,,ii  #aai? ,,congress  #a/ ,session    
,s4 #aicb  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,june #c1 #bjbe ,mr4   
,van ,holl5 7= himself & ,mr4 ,boozman7 
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,national ,h\s+ ,act 
& ! ,h\s+ & ,community ,developm5t ,act 
( #aiib to include in=mation reg>d+ ,,va
 home loans 9 ! ,in=m$ ,consum] ,*oice  
,disclosure requir$ to be provid$ to    
prospective ,,fha borr[]s & to require a
 milit>y s]vice "q on ! ,uni=m          
,resid5tial ,loan ,application1 & = o!r 
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,,va ,loan ,in=m$          
,disclosure ,act ( #bjbe or ,,valid ,act
 ( #bjbe4  #b4 ,,fha in=m$ consum] *oice
 disclosure  7a7 ,inclusion ( in=mation 
relat+ to v,a loans ,subp>agraph 7,a7 ( 
section #bjc7;f77#b7 ( ! ,national ,h\s+
 ,act 7#ab ,u4,s4,c4 #agji7;f77#b77;,a77
 is am5d$--  7#a7 by ins]t+ 7i7 aft]    
loan-to-value ratio2 &  7#b7 by ins]t+  

be=e ! semicolon ! foll[+3 1 & 7ii7 9   
connection ) a loan gu>ante$ or insur$  
"u *apt] #cg ( title #ch1 ,unit$ ,/ates 
,code1 assum+ prevail+ int]e/ rates4    
7b7 ,rule ( con/ruction ,no?+ 9 !       
am5dm5ts made by subsection 7a7 %all be 
con/ru$ to require an orig9al l5d] to   
det]m9e :e!r a prospective borr[] is    
eligible = any loan includ$ 9 ! notice  
requir$ "u section #bjc7;f7 ( !         
,national ,h\s+ ,act 7#ab ,u4,s4,c4     
#agji7;f774  #c4 ,milit>y s]vice "q  7a7
 ,9 g5]al ,subp>t ,a ( "p #b ( subtitle 
,a ( ! ,f$]al ,h\s+ ,ent]prises         
,f9ancial ,safety & ,s\ndness ,act (    
#aiib 7#ab ,u4,s4,c4 #deda et seq47 is  
am5d$ by add+ at ! end ! foll[+3  #acbi4
 ,uni=m resid5tial loan application ,n  
lat] ?an #f mon?s aft] ! date ( enactm5t
 ( ?is section1 ! ,director %all require
 ea* ent]prise to-- 7#a7 include a      
milit>y s]vice "q on ! =m kn[n z !      
,uni=m ,resid5tial ,loan ,application2 &
  7#b7 position ! "q describ$ 9 p>agraph
 7#a7 above ! signature l9e ( ! ,uni=m  

,resid5tial ,loan ,application4  4  7b7 
,rulemak+ ,n lat] ?an #f mon?s aft] !   
date ( enactm5t ( ?is ,act1 ! ,director 
( ! ,f$]al ,h\s+ ,f9ance ,ag5cy %all    
issue a rule to c>ry out ! am5dm5t made 
by ?is section4