,i  #aai? ,,congress  #b;d ,session  ,h4
 ,r4 #hghg  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,may #ac1 #bjbf,mr4   
,cl9e 7= himself1 ,mr4 ,mool5a>1 ,mr4   
,moore ( ,alabama1 ,mr4 ,crane1 ,mr4    
,self1 & ,mr4 ,fitzg]ald7 introduc$ !   
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,arm$ ,s]vices  ,a ,,bill 
,to prohibit ! ,secret>y ( ,def5se f    
contract+ ) retail]s :o use cov]$ paym5t
 process+ equipm5t1 sy/ems1 or s]vices1 
& = o!r purposes4  #a4 ,%ort title ,?is 
,act may be cit$ z ! ,s]vicememb]       
,paym5t ,data ,privacy & ,security ,act4
  #b4 ,elim9ation ( use ( c]ta9 paym5t  
process+ equipm5t1 sy/ems1 or s]vices   
7a7 ,review ,n lat] ?an #ahj days aft] !
 date ( ! enactm5t ( ?is section1 !     
,secret>y ( ,def5se %all complete a     
review ( all retail]s to det]m9e if su* 
retail]s use cov]$ equipm5t1 sy/ems1 or 
s]vices z a sub/antial or ess5tial      
compon5t ( ! p]=mance ( a contract to   
provide paym5t process+ equipm5t1       
sy/ems1 or s]vices = ! ,dep>tm5t (      

,def5se4  7b7 ,guidance ,n lat] ?an #ij 
days aft] complet+ ! review requir$ by  
subsection 7a71 ! ,secret>y ( ,def5se   
%all issue guidance prohibit+ ! use (   
cov]$ equipm5t1 sy/ems1 or s]vices by a 
retail] 9 a contract ) ! ,dep>tm5t (    
,def5se4 ,su* policy & guidance %all    
direct ! modification or t]m9ation ( su*
 a contract unless ! retail] = su*      
contract ceases use ( cov]$ equipm5t1   
sy/ems1 or s]vices 9 a timely mann]4    
7c7 ,prohibition ,effective ,janu>y #a1 
#bjbg1 ! ,secret>y ( ,def5se may n ent] 
into a contract = paym5t process+       
equipm5t1 sy/ems1 or s]vices ) a retail]
 t uses cov]$ equipm5t1 sy/ems1 or      
s]vices z a sub/antial or ess5tial      
compon5t ( ! p]=mance ( su* contract4   
7d7 ,report ,n lat] ?an "o ye> aft] !   
date ( ! enactm5t ( ?is section1 !      
,secret>y ( ,def5se %all submit to !    
,committees on ,arm$ ,s]vices ( ! ,h\se 
( ,repres5tatives & ! ,s5ate a writt5   
report on ! implem5tation on !          
requirem5ts ( ?is section4  7e7         

,def9itions ,9 ?is section3  7#a7       
,c\ntry ( conc]n ,! t]m c\ntry ( conc]n 
means-- 7,a7 ,*9a2  7,b7 ,russia2  7,c7 
! ,islamic ,republic ( ,iran2  7,d7     
,nor? ,korea2 &  7,e7 any o!r c\ntry    
designat$ by ! ,secret>y ( ,def5se1 z   
pos+ a significant risk to ! national   
security ( ! ,unit$ ,/ates4  7#b7 ,cov]$
 equipm5t1 sy/em1 or s]vice ,! t]m cov]$
 equipm5t1 sy/em1 or s]vice-- 7,a7 means
 a paym5t process+ equipm5t1 sy/em1 or  
s]vice = :i* ! application processor1   
s\rce code1 secure processor1 or secure 
firmw>e is directly or indirectly       
develop$1 manufactur$1 provid$1 own$1   
controll$1 or op]at$ by--  7i7 an entity
 organiz$ "u ! laws ( a c\ntry ( conc]n2
  7ii7 an entity own$ or controll$ by ! 
gov]nm5t ( a c\ntry ( conc]n2  7iii7 an 
entity subject to ! direction1          
jurisdiction1 or control ( ! gov]nm5t1  
milit>y1 or intellig5ce s]vices ( a     
c\ntry ( conc]n2  7iv7 any subsidi>y1   
affiliate1 or successor entity ( an     
entity describ$ 9 clauses 7i7 ?r\gh     

7iii72 or  7v7 an entity t ! ,secret>y (
 ,def5se reasonably believes to be an   
entity own$ or controll$ by1 or o!rwise 
connect$ entity own$ or controll$ by a  
c\ntry ( conc]n2 &  7,b7 includes paym5t
 process+ equipm5t1 sy/ems1 or s]vices  
sub/antially compris$ ( compon5ts1      
s(tw>e1 or te*nology suppli$ by an      
entity describ$ 9 any ( clauses 7i7     
?r\gh 7v7 ( subp>agraph 7,a74  7#c7     
,electronic fund transf] ,! t]m         
electronic fund transf]-- 7,a7 means any
 transf] ( funds1 o!r ?an a transaction 
orig9at$ by *eck1 draft1 or simil> pap] 
in/rum5t1 :i* is initiat$ ?r\gh an      
electronic t]m9al 7z def9$ 9 section    
#ijc ( ! ,electronic ,fund ,transf] ,act
 7#ae ,u4,s4,c4 #afic;a771 telephone1 or
 comput] or magnetic tape s z to ord]1  
in/ruct1 or au?orize a f9ancial         
in/itution to debit or cr$it an acc\nt2 
&  7,b7 includes po9t-(-sale transf]s1  
automat$ tell] ma*9e transactions1 &    
direct deposits or )drawals ( funds f an
 acc\nt4  7#d7 ,paym5t process+         

equipm5t1 sy/em1 or s]vice ,! t]m paym5t
 process+ equipm5t1 sy/em1 or s]vice    
means--  7,a7 a c>d1 code1 or o!r means 
( access to a consum]'s acc\nt1 or any  
comb9ation !re(1 t may be us$ by !      
consum] to initiate electronic fund     
transf]s2 or  7,b7 an electronic device1
 o!r ?an a telephone op]at$ by a        
consum]1 ?r\gh :i* a consum] may        
initiate an electronic fund transf]4    
7#e7 ,retail] ,! t]m retail] has ! mean+
 giv5 9 section #dffd ( title #aj1      
,unit$ ,/ates ,code4