hje7;e77#a77 t failure to coop]ate ) a
 debt collector w result 9--  7,a7 a    
r$uction 9 rank ( ! cov]$ individual2   
7,b7 a revocation ( ! cov]$ individual's
 security cle>ance2 or  7,c7 prosecution
 "u *apt] #dg ( title #aj1 ,unit$ ,/ates
 ,code 7commonly kn[n z ! ,uni=m ,code (
 ,milit>y ,ju/ice74  4  #c4  ,,gao /udy 

7a7  ,def9ition  ,9 ?is section1 ! t]m  
cov]$ individual has ! mean+ giv5 ! t]m 
9 subsection 7e7 ( section #hje ( !     
,fair ,debt ,collection ,practices ,act 
7#ae ,u4,s4,c4 #afib;c71 z add$ by ?is  
,act4  7b7  ,requirem5t  ,! ,comptroll] 
,g5]al ( ! ,unit$ ,/ates %all conduct a 
/udy & submit a report to ,congress on !
 impact ( ?is ,act1 & ! am5dm5ts made by
 ?is ,act1 on--  7#a7 ! timely deliv]y (
 in=mation to a cov]$ individual2  7#b7 
milit>y read9ess2 &  7#c7 national      
security1 includ+ ! ext5t to :i* cov]$  
individuals ) security cle>ances w\ld be
 impact$ by uncollect$ debt4