,,ii ,cal5d> ,no4 #acj #aai? ,,congress 
#a/ ,session  ,s4 #aeee  ,,9 ,,! ,,s5ate
 ,,( ,,! ,,unit$ ,,/ates  ,may #a1      
#bjbe,ms4 ,ern/ 7= h]self1 ,mr4 ,coons1 
,mr4 ,"y1 & ,mr4 ,hick5loop]7 introduc$ 
! foll[+ bill2 :i* 0 read twice & ref]r$
 to ! ,committee on ,small ,bus9ess &   
,entrepr5eur%ip  ,july #bi1             
#bjbe,report$ by ,ms4 ,ern/1 ) an       
amendment,strike out all aft] ! enact+  
clause & ins]t ! "p pr9t$ 9 italic  ,a  
,,bill  ,to increase loan limits = loans
 made to small manufactur]s1 & = o!r    
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,made 9 ,am]ica            
,manufactur+ ,f9ance ,act ( #bjbe4  #b4 
,def9itions ,section #c ( ! ,small      
,bus9ess ,act 7#ae ,u4,s4,c4 #fcb7 is   
am5d$ by add+ at ! end ! foll[+3  7gg7  
,small manufactur] ,! t]m small         
manufactur] means a small bus9ess       
conc]n-- 7#a7 ! prim>y bus9ess ( :i* is 
classifi$ 9 sector #ca1 #cb1 or #cc ( ! 
,nor? ,am]ican ,indu/rial               
,classification ,sy/em2 &  7#b7 all ( ! 

production facilities ( :i* are locat$ 9
 ! ,unit$ ,/ates4  4  #c4 ,small        
,bus9ess ,act loan limits = small       
manufactur]s ,section #g7;a7 ( ! ,small 
,bus9ess ,act 7#ae ,u4,s4,c4 #fcf7;a77  
is am5d$-- 7#a7 9 p>agraph 7#c7-- 7,a7 9
 subp>agraph 7,a7-- 7i7 by ins]t+ except
 z provid$ 9 subp>agraph 7,b71 be=e if !
 total2  7ii7 by /rik+ w\ld exce$       
#c1gej1jjj & ins]t+ ! foll[+3 w\ld      
exce$-- 7i7 #c1gej1jjj  2  7iii7 9      
clause 7i71 z s designat$1 by /rik+ 1   
except z provid$ 9 subp>agraph 7,b72 &  
ins]t+ 2 or2 &  7iv7 by add+ at ! end ! 
foll[+3  7ii7 9 ! case ( a borr[] t is a
 small manufactur]1 #g1ejj1jjj 7or if ! 
gross loan am\nt w\ld exce$             
#aj1jjj1jjj72  2 &  7,b7 9 subp>agraph  
7,b7-- 7i7 by /rik+ w\ld exce$          
#d1ejj1jjj & ins]t+ ! foll[+3 w\ld      
exce$-- 7i7 #d1ejj1jjj  2  7ii7 9 clause
 7i71 z s designat$1 by /rik+ section   
#g7;a77#ad7 = export purposes2 & &      
ins]t+ p>agraph 7#ad7 = export purposes2
 or2 &  7iii7 by add+ at ! end ! foll[+3

  7ii7 9 ! case ( a borr[] t is a small 
manufactur]1 #i1jjj1jjj 7or if ! gross  
loan am\nt w\ld exce$ #aj1jjj1jjj71 (   
:i* n m ?an #h1jjj1jjj may be us$ =     
work+ capital1 supplies1 or f9anc+s "u  
p>agraph 7#ad7 = export purposes2 &  2 &
  7#b7 9 p>agraph 7#ad77;,b77i71 by     
/rik+ ?an #e1jjj1jjj4 & ins]t+ ! foll[+3
 ?an-- 7,i7 except z provid$ 9 subclause
 7,,ii71 #e1jjj1jjj2 or  7,,ii7 9 ! case
 ( a loan made to a small manufactur]1  
#aj1jjj1jjj4  4  #d4 ,small ,bus9ess    
,inve/m5t ,act ( #aieh loan limits =    
small manufactur]s ,section             
#ejb7b77;,a77iii7 ( ! ,small ,bus9ess   
,inve/m5t ,act 7#ae ,u4,s4,c4           
#fif7b77;,a77iii77 is am5d$ by /rik+    
#e1ejj1jjj & ins]t+ #aj1jjj1jjj4  #a4   
,%ort title ,?is ,act may be cit$ z !   
,made 9 ,am]ica ,manufactur+ ,f9ance    
,act ( #bjbe4  #b4 ,def9itions ,section 
#c ( ! ,small ,bus9ess ,act 7#ae        
,u4,s4,c4 #fcb7 is am5d$ by add+ at !   
end ! foll[+3  7gg7 ,small manufactur]  
,9 ?is ,act1 ! t]m small manufactur]    

means a small bus9ess conc]n-- 7#a7 !   
prim>y bus9ess ( :i* is classifi$ 9     
sector #ca1 #cb1 or #cc ( ! ,nor?       
,am]ican ,indu/rial ,classification     
,sy/em2 &  7#b7 all ( ! production      
facilities ( :i* are locat$ 9 ! ,unit$  
,/ates4  4  #c4 ,small ,bus9ess ,act    
loan limits = small manufactur]s        
,section #g7;a7 ( ! ,small ,bus9ess ,act
 7#ae ,u4,s4,c4 #fcf7;a77 is am5d$--    
7#a7 9 p>agraph 7#c7-- 7,a7 9           
subp>agraph 7,a7-- 7i7 by ins]t+ except 
z provid$ 9 subp>agraph 7,b71 be=e if ! 
total2  7ii7 by /rik+ w\ld exce$        
#c1gej1jjj & ins]t+ ! foll[+3 w\ld      
exce$-- 7i7 #c1gej1jjj  2  7iii7 9      
clause 7i71 z s designat$1 by /rik+ 1   
except z provid$ 9 subp>agraph 7,b72 &  
ins]t+ 2 or2 &  7iv7 by add+ at ! end ! 
foll[+3  7ii7 9 ! case ( a borr[] t is a
 small manufactur]1 #g1ejj1jjj 7or if ! 
gross loan am\nt w\ld exce$             
#aj1jjj1jjj72  2 &  7,b7 9 subp>agraph  
7,b7-- 7i7 by /rik+ w\ld exce$          
#d1ejj1jjj & ins]t+ ! foll[+3 w\ld      

exce$-- 7i7 #d1ejj1jjj  2  7ii7 9 clause
 7i71 z s designat$1 by /rik+ section   
#g7;a77#ad7 = export purposes2 & &      
ins]t+ p>agraph 7#ad7 = export purposes2
 or2 &  7iii7 by add+ at ! end ! foll[+3
  7ii7 9 ! case ( a borr[] t is a small 
manufactur]1 #i1jjj1jjj 7or if ! gross  
loan am\nt w\ld exce$ #aj1jjj1jjj71 (   
:i* n m ?an #h1jjj1jjj may be us$ =     
work+ capital1 supplies1 or f9anc+s "u  
p>agraph 7#ad7 = export purposes2 &  2 &
  7#b7 9 p>agraph 7#ad77;,b77i71 by     
/rik+ ?an #e1jjj1jjj4 & ins]t+ ! foll[+3
 ?an-- 7,i7 except z provid$ 9 subclause
 7,,ii71 #e1jjj1jjj2 or  7,,ii7 9 ! case
 ( a loan made to a small manufactur]1  
#aj1jjj1jjj4  4  #d4 ,small ,bus9ess    
,inve/m5t ,act ( #aieh loan limits =    
small manufactur]s ,section             
#ejb7b77;,a77iii7 ( ! ,small ,bus9ess   
,inve/m5t ,act 7#ae ,u4,s4,c4           
#fif7b77;,a77iii77 is am5d$ by /rik+    
#e1ejj1jjj & ins]t+ #aj1jjj1jjj4  #e4   
,inspector g5]al analysis ,n lat] ?an #b
 ye>s aft] ! date ( enactm5t ( ?is ,act1

 ! ,inspector ,g5]al ( ! ,small ,bus9ess
 ,adm9i/ration %all-- 7#a7 conduct an   
analysis on ! cohort ( loans made "u !  
am5dm5ts made by sections #c & #d ( ?is 
,act dur+ ! #a-ye> p]iod beg9n+ on su*  
date ( enactm5t to det]m9e-- 7,a7 !     
project$ default rate2  7,b7 ! e>ly     
default rate2 &  7,c7 :e!r ! loan limit 
increases "u ! am5dm5ts made by sections
 #c & #d introduce additional risk1 su* 
z increas$ default am\nts1 l>g] gu>anty 
pur*ase am\nts1 or o!r pot5tial impacts 
to ! requirem5t t ! loan programs "u    
section #g7;a7 ( ! ,small ,bus9ess ,act 
7#ae ,u4,s4,c4 #fcf7;a77 & title ,v ( ! 
,small ,bus9ess ,inve/m5t ,act ( #aieh  
7#ae ,u4,s4,c4 #fie et seq47 op]ate at  
no co/ to ! ,gov]nm5t2 &  7#b7 submit to
 ! ,committee on ,small ,bus9ess &      
,entrepr5eur%ip ( ! ,s5ate & !          
,committee on ,small ,bus9ess ( ! ,h\se 
( ,repres5tatives a report reg>d+ !     
analysis "u p>agraph 7#a74  #f4 ,job    
creation & ret5tion report  7a7         
,def9itions ,9 ?is section-- 7#a7 ! t]m 

,adm9i/rator means ! ,adm9i/rator ( !   
,small ,bus9ess ,adm9i/ration2  7#b7 !  
t]m l>g] loan means-- 7,a7 a loan made  
or gu>ante$ "u section #g7;a7 ( ! ,small
 ,bus9ess ,act 7#ae ,u4,s4,c4 #fcf7;a77 
= :i*-- 7i7 ! total am\nt out/&+ &      
committ$ to ! borr[] f ! bus9ess loan & 
inve/m5t fund e/abli%$ by ! ,small      
,bus9ess ,act 7#ae ,u4,s4,c4 #fca et    
seq47 is m ?an #c1gej1jjj2 or  7ii7 !   
gross loan am\nt is m ?an #e1jjj1jjj2 or
  7,b7 a loan made "u section           
#ejb7b77;,a77iii7 ( ! ,small ,bus9ess   
,inve/m5t ,act ( #aieh 7#ae ,u4,s4,c4   
#fif7b77;,a77iii77 = :i* ! gross loan   
am\nt is m ?an #e1ejj1jjj2 &  7#c7 ! t]m
 small manufactur] has ! mean+ giv5 t   
t]m 9 subsection 7gg7 ( section #c ( !  
,small ,bus9ess ,act 7#ae ,u4,s4,c4     
#fcb71 z add$ by section #b ( ?is ,act4 
7b7 ,annual reports ,) respect to ! ye> 
dur+ :i* ?is ,act is enact$1 & ea* ( !  
next #d ye>s1 ! ,adm9i/rator %all submit
 to ! ,committee on ,small ,bus9ess &   
,entrepr5eur%ip ( ! ,s5ate & !          

,committee on ,small ,bus9ess ( ! ,h\se 
( ,repres5tatives a report reg>d+ l>g]  
loans to small manufactur]s1 brok5 out  
by :e!r ! loan 0 made "u section #g7;a7 
( ! ,small ,bus9ess ,act 7#ae ,u4,s4,c4 
#fcf7;a77 or section #ejb7b77;,a77iii7 (
 ! ,small ,bus9ess ,inve/m5t ,act (     
#aieh 7#ae ,u4,s4,c4 #fif7b77;,a77iii771
 :i* %all include-- 7#a7 ! quoti5t      
obta9$ by divid+-- 7,a7 ! total doll>   
am\nt ( l>g] loans aw>d$ to small       
manufactur]s dur+ ! applicable ye>2 by  
7,b7 ! numb] ( jobs t 7 creat$ or reta9$
 by a small manufactur] dur+ !          
applicable ye> z a result ( ! receipt ( 
a l>g] loan2 &  7#b7 an analysis ( :e!r 
! aw>d ( l>g] loans to small            
manufactur]s prev5t$ ! loss ( jobs by   
employees ( small manufactur]s4  ,july  
#bi1 #bjbe,report$ ) an am5dm5t