,i #aaith ,,congress #ast ,session ,h4 ,r4 #hia ,,in ,,the ,,house ,,of ,,representatives ,january #ca1 #bjbe,mr4 ,ryan introduced the following bill2 which was referred to the ,committee on ,financial ,services1 and in addition to the ,committee on ,transportation and ,infrastructure1 for a period to be subsequently determined by the ,speaker1 in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned ,a ,,bill ,to direct the ,secretary of ,housing and ,urban ,development and the ,administrator of the ,general ,services ,administration to establish programs for the development of affordable housing1 and for other purposes4 #a4 ,short title ,this ,act may be cited as the ,pro-,housing ,act of #bjbe4 #b4 ,local housing policy grant and loan pilot program 7a7 ,planning grants ,beginning not later than #abj days after the date of the enactment of this section1 the ,secretary shall award grants on a competitive basis to eligible entities for the purpose of developing and evaluating housing policy plans4 7b7 ,implementation grants ,beginning not later than #abj days after the date of the enactment of this section1 the ,secretary shall award grants on a competitive basis to eligible entities for the purpose of implementing housing policy plans4 7c7 ,direct loans 7#a7 ,in general ,beginning not later than #abj days after the date of the enactment of this section1 the ,secretary shall provide direct loans to eligible entities for the purpose of implementing housing policy plans4 7#b7 ,terms and limitations 7,a7 ,in general ,a direct loan provided under this section shall be subject to such terms and conditions as the ,secretary determines appropriate4 7,b7 ,interest rate ,the interest rate on a direct loan provided under this section shall be less than the yield on ,united ,states ,treasury obligations of a similar maturity to the maturity of the direct loan on the date of execution of the loan agreement1 at a rate determined by the ,secretary1 for the purpose of providing low-cost credit to eligible entities4 7d7 ,rural and exurban area minimum ,the ,secretary shall provide not less than #bj percent of the amounts awarded or loaned under this section to eligible entities that plan to use them to assist an area that is rural or exurban1 as determined by the ,secretary in consultation the ,director of the ,united ,states ,census ,bureau4 7e7 ,applications 7#a7 ,in general ,an eligible entity seeking a planning grant1 implementation grant1 or direct loan provided under this section shall submit to the ,secretary an application at such time1 in such manner1 and containing such information as the ,secretary may require4 7#b7 ,priority ,in awarding a planning grant1 implementation grant1 or direct loan provided under this section1 the ,secretary shall give priority to eligible entities that-- 7,a7 have developed or are likely to develop a housing policy plan that will-- 7i7 improve housing supply1 affordability1 and accessibility for all individuals of every race and income level2 7ii7 reduce barriers to affordable housing development2 and 7iii7 avoid the displacement of residents by new housing developments in the area under the jurisdiction of the eligible entity2 7,b7 in developing or implementing a housing policy plan1 intend to leverage and efficiently use amounts from-- 7i7 another ,federal1 ,state1 or local assistance program relating to housing2 or 7ii7 a private funding source2 7,c7 intend to-- 7i7 increase the supply and affordability of housing that is located-- 7,i7 near local transit options2 and 7,,ii7 in areas in which a significant or expanding supply of jobs or demand for employment is concentrated2 7ii7 coordinate with local transportation and workforce agencies in accomplishing the increase described in clause 7i72 7iii7 leverage existing infrastructure by rehabilitating or converting existing properties when developing or implementing a housing policy plan2 and 7iv7 where appropriate1 coordinate policy development for1 and analysis and implementation of1 the housing policy plan of the eligible entity at a regional scale to achieve a more equitable distribution of affordable housing across jurisdictional boundaries2 or 7,d7 are a coalition of ,states or political subdivisions of ,states4 7#c7 ,scoring ,the ,secretary shall base the degree of priority given to an eligible entity that satisfies #a or more subparagraphs under paragraph 7#b7 on a scoring system established by the ,secretary4 7f7 ,matching requirement for grants 7#a7 ,in general ,an eligible entity that receives a planning grant or implementation grant shall contribute non-,federal amounts for developing or implementing a housing policy plan financed using amounts provided in such grant in the following amounts3 7,a7 ,if the area under the jurisdiction of an eligible entity has a population of #ae1jjj or fewer1 the eligible entity shall provide non-,federal contributions in an amount equal to #ae percent of the amount of the grant4 7,b7 ,if the area under the jurisdiction of an eligible entity has a population between #ae1jja and #cj1jjj1 the eligible entity shall provide non-,federal contributions in an amount equal to #be percent of the amount of the grant4 7,c7 ,if the area under the jurisdiction of an eligible entity has a population between #cj1jja and #dj1jjj1 the eligible entity shall provide non-,federal contributions in an amount equal to #ce percent of the amount of the grant4 7,d7 ,if the area under the jurisdiction of an eligible entity has a population between #dj1jja and #gj1jjj1 the eligible entity shall provide non-,federal contributions in an amount equal to #de percent of the amount of the grant4 7,e7 ,if the area under the jurisdiction of an eligible entity has a population of #gj1jja or more1 the eligible entity shall provide non-,federal contributions in an amount equal to #de percent of the amount of the grant4 7#b7 ,eligible matching amounts ,if an eligible entity uses amounts provided by the ,federal ,government not under this section to develop or implement a housing policy plan for which the eligible entity also receives a grant under this section1 any non-,federal contribution made by the eligible entity as part of that ,federal assistance program shall be counted towards the requirements under paragraph 7#a74 7#c7 ,reduced matching requirement ,based on the available resources of an eligible entity1 the ,secretary may1 at the discretion of the ,secretary1 reduce the amount of non-,federal contributions required to be provided by the eligible entity under paragraphs 7#a7 and 7#b74 7g7 ,use of funds 7#a7 ,in general ,an eligible entity that receives a planning grant1 implementation grant1 or direct loan provided under this section shall use a portion of the amounts from such grant or loan to submit the report required under subsection 7j77#a74 7#b7 ,planning grants ,an eligible entity that receives a planning grant shall use amounts from such grant to finance activities to develop and evaluate a housing policy plan for the area under the jurisdiction of the eligible entity1 including-- 7,a7 quantifying existing and projected housing needs for households of every income level1 including extremely low-income families1 as defined in section #c7;b7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;a7b772 7,b7 documenting the characteristics of-- 7i7 the housing in the area2 7ii7 the households of the area1 including cost-burdened households2 and 7iii7 housing underproduction in the area2 7,c7 developing strategies to increase the housing supply and the variety of housing types in the area to satisfy the housing needs of the population of the area2 7,d7 analyzing population and employment trends in the area and documenting projections of those trends2 7,e7 considering strategies to minimize displacement of low-income families1 as defined in section #c7;b7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;a7b771 as a result of redevelopment in the area2 7,f7 providing for participation and input from community members1 community groups1 local builders1 local realtors1 nonprofit housing advocates1 and local religious groups2 and 7,g7 creating a schedule of programs and actions to implement the recommendations of the housing policy plan1 including a plan for adopting actions through a local implementing ordinance or another regulatory process1 such as a land use plan or a comprehensive plan4 7h7 ,housing policy plan guidance 7#a7 ,in general ,not later than #ij days after the date of the enactment of this section1 the ,secretary shall issue guidance that includes recommended policies1 strategies1 and reforms for eligible entities to adopt in housing policy plans to-- 7,a7 improve the elasticity of housing supply2 7,b7 expand the supply and affordability of housing2 7,c7 reduce barriers to housing development2 and 7,d7 meaningfully reduce housing segregation by income and race4 7#b7 ,policies ,the guidance issued under paragraph 7#a7 shall include recommendations for policies1 strategies1 and reforms to-- 7,a7 encourage and support the repurposing of land or structures for housing development2 7,b7 allow for a greater variety of housing types2 7,c7 revise land use policies to allow for the development of more housing2 7,d7 streamline approval processes for housing development2 7,e7 provide financial incentives to support affordable housing development2 and 7,f7 support inclusive engagement with community members relating to reforms to expand housing supply4 7#c7 ,areas ,the guidance issued under paragraph 7#a7 shall include recommendations for policies1 strategies1 and reforms for urban1 suburban1 exurban1 and rural areas4 7i7 ,learning network 7#a7 ,in general ,not later than #a year after the date on which the ,secretary awards the first planning grant1 implementation grant1 or direct loan provided under this section1 the ,secretary shall establish a learning network to-- 7,a7 facilitate problem solving relating to the development and implementation of housing policy plans2 and 7,b7 disseminate best practices and effective strategies and policies to improve local housing supply and affordability4 7#b7 ,accessibility ,the learning network established under paragraph 7#a7 shall be accessible to-- 7,a7 eligible entities that receive a grant or loan under this section2 and 7,b7 eligible entities that submit an application under subsection 7e74 7j7 ,reports and study 7#a7 ,grant and loan recipient reports ,not later than #ahj days after the date on which an eligible entity receives a planning grant1 implementation grant1 or direct loan provided under this section1 and not less frequently than quarterly thereafter for a #c-year period1 the eligible entity shall submit to the ,secretary a report that includes-- 7,a7 a description of the expenditures the eligible entity has made with amounts from such grant or loan2 7,b7 for an eligible entity receiving a planning grant1 a summary of the progress of the eligibility entity towards finalizing a housing policy plan2 and 7,c7 for an eligible entity receiving an implementation grant1 data relating to the success of the implementation of the housing policy plan of the eligible entity4 7#b7 ,secretary study and report 7,a7 ,in general ,not later than #e years after the date of the enactment of this section1 the ,secretary shall conduct a study with respect to-- 7i7 the impact of implementation grants1 planning grants1 and direct loans provided under this section on the areas under the jurisdiction of eligible entities receiving those grants or loans2 and 7ii7 successful strategies from housing policy plans that were impactful in-- 7,i7 expanding the housing supply2 and 7,,ii7 increasing the quantity of quality and affordable housing while avoiding the displacement of the residents of an area4 7,b7 ,report ,not later than #a year after the date on which the ,secretary completes the study required under subparagraph 7,a71 the ,secretary shall submit to the appropriate committees of the ,congress a report on the study4 7k7 ,appropriations 7#a7 ,in general ,there are authorized to be appropriated to the ,secretary #bjj1jjj1jjj for each of fiscal years #bjbf through #bjca to carry out this section4 7#b7 ,costs of direct loans ,the ,secretary may use any amounts made available under paragraph 7#a7 to pay the costs of providing direct loans under this section4 7l7 ,definitions ,in this section3 7#a7 ,cost-burdened household ,the term cost-burdened household means a household that spends not less than #cj percent of the income of the household on housing4 7#b7 ,department ,the term ,department means the ,department of ,housing and ,urban ,development4 7#c7 ,direct loan ,the term direct loan has the meaning given the term in section #ejb of the ,federal ,credit ,reform ,act 7#b ,u4,s4,c4 #ffa;a74 7#d7 ,eligible entity ,the term eligible entity means a ,state1 a political subdivision of a ,state1 a coalition of ,states or political subdivisions of ,states1 an ,indian ,tribe1 or a ,native ,hawaiian organization that-- 7,a7 demonstrates1 with respect to the area under the jurisdiction of the ,state1 political subdivision1 coalition1 ,indian ,tribe1 or organization-- 7i7 rising housing costs or a reasonable expectation that housing costs will rise in the area2 and 7ii7 a housing supply shortage2 7,b7 if applying for a planning grant-- 7i7 intends to develop1 or is in the process of developing1 a housing policy plan2 and 7ii7 demonstrates an intent to use a portion of the planning grant to engage with community stakeholders and housing practitioners in developing a housing policy plan2 and 7,c7 if applying for an implementation grant or direct loan under this section-- 7i7 has adopted and plans to implement1 or is in the process of implementing1 a housing policy plan2 and 7ii7 demonstrates the engagement of community stakeholders and housing practitioners in developing the housing policy plan4 7#e7 ,housing policy plan ,the term housing policy plan means a comprehensive plan of an eligible entity to1 with respect to the area under the jurisdiction of the eligible entity-- 7,a7 increase the housing supply in the area1 while avoiding the displacement of the residents of the area2 7,b7 increase the affordability of housing in the area2 and 7,c7 reduce barriers to housing development in the area4 7#f7 ,implementation grant ,the term implementation grant means a grant awarded under subsection 7b74 7#g7 ,indian ,tribe ,the term ,indian ,tribe has the meaning given the term in section #d of the ,indian ,self-,determination and ,education ,assistance ,act 7#be ,u4,s4,c4 #ecjd74 7#h7 ,native ,hawaiian organization ,the term ,native ,hawaiian organization has the meaning given the term in section #b of the ,native ,american ,graves ,protection and ,repatriation ,act 7#be ,u4,s4,c4 #cjja74 7#i7 ,planning grant ,the term planning grant means a grant awarded under subsection 7a74 7#aj7 ,secretary ,the term ,secretary means the ,secretary of ,housing and ,urban ,development1 acting through the ,assistant ,secretary for ,community ,planning and ,development1 in coordination with-- 7,a7 the ,office of ,economic ,resilience of the ,office of ,community ,planning and ,development of the ,department2 7,b7 the ,office of ,policy ,development and ,research of the ,department2 7,c7 the ,office of ,fair ,housing and ,equal ,opportunity of the ,department2 7,d7 the ,office of ,housing of the ,department2 and 7,e7 the ,office of ,public and ,indian ,housing of the ,department4 7#aa7 ,state ,the term ,state means any ,state of the ,united ,states1 the ,district of ,columbia1 the ,commonwealth of ,puerto ,rico1 the ,virgin ,islands1 ,guam1 ,american ,samoa1 the ,commonwealth of the ,northern ,mariana ,islands1 and any possession of the ,united ,states4 #c4 ,transfer of unused ,federal real property to ,state and local authorities for development 7a7 ,in general ,not later than #abj days after the date of the enactment of this section1 the ,administrator of ,general ,services shall establish a pilot program under which unused ,federal real property is transferred in accordance with subsection 7b77#b7 to eligible entities for the development of mixed-use neighborhoods or affordable housing4 7b7 ,transfer of property 7#a7 ,in general ,any unused ,federal real property shall be transferred by the head of the agency concerned to the ,administrator4 7#b7 ,transfer to eligible entity ,the ,administrator shall transfer to eligible entities any unused ,federal real property transferred to the ,administrator under paragraph 7#a74 7c7 ,sunset ,any transfers of property described in subsection 7b7 shall terminate on the date that is #e years after the date of the enactment of this section4 7d7 ,definitions ,in this section3 7#a7 ,administrator ,the term ,administrator means the ,administrator of the ,general ,services4 7#b7 ,affordable housing ,the term affordable housing means housing that qualifies as affordable housing under section #bae of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #abgde74 7#c7 ,agency ,the term agency has the meaning given the term ,executive agency in section #aje of title #e1 ,united ,states ,code4 7#d7 ,eligible entity ,the term eligible entity means an entity established under ,state or local law as responsible for housing and urban development planning4 7#e7 ,unused ,federal real property ,the term unused ,federal real property means land or a building-- 7,a7 owned by the ,federal ,government2 and 7,b7 declared unused by the head of an agency4