,,ii  #aai? ,,congress  #a/ ,session    
,s4 #ahjg  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,may #ai1 #bjbe,mr4    
,banks 7= himself & ,ms4 ,lummis7       
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,f9ance  ,a ,,bill  ,to require an      
income id5tification & v]ification      
plat=m = c]ta9 ,f$]al b5efit funds1 & = 
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,timely & ,accurate    
,b5efits ,act4  #b4 ,requirem5ts (      
,/ates2 enhanc$ income v]ification      
plat=m requir$ ,to be eligible to       
receive ,f$]al funds = a cov]$ ,f$]al   
b5efit program1 a ,/ate1 n lat] ?an #a  
ye> aft] ! date ( ! enactm5t ( ?is ,act1
 %all procure1 contract1 & use an       
,enhanc$ ,income ,id5tification &       
,v]ification ,plat=m4  #c4 ,def9itions  
,9 ?is ,act3 7#a7 ,cov]$ ,f$]al b5efit  
program ,! t]m cov]$ ,f$]al b5efit      
program means any program adm9i/]$ by ! 
,f$]al gov]nm5t1 or by a ,/ate or local 
gov]nm5t us+ ,f$]al funds1 9 :i*        

eligibility = b5efits1 or ! am\nt (     
b5efits1 is det]m9$1 9 :ole or 9 "p1    
bas$ on ! income ( an individual or     
h\sehold4  7#b7 ,enhanc$ gross income ,!
 t]m enhanc$ gross income means-- 7,a7  
wages1 sal>ies1 tips includ$ & n includ$
 on pay /ubs1 & o!r comp5sation f all   
=ms ( employm5t1 includ+ traditional    
,w-#b employm5t n provid$ by exi/+ data 
s\rces1 contract "w1 self-employm5t1 &  
p>ticipation 9 ! gig economy2  7,b7     
unemploym5t comp5sation2  7,c7 any      
b5efits paid "u ! ,old-,age & ,survivors
 ,insurance & ,disability ,insurance    
programs & associat$ b5efits "u title   
,,ii ( ! ,social ,security ,act 7#db    
,u4,s4,c4 #dja et seq472  7,d7          
,supplem5tal ,security ,income 7,,ssi7  
b5efits paid "u title ,,xvi ( ! ,social 
,security ,act 7#db ,u4,s4,c4 #acha et  
seq472  7,e7 int]e/ & divid5ds2  7,f7   
%ort-t]m & long-t]m r5tal income2  7,g7 
royalties2  7,h7 *ild support & alimony 
paym5ts receiv$2  7,i7 ca% assi/ance f  
gov]nm5t programs2  7,j7 regul> or      

recurr+ gifts or contributions f        
individuals or organizations2  7,k7     
di/ributions f tru/s or e/ates2  7,l7   
any o!r s\rce ( income1 :e!r taxable or 
non-taxable1 t is available to !        
individual or h\sehold to meet _! ne$s1 
z det]m9$ by ! ,secret>y ( ! ,treasury2 
&  7,m7 o!r income id5tifi$ & v]ifi$    
?r\gh consum]-p]mission$ direct access  
to deposit acc\nt transaction data4     
7#c7 ,enhanc$ ,income ,id5tification &  
,v]ification ,plat=m ,! t]m ,enhanc$    
,income ,id5tification & ,v]ification   
,plat=m means-- 7,a7 s]vices incorporat+
 automat$1 real-"t data mat*+ &         
analytics to proactively id5tify & v]ify
 pot5tial in/ances ( unreport$ or       
und]report$ enhanc$ gross income1       
inconsi/5t income report+1 or o!r       
indicators ( pot5tial ineligibility or  
improp] paym5ts2  7,b7 receiv+ & analyz+
 applicant-p]mission$ deposit acc\nt    
transactional data t id5tifies & v]ifies
 s\rces ( enhanc$ gross income n        
curr5tly obta9$ ?r\gh exi/+ data s\rces 

t provide = payroll1 new-hire & lat5t   
,/ate & ,f$]al tax data1 ) ! option = ! 
claimant to review & atte/ to ! accuracy
 ( ! data2 &  7,c7 ! ability to id5tify 
& consolidate ov]lapp+ data to avoid    
d\ble-c\nt+ ( f9ancial records4  7#d7   
,/ate ,! t]m ,/ate means ea* ( ! #ej    
,/ates1 ! ,di/rict ( ,columbia1 & ea*   
t]ritory & possession ( ! ,unit$ ,/ates4