,i #aai? ,,congress #b;d ,session ,h4 ,r4 #gcaf ,,9 ,,! ,,h\se ,,( ,,repres5tatives ,febru>y #b1 #bjbf,ms4 ,malliotakis introduc$ ! foll[+ bill2 :i* 0 ref]r$ to ! ,committee on ,agriculture ,a ,,bill ,to am5d ! ,food & ,nutrition ,act ( #bjjh to require ! promulgation ( cyb]security regulations & implem5tation ( ,,emv te*nology relat+ to ! use ( ,,ebt c>ds "u ! supplem5tal nutrition assi/ance program1 & = o!r purposes4 #a4 ,%ort title ,?is ,act may be cit$ z ! ,,snap ,paym5t ,security & ,fraud ,prev5tion ,act ( #bjbf4 #b4 ,exp&$ inve/igative au?ority ( ! ,dep>tm5t ( ,agriculture ,inspector ,g5]al ,section #af ( ! ,food & ,nutrition ,act ( #bjjh 7#g ,u4,s4,c4 #bjbe7 is am5d$ by add+ at ! end ! foll[+3 7i7 ,(fice ( ,inspector ,g5]al coord9ation au?ority 7#a7 ,! ,inspector ,g5]al ( ! ,dep>tm5t ( ,agriculture %all h full au?ority to inve/igate & coord9ate multi-jurisdictional ef=ts to prev5t1 detect1 & prosecute !ft1 misuse1 or fraudul5t access+ ( supplem5tal nutrition assi/ance program b5efits1 includ+ au?ority-- 7,a7 to inve/igate cyb]-enabl$ b5efit !ft1 includ+ skimm+1 clon+1 phi%+1 spo(+1 & unau?oriz$ access to ,,ebt sy/ems2 7,b7 to issue subpo5as1 execut+ w>rants1 & initiat+ civil or crim9al ref]rals2 7,c7 to coord9ate ) ! ,dep>tm5t ( ,ju/ice1 ! ,f$]al ,bureau ( ,inve/igation1 ! ,dep>tm5t ( ,homel& ,security1 ! ,secret ,s]vice1 ,/ate & local law en=cem5t1 & f9ancial in/itutions2 7,d7 to reque/ & receive data f ,/ate ,,ebt processors & contract$ v5dors = inve/igative purposes2 & 7,e7 to p>ticipate 9 int]ag5cy cyb] task =ces or fraud detection initiatives4 7#b7 ,! ,secret>y ( ,agriculture may issue rules1 & allocate funds1 necess>y to support ! activities ( ! ,inspector ,g5]al "u ?is subsection4 4 #c4 ,civil p5alty = !ft ( ,,snap b5efits ,section #ae ( ! ,food & ,nutrition ,act ( #bjjh 7#g ,u4,s4,c4 #bjbd7 is am5d$ by add+ at ! end ! foll[+3 7g7 ,civil p5alty = !ft ( supplem5tal nutrition assi/ance program b5efits 7#a7 ,any p]son :o kn[+ly accesses1 uses1 or transf]s supplem5tal nutrition assi/ance program b5efits issu$ to a h\sehold )\t au?orization %all be liable to ! ,unit$ ,/ates = a civil p5alty 9 an am\nt equal to twice ! value ( su* b5efits lo/ z a result ( su* conduct4 7#b7 ,! ,secret>y may assess & en=ce ?is p5alty ?r\gh an adm9i/rative proce$+ "u section #ad or ?r\gh a civil action 9 an appropriate di/rict c\rt ( ! ,unit$ ,/ates4 7#c7 ,funds recov]$ "u ?is subsection %all be us$1 z det]m9$ by ! ,secret>y to (fset-- 7,a7 ! co/ ( reimburs+ h\seholds = su* b5efits lo/ z a result ( ! conduct describ$ 9 p>agraph 7#a72 & 7,b7 ! co/ ( ! use ( ! enhanc$ inve/igatory au?ority ( ! ,inspector ,g5]al ( ! ,dep>tm5t ( ,agriculture4 7#d7 ,a civil p5alty impos$ "u ?is subsection %all be 9 addition to any o!r civil or crim9al p5alty impos$ "u any o!r provision ( ?is ,act or "u any o!r provision ( law4 4 #d4 ,enhanc$ cyb]security = ,,ebt c>ds ,section #g7;h7 ( ! ,food & ,nutrition ,act ( #bjjh 7#g ,u4,s4,c4 #bjaf7;h77 is am5d$ by add+ at ! end ! foll[+3 7#ae7 ,cyb]security ( ,,ebt c>ds 7,a7 ,def9itions ,9 ?is p>agraph3 7i7 ,*ip-enabl$ 7,i7 ,9 g5]al ,! t]m *ip-enabl$1 ) respect to a paym5t c>d1 means a paym5t c>d t uses indu/ry /&>d secure paym5t te*nology1 z id5tifi$ by ! ,adm9i/rator ( ! ,food & ,nutrition ,s]vice1 9 consultation ) ! ,secret>y ( ! ,treasury & ! ,director ( ! ,national ,in/itute ( ,/&>ds & ,te*nology1 t-- 7aa7 provides = secure c>d-bas$ paym5t2 & 7bb7 is resi/ant to clon+4 7,,ii7 ,,emv *ip ,! ,adm9i/rator ( ! ,food & ,nutrition ,s]vice1 9 consultation ) ! ,secret>y ( ! ,treasury & ! ,director ( ! ,national ,in/itute ( ,/&>ds & ,te*nology1 %all consid] :e!r ! secure paym5t te*nology describ$ 9 subclause 7,i7 %\ld meet ! /&>ds publi%$ by ,e,m,v,co = contact & contact less paym5ts4 7ii7 ,mobile fri5dly ,! t]m #8mobile fri5dly' has ! mean+ giv5 ! t]m 9 section #ceei7;b7 ( title #dd1 ,unit$ ,/ates ,code4 7iii7 ,,ni/ ,,p9 & password /&>ds ,! t]m ,,ni/ ,,p9 & password /&>ds means ! ,,p9 & password /&>ds describ$ 9 ,special ,publication #hjj-fc;,b entitl$ ,digital ,id5tity ,guidel9es 7or a successor docum5t7 ( ! ,national ,in/itute ( ,/&>ds & ,te*nology4 7iv7 ,,p9 ,! t]m ,,p9 has ! mean+ giv5 ! t]m p]sonal id5tification numb] 7,,p97 9 section #bga4b ( title #g1 ,code ( ,f$]al ,regulations 7or successor regulations74 7,b7 ,regulations 7i7 ,9 g5]al ,n lat] ?an #b ye>s aft] ! date ( ! effective date ( ?is p>agraph1 ! ,secret>y %all promulgate1 & e #e ye>s !reaft]1 ! ,secret>y %all review & update z necess>y1 cyb]security & digital s]vice regulations relat+ to ,,ebt c>ds & mobile paym5ts "u ! supplem5tal nutrition assi/ance program1 includ+1 at a m9imum1 to ensure t cyb]security measures = ,,ebt c>ds & mobile paym5ts keep pace ) security safegu>ds us$ by ! private sector & requir$ by ,f$]al ag5cies = cr$it1 debit1 & o!r paym5t c>ds & mobile paym5ts4 7ii7 ,requirem5ts ,! ,secret>y %all ensure t ! cyb]security & digital s]vice regulations describ$ 9 clause 7i7 require ! foll[+3 7,i7 7aa7 ,ea* ,/ate %all op]ate ! us] int]faces li/$ on ! li/ ( requir$ us] int]faces ma9ta9$ by ! ,secret>y "u item 7dd77,,aa71 9 accordance ) ?is subclause1 #a or m us] int]faces ( :i* h\seholds 9 ! ,/ate may1 at ! election ( ! applicable h\sehold1 use to manage ! ,,ebt acc\nt ( ! applicable h\sehold4 7bb7 7,,aa7 ,a ,/ate may op]ate o!r us] int]faces "u item 7aa7 9 addition to ! requir$ us] int]faces on ! li/ ma9ta9$ by ! ,secret>y "u item 7dd77,,aa74 7,,bb7 ,any web-bas$ onl9e portal op]at$ by a ,/ate z a us] int]face %all be mobile fri5dly4 7cc7 ,ea* us] int]face (f]$ by a ,/ate "u items 7aa7 & 7bb71 z applicable1 %all-- 7,,aa7 provide in=mation 9 ea* language 9 :i* ! ,/ate ag5cy is requir$ to make mat]ial available pursuant to section #bgb4d7;b7 ( title #g1 ,code ( ,f$]al ,regulations 7or successor regulations72 7,,bb7 be available to h\seholds at lea/ #ii p]c5t ( ! "t2 & 7,,cc7 include any o!r features requir$ by ! ,secret>y4 7dd7 7,,aa7 ,! ,secret>y %all ma9ta9 a li/ ( requir$ us] int]faces = purposes ( item 7aa71 :i* may include a web-bas$ onl9e portal & a mobile application4 7,,bb7 ,! li/ "u subitem 7,,aa7 %all include an application programm+ int]face ?r\gh :i* at lea/ #a us] int]face (f]$ by a ,/ate "u item 7aa7 all[s h\seholds to delegate access to "s or all acc\nt features id5tifi$ by ! ,secret>y to ?ird-p>ty provid$ s(tw>e4 ,no fee %all be *>g$ to any p>ty = ! use ( t application programm+ int]face4 7,,cc7 ,dur+ ! #aj-ye> p]iod foll[+ ! date on :i* ! regulations promulgat$ pursuant to clause 7i7 become f9al1 unless ! ,secret>y ext5ds t p]iod1 ! ,secret>y %all ma9ta9 on ! li/ "u subitem 7,,aa7 ! foll[+ us] int]faces3 text message1 voice telephone s]vice1 & a nondigital us] int]face t does n require ! use ( a phone or comput] by ! h\sehold4 7,,ii7 7aa7 ,ea* ,/ate %all provide h\seholds on an opt-9 basis-- 7,,aa7 ?r\gh ea* digital us] int]face (f]$ "u subclause 7,i71 timely electronic notice ( transactions us+ ! ,,ebt acc\nt ( ! h\sehold2 & 7,,bb7 ?r\gh ea* us] int]face (f]$ "u subclause 7,i71 access to1 includ+ ! ability to se>*1 hi/orical transactions = n less ?an ! prec$+ #ab mon?s4 7bb7 ,transaction in=mation "u subitems 7,,aa7 & 7,,bb7 ( item 7aa7 %all include ! am\nt ( ! transaction1 ! m]*ant = ! transaction1 ! city & ,/ate ( ! m]*ant = an 9-p]son transaction1 & ! deliv]y address or collection address = an onl9e transaction4 7cc7 ,ea* ,/ate %all (f] h\seholds ! ability1 ?r\gh ea* us] int]face (f]$ "u subclause 7,i71 to report a fraudul5t transaction to ! ,/ate4 7dd7 ,a ,/ate %all n require a h\sehold to respond to or ackn[l$ge a notice ( transaction deliv]$ pursuant to item 7aa77,,aa74 7ee7 ,a ,/ate %all notify a h\sehold t has receiv$ reimbursem5t = ,,ebt c>d fraud pursuant to section #eja7;b77#b7 ( division ,,hh ( ! ,consolidat$ ,appropriations ,act1 #bjbc 7#g ,u4,s4,c4 #bjaf;a7b77#b771 ( ! ability ( ! h\sehold to opt 9 to re/rict+ ! use ( ! ,,ebt c>d z describ$ 9 subclause 7,,iii7 & ( ! rema9+ funds t may be reimburs$ if ! h\sehold exp]i5ces fraud aga94 7,,iii7 ,ea* ,/ate %all provide h\seholds issu$ an ,,ebt c>d ! ability1 ?r\gh ea* us] int]face (f]$ "u subclause 7,i7-- 7aa7 to make ! use ( t ,,ebt c>d = onl9e transactions workable only ?r\gh virtual c>d numb]s or o!r tok5ization te*nology1 su* z ?r\gh a mobile paym5t s]vice1 :i* %all require a diff]5t virtual c>d numb] = ea* individual onl9e m]*ant2 7bb7 to freeze & unfreeze ! ,,ebt acc\nt ( ! h\sehold = transactions 9 :i* ! c>d numb] pr9t$ on ! ,,ebt c>d is manually ent]$1 ei!r = an 9-p]son transaction or an onl9e transaction2 & 7cc7 to *eck ! enrollm5t /atus ( ! h\sehold1 includ+ ! date on :i* ! h\sehold is requir$ to apply = rec]tification4 7,,iv7 ,! requirem5ts describ$ 9 items 7aa7 & 7bb7 ( subclause 7,,iii7 %all t]m9ate #e ye>s aft] ! date on :i* ! regulation promulgat$ pursuant to t subclause becomes f9al1 unless ! ,secret>y ext5ds t p]iod4 7,v7 ,a ,/ate may opt to make ineffective ! use ( ! c>d numb] pr9t$ on ! ,,ebt c>d to complete an onl9e transaction1 & require onl9e transactions to occur only 9 accordance ) subclause 7,,iii77aa74 7,,vi7 ,n lat] ?an #b ye>s aft] ! date on :i* ! regulations promulgat$ pursuant to clause 7i7 become f9al1 ,/ates %all beg9 issu+ *ip-enabl$ ,,ebt c>ds4 7,,vii7 ,n lat] ?an #d ye>s aft] ! date on :i* ! regulations promulgat$ pursuant to clause 7i7 become f9al1 ,/ates may n issue new ,,ebt c>ds ) magnetic /ripes4 7,,viii7 ,n lat] ?an #e ye>s aft] ! date on :i* ! regulations promulgat$ pursuant to clause 7i7 become f9al1 ,/ates %all be requir$ to reissue any exi/+ valid ,,ebt c>ds ) magnetic /ripes z *ip-enabl$ ,,ebt c>ds )\t magnetic /ripes4 7,,ix7 ,9 ! case ( a *ip-enabl$ ,,ebt c>d reissu$ pursuant to any ( subclauses 7,,vi7 ?r\gh 7,,viii71 abs5t suspicion ( fraud1 z applicable1 a ,/ate %all-- 7aa7 reissue a new *ip-enabl$ ,,ebt c>d2 & 7bb7 deactivate ! curr5t *ip-enabl$ ,,ebt c>d on ! date t is ! e>li] (-- 7,,aa7 ! date on :i* ! new *ip-enabl$ ,,ebt c>d is activat$2 & 7,,bb7 #cj days aft] ! date on :i* ! new *ip-enabl$ ,,ebt c>d is s5t to ! h\sehold4 7iii7 ,sunset = requirem5t to use *ip te*nology ,"u ! cyb]security regulations describ$ 9 clause 7i71 all ,,ebt c>ds issu$ dur+ ! #e-ye> p]iod foll[+ ! deadl9e = c>ry+ out clause 7ii77,,viii7 %all be *ip-enabl$1 unless ! ,secret>y ext5ds t p]iod4 7,c7 ,prohibition on password & ,,p9 requirem5ts inconsi/5t ) f$]al cyb]security /&>ds ,beg9n+ #fj days aft] ! date ( enactm5t ( ?is p>agraph1 a ,/ate ag5cy may n require1 ) respect to a ,,p9 = use ( an ,,ebt c>d or a password = access to an onl9e acc\nt or mobile application manag+ ! ,,ebt c>d-- 7i7 t ! ,,p9 or password be p]iodically *ang$ 9 circum/ances t are prohibit$ by ! ,,ni/ ,,p9 & password /&>ds2 or 7ii7 t ! password meet complexity requirem5ts t are prohibit$ by ! ,,ni/ ,,p9 & password /&>ds4 7,d7 ,data collection ,! ,secret>y %all-- 7i7 collect1 & publi% on ! website ( ! ,dep>tm5t ( ,agriculture1 data on-- 7,i7 ! l5g? ( "t ea* us] int]face (f]$ by ea* ,/ate pursuant to subp>agraph 7,b77ii77,i7 0 unavailable = use1 includ+ due to te*nical problems or ma9t5ance ne$s2 & 7,,ii7 cyb]security measures adopt$ = ,,ebt c>ds 9 ea* ,/ate2 & 7ii7 ma9ta9 & annually update ! data collect$ "u clause 7i7 to support ,/ates 9 implem5t+ any regulations promulgat$ pursuant to subp>agraph 7,b77i74 7,e7 ,public report 7i7 ,9 g5]al ,n lat] ?an #a ye> aft] ! date ( enactm5t ( ?is p>agraph1 & e #b ye>s !reaft]1 ! ,secret>y %all submit to ! ,committees on ,appropriations & ,agriculture1 ,nutrition1 & ,=e/ry ( ! ,s5ate & ! ,committees on ,appropriations & ,agriculture ( ! ,h\se ( ,repres5tatives1 & make publicly available on ! website ( ! ,dep>tm5t ( ,agriculture1 a report t-- 7,i7 id5tifies tr5ds relat+ to ! !ft ( b5efits1 includ+ ! frequ5cy ( !ft ( b5efits & ! location ( ^? !fts2 7,,ii7 evaluates ! effectiv5ess ( exi/+ cyb]security regulations = ! supplem5tal nutrition assi/ance program1 includ+ id5tify+ ineffective measures & ! compliance burd5 borne by individual b5efit recipi5ts2 7,,iii7 describes ! ef=ts ( ,/ates-- 7aa7 to update cyb]security measures = ,,ebt c>ds2 & 7bb7 to reimburse /ol5 b5efits2 & 7,,iv7 exam9es usability issues ( ,,ebt c>ds1 includ+ issues t pres5t b>ri]s to h\seholds us+ b5efits or affect fraud prev5tion goals4 7ii7 ,re/rict$ annex ,! report "u clause 7i7 may include a non-publicly available annex conta9+ classifi$ or law en=cem5t-s5sitive in=mation4 4 #e4 ,ensur+ no loss ( access to b5efits due to ,,ebt c>d damage1 loss1 or fraud ,section #g7;h77#g7 ( ! ,food & ,nutrition ,act ( #bjjh 7#g ,u4,s4,c4 #bjaf7;h77#g77 is am5d$-- 7#a7 by /rik+ ,regulations & ins]t+ ! foll[+3 7,a7 ,9 g5]al ,regulations 2 & 7#b7 by add+ at ! end ! foll[+3 7,b7 ,ensur+ no loss ( access to b5efits due to ,,ebt c>d damage1 loss1 or fraud ,n lat] ?an #ahj days aft] ! effective date ( ?is subp>agraph1 ! ,secret>y %all promulgate regulations requir+ ! foll[+3 7i7 ,if an ,,ebt c>d is damag$1 no long] functions prop]ly1 is /ol51 or is froz5 due to fraud1 ! applicable ,/ate %all take ! necess>y /eps to ensure t ! h\sehold receives a replacem5t c>d1 ei!r by mail or 9 p]son1 z select$ by ! h\sehold1 n lat] ?an #c bus9ess days aft] ! h\sehold submits to ! ,/ate a reque/ = a replacem5t ,,ebt c>d4 7ii7 ,a ,/ate %all n require1 b %all (f] z an option1 9-p]son collection ( a new or replacem5t ,,ebt c>d4 4 #f4 ,no replacem5t fees = c]ta9 ,,ebt c>ds ,section #g7;h77#h77;,a7 ( ! ,food & ,nutrition ,act ( #bjjh 7#g ,u4,s4,c4 #bjaf7;h77#h77;,a77 is am5d$-- 7#a7 by /rik+ ,a ,/ate ag5cy & ins]t+ ! foll[+3 7i7 ,9 g5]al ,except z provid$ 9 clause 7ii71 a ,/ate ag5cy 2 & 7#b7 by add+ at ! end ! foll[+3 7ii7 ,exceptions ,beg9n+ #fj days aft] ! effective date ( ?is clause1 a ,/ate ag5cy may n collect a *>ge "u clause 7i7 if ! replacem5t ( ! ,,ebt c>d is due to-- 7,i7 ! ,,ebt c>d malfunction+2 7,,ii7 suspect$ or report$ fraud relat+ to t ,,ebt c>d by an individual outside ( ! h\sehold to :i* ! ,,ebt c>d belongs2 7,,iii7 ! expiration ( ! ,,ebt c>d2 or 7,,iv7 requir$ replacem5t ( ! ,,ebt c>d 9 compliance ) regulations promulgat$ pursuant to p>agraph 7#ae77;,b74 4 #g4 ,requirem5t = retail] use ( *ip-enabl$ paym5t t]m9als z a condition ( ,,snap p>ticipation ,section #i7;a7 ( ! ,food & ,nutrition ,act ( #bjjh 7#g ,u4,s4,c4 #bjah7;a77 is am5d$-- 7#a7 9 p>agraph 7#b7-- 7,a7 by /rik+ 7#b7 ,! ,secret>y & ins]t+ ! foll[+3 7#b7 ,regulations ,! ,secret>y 2 & 7,b7 by ind5t+ ! m>g9s ( subp>agraphs 7,a7 & 7,b7 appropriately2 7#b7 by ind5t+ ! m>g9 ( p>agraph 7#c7 appropriately2 & 7#c7 by add+ at ! end ! foll[+3 7#e7 ,*ip-enabl$ paym5t t]m9als ,beg9n+ n lat] ?an #ahj days aft] ! date on :i* ! regulations promulgat$ pursuant to section #g7;h77#ae77;,b77i7 become f9al1 ! ,secret>y %all require retail food /ores & :olesale food conc]ns seek+ au?orization or reau?orization to accept & r$eem b5efits "u ! supplem5tal nutrition assi/ance program to h a *ip-enabl$ 7z def9$ 9 section #g7;h77#ae77;,a77 paym5t t]m9al at ea* retail location ( ! retail food /ore or :olesale food conc]n4 4 #h4 ,report 7a7 ,9 g5]al ,n lat] ?an #a ye> aft] ! date ( ! enactm5t ( ?is ,act1 ! ,secret>y ( ,agriculture %all submit to ! ,committees on ,appropriations & ,agriculture1 ,nutrition1 & ,=e/ry ( ! ,s5ate & ! ,committees on ,appropriations & ,agriculture ( ! ,h\se ( ,repres5tatives1 & make publicly available on ! website ( ! ,dep>tm5t ( ,agriculture1 a report on ! security ( ,,ebt c>ds 7z def9$ 9 section #c ( ! ,food & ,nutrition ,act ( #bjjh 7#g ,u4,s4,c4 #bjab77 issu$ 9 ! ,commonweal? ( ,pu]to ,rico1 includ+-- 7#a7 ! resi/ance ( ^? ,,ebt c>ds to clon+2 & 7#b7 if appropriate1 recomm5dations = improv+ ! security ( ! electronic b5efit transf] sy/em aga9/ ,,ebt c>d clon+-bas$ fraud4 7b7 ,re/rict$ annex ,! report "u subsection 7a7 may include a non-publicly available annex conta9+ classifi$ or law en=cem5t-s5sitive in=mation4 #i4 ,con=m+ am5dm5ts ,section #eja ( division ,,hh ( ! ,consolidat$ ,appropriations ,act1 #bjbc 7#g ,u4,s4,c4 #bjaf;a71 is am5d$-- 7#a7 9 subsection 7a7-- 7,a7 by /rik+ p>agraphs 7#a7 & 7#b72 7,b7 by r$esignat+ p>agraphs 7#c7 ?r\gh 7#e7 z p>agraphs 7#a7 ?r\gh 7#c71 respectively2 & 7,c7 9 p>agraph 7#c7 7z s r$esignat$7-- 7i7 9 subp>agraph 7,b71 by add+ & at ! end2 7ii7 by /rik+ subp>agraph 7,c72 & 7iii7 by r$esignat+ subp>agraph 7,d7 z subp>agraph 7,c72 & 7#b7 9 subsection 7b7-- 7,a7 9 p>agraph 7#a7-- 7i7 9 subp>agraph 7,a77vi71 by /rik+ measures & all t foll[s ?r\gh 7a77#a7 & ins]t+ measures2 7ii7 9 subp>agraph 7,b71 by add+ & at ! end2 7iii7 9 subp>agraph 7,c71 by /rik+ & at ! end2 & 7iv7 by /rik+ subp>agraph 7,d72 & 7,b7 9 p>agraph 7#c71 by /rik+ subsection 7a77#c7 & ins]t+ subsection 7a77#a74