,i  #aai? ,,congress  #b;d ,session  ,h4
 ,r4 #gcee  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,febru>y #d1 #bjbf,ms4
 ,dean ( ,p5nsylvania 7= h]self & ,mr4  
,g>b>9o7 introduc$ ! foll[+ bill2 :i* 0 
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to provide = !    
disclosure & %>+ ( c]ta9 policy & claims
 in=mation "u ! ,national ,flood        
,insurance ,program1 & = o!r purposes4  
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,flood ,hi/ory ,in=mation ,act (      
#bjbf4  #b4 ,data ex*ange program       
,section #acac ( ! ,national ,flood     
,insurance ,act ( #aifh 7#db ,u4,s4,c4  
#djbj7 is am5d$-- 7#a7 by /rik+ ,!      
,adm9i/rator %all & ins]t+ ! foll[+3    
7a7 ,availability ( flood insurance     
in=mation ,! ,adm9i/rator %all  2 &     
7#b7 by add+ at ! end ! foll[+ new      
subsections3  7b7 ,data ex*ange program 
7#a7 ,9 g5]al ,! ,adm9i/rator %all      
disclose policy & claims in=mation      
describ$ 9 p>agraph 7#b7 to an insurance
 company1 z su* t]m is def9$ 9          

subsection 7f71 if su* insurance company
 has ent]$ into a data %>+ agreem5t ) ! 
,adm9i/rator pursuant to p>agraph 7#c74 
7#b7 ,data eligible = %>+ ,!            
,adm9i/rator %all disclose ! foll[+     
claims & policy in=mation1 obta9$ 9     
connection ) a flood insurance policy   
made available "u ?is title or ?r\gh a  
data %>+ agreem5t execut$ pursuant to   
p>agraph 7#c71 pursuant to p>agraph     
7#a73 7,a7 ,! location ( ! insur$       
prop]ty1 by address & latitude &        
longitude4  7,b7 ,am\nt ( cov]age 9 =ce4
  7,c7 ,dates ( loss4  7,d7 ,! am\nt    
paid on claims4  7,e7 ,any o!r claims & 
policy in=mation ! ,adm9i/rator det]m9es
 necess>y & appropriate4  7#c7 ,data %>+
 agreem5t ,a data %>+ agreem5t ent]$    
into pursuant to p>agraph 7#a7 %all     
include-- 7,a7 ! t]ms & conditions "u   
:i* insurance companies may use1 %>e1   
/ore1 & acc\nt = ! data1 :i* %all at    
m9imum include provisions ensur+ t-- 7i7
 ! insurance company may only use       
in=mation provid$ "u ! agreem5t = !     

purposes ( und]writ+1 e/abli%+ premium  
rates1 & adju/+ claims2 &  7ii7 !       
insurance company may n use ! in=mation 
provid$ z "p ( ! agreem5t = m>ket+      
purposes2  7,b7 an agreem5t by !        
insurance company to provide to !       
,adm9i/rator ! insurance company's      
policy & claims data 9 a =m prescrib$ by
 ! ,adm9i/rator2 &  7,c7 any o!r t]ms & 
conditions ! ,adm9i/rator det]m9es are  
necess>y & appropriate4  7c7 ,access to 
flood insurance in=mation ,^u ! reque/ (
 a pur*as]1 lessee1 or curr5t own] ( a  
prop]ty1 ! ,adm9i/rator %all provide to 
! pur*as]1 lessee1 or curr5t own] ( !   
prop]ty in=mation p]ta9+ to ! prop]ty ! 
pur*as] or lessee is "u contract to buy 
or lease1 respectively1 or ! curr5t     
own]'s prop]ty1 z foll[s3 7#a7 ,! numb] 
& doll> value ( claims fil$ = ! prop]ty1
 & factors relat$ to ! cause ( loss1 ov]
 ! life ( ! prop]ty1 z kn[n to !        
,adm9i/rator1 includ+ claims made "u--  
7,a7 a flood insurance policy made      
available "u ?is ,act2 &  7,b7 a private

 flood insurance policy4  7#b7          
,in=mation on :e!r ! prop]ty own] may be
 requir$ to pur*ase flood insurance     
cov]age due to previ\s receipt ( ,f$]al 
disa/] assi/ance subject to ! m&atory   
pur*ase requirem5t "u section #ajb ( !  
,flood ,disa/] ,protection ,act ( #aigc4
  7#c7 ,su* o!r available in=mation ab\t
 ! prop]ty z det]m9$ by ! ,adm9i/rator  
to accurately & adequately *>act]ize !  
true flood risk to ! prop]ty4  7d7      
,privacy protection ,disclosure (       
in=mation conta9$ )9 a sy/em ( records  
7z su* t]m is def9$ 9 section           
#eeb;a7a77#e7 ( title #e1 ,unit$ ,/ates 
,code7 z au?oriz$ 9 subsections 7b7 &   
7c7 ( ?is section %all be consid]$ a    
r\t9e use = ! purposes ( section        
#eeb;a7#c7 ( title #e1 ,unit$ ,/ates    
,code4  7e7 ,fee  7#a7 ,9 g5]al ,to c>ry
 out subsection 7b71 ! ,adm9i/rator may 
*>ge a fee to p>ticipat+ insurance      
companies "u subsection 7b74 ,!         
,adm9i/rator %all n *>ge a fee to !     
curr5t own] reque/+ flood insurance     

in=mation "u subsection 7c74  7#b7      
,deposit ,! ,adm9i/rator %all deposit ! 
fee collect$ "u ?is subsection into !   
,national ,flood ,insurance ,fund       
e/abli%$ "u section #acaj4  7f7         
,def9ition ,= ! purposes ( ?is section !
 foll[+ def9itions %all apply3 7#a7     
,insurance company ,! t]m insurance     
company means an insurance company t    
meets ! requirem5ts ( subp>agraph 7,a7 (
 section #ajb7;b77#g7 ( ! ,flood ,disa/]
 ,protection ,act ( #aigc 7#db ,u4,s4,c4
 #djab;a7b77#g77;,a774  7#b7 ,lessee ,! 
t]m lessee means a p]son :o ent]s into  
an agreem5t to lease1 r5t1 or sublease a
 prop]ty4  7#c7 ,pur*as] ,! t]m pur*as] 
means a p]son or entity t ent]s into an 
agreem5t to pur*ase an int]e/ 9 a       
prop]ty4  4