,i  #aai? ,,congress  #b;d ,session  ,h4
 ,r4 #hggg  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,may #ac1 #bjbf,ms4   
,wat]s introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to re/ore c]ta9   
guidance & rules ( ! ,bureau ( ,consum] 
,f9ancial ,protection4  #a4 ,%ort title 
,?is ,act may be cit$ z ! ,guidance     
,uphold+ ,integrity ?r\gh ,def5se (     
,am]icans' ,national ,consum] ,en=cem5t 
,act ( #bjbf or ! ,,guidance ,act (     
#bjbf4  #b4 ,re/oration ( guidance &    
rules ,! foll[+ %all h no =ce or effect3
 7#a7 ,! rule submitt$ by ! ,bureau (   
,consum] ,f9ancial ,protection relat+ to
 ! )drawal ( ! rule relat+ to ,! ,fair  
,cr$it ,report+ ,act's ,limit$          
,preemption ( ,/ate ,laws 7#hg ,f$4     
,reg4 #dajdb 7,july #aa1 #bjbb77 7#ij   
,f$4 ,reg4 #bjjhd 7,may #ab1 #bjbe774   
7#b7 ,! rule submitt$ by ! ,bureau (    
,consum] ,f9ancial ,protection relat+ to
 ! )drawal ( ! rule relat+ to ,consum]  
,f9ancial ,protection ,circul> #bjbb-jd3

 ,insuffici5t ,data ,protection or      
,security = ,s5sitive ,consum]          
,in=mation 7#hg ,f$4 ,reg4 #edcdf       
7,augu/ #f1 #bjbb77 7#ij ,f$4 ,reg4     
#bjjhd 7,may #ab1 #bjbe774  7#c7 ,! rule
 submitt$ by ! ,bureau ( ,consum]       
,f9ancial ,protection relat+ to !       
)drawal ( ! rule relat+ to ,exam9ations 
= ,risks to ,active-,duty ,s]vicememb]s 
& ,_! ,cov]$ ,dep5d5ts 7#hf ,f$4 ,reg4  
#cbgbc 7,june #bc1 #bjba77 7#ij ,f$4    
,reg4 #bjjhd 7,may #ab1 #bjbe774  7#d7  
,! rule submitt$ by ! ,bureau ( ,consum]
 ,f9ancial ,protection relat+ to !      
)drawal ( ! rule relat+ to ,debt        
,collection ,practices 7,regulation ,f72
 ,deceptive & ,unfair ,collection (     
,m$ical ,debt 7#hi ,f$4 ,reg4 #hjgae    
7,octob] #d1 #bjbd77 7#ij ,f$4 ,reg4    
#bjjhd 7,may #ab1 #bjbe774  7#e7 ,! rule
 submitt$ by ! ,bureau ( ,consum]       
,f9ancial ,protection relat+ to !       
)drawal ( ! rule relat+ to ,consum]     
,f9ancial ,protection ,circul> #bjbd-je3
 ,improp] ,ov]draft ,opt-,9 ,practices  

7#hi ,f$4 ,reg4 #hjjge 7,octob] #b1     
#bjbd77 7#ij ,f$4 ,reg4 #bjjhd 7,may    
#ab1 #bjbe774  7#f7 ,! rule submitt$ by 
! ,bureau ( ,consum] ,f9ancial          
,protection relat+ to ! )drawal ( ! rule
 relat+ to ,consum] ,f9ancial           
,protection ,circul> #bjbd-jd3          
,:i/lebl[] ,protections ,"u ,,cfpa      
,section #ajeg 7#hi ,f$4 ,reg4 #feagj   
7,augu/ #i1 #bjbd77 7#ij ,f$4 ,reg4     
#bjjhd 7,may #ab1 #bjbe774  7#g7 ,! rule
 submitt$ by ! ,bureau ( ,consum]       
,f9ancial ,protection relat+ to !       
)drawal ( ! rule relat+ to ,bullet9     
#bjab-jd3 ,l5d+ discrim9ation 7,april   
#ah1 #bjab7 7#ij ,f$4 ,reg4 #bjjhd 7,may
 #ab1 #bjbe774  7#h7 ,! rule submitt$ by
 ! ,bureau ( ,consum] ,f9ancial         
,protection relat+ to ! )drawal ( ! rule
 relat+ to ,tru? 9 ,l5d+ 7,regulation   
,z72 ,consum] ,protections = ,home      
,sales ,f9anc$ ,"u ,contracts = ,de$    
7#hi ,f$4 ,reg4 #fhjhf 7,augu/ #bc1     
#bjbd77 7#ij ,f$4 ,reg4 #bjjhd 7,may    
#ab1 #bjbe774  7#i7 ,! rule submitt$ by 

! ,bureau ( ,consum] ,f9ancial          
,protection relat+ to ! )drawal ( ! rule
 relat+ to ,application ( ,regulation   
,z's ,ability-,to-,repay ,rule to ,c]ta9
 ,situations ,involv+                   
,successors-,9-,int]e/ 7#gi ,f$4 ,reg4  
#dafca 7,july #ag1 #bjad77 7#ij ,f$4    
,reg4 #bjjhd 7,may #ab1 #bjbe774  7#aj7 
,! rule submitt$ by ! ,bureau ( ,consum]
 ,f9ancial ,protection relat+ to !      
)drawal ( ! rule relat+ to ,equal ,cr$it
 ,opportunity 7,regulation ,b72         
,revocations or ,unfavorable ,*anges to 
! ,t]ms ( ,exi/+ ,cr$it ,arrangem5ts    
7#hg ,f$4 ,reg4 #cjjig 7,may #ah1       
#bjbb77 7#ij ,f$4 ,reg4 #bjjhd 7,may    
#ab1 #bjbe774  7#aa7 ,! rule submitt$ by
 ! ,bureau ( ,consum] ,f9ancial         
,protection relat+ to ! )drawal ( ! rule
 relat+ to ,fair ,cr$it ,report+2       
,p]missible ,purposes = ,furni%+1 ,us+1 
& ,obta9+ ,consum] ,reports 7#hg ,f$4   
,reg4 #dabdc 7,july #ab1 #bjbb77 7#ij   
,f$4 ,reg4 #bjjhd 7,may #ab1 #bjbe774   
7#ab7 ,! rule submitt$ by ! ,bureau (   

,consum] ,f9ancial ,protection relat+ to
 ! )drawal ( ! rule relat+ to ,bullet9  
#bjae-jg re3 9-p]son collection (       
consum] debt 7,decemb] #af1 #bjae77 7#ij
 ,f$4 ,reg4 #bjjhd 7,may #ab1 #bjbe774  
7#ac7 ,! rule submitt$ by ! ,bureau (   
,consum] ,f9ancial ,protection relat+ to
 ! )drawal ( ! rule relat+ to ,bullet9  
#bjbb-ja3 ,m$ical ,debt ,collection &   
,consum] ,report+ ,requirem5ts 9        
,connection ) ! ,no ,surprises ,act 7#hg
 ,f$4 ,reg4 #cjbe 7,janu>y #bj1 #bjbb77 
7#ij ,f$4 ,reg4 #bjjhd 7,may #ab1       
#bjbe774  7#ad7 ,! rule submitt$ by !   
,bureau ( ,consum] ,f9ancial ,protection
 relat+ to ! )drawal ( ! rule relat+ to 
,bullet9 #bjbb-jf3 ,unfair ,return$     
,deposit$ ,item ,fee ,assessm5t         
,practices 7#hg ,f$4 ,reg4 #ffidj       
7,novemb] #g1 #bjbb77 7#ij ,f$4 ,reg4   
#bjjhd 7,may #ab1 #bjbe774  7#ae7 ,!    
rule submitt$ by ! ,bureau ( ,consum]   
,f9ancial ,protection relat+ to !       
)drawal ( ! rule relat+ to ,consum]     
,f9ancial ,protection ,circul> #bjbc-jb3

 ,reop5+ ,deposit ,acc\nts ,t ,consum]s 
,previ\sly ,clos$ 7#hh ,f$4 ,reg4 #ccede
 7,may #bd1 #bjbc77 7#ij ,f$4 ,reg4     
#bjjhd 7,may #ab1 #bjbe774  7#af7 ,!    
rule submitt$ by ! ,bureau ( ,consum]   
,f9ancial ,protection relat+ to !       
)drawal ( ! rule relat+ to ,consum]     
,f9ancial ,protection ,circul> #bjbd-jb3
 ,deceptive ,m>ket+ ,practices ,ab\t !  
,spe$ or ,co/ ( ,s5d+ a ,remittance     
,transf] 7#hi ,f$4 ,reg4 #bgceg 7,april 
#ag1 #bjbd77 7#ij ,f$4 ,reg4 #bjjhd     
7,may #ab1 #bjbe774  7#ag7 ,! rule      
submitt$ by ! ,bureau ( ,consum]        
,f9ancial ,protection relat+ to !       
)drawal ( ! rule relat+ to ,fair ,cr$it 
,report+2 ,"n-,only ,mat*+ ,proc$ures1  
#hf ,f$4 ,reg4 #fbdfh 7,novemb] #aj1    
#bjba7 7#ij ,f$4 ,reg4 #bjjhd 7,may #ab1
 #bjbe774  7#ah7 ,! rule submitt$ by !  
,bureau ( ,consum] ,f9ancial ,protection
 relat+ to ! )drawal ( ! rule relat+ to 
,/atem5t ( ,policy ,reg>d+ ,prohibition 
on ,abusive ,acts or ,practices 7#hh    
,f$4 ,reg4 #bahhc 7,april #ab1 #bjbc77  

7#ij ,f$4 ,reg4 #bjjhd 7,may #ab1       
#bjbe774  7#ai7 ,! rule submitt$ by !   
,bureau ( ,consum] ,f9ancial ,protection
 relat+ to ! )drawal ( ! rule relat+ to 
,consum] ,f9ancial ,protection ,circul> 
#bjbb-jg3 ,reasonable ,inve/igation (   
,consum] ,report+ ,disputes 7#hg ,f$4   
,reg4 #gaejg 7,novemb] #bc1 #bjbb77 7#ij
 ,f$4 ,reg4 #bjjhd 7,may #ab1 #bjbe774  
7#bj7 ,! rule submitt$ by ! ,bureau (   
,consum] ,f9ancial ,protection relat+ to
 ! )drawal ( ! rule relat+ to ,bullet9  
#bjbc-ja3 ,unfair ,bill+ & ,collection  
,practices ,aft] ,bankruptcy ,dis*>ges (
 ,c]ta9 ,/ud5t ,loan ,debts 7#hh ,f$4   
,reg4 #agcff 7,m>* #bc1 #bjbc77 7#ij    
,f$4 ,reg4 #bjjhd 7,may #ab1 #bjbe774   
7#ba7 ,! rule submitt$ by ! ,bureau (   
,consum] ,f9ancial ,protection relat+ to
 ! )drawal ( ! rule relat+ to ,consum]  
,f9ancial ,protection ,circul> #bjbc-ja3
 ,unlawful ,negative ,option ,m>ket+    
,practices 7#hh ,f$4 ,reg4 #egbg        
7,janu>y #cj1 #bjbc77 7#ij ,f$4 ,reg4   
#bjjhf 7,may #ab1 #bjbe774  7#bb7 ,!    

rule submitt$ by ! ,bureau ( ,consum]   
,f9ancial ,protection relat+ to !       
)drawal ( ! rule relat+ to ,fair ,cr$it 
,report+2 ,file ,disclosure 7#hi ,f$4   
,reg4 #dafg 7,janu>y #bc1 #bjbd77 7#ij  
,f$4 ,reg4 #bjjhd 7,may #ab1 #bjbe774   
7#bc7 ,! rule submitt$ by ! ,bureau (   
,consum] ,f9ancial ,protection relat+ to
 ! )drawal ( ! rule relat+ to ,consum]  
,f9ancial ,protection ,circul> #bjbd-jc3
 ,unlawful & ,un5=ceable ,contract ,t]ms
 & ,conditions 7#hi ,f$4 ,reg4 #eaiee   
7,june #ba1 #bjbd77 7#ij ,f$4 ,reg4     
#bjjhd 7,may #ab1 #bjbe774