,i  #aai? ,,congress  #b;d ,session  ,h4
 ,r4 #iaeb  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,june #d1 #bjbf,mr4   
,lawl] introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,vet]ans'     
,affairs  ,a ,,bill  ,to direct !       
,secret>y ( ,vet]ans ,affairs to c>ry   
out a pilot program to mod]nize digital 
id5tity pro(+ & au!ntication sy/ems ( ! 
,dep>tm5t ( ,vet]ans ,affairs1 & = o!r  
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,vet]ans ,electronic ,tru/ 
& ,records ,au!ntication ,act or !      
,,vetra ,act4  #b4 ,dep>tm5t ( ,vet]ans 
,affairs pilot program to mod]nize      
digital id5tity pro(+ & au!ntication    
sy/ems  7a7 ,e/abli%m5t ( pilot program 
,! ,secret>y ( ,vet]ans ,affairs %all1 9
 accordance ) *apt] #eg ( title #ch1    
,unit$ ,/ates ,code1 c>ry out a pilot   
program to mod]nize digital id5tity     
pro(+ & au!ntication sy/ems ( !         
,dep>tm5t ( ,vet]ans ,affairs4 ,"u su*  
pilot program1 ! ,secret>y %all be      
responsible =--  7#a7 replac+ legacy    

k-bas$ or s+le-factor id5tity           
v]ification me*anisms ) multi-lay]$1    
high-assurance digital id5tity          
solutions2  7#b7 r$uc+ fraud & improp]  
paym5ts2  7#c7 improv+ secure access to 
digital s]vice plat=ms ( ! ,dep>tm5t =  
vet]ans & o!r individuals eligible =    
b5efits "u laws adm9i/]$ by ! ,secret>y2
 &  7#d7 assess+ co/ sav+s & op]ational 
effici5cies be=e c>ry+ out a full-scale 
deploym5t ( any digital id5tity solution
 develop$ pursuant to ! pilot program4  
7b7 ,selection ,! ,secret>y %all select1
 = p>ticipation 9 ! pilot program1 n m  
?an ?ree high-volume digital s]vice     
plat=ms ( ! ,dep>tm5t1 ea* ( :i* may    
consi/ ( "o or m und]ly+ sy/ems1        
applications1 or s]vices1 includ+-- 7#a7
 disability comp5sation claims sy/em2   
7#b7 vet]ans heal? c>e enrollm5t portal2
  7#c7 ! sy/em to adm9i/] educational   
b5efits2 or  7#d7 ! sy/em to adm9i/]    
home loan b5efits4  7c7 ,risk-ti]$      
implem5tation ,z "p ( ! pilot1 !        
,secret>y %all--  7#a7 map categories ( 

digital transactions )9 p>ticipat+      
plat=ms to graduat$ levels ( id5tity    
assurance bas$ on-- 7,a7 transaction    
s5sitivity2  7,b7 fraud risk2 &  7,c7   
pot5tial h>m2  7#b7 implem5t adaptive   
au!ntication me*anisms capable ( adju/+ 
au!ntication requirem5ts bas$ on        
contextual & behavioral risk signals2 & 
7#c7 ensure1 to ! ext5t practicable "u  
applicable ,f$]al /&>ds1 m rigor\s      
au!ntication requirem5ts are appli$ only
 :]e w>rant$ by risk4  7d7 ,/&>ds =     
digital id5tity solutions ,any digital  
id5tity solution implem5t$ pursuant to !
 pilot program %all-- 7#a7 be           
comm]cially available & may n be        
develop$ exclusively = use by !         
,dep>tm5t2  7#b7 be indep5d5tly c]tifi$ 
to meet or exce$ ,id5tity ,assurance    
,level #b 7,,ial#b71 z def9$ 9 ,national
 ,in/itute ( ,/&>ds & ,te*nology        
,special ,publication #hjj-fc 7or any   
successor docum5t72  7#c7 incorporate   
multi-factor au!ntication consi/5t )    
,au!ntication ,assurance ,level #b      

7,,aal#b71 z def9$ 9 ,,ni/ ,,sp #hjj-fc 
7or any successor docum5t71 or high]2 & 
7#d7 comply ) applicable ,f$]al         
cyb]security & privacy requirem5ts1     
includ+-- 7,a7 *apt] #eg ( title #ch1   
,unit$ ,/ates ,code2  7,b7 ! ,privacy   
,act ( #aigd 7#e ,u4,s4,c4 #ebb;a72 &   
7,c7 ! ,f$]al ,in=mation ,security      
,mod]nization ,act ( #bjad 7,public ,law
 #aac-bhc74  7e7 ,fund+  7#a7 ,9 g5]al  
,( am\nts au?oriz$ to be appropriat$ =  
,in=mation ,te*nology ,sy/ems "u *apt]  
#eg ( title #ch1 ,unit$ ,/ates ,code1 ! 
,secret>y may obligate or exp5d n m ?an 
#be1jjj1jjj1 9 ! aggregate1 may be      
obligat$ to c>ry out ! pilot program4   
7#b7 ,no additional au?orization ,no    
additional funds are au?oriz$ to be     
appropriat$ to c>ry out ?is section4    
7f7 ,report+ requirem5ts  7#a7          
,implem5tation plan ,n lat] ?an #abj    
days aft] ! date ( ! enactm5t ( ?is     
,act1 ! ,secret>y %all submit to !      
,committees on ,vet]ans' ,affairs ( !   
,h\se ( ,repres5tatives & ! ,s5ate a    

plan = implem5t+ ! pilot program "u ?is 
section4  7#b7 ,int]im report ,n lat]   
?an "o ye> aft] ! date on :i* !         
,secret>y comm5ces ! pilot program1 !   
,secret>y %all submit to su* committees 
an int]im p]=mance report t includes--  
7,a7 a summ>y (-- 7i7 id5tity pro(+     
completion rates2  7ii7 successful      
au!ntication rates2  7iii7 successful   
acc\nt recov]y rates2 &  7iv7 ab&onm5t  
rates dur+ pro(+1 au!ntication1 &       
recov]y workfl[s1 = ea* p>ticipat+      
digital s]vice plat=m1 comp>$ to !      
basel9e rates 9 effect be=e comm5cem5t (
 ! pilot program2  7,b7 fraud r$uction  
metrics applicable to ! digital s]vice  
plat=ms ( ! ,dep>tm5t select$ =         
p>ticipation 9 ! pilot program2  7,c7 an
 assessm5t ( ! ext5t to :i* ! pilot     
program has result$ 9 decreas$ ov]all   
co/s to ! ,dep>tm5t2 &  7,d7            
cyb]security p]=mance indicators4  7#c7 
,f9al report ,n lat] ?an #ij days be=e !
 date specifi$ 9 subsection 7i77#a71 !  
,secret>y %all submit to su* committees 

a f9al report t includes-- 7,a7 a       
compreh5sive evaluation ( ! pilot       
program2 &  7,b7 legislative            
recomm5dations ) respect to mod]niz+    
digital id5tity & au!ntication sy/ems ( 
! ,dep>tm5t4  7g7 ,,gao evaluation &    
report ,n lat] ?an #ah mon?s aft] ! date
 ( ! enactm5t ( ?is ,act1 ! ,comptroll] 
,g5]al ( ! ,unit$ ,/ates %all c>ry out  
an indep5d5t evaluation ( ! pilot       
program "u ?is section & submit to !    
,committees on ,vet]ans' ,affairs ( !   
,h\se ( ,repres5tatives & ! ,s5ate a    
report t includes ! f9d+s ( su*         
evaluation4 ,su* report %all include !  
foll[+3  7#a7 ,an assessm5t (-- 7,a7 !  
ext5t to :i* ! pilot program            
successfully implem5t$ id5tity pro(+ &  
au!ntication me*anisms t meet or exce$  
,id5tity ,assurance ,level #b 7,,ial#b7 
& ,au!ntication ,assurance ,level #b    
7,,aal#b7 /&>ds "u ,national ,in/itute (
 ,/&>ds & ,te*nology ,special           
,publication #hjj-fc 7or any successor  
docum5t72  7,b7 ! degree to :i* ! pilot 

program r$uc$ id5tity-relat$ fraud1     
improp] paym5ts1 or unau?oriz$ acc\nt   
access across p>ticipat+ digital s]vice 
plat=ms2  7,c7 ! effect ( ! pilot       
program on vet]an access to su* digital 
s]vice plat=ms1 includ+ effects on--    
7i7 au!ntication success rates2  7ii7   
acc\nt recov]y & support reque/s2 &     
7iii7 b>ri]s to access = vet]ans-- 7,i7 
resid+ 9 rural areas2  7,,ii7 )         
disabilities2 or  7,,iii7 ) limit$      
digital lit]acy2  7,d7 co/s associat$ ) 
implem5tation ( ! pilot program comp>$ )
 ! f9ancial b5efits to ! ,dep>tm5t d]iv$
 f fraud r$uction1 adm9i/rative         
effici5cies1 & avoid$ improp] paym5ts2  
7,e7 ! ext5t to :i* ! digital id5tity   
solutions us$ 9 ! pilot program compli$ 
) applicable ,f$]al cyb]security &      
privacy requirem5ts2  7,f7 ! ext5t to   
:i* ! ,dep>tm5t successfully implem5t$  
risk-ti]$ au!ntication approa*es t adju/
 id5tity v]ification requirem5ts bas$ on
 transaction s5sitivity & fraud risk2 & 
7,g7 ! feasibility ( scal+ ! pilot      

program across additional digital s]vice
 plat=ms ( ! ,dep>tm5t1 includ+         
compatibility ) exi/+ ,dep>tm5t id5tity 
infra/ructure & pot5tial integration )  
,gov]nm5t-wide id5tity v]ification      
s]vices4  7#b7 ,recomm5dations ( !      
,comptroll] ,g5]al ) respect to :e!r !  
pilot program %\ld be-- 7,a7 exp&$ to   
additional digital s]vice plat=ms ( !   
,dep>tm5t2  7,b7 modifi$ to address     
op]ational or cyb]security risks2 or    
7,c7 discont9u$4  7h7 ,au?orization     
p]iod  7#a7 ,t]m9ation date ,! au?ority 
( ! ,secret>y to c>ry out ! pilot       
program "u ?is section %all t]m9ate on !
 date t is two ye>s aft] ! date ( !     
enactm5t ( ?is ,act4  7#b7 ,no          
presumption ( cont9uation ,! ,secret>y  
may n be exp& ! scope or fund+ cap      
beyond ! levels describ$ 9 ?is section  
unless expressly au?oriz$ by a subsequ5t
 ,act ( ,congress4