,i  #aai? ,,congress  #b;d ,session  ,h4
 ,r4 #hcef  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,april #af1 #bjbf,ms4 
,/ev5s 7= h]self1 ,ms4 ,adams1 ,ms4     
,ross1 & ,ms4 ,williams ( ,georgia7     
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,education & ,work=ce  
,a ,,bill  ,to am5d ! ,high] ,education 
,act ( #aife to require ! removal ( !   
record ( default f cr$it hi/ory ^u      
obta9+ a ,f$]al ,direct ,consolidation  
,loan t dis*>ges ! default$ loan4  #a4  
,%ort title ,?is ,act may be cit$ z !   
,clean ,slate ?r\gh ,consolidation ,act4
  #b4 ,removal ( record ( default f     
cr$it hi/ory ^u loan consolidation      
,section #dee7;g7 ( ! ,high] ,education 
,act ( #aife 7#bj ,u4,s4,c4 #ajhg;e7g77 
is am5d$ by add+ at ! end ! foll[+3     
7#d7 ,consum] report+ ag5cies ,) respect
 to a borr[] :o obta9s a ,f$]al ,direct 
,consolidation ,loan t dis*>ges !       
liability on a default$ loan made1      
insur$1 or gu>ante$ "u ?is title1 !     
,secret>y1 gu>anty ag5cy1 or o!r hold] (

 su* loan %all reque/ t any consum]     
report+ ag5cy to :i* ! default 0 report$
 remove ! default f ! borr[]'s cr$it    
hi/ory4  4