,,ii #aaith ,,congress #ast ,session ,s4 #badh ,,in ,,the ,,senate ,,of ,,the ,,united ,,states ,june #bd1 #bjbe ,mr4 ,merkley 7for himself and ,mr4 ,sanders7 introduced the following bill2 which was read twice and referred to the ,committee on ,banking1 ,housing1 and ,urban ,affairs ,a ,,bill ,to prohibit owners of covered dwelling units from assessing or collecting certain fees from tenants1 and for other purposes4 #a4 ,short title ,this ,act may be cited as the ,end ,junk ,fees for ,renters ,act4 #b4 ,definitions ,in this ,act3 7#a7 ,appropriate regulator ,the term appropriate regulator means-- 7,a7 the ,secretary of ,housing and ,urban ,development1 with respect to covered dwelling units described in-- 7i7 paragraph 7#b77;,a72 7ii7 paragraph 7#b77;,b71 to the extent the ,federally backed mortgage loan referred to in such paragraph is described in subparagraph 7,a71 7,b71 or 7,c7 of paragraph 7#c72 or 7iii7 paragraph 7#b77;,b71 to the extent the ,federally backed mortgage loan referred to in such paragraph is described in paragraph 7#d7 and is made in whole or in part1 or insured1 guaranteed1 supplemented1 or assisted in any way under or in connection with a housing or urban development program administered by the ,secretary of ,housing and ,urban ,development2 7,b7 the ,secretary of ,veterans ,affairs1 with respect to covered dwelling units described in paragraph 7#b77;,b71 to the extent the ,federally backed mortgage loan referred to in such paragraph is described in-- 7i7 paragraph 7#c77;,d72 or 7ii7 paragraph 7#d7 and is made in whole or in part1 or insured1 guaranteed1 supplemented1 or assisted in any way1 by the ,secretary of ,veterans ,affairs or under or in connection with a housing or related program administered by ,secretary of ,veterans ,affairs2 7,c7 the ,secretary of ,agriculture1 with respect to covered dwelling units described in paragraph 7#b77;,b71 to the extent the ,federally backed mortgage loan referred to in such paragraph is described in-- 7i7 subparagraph 7,e7 or 7,f7 of paragraph 7#c72 or 7ii7 paragraph 7#d7 and is made in whole or in part1 or insured1 guaranteed1 supplemented1 or assisted in any way1 by the ,secretary of ,agriculture or under or in connection with a housing or related program administered by ,secretary of ,agriculture2 and 7,d7 the ,director of the ,federal ,housing ,finance ,agency1 with respect to covered dwelling units described in paragraph 7#b77;,b71 to the extent the ,federally backed mortgage loan referred to in such paragraph is described in-- 7i7 paragraph 7#c77;,g72 or 7ii7 paragraph 7#d7 and is purchased or securitized by the ,federal ,home ,loan ,mortgage ,corporation or the ,federal ,national ,mortgage ,association4 7#b7 ,covered dwelling unit ,the term covered dwelling unit means a dwelling unit that-- 7,a7 is provided assistance within the jurisdiction of the ,department1 as defined in section #ajb7m7 of the ,department of ,housing and ,urban ,development ,reform ,act of #aihi 7#db ,u4,s4,c4 #cede7m772 or 7,b7 is subject to1 or is on or in a property that is subject to1 a ,federally backed single-family mortgage loan or a ,federally backed multifamily mortgage loan4 7#c7 ,federally backed single-family mortgage loan ,the term ,federally backed single-family mortgage loan includes any loan that is secured by a first or subordinate lien on residential real property 7including individual units of condominiums and cooperatives7 designed principally for the occupancy of from #a- to #d-;families that is-- 7,a7 insured by the ,federal ,housing ,administration under title ,,ii of the ,national ,housing ,act 7#ab ,u4,s4,c4 #agjg et seq472 7,b7 insured under section #bee of the ,national ,housing ,act 7#ab ,u4,s4,c4 #agaez-#bj72 7,c7 guaranteed under section #ahd or #ahd;,a of the ,housing and ,community ,development ,act of #aiib 7#ab ,u4,s4,c4 #agaez-#ac;a1 #agaez-#ac;b72 7,d7 guaranteed or insured by the ,department of ,veterans ,affairs2 7,e7 guaranteed or insured by the ,department of ,agriculture2 7,f7 made by the ,department of ,agriculture2 or 7,g7 purchased or securitized by the ,federal ,home ,loan ,mortgage ,corporation or the ,federal ,national ,mortgage ,association4 7#d7 ,federally backed multifamily mortgage loan ,the term ,federally backed multifamily mortgage loan includes any loan 7other than temporary financing such as a construction loan7 that-- 7,a7 is secured by a first or subordinate lien on residential multifamily real property designed principally for the occupancy of #e or more families1 including any such secured loan1 the proceeds of which are used to prepay or pay off an existing loan secured by the same property2 and 7,b7 is made in whole or in part1 or insured1 guaranteed1 supplemented1 or assisted in any way1 by any officer or agency of the ,federal ,government or under or in connection with a housing or urban development program administered by the ,secretary of ,housing and ,urban ,development or a housing or related program administered by any other such officer or agency1 or is purchased or securitized by the ,federal ,home ,loan ,mortgage ,corporation or the ,federal ,national ,mortgage ,association4 7#e7 ,owner ,the term owner means1 with respect to a dwelling unit1 any private person or entity1 including a cooperative1 an agency of the ,federal ,government1 or a public housing agency1 having the legal right to lease or sublease the dwelling unit4 #c4 ,rental junk fees 7a7 ,application fees ,the appropriate regulator shall prohibit the owner of a covered dwelling unit from assessing or collecting a fee or charge1 from any household in connection with the submission of an application for rental of the dwelling unit4 7b7 ,tenant screening fees ,the appropriate regulator shall prohibit the owner of a covered dwelling unit from assessing to or collecting from any household applying to rent the dwelling unit any fee or charge for costs of conducting any criminal history1 tenant screening1 consumer report1 or other background check of the household4 7c7 ,late fees ,the appropriate regulator shall require that owners of covered dwelling units-- 7#a7 only impose fees or charges on tenants in connection with the late payment of rent for a covered dwelling unit if the amount of the fee or charge is less than #c percent of the monthly rent the tenant pays for the covered dwelling unit2 7#b7 only impose fees or charges on tenants in connection with the late payment of rent for a covered dwelling unit if #ae days have elapsed since the date on which the rent was due2 and 7#c7 disclose the requirements imposed under paragraphs 7#a7 and 7#b7 in any lease entered for a covered dwelling unit on or after the date on which rules are issued under section #d4 7d7 ,required disclosures ,the appropriate regulator shall require each owner of a covered dwelling unit to disclose to the tenant before a lease is signed-- 7#a7 the total amount due each month1 including any fees2 7#b7 to the degree practicable1 a summary of any past litigation between the the owner and any former or current tenants2 7#c7 a description of any ongoing pest and maintenance issues2 and 7#d7 the amount rent increase for the property in each of the #aj previous years4 #d4 ,rulemaking ,not later than #ahj days after the date of enactment of this ,act1 the ,bureau of ,consumer ,financial ,protection and the ,federal ,trade ,commission shall issue a rule that-- 7#a7 defines the term junk fee with respect to rental housing2 and 7#b7 finds the furnishing of any information about a unpaid junk fee 7as such term is defined pursuant to paragraph 7#a77 to a consumer reporting agency to be a unfair or unconscionable means to collect or attempt to collect debt in violation of section #hjh of the ,fair ,debt ,collection ,practices ,act 7#ae ,u4,s4,c4 #afib;f74