#aai? ,,congress  #b;d ,session  ,h4 ,r4
 #ghib  ,,an ,,act  ,to am5d ! ,high]   
,education ,act ( #aife to require to ! 
,secret>y ( ,education to use an id5tity
 fraud detection sy/em to review ea*    
,,fafsa to det]m9e :e!r ! ,,fafsa       
pres5ts a reasonable suspicion ( id5tity
 fraud4  #a4 ,%ort title ,?is ,act may  
be cit$ z ! ,no ,aid = ,gho/ ,/ud5ts    
,act ( #bjbf4  #b4 ,id5tity fraud       
detection sy/em  7a7 ,id5tity fraud     
detection sy/em ,section #dhc ( ! ,high]
 ,education ,act ( #aife 7#bj ,u4,s4,c4 
#ajij7 is am5d$ by add+ at ! end !      
foll[+3  7e7 ,id5tity fraud detection   
sy/em  7#a7 ,9 g5]al ,9 addition to1 or 
9 conjunction )1 o!r v]ification        
processes c>ri$ out "u ?is title1 !     
,secret>y %all-- 7,a7 use an id5tity    
fraud detection sy/em to scre5 & assess 
ea* application submitt$ "u ?is section 
on or aft] ,octob] #a1 #bjbf1 to det]m9e
 :e!r ! application pres5ts a reasonable
 suspicion ( id5tity fraud bas$ on "o or
 m indicators associat$ ) suspect$ fraud

 risk2 &  7,b7 c>ry out notifications 9 
accordance ) p>agraph 7#b74  7#b7       
,notification ( reasonable suspicion (  
id5tity fraud ,if ! ,secret>y det]m9es t
 an application submitt$ "u ?is section 
pres5ts a reasonable suspicion ( id5tity
 fraud1 ! ,secret>y %all--  7,a7 provide
 ! applicant ) notice-- 7i7 ( su*       
det]m9ation2  7ii7 t ! in=mation        
describ$ 9 subp>agraph 7,b7 w be        
transmitt$ to ea* in/itution ( high]    
education designat$ by ! applicant 9 !  
application2 &  7iii7 t ! applicant is  
subject to additional id5tity           
v]ification requirem5ts 9 accordance )  
section #dhg7;a77#ae77;,b72 &  7,b7     
transmit to ea* in/itution designat$ by 
! applicant 9 ! application1 a notice-- 
7i7 t su* application pres5ts a         
reasonable suspicion ( id5tity fraud2 & 
7ii7 t ! applicant is subject to        
additional id5tity v]ification          
requirem5ts to be c>ri$ out by !        
in/itution 9 accordance ) section       
#dhg7;a77#ae77;,b71 be=e ! in/itution   

may disburse ,f$]al f9ancial aid "u ?is 
title to su* applicant4  7#c7           
,congressional notices & report  7,a7   
,notices ,! ,secret>y %all submit to !  
au?oriz+ committees--  7i7 n lat] ?an   
,novemb] #a1 #bjbf1 a writt5 description
 ( ! id5tity fraud detection sy/em      
requir$ "u ?is subsection2 &  7ii7 n    
lat] ?an #cj days aft] implem5t+ any    
sub/antial *ange to su* sy/em1 a writt5 
description & rationale = su* *ange4    
7,b7 ,annual evaluation & report ,n lat]
 ?an ,octob] #a1 #bjbg1 & annually      
!reaft]1 ! ,secret>y %all conduct an    
evaluation ( ! effectiv5ess ( ! id5tity 
fraud detection sy/em c>ri$ out "u ?is  
subsection1 & submit to ! au?oriz+      
committees a report on ! use &          
effectiv5ess ( su* sy/em4  7#d7 ,rule ( 
con/ruction ,no?+ 9 ?is subsection %all 
be con/ru$ to prohibit ! ,secret>y f    
meet+ ! requirem5ts ( p>agraph 7#a71 9  
:ole or 9 "p1 ?r\gh a capability or     
sy/em us$ by ! ,secret>y on or be=e !   
date ( enactm5t ( ! ,no ,aid = ,gho/    

,/ud5ts ,act ( #bjbf4  4  7b7           
,additional v]ification requirem5ts     
7#a7 ,am5dm5ts ,section #dhg7;a77#ae7 ( 
! ,high] ,education ,act ( #aife 7#bj   
,u4,s4,c4 #ajid7;a77#ae77 is am5d$--    
7,a7 by /rik+ 7#ae7 ,! in/itution       
ackn[l$ges & ins]t+ 7#ae77;,a7 ,!       
in/itution ackn[l$ges2 &  7,b7 by add+  
at ! end ! foll[+ new subp>agraph3  7,b7
 ,beg9n+ on ,octob] #a1 #bjbf1 !        
in/itution w n disburse ,f$]al f9ancial 
aid "u ?is title to an applicant ) an   
application "u section #dhc t pres5ts a 
reasonable suspicion ( id5tity fraud "u 
section #dhc7;e71 unless ! in/itution1  
directly or ?r\gh a contract$ ?ird-p>ty 
s]vice provid] & 9 accordance )         
proc$ures e/abli%$ by ! ,secret>y--  7i7
 be=e ! disbursem5t ( su* aid-- 7,i7    
det]m9es t a reasonable suspicion (     
id5tity fraud is n pres5t by confirm+ ! 
id5tity ( su* applicant us+--  7aa7     
9-p]son id5tity v]ification2  7bb7 live1
 syn*ron\s audiovisual id5tity          
v]ification2  7cc7 id5tity v]ification  

compliant ) ,national ,in/itute ( ,/&>ds
 & ,te*nology ,id5tity ,assurance ,level
 #b 7,,ni/ ,,ial#b71 or an equival5t    
successor2  7dd7 any additional id5tity 
v]ification me?od approv$ by ! ,secret>y
 t provides a level ( id5tity assurance 
t is equal to or great] ?an ! level (   
assurance provid$ by an id5tify         
v]ification me?od describ$ 9 items 7aa7 
?r\gh 7cc72 or  7ee7 a comb9ation ( two 
or m ( ! v]ification me?ods describ$ 9  
items 7aa7 ?r\gh 7dd72 &  7,,ii7        
notifies ! ,secret>y t ! id5tity ( !    
applicant has be5 v]ifi$2 &  7ii7       
ma9ta9s a record ( su* id5tity          
v]ification4  4  7#b7 ,guidel9es on     
in/itutional v]ification proc$ures ,n   
lat] ?an ,octob] #a1 #bjbf1 ! ,secret>y 
( ,education %all e/abli% guidel9es )   
respect to id5tity v]ification proc$ures
 to be c>ri$ out by in/itutions ( high] 
education "u subp>agraph 7,b7 ( section 
#dhg7;a77#ae7 ( ! ,high] ,education ,act
 ( #aife 7#bj ,u4,s4,c4 #ajid7;a77#ae771
 z am5d$ by p>agraph 7#a74  #c4 ,program

 review priority category ,section      
#dih;,a7a77#b7 ( ! ,high] ,education    
,act ( #aife 7#bj ,u4,s4,c4             
#ajii;c-#a7;a77#b77 is am5d$-- 7#a7 9   
subp>agraph 7,e71 by /rik+ & at ! end2  
7#b7 by r$esignat+ subp>agraph 7,f7 z   
subp>agraph 7,g72 &  7#c7 by ins]t+ aft]
 subp>agraph 7,e7 ! foll[+3  7,f7       
in/itutions t h demon/rat$ a patt]n (   
disburs+1 on or aft] ,octob] #a1 #bjbf1 
,f$]al f9ancial aid "u ?is title = an   
aw>d ye> to /ud5ts ) an application "u  
section #dhc = su* aw>d ye> t pres5t$ a 
reasonable suspicion ( id5tity fraud "u 
section #dhc7;e71 except t ! ,secret>y  
%all exclude any in/itution t           
demon/rates to ! ,secret>y t !          
in/itution is 9 compliance ) !          
requirem5ts ( section                   
#dhg7;a77#ae77;,b72 &  4  ,pass$ ! ,h\se
 ( ,repres5tatives ,june #aj1           
#bjbf4;,cl]k4