,i  #aai? ,,congress  #b;d ,session  ,h4
 ,r4 #ifgg  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,july #ad1 #bjbf,mrs4 
,f\%ee introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to require !      
,secret>y ( ,h\s+ & ,urban ,developm5t  
to e/abli% a program to provide h\s+    
assi/ance to graduate /ud5ts4  #a4 ,%ort
 title ,?is ,act may be cit$ z ! ,grad  
,/ud5t ,af=dable ,h\s+ ,act ( #bjbf4    
#b4 ,h\s+ assi/ance = graduate /ud5ts   
7a7 ,9 g5]al ,n lat] ?an #a ye> aft] !  
date ( ! enactm5t ( ?is ,act1 !         
,secret>y ( ,h\s+ & ,urban ,developm5t  
7h]eaft] ref]r$ to z ! ,secret>y7 %all  
e/abli% a program to provide t5ant-bas$ 
assi/ance v\*]s to cov]$ graduate       
/ud5ts1 9 accordance ) ?is section4  7b7
 ,application ,to be eligible =         
assi/ance "u ?is section1 a cov]$       
graduate /ud5t %all submit an           
application to ! ,secret>y at su* "t1 9 
su* mann]1 & conta9+ su* in=mation z !  
,secret>y may require4  7c7 ,cov]age (  

h\s+ co/s ,if select$ = assi/ance "u ?is
 section1 ! ,secret>y %all provide !    
cov]$ graduate /ud5t ) a t5ant-bas$     
assi/ance v\*] t cov]s #hj p]c5t ( ! co/
 ( ! fair m>ket value ( ! r5tal co/ = ! 
h\s+ unit *os5 by ! /ud5t4  7d7 ,cov]$  
graduate /ud5t def9$  7#a7 ,9 g5]al ,!  
t]m cov]$ graduate /ud5t means an       
individual t-- 7,a7 is enroll$ 9 a      
graduate or pr(essional program at an   
in/itution ( high] education 7z su* t]m 
is def9$ 9 section #aja7;a7 ( ! ,high]  
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajja7;a7772  7,b7 if consid]$ a        
dep5d5t-- 7i7 ) respect to hav+ #a p>5t1
 ! p>5t has an annual adju/$ available  
income t is n m ?an #dj1jjj1 z det]m9$  
"u ! assessm5t describ$ 9 section       
#dge7;b7 ( ! ,high] ,education ,act (   
#aife 7#bj ,u4,s4,c4 #ajhgoo7b772 or    
7ii7 ) respect to hav+ #b p>5ts1 ! p>5ts
 h a annual adju/$ available income t is
 n m ?an #hj1jjj1 z det]m9$ "u !        
assessm5t describ$ 9 section #dge7;b7 ( 
! ,high] ,education ,act ( #aife 7#bj   

,u4,s4,c4 #ajhgoo7b772 &  7,c7 if       
consid]$ indep5d5t--  7i7 ) respect to a
 s+le individual1 has an annual         
available income t is n m ?an #dj1jjj1 z
 det]m9$ "u ! assessm5t describ$ 9      
section #dge7;g7 ( ! ,high] ,education  
,act ( #aife 7#bj ,u4,s4,c4 #ajhgoo7g772
 or  7ii7 ) respect to a m>ri$          
individual1 has an %>$ annual available 
income t is n m ?an #hj1jjj z det]m9$ "u
 ! assessm5t describ$ 9 section #dge7;g7
 ( ! ,high] ,education ,act ( #aife 7#bj
 ,u4,s4,c4 #ajhgoo7g774  7#b7 ,co/ (    
liv+ ,! ,secret>y may adju/ income      
am\nts describ$ 9 subp>agraphs 7,b7 &   
7,c7 to acc\nt = adju/m5ts to ! co/ (   
liv+1 z det]m9$ by ! ,secret>y4