,i  #aai? ,,congress  #b;d ,session  ,h4
 ,r4 #ifia  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,july #ad1 #bjbf,ms4  
,velzquez introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on ,small       
,bus9ess  ,a ,,bill  ,to am5d ! ,small  
,bus9ess ,act to modify ! annual report 
( ! ,(fice ( ,cr$it ,risk ,managem5t1 & 
= o!r purposes4  #a4 ,%ort title ,?is   
,act may be cit$ z ! #g7;a7 ,program    
,risk ,ov]sight ,act4  #b4              
,modifications to annual report ( !     
,(fice ( ,cr$it ,risk ,managem5t  7a7 ,9
 g5]al ,section #dg7;h7 ( ! ,small      
,bus9ess ,act 7#ae ,u4,s4,c4 #fegt7h77  
is am5d$--  7#a7 9 p>agraph 7#b7-- 7,a7 
9 subp>agraph 7,a71 by ins]t+ be=e !    
semicolon ! foll[+3 1 & ! program risk  
set =? sep>ately by ! type ( loan       
gu>ante$ "u su* section2  7,b7 by       
r$esignat+ subp>agraphs 7,d7 ?r\gh 7,j7 
z subp>agraphs 7,h7 ?r\gh 7,n71         
respectively2  7,c7 by ins]t+ aft]      
subp>agraph 7,c7 ! foll[+3  7,d7 an     
analysis ( ! program risk = loans       

gu>ante$ "u section #g7;a71 set =?      
sep>ately = ! ye> cov]$ by ! report by  
su* loans ) a doll> value (-- 7i7 less  
?an or equal to #ej1jjj2  7ii7 great]   
?an #ej1jjj & less ?an or equal to      
#bej1jjj2  7iii7 great] ?an #bej1jjj &  
less ?an or equal to #cej1jjj2  7iv7    
great] ?an #cej1jjj & less ?an or equal 
to #ejj1jjj2  7v7 great] ?an #ejj1jjj & 
less ?an or equal to #a1jjj1jjj2 &  7vi7
 great] ?an #a1jjj1jjj & less ?an or    
equal to #e1jjj1jjj2  7,e7 an analysis (
 ! program risk = loan gu>antees made "u
 section #g7;a71 set =? sep>ately = !   
ye> cov]$ by ! report = loans t 7       
orig9at$--  7i7 less ?an "o ye> be=e !  
date ( submission ( ! report2  7ii7 at  
lea/ "o ye>1 b n m ?an two ye>s be=e su*
 date2 &  7iii7 m ?an two ye>s be=e su* 
date2  7,f7 an analysis ( program risk =
 loan gu>antees made "u section #g7;a71 
set =? sep>ately = ! ye> cov]$ by !     
report = loans t 7 orig9at$ to--  7i7 a 
borr[] t uses su* loan to op5 a bus9ess2
  7ii7 a borr[] n describ$ 9 clause 7i7 

t is a bus9ess conc]n t has be5 9       
op]ation = less ?an or equal to two ye>s
 be=e ! date ( orig9ation2 &  7iii7 a   
borr[] t is a bus9ess conc]n t has be5 9
 op]ation = m ?an two ye>s on ! date (  
orig9ation2  7,g7 an analysis ( !       
program risk = loans made "u section    
#g7;a71 set =? sep>ately = ! ye> cov]$  
by ! report = loans t 7 orig9at$ by--   
7i7 a bank hold+ company 7z def9$ 9     
section #b ( ! ,bank ,hold+ ,company    
,act ( #aief 7#ab ,u4,s4,c4 #ahda772    
7ii7 an insur$ cr$it union 7z def9$ 9   
section #aja ( ! ,f$]al ,cr$it ,union   
,act 7#ab ,u4,s4,c4 #ageb772  7iii7 a   
,/ate cr$it union 7z def9$ 9 su* section
 #aja7 = :i* insurance is provid$ by a  
private deposit insur] 7z def9$ 9       
section #dc7;e77#d7 ( ! ,f$]al ,deposit 
,insurance ,act 7#ab ,u4,s4,c4          
#ahcat7e77#d7772  7iv7 a small bus9ess  
l5d+ company 7z def9$ 9 section #c71    
includ+ a ,community ,advantage ,small  
,bus9ess ,l5d+ ,company 7z def9$ 9      
section #abj4aj ( title #ac1 ,code (    

,f$]al ,regulations 7or any successor   
regulation772 &  7v7 a non-,f$]ally     
regulat$ l5d]2  2  7,d7 9 subp>agraph   
7,h7 7z s r$esignat$71 by /rik+         
subp>agraphs 7,a71 7,b71 & 7,c7 & ins]t+
 subp>agraphs 7,a7 ?r\gh 7,g72  7,e7 by 
am5d+ subp>agraph 7,j7 7z s r$esignat$7 
to read z foll[s3  7,j7 ! numb] & total 
doll> am\nt ( pur*ases by ! ,adm9i/rator
 ( ! pr9cipal & int]e/ ( loans gu>ante$ 
"u section #g7;a7 t are 9 default1 !    
total doll> am\nt ( collections recov]$ 
on su* pur*ases1 & ! numb] & total doll>
 am\nt ( *>ge-(fs = su* pur*ases1 set =?
 sep>ately by ! type ( in/itution t     
orig9at$ ! loan z describ$ 9 subp>agraph
 7,g72  2  7,f7 9 subp>agraph 7,m7 7z s 
r$esignat$71 by /rik+ & at ! end2  7,g7 
9 subp>agraph 7,n7 7z s r$esignat$71 by 
/rik+ ! p]iod at ! end2 &  7,h7 by add+ 
at ! end ! foll[+ new subp>agraphs3     
7,o7 ( ! en=cem5t actions describ$ 9    
subp>agraphs 7,k7 & 7,l71 ! numb] ( su* 
actions tak5 = fraud2  7,p7 ( ! civil   
monet>y p5alties assess$ "u subp>agraph 

7,n71 ! numb] ( su* p5alties assess$ =  
fraud2  7,q7 ! numb] & total doll> am\nt
 ( loans gu>ante$ "u section #g7;a7 t   
are betwe5 #ca & #ei days pa/ due1      
def]r$1 or del9qu5t1 set =? sep>ately by
 ! type ( in/itution t orig9at$ ! loan z
 describ$ 9 subp>agraph 7,g7 ( ?is      
section2 &  7,r7 ! numb] & total doll>  
am\nt ( loans gu>ante$ "u section #g7;a7
 t ! ,adm9i/rator has det]m9$ to h be5  
made fraudul5tly1 set =? sep>ately by ! 
type ( in/itution t orig9at$ ! loan z   
describ$ 9 subp>agraph 7,g7 ( ?is       
section4  2 &  7#b7 by add+ at ! end !  
foll[+3  7#c7 ,availability ( report ,! 
,director %all make available to !      
public on a website ( ! ,adm9i/ration ! 
report requir$ "u p>agraph 7#b7 n lat]  
?an #g days aft] ! ,director submits su*
 report to ,congress4  4  7b7 ,te*nical 
am5dm5t ,section #dg7;d7 ( ! ,small     
,bus9ess ,act 7#ae ,u4,s4,c4 #fegt7d77  
is am5d$ by /rik+ premise ea* place x   
appe>s & ins]t+ premises4