,i  #aaith ,,congress  #b;d ,session    
,h4 ,r4 #gjji  ,,in ,,the ,,house ,,of  
,,representatives  ,january #ab1        
#bjbf,mr4 ,barrett introduced the       
following bill2 which was referred to   
the ,committee on ,veterans' ,affairs   
,a ,,bill  ,to amend title #ch1 ,united 
,states ,code1 to expand eligibility for
 housing loans guaranteed by the        
,secretary of ,veterans ,affairs to     
members of the reserve components and   
the ,national ,guard who perform certain
 duties1 and for other purposes4  #a4   
,short title ,this ,act may be cited as 
the ,home ,affordability for ,guard and 
,reserve ,act4  #b4 ,eligibility of     
certain members of the reserve          
components and the ,national ,guard for 
guaranteed housing loans  7a7 ,expanded 
definition of active duty for purposes  
of housing loans ,section #cgja7;b7 of  
title #ch1 ,united ,states ,code1 is    
amended by adding at the end the        
following new paragraph3  7#i7 ,the term
 active duty has the meanings as        

follows3 7,a7 ,in the case of members of
 the regular components of the ,armed   
,forces1 the meaning given such term in 
section #aja7ba77;,a74  7,b7 ,in the    
case of members of the reserve          
components of the ,armed ,forces-- 7i7  
service on active duty 7as defined in   
section #aja7;d7 of title #aj71         
inactive-duty training 7as defined in   
section #aja7;d7 of title #aj71 or      
annual training duty2 or  7ii7 service  
on active duty under a call or order to 
active duty under section #fhh1         
#abcja7;a71 #abcja7;d71 #abcja7;g71     
#abcja7;h71 #abcjb1 #abcjd1 #abcjd;a1 or
 #abcjd;b of title #aj or section #gac  
of title #ad1 but not including inactive
 duty training 7as defined in section   
#aja7;d7 of title #aj7 or annual        
training duty4  7,c7 ,in the case of a  
member of the ,army ,national ,guard of 
the ,united ,states or ,air ,national   
,guard of the ,united ,states1 in       
addition to service described in        
subparagraph 7,b71 full-time service--  

7i7 in the ,national ,guard of a ,state 
for the purpose of organizing1          
administering1 recruiting1 instructing1 
or training the ,national ,guard2  7ii7 
in the ,national ,guard when performing 
full-time ,national ,guard duty 7as     
defined in section #aja of title #cb72  
or  7iii7 in the ,national ,guard when  
performing active duty 7as defined in   
section #aja of title #cb74  4  7b7     
,retroactive applicability to service   
performed ,the amendments made by this  
section shall apply with respect to any 
service performed on or after ,september
 #aa1 #bjja4  #c4 ,expansion of         
eligibility for guaranteed housing loans
 to certain additional personnel upon   
payment of additional loan fee  7a7     
,expansion to individuals with at least 
#ad days of service ,section #cgja7;b7  
of title #ch1 ,united ,states ,code1 is 
amended by inserting after paragraph    
7#g7 the following new paragraph3  7#h7 
,the term veteran also includes1 for    
purposes of home loans 7subject to the  

additional loan fee in section          
#cgbi7;b77#d77;,j7 of this title71 an   
individual who-- 7,a7 is not otherwise  
eligible for the benefits of this       
chapter2  7,b7 has completed a total    
service of at least #ad days on active  
duty under paragraph 7,b7 or 7,c7 of    
paragraph 7#i72 and  7,c7 following     
completion of such service1 continued to
 serve until the completion of entry    
level and skill training 7as defined in 
section #ccja7c7 of this title74  4  7b7
 ,basic entitlement ,section            
#cgjb7;a77#b7 of title #ch1 ,united     
,states ,code1 is amended by adding at  
the end the following3  7,h7 ,each      
individual described in section         
#cgja7;b77#h7 of this title4  4  7c7    
,additional loan fee for such           
individuals ,section #cgbi7;b77#d7 of   
title #ch1 ,united ,states ,code1 is    
amended by adding at the end the        
following new subparagraph3  7,j7 ,in   
the case of a housing loan in which the 
veteran has eligibility under section   

#cgja7;b77#h7 of this title and does not
 otherwise have eligibility1 the loan   
fee table in paragraph 7#b7 shall be    
applied to the veteran or other obligor 
7as applicable7 by adding #a4jj to the  
percentage in the table4  4  7d7        
,notification to personnel ,the         
,secretary of ,veterans ,affairs shall  
ensure that each member of a reserve    
component or a member of the ,army      
,national ,guard of the ,united ,states 
or ,air ,national ,guard of the ,united 
,states who completes entry level and   
skill training 7as defined in section   
#ccja7c7 of title #ch1 ,united ,states  
,code7 after the date of the enactment  
of this ,act is notified of their       
eligibility for housing loan benefits   
under chapter #cg of such title1        
including eligibility 7subject to the   
additional loan fee7 under section      
#cgja7;b77#h7 of such title4