,,iv  #aai? ,,congress  #b;d ,session   
,h4 ,,res4 #afdj  ,,9 ,,! ,,h\se ,,(    
,,repres5tatives  ,octob] #bf1          
#bjbf,mrs4 ,kim 7= h]self & ,mrs4       
,beatty7 submitt$ ! foll[+ resolution2  
:i* 0 ref]r$ to ! ,committee on         
,f9ancial ,s]vices  ,,resolution        
,express+ support = ! designation (     
,octob] #bjbf z ,national ,f9ancial     
,plann+ ,mon?4  ,:]eas ! ,c]tifi$       
,f9ancial ,plann] 7,,cfp7 ,bo>d's #bjbf 
,f9ancial ,,fomo3 ,a ,survey ,ab\t      
,money & ,relation%ips rese>* f\nd t co/
 pressures are %ap+ ,unit$ ,/ates       
citiz5s' ev]yday *oices1 und]scor+ !    
value ( tru/$ f9ancial plann+ 9 help+   
individuals & families balance today's  
ne$s ) tomorr['s goals & make in=m$     
decisions ab\t ! lives !y want to build2
 ,:]eas f9ancial plann+ is a            
collaborative process t helps maximize a
 cli5t's pot5tial = meet+ life goals    
?r\gh f9ancial advice t integrates      
relevant elem5ts ( ! cli5t's p]sonal &  
f9ancial circum/ances2 ,:]eas f9ancial  

plann+ helps individuals & families make
 confid5t decisions1 prep>e = major life
 mom5ts1 navigate unc]ta9ty1 & build m  
secure f9ancial futures1 /r5g!n+        
communities & ! ,nation2 ,:]eas ! ,,cfp 
,bo>d's #bjbf ,don't ,fall ,= ,x3 ,gu>d+
 ,aga9/ ,f9ancial ,fraud rese>* f\nd t  
f9ancial fraud1 scams1 & exploitation   
cont9ue to ?reat5 ,unit$ ,/ates citiz5s'
 f9ancial security1 highlight+ ! role   
compet5t f9ancial plann+ & ,,cfp        
pr(essionals play 9 help+ consum]s      
recognize risks1 avoid co/ly mi/akes1 & 
protect _! f9ancial well-be+2 ,:]eas !  
#bjbe results ( ,,cfp ,bo>d's ,f9ancial 
,plann+ ,longitud9al ,/udy1 a           
decade-plus-long academic rese>*        
initiative1 f\nd t ,unit$ ,/ates citiz5s
 work+ ) ,,cfp pr(essionals report      
/rong] f9ancial prep>$ness & confid5ce  
?an o!r advis$ & unadvis$ h\seholds2    
,:]eas #hc p]c5t ( p :o "w ) a ,,cfp    
pr(essional ma9ta9 em]g5cy funds cov]+  
#c mon?s' wor? ( income1 comp>$ ) #ec   
p]c5t ( unadvis$ ,unit$ ,/ates citiz5s2 

,:]eas #id p]c5t ( h\seholds advis$ by  
,,cfp pr(essionals feel confid5t 9 _!   
ability to a*ieve f9ancial goals1 comp>$
 ) #ha p]c5t ( unadvis$ ,unit$ ,/ates   
citiz5s1 & #ea p]c5t ( p work+ ) ,,cfp  
pr(essionals report liv+ com=tably1     
comp>$ ) #ca p]c5t ( unadvis$ h\seholds2
 ,:]eas f9ancial plann+ education c help
 p build ! k & confid5ce to make in=m$  
f9ancial decisions at e /age ( life1 f  
high s*ool & college ?r\gh _! work+ ye>s
 & retirem5t2 ,:]eas f9ancial plann]s1  
nonpr(it organizations1 community       
organizations1 educational in/itutions1 
& bus9esses play an important role 9    
educat+ ! public & exp&+ access to      
f9ancial plann+ s]vices2 ,:]eas1 9      
#bjbe1 ,,cfp pr(essionals report$       
#dcc1cij h\rs ( pro bono f9ancial plann+
 s]vices to help und]s]v$ individuals & 
families navigate f9ancial *all5ges &   
make in=m$ decisions1 !reby exp&+ access
 to compet5t & e?ical f9ancial guidance2
 & ,:]eas x w\ld be appropriate to      
designate ,octob] #bjbf1 z ,national    

,f9ancial ,plann+ ,mon?3 ,n[1 !re=e1 be 
x ,t ! ,h\se ( ,repres5tatives--  7#a7  
expresses support = ! designation (     
,national ,f9ancial ,plann+ ,mon? to    
increase public aw>5ess ab\t !          
importance ( f9ancial plann+ & ! _m     
b5efits t ?or\gh f9ancial plann+ c br+  
to individuals1 families1 & communities2
  7#b7 recognizes ! role ( f9ancial     
plann]s 9 help+ individuals make in=m$  
decisions conc]n+ f9ancial matt]s1      
includ+ budget+1 sav+s1 debt1 cr$it1    
inve/+1 & retirem5t plann+2  7#c7 urges 
! p ( ! ,unit$ ,/ates to obs]ve         
,national ,f9ancial ,plann+ ,mon? )     
appropriate programs & activities1      
includ+-- 7,a7 public sem9>s or work%ops
 on budget+1 sav+1 use ( cr$it1 inve/+1 
& retirem5t plann+2  7,b7 f9ancial      
education curricula 9 s*ools & colleges2
  7,c7 g5]ally improv+ ! f9ancial       
lit]acy ( individuals ( all ages2 &     
7,d7 support+ & promot+ pro bono        
f9ancial plann+ initiatives to help     
,unit$ ,/ates citiz5s 9 ne$ by provid+  

no-co/ f9ancial guidance to und]s]v$ &  
economically vuln]able individuals &    
families2  7#d7 supports ! ef=ts ( !    
,dep>tm5t ( ! ,treasury & ! ,f9ancial   
,lit]acy & ,education ,commission to    
develop a national /rategy on f9ancial  
education & improve ! f9ancial well-be+ 
= all ,unit$ ,/ates citiz5s2 &  7#e7    
supports ef=ts to-- 7,a7 promote access 
to f9ancial plann+ s]vices2  7,b7       
improve ,unit$ ,/ates citiz5s' und]/&+ (
 inve/m5t products1 inve/m5t risk1 &    
p>ticipation 9 ! capital m>kets2 &  7,c7
 improve f9ancial lit]acy & inve/or     
education ?r\gh\t ! ,unit$ ,/ates4