,,ib ,union ,cal5d> ,no4 #dbe #aai?     
,,congress  #b;d ,session  ,h4 ,r4 #gdab
 ,report ,no4 #aai-dii ,,9 ,,! ,,h\se   
,,( ,,repres5tatives  ,febru>y #e1      
#bjbf,mr4 ,williams ( ,texas 7= himself 
& ,mr4 ,olszewski7 introduc$ ! foll[+   
bill2 :i* 0 ref]r$ to ! ,committee on   
,small ,bus9ess  ,febru>y #bj1          
#bjbf;,committ$ to ! ,committee ( !     
,:ole ,h\se on ! ,/ate ( ! ,union &     
ord]$ to be pr9t$  ,a ,,bill  ,to am5d !
 ,small ,bus9ess ,act to e/abli% !      
,(fice ( ,:i/lebl[] ,aw>ds1 & = o!r     
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,put ,am]ica on ,commission
 ,act ( #bjbf4  #b4 ,e/abli%m5t ( !     
,(fice ( ,:i/lebl[] ,aw>ds ,! ,small    
,bus9ess ,act 7#ae ,u4,s4,c4 #fca et    
seq47 is am5d$-- 7#a7 9 section #g7;b71 
by r$esignat+ ! second p>agraph 7#af7   
7relat+ to /atute ( limitations7 z      
p>agraph 7#ag72  7#b7 by r$esignat+     
section #di z section #ej2 &  7#c7 by   
ins]t+ aft] section #dh ! foll[+ new    
section3  #di4 ,(fice ( ,:i/lebl[]      

,aw>ds  7a7 ,e/abli%m5t ,!re is e/abli%$
 )9 ! ,(fice ( ,p]=mance1 ,plann+1 & !  
,*ief ,f9ancial ,(fic] ( ! ,adm9i/ration
 an ,(fice ( ,:i/lebl[] ,aw>ds4  7b7    
,adm9i/ration ,! ,(fice ( ,:i/lebl[]    
,aw>ds %all be adm9i/]$ by an employee 9
 ! competitive s]vice4  7c7 ,aw>ds to   
:i/lebl[]s  7#a7 ,9 g5]al ,except z     
o!rwise provid$ 9 ?is section1 ! head ( 
! ,(fice ( ,:i/lebl[] ,aw>ds %all-- 7,a7
 ) respect to in=mation submitt$ to head
 ( ! ,(fice ( ,:i/lebl[] ,aw>ds by      
:i/lebl[]s relat+ to f9ancial misconduct
 or fraudul5t misrepres5tation by a     
recipi5t ( f9ancial assi/ance f !       
,adm9i/rator-- 7i7 det]m9e1 9           
coord9ation ) ! ,inspector ,g5]al1 :e!r 
su* in=mation is orig9al in=mation2 &   
7ii7 = all su* in=mation t is orig9al   
in=mation-- 7,i7 collect & transmit to !
 ,inspector ,g5]al su* orig9al          
in=mation2 &  7,,ii7 track ! use ( su*  
orig9al in=mation 9 obta9+ f9al         
convictions & settlem5t & plea          
agreem5ts2 &  7,b7 pay an aw>d 9 an     

am\nt z describ$ 9 p>agraph 7#b7 to a   
:i/lebl[] = in=mation describ$ 9        
subp>agraph 7,a7 t is orig9al in=mation 
submitt$ to head ( ! ,(fice ( ,:i/lebl[]
 ,aw>ds by su* :i/lebl[] if a p]son is  
f9ally convict$ pursuant to1 or ent]s   
into a settlem5t or plea agreem5t )     
respect to1 a ,,covid loan action t is  
bas$1 9 :ole or 9 "p1 on su* orig9al    
in=mation1 z det]m9$ by ! ,inspector    
,g5]al4  7#b7 ,am\nts ,any am\nt payable
 "u ?is section %all be paid f ! am\nts 
deposit$ 9 ! ,:i/lebl[] ,aw>d ,fund     
e/abli%$ "u subsection 7f7 bas$ on a    
p]son f9ally convict$ pursuant to1 or a 
settlem5t or plea agreem5t ) respect to1
 a ,,covid loan action t is bas$1 9 :ole
 or 9 "p1 on orig9al in=mation provid$  
to ! head ( ! ,(fice ( ,:i/lebl[] ,aw>ds
 by ! :i/lebl[] z foll[s3 7,a7 #aj p]c5t
 ( ! am\nts s deposit$ if ! p]son s     
convict$ or :o ent]$ into su* settlem5t 
or plea agreem5t1 z applicable1 is a    
national ( ! ,unit$ ,/ates or an entity 
locat$ 9 ! ,unit$ ,/ates4  7,b7 #ae     

p]c5t ( ! am\nts s deposit$ if ! p]son s
 convict$ or :o ent]$ into su* settlem5t
 or plea agreem5t1 z applicable1 is a   
=eign national or an entity locat$ 9 a  
c\ntry o!r ?an ! ,unit$ ,/ates4  7#c7   
,multiple :i/lebl[]s  7,a7 ,9 g5]al ,if 
a p]son is f9ally convict$ pursuant to1 
or ent]s into a settlem5t or plea       
agreem5t ) respect to1 a ,,covid loan   
action t is bas$1 9 :ole or 9 "p1 on    
in=mation describ$ 9 p>agraph 7#a77;,a7 
t is orig9al in=mation f multiple       
:i/lebl[]s1 only ! :i/lebl[] :o made !  
mo/ sub/antial contribution ) respect to
 su* ,,covid loan action 7includ+ su*   
conviction1 settlem5t agreem5t1 or plea 
agreem5t71 z det]m9$ by ! head ( !      
,(fice ( ,:i/lebl[] ,aw>ds1 may receive 
an aw>d "u ?is section ) respect to a   
conviction pursuant to1 or a settlem5t  
or plea agreem5t ) respect to1 su*      
,,covid loan action4  7,b7              
,sub/antiality det]m9ation ,= ! purposes
 ( det]m9+ :i* :i/lebl[] made ! mo/     
sub/antial contribution ) respect to a  

,,covid loan action "u subp>agraph 7,a71
 ! head ( ! ,(fice ( ,:i/lebl[] ,aw>ds  
%all consid]-- 7i7 ! significance ( !   
orig9al in=mation ( ! :i/lebl[] )       
respect to su* ,,covid loan action2     
7ii7 ! role ( ! :i/lebl[] & any legal   
repres5tative ( ! :i/lebl[] 9 contribut+
 to su* ,,covid loan action2 &  7iii7   
su* o!r crit]ia z ! head ( ! ,(fice (   
,:i/lebl[] ,aw>ds det]m9es appropriate4 
7d7 ,additional requirem5ts  7#a7       
,r$uction 9 aw>d ,! head ( ! ,(fice (   
,:i/lebl[] ,aw>ds may r$uce to an am\nt 
great] ?an or equal to z]o an aw>d to a 
:i/lebl[] "u ?is section = orig9al      
in=mation relat+ to f9ancial misconduct 
or fraudul5t misrepres5tation by a      
recipi5t ( f9ancial assi/ance f !       
,adm9i/rator if ! head ( ! ,(fice (     
,:i/lebl[] ,aw>ds det]m9es t su*        
:i/lebl[] plann$ or initiat$ ! actions t
 l$ to su* f9ancial misconduct or       
fraudul5t misrepres5tation4  7#b7       
,crim9al conviction  7,a7 ,d5ial ,a     
:i/lebl[] :o is f9ally convict$ ( an    

(f5se aris+ out ( plann+ or initiat+ !  
actions t l$ to ! f9ancial misconduct or
 fraudul5t misrepres5tation by a        
recipi5t ( f9ancial assi/ance f !       
,adm9i/rator is ineligible = any aw>d "u
 ?is section ) respect any conviction1  
settlem5t agreem5t1 or plea agreem5t    
relat$ to su* f9ancial misconduct or    
fraudul5t misrepres5tation4  7,b7       
,repaym5t ,z a condition ( receiv+ an   
aw>d "u ?is section1 ! :i/lebl[] %all   
agree to repay ! full am\nt ( ! aw>d if 
! :i/lebl[] is f9ally convict$ ( an     
(f5se relat+ to ! orig9al in=mation t 0 
! basis = receipt ( su* aw>d4  7#c7 ,no 
contract necess>y ,a :i/lebl[] %all n be
 requir$ to be a p>ty to a contract ) ! 
,adm9i/rator to be eligible to receive  
an aw>d "u ?is section4  7#d7 ,tim+ ,!  
head ( ! ,(fice ( ,:i/lebl[] ,aw>ds %all
 disburse paym5ts to a :i/lebl[] "u ?is 
section n lat] ?an "o ye> aft] ! date on
 :i* am\nts h be5 deposit$ into !       
,:i/lebl[] ,aw>d ,fund bas$ on a        
conviction pursuant to1 or a settlem5t  

or plea agreeem5t ent]$ into ) respect  
to1 a ,,covid loan action bas$1 9 :ole  
or 9 "p1 on in=mation describ$ 9        
subsection 7c77#a77;,a7 t is orig9al    
in=mation provid$ by su* :i/lebl[]4     
7#e7 ,/atus updates ,! head ( ! ,(fice (
 ,:i/lebl[] ,aw>ds %all-- 7,a7 provide  
confirmation ( ! receipt ( in=mation    
describ$ 9 subsection 7c77#a77;,a7 to ! 
:i/lebl[] t submitt$ su* in=mation2     
7,b7 provide to su* :i/lebl[]-- 7i7 a   
notice ( ! det]m9ation :e!r su*         
in=mation is orig9al in=mation2 &  7ii7 
= su* in=mation t is orig9al in=mation1 
a notice ( ea* det]m9ation by !         
,inspector ,g5]al pursuant to a f9al    
conviction or settlem5t or plea agreem5t
 ) respect to a ,,covid loan action :e!r
 su* in=mation 0 ! basis1 9 :ole or 9   
"p1 ( su* ,,covid loan action2 &  7,c7  
ensure t proc$ures consi/5t ) section   
#abac ( title #e1 ,unit$ ,/ates ,code1 =
 f9d+s on ! disclosure & = ! :i/lebl[]  
to comm5t on any prelim9>y det]m9ations4
  7#f7 ,anti-retaliation  7,a7 ,9 g5]al 

,no p]son may be discrim9at$ aga9/ & no 
o!r prejudicial action may be tak5 aga9/
 a p]son because su* p]son has made1 is 
p]ceiv$ z ab\t to make1 or assi/$ or    
associat$ ) a p]son :o made or is ab\t  
to make a disclosure "u ?is section4    
7,b7 ,relief ,any p]son :o alleges to   
discrim9ation or o!r prejudicial action 
9 violation ( subp>agraph 7,a7 may seek 
relief = a violation ( su* subp>agraph  
pursuant to ! rights1 proc$ures1 burd5s 
( pro( & rem$ies 9 p>agraphs 7#b7 ?r\gh 
7#e7 ( section #ecbc7;g7 ( title #ca1   
,unit$ ,/ates ,code4  7e7 ,appeals ,a   
det]m9ation made "u ?is section by !    
head ( ! ,(fice ( ,:i/lebl[] ,aw>ds1    
except ! det]m9ation ( ! am\nt ( an aw>d
 if ! aw>d 0 made 9 accordance ) !      
requirem5ts ( subsection 7c77#b71 may be
 appeal$ by ! :i/lebl[] subject to su*  
det]m9ation to ! appropriate c\rt (     
appeals ( ! ,unit$ ,/ates n m ?an #cj   
days aft] ! det]m9ation is issu$ by !   
head ( ! ,(fice ( ,:i/lebl[] ,aw>ds4 ,! 
c\rt %all review ! det]m9ation 9        

accordance ) section #gjf ( title #e1   
,unit$ ,/ates ,code4  7f7 ,:i/lebl[]    
,aw>d ,fund  7#a7 ,e/abli%m5t ,!re is   
e/abli%$ 9 ! ,dep>tm5t ( ! ,treasury a  
revolv+ fund to be kn[n z ! ,:i/lebl[]  
,aw>d ,fund4  7#b7 ,use ( fund ,am\nts 9
 ! ,:i/lebl[] ,aw>d ,fund %all be       
available to head ( ! ,(fice (          
,:i/lebl[] ,aw>ds1 )\t fur!r            
appropriation or fiscal ye> limitation1 
=-- 7,a7 paym5t ( aw>ds made "u ?is     
section2 &  7,b7 ! necess>y exp5ses = ! 
op]ation ( ! ,(fice ( ,:i/lebl[] ,aw>ds4
  7#c7 ,deposits ,not)/&+ any o!r       
provision ( law1 if a p]son is f9ally   
convict$ pursuant to1 or ent]s into a   
settlem5t or plea agreem5t ) respect to1
 a ,,covid loan action bas$1 9 :ole or 9
 "p1 on orig9al in=mation describ$ 9    
subsection 7c77#a7 t is provid$ to !    
head ( ! ,(fice ( ,:i/lebl[] ,aw>ds by a
 :i/lebl[]1 !re %all be deposit$ into ! 
,:i/lebl[] ,aw>d ,fund all am\nts       
collect$ f su* p]son by ! ,f$]al        
,gov]nm5t1 includ+ am\nts collect$ z a  

result ( a civil monet>y p5alty "u      
subsection 7g7-- 7,a7 = or pursuant to  
su* conviction2 or  7,b7 "u or pursuant 
to su* settlem5t or plea agreem5t4  7#d7
 ,rema9+ am\nts ,! ,adm9i/rator %all    
deposit into ! g5]al fund ( ! ,treasury 
any am\nts 9 ! ,:i/lebl[] ,aw>d ,fund n 
us$ to pay :i/lebl[]s "u subsection 7c7 
or ! necess>y exp5ses = ! op]ation ( !  
,(fice ( ,:i/lebl[] ,aw>ds4  7g7 ,civil 
monet>y p5alty  7#a7 ,9 g5]al ,any p]son
 :o is f9ally convict$ pursuant to a    
,,covid loan action or :o ent]s into a  
settlem5t or plea agreem5t ) respect to 
a ,,covid loan action %all1 9 addition  
to any o!r p5alties t may be prescrib$  
by law1 be subject to a civil monet>y   
p5alty1 assess$ by ! ,adm9i/rator1 9 an 
am\nt equal to #cj p]c5t ( ! aggregate (
 ! pr9cipal am\nts ( ! loans ) respect  
to :i* su* p]son 0 s f9ally convict$ or 
ent]$ into su* a settlem5t or plea      
agreem5t4  7#b7 ,collection  7,a7 ,9    
g5]al ,civil money p5alties & assessm5ts
 impos$ "u ?is subsection may be        

compromis$ by ! ,adm9/rator & may be    
recov]$ 9 a civil action 9 ! "n ( !     
,unit$ ,/ates br\ght 9 ,unit$ ,/ates    
di/rict c\rt = ! di/rict :]e ! conduct  
s]v+ z ! basis = ! relevant ,,covid loan
 action occurr$ or 9 ,unit$ ,/ates      
di/rict c\rt = ! di/rict 9 :i* ! p]son  
aga9/ :om ! p5alty or assessm5t has be5 
assess$ resides1 z det]m9$ by !         
,adm9i/rator4  7,b7 ,)hold+s  7i7 ,9    
g5]al ,! am\nt ( a civil money p5alty & 
assessm5t impos$ "u ?is subsection1 :5  
f9ally det]m9$1 or ! am\nt agre$ ^u 9   
compromise1 may be d$uct$ f any sum !n  
or lat] ow+ by ! ,unit$ ,/ates to !     
p]son aga9/ :om ! p5alty or assessm5t   
has be5 assess$4  7ii7 ,treatm5t ,= !   
purposes ( aw>ds "u ?is section1 am\nts 
d$uct$ "u clause 7i7 %all be deposit$   
into ! ,:i/lebl[] ,aw>d ,fund4  7h7     
,report ,n lat] ?an #ab mon?s aft] !    
date ( ! enactm5t ( ?is section1 &      
annually !reaft]1 ! ,adm9i/rator %all   
submit to ,congress a report on-- 7#a7 !
 numb] ( times :i/lebl[]s submitt$ to ! 

head ( ! ,(fice ( ,:i/lebl[] ,aw>ds     
orig9al in=mation relat+ to f9ancial    
misconduct or fraudul5t misrepres5tation
 by a recipi5t ( f9ancial assi/ance f ! 
,adm9i/rator2  7#b7 ! am\nt ( aw>ds     
disburs$ "u ?is section2 &  7#c7 any    
legislative or adm9i/rative             
recomm5dations reg>d+ ! duties ( !      
,(fice ( ,:i/lebl[] ,aw>ds4  7i7 ,rule (
 con/ruction ,no?+ 9 ?is section %all be
 con/ru$ to modify or int]f]e ) any     
inve/igations c>ri$ out by ! ,inspector 
,g5]al or ano!r ,f$]al ag5cy4  7j7      
,sunset  7#a7 ,9 g5]al ,except z provid$
 by p>agraph 7#b71 ! au?ority "u ?is    
section %all t]m9ate on ! date t ! la/  
,,covid loan action t 0 timely fil$ &   
ei!r-- 7,a7 has n be5 appeal$ & is no   
long] appealable because ! "t = tak+ an 
appeal has expir$2 or  7,b7 has be5     
appeal$ & ! appeals process = su*       
conviction is complet$4  7#b7 ,appeals  
,not)/&+ p>agraph 7#a71 ! au?ority "u   
?is section %all cont9ue ) respect to a 
claim = an aw>d "u ?is section = :i* a  

det]m9ation is be+ appeal$ or is        
appealable "u subsection 7e7 z ( ! date 
describ$ 9 su* p>agraph until a         
det]m9ation = su* aw>d is no long] be+  
appeal$ or appealable "u subsection 7e74
  7k7 ,def9itions ,9 ?is section3 7#a7  
,,covid loan action ,! t]m ,,covid loan 
action means a crim9al *>ge or civil    
en=cem5t action describ$ 9-- 7,a7       
section #g7;a77#cf77,w72  7,b7 section  
#g7;a77#cg77,p72  7,c7 section          
#g7;b77#ag72  7,d7 section #aaaj7;e77#i7
 ( ! ,,c>es ,act 7#ae ,u4,s4,c4         
#ijji7;e77#i772 or  7,e7 section        
#cca7;i7 ( ! ,economic ,aid to ,h>d-,hit
 ,small ,bus9esses1 ,nonpr(its1 & ,v5ues
 ,act 7#ae ,u4,s4,c4 #ijji;b7i774  7#b7 
,f9al conviction2 f9ally convict$ ,!    
t]ms f9al conviction & f9ally convict$  
mean1 ) respect to a p]son1 t su* p]son 
has be5 convict$ ( an (f5se & su*       
conviction-- 7,a7 has n be5 appeal$ & is
 no long] appealable because ! "t = tak+
 an appeal has expir$2 or  7,b7 has be5 
appeal$ & ! appeals process = su*       

conviction is complet$4  7#c7 ,inspector
 ,g5]al ,! t]m ,inspector ,g5]al means !
 ,inspector ,g5]al ( ! ,adm9i/ration4   
7#d7 ,orig9al in=mation ,! t]m orig9al  
in=mation means in=mation t-- 7,a7 is   
d]iv$ f ! indep5d5t k or analysis ( a   
:i/lebl[]2  7,b7 is n kn[n to !         
,adm9i/rator or ,inspector ,g5]al f any 
s\rce o!r ?an ! :i/lebl[]1 unless !     
:i/lebl[] is ! orig9al s\rce ( !        
in=mation2  7,c7 is n exclusively d]iv$ 
f an allegation made 9 a judicial or    
adm9i/rative action1 9 a gov]nm5tal     
report1 he>+1 audit1 or inve/igation1 or
 f ! news m$ia1 unless ! :i/lebl[] is a 
s\rce ( ! in=mation2 &  7,d7 0 provid$  
to ! ,inspector ,g5]al-- 7i7 aft] ! date
 ( ! enactm5t ( ?is ,act2 or  7ii7 by a 
means o!r ?an a hotl9e = report+ fraud1 
wa/e1 & abuse t is ma9ta9$ by !         
,inspector ,g5]al4  7#e7 ,:i/lebl[] ,!  
t]m :i/lebl[] means an individual :o    
submits in=mation to ! ,(fice (         
,:i/lebl[] ,aw>ds t su* individual      
reasonably believes relates to f9ancial 

misconduct or fraudul5t misrepres5tation
 by a recipi5t ( f9ancial assi/ance f ! 
,adm9i/rator4  4  #c4 ,rulemak+  7a7 ,9 
g5]al ,n lat] ?an six mon?s aft] ! date 
( ! enactm5t ( ?is ,act1 ! ,adm9i/rator 
( ! ,small ,bus9ess ,adm9i/ration %all  
issue rules necess>y to c>ry out !      
requirem5ts ( section #di ( ! ,small    
,bus9ess ,act1 z add$ by ?is ,act4  7b7 
,contribution det]m9ation  7#a7 ,9 g5]al
 ,n lat] ?an ?ree mon?s aft] ! date ( ! 
enactm5t ( ?is ,act1 ! ,adm9i/rator ( ! 
,small ,bus9ess ,adm9i/ration %all issue
 rules provid+ t-- 7,a7 aft] ! head ( ! 
,(fice ( ,:i/lebl[] ,aw>ds transmits    
orig9al in=mation to ! ,inspector ,g5]al
 ( ! ,small ,bus9ess ,adm9i/ration "u   
subsection 7c77#a77;,a77ii77,i7 (       
section #di ( ! ,small ,bus9ess ,act1 z 
add$ by section #b1 & tracks su*        
in=mation ?r\gh a f9al conviction or    
settlem5t or plea agreem5t ) respect to 
a ,,covid loan action1 ! head ( ! ,(fice
 ( ,:i/lebl[] ,aw>ds %all reque/ t !    
,inspector ,g5]al indicate1 = ea* piece 

( su* orig9al in=mation1 t-- 7i7 su*    
orig9al in=mation 0 ! basis1 9 :ole or 9
 "p1 ( su* ,,covid loan action2  7ii7   
su* orig9al in=mation 0 n ! basis1 9    
:ole or 9 "p1 ( su* ,,covid loan action2
 or  7iii7 :e!r su* orig9al in=mation 0 
! basis1 9 :ole or 9 "p1 ( su* ,,covid  
loan action may n be disclos$2 &  7,b7  
if ! ,inspector ,g5]al indicates t :e!r 
a piece ( orig9al in=mation 0 ! basis1 9
 :ole or 9 "p1 ( a ,,covid loan action  
may n be disclos$1 su* orig9al in=mation
 %all be deem$ to h n be5 ! basis1 9    
:ole or 9 "p1 ( su* ,,covid loan action4
  7#b7 ,,covid loan action2 f9al        
conviction2 orig9al in=mation def9$ ,9  
?is subsection1 ! t]ms ,,covid loan     
action1 f9al conviction1 & orig9al      
in=mation h ! mean+s giv5 su* t]ms 9    
subsection 7k7 ( section #di ( ! ,small 
,bus9ess ,act1 z add$ by section #b4    
,febru>y #bj1 #bjbf;,committ$ to !      
,committee ( ! ,:ole ,h\se on ! ,/ate ( 
! ,union & ord]$ to be pr9t$