,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #fhbi  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,decemb] #ag1         
#bjbe,ms4 ,wat]s introduc$ ! foll[+     
bill2 :i* 0 ref]r$ to ! ,committee on   
,=eign ,affairs1 & 9 addition to !      
,committee on ,f9ancial ,s]vices1 = a   
p]iod to be subsequ5tly det]m9$ by !    
,speak]1 9 ea* case = consid]ation ( su*
 provisions z fall )9 ! jurisdiction ( !
 committee conc]n$  ,a ,,bill  ,to am5d 
! ,=eign ,assi/ance ,act ( #aifa to make
 improvem5ts to ! ,int]national         
,n>cotics ,control ,/rategy ,report1 & =
 o!r purposes4  #a4 ,%ort title  ,?is   
subtitle may be cit$ z ! ,int]national  
,f9ancial ,access ,improvem5ts ,act4    
#b4 ,improvem5ts by c\ntries 9 combat+  
n>cotics-relat$ money laund]+  7a7 ,9   
g5]al ,section #dhi7;a77#g7 ( ! ,=eign  
,assi/ance ,act ( #aifa 7#bb ,u4,s4,c4  
#bbia;h7a77#g77 is am5d$-- 7#a7 9 !     
matt] prec$+ subp>agraph 7,a71 by /rik+ 
p>agraph 7#c77;,d7 & ins]t+ p>agraph    
7#c77;,c72 &  7#b7 by ins]t+ aft]       

subp>agraph 7,c7 ! foll[+3  7,d7 ,:]e ! 
in=mation is available1 examples (      
improvem5ts 9 ea* c\ntry relat$ to !    
f9d+s describ$ 9 ea* ( clauses 7i7 ?r\gh
 7viii7 ( subp>agraph 7,c7 includ+--    
7i7 actions tak5 by ! c\ntry due to !   
adoption ( law & regulations consid]$   
ess5tial to prev5t n>cotics-relat$ money
 laund]+2  7ii7 enhanc$ en=cem5t actions
 tak5 by ! c\ntry1 su* z regulatory     
p5alties1 crim9al prosecutions &        
convictions1 & asset seizures &         
=feitures2  7iii7 /atus *anges 9        
f9ancial crime-relat$ evaluations by    
int]national /&>ds-sett+ bodies2  7iv7  
ef=ts to enhance ! prev5tion (          
n>cotics-relat$ money laund]+2 &  7v7 if
 applicable1 bilat]al1 multilat]al1 &   
regional initiatives t h be5 und]tak5 to
 prev5t n>cotics-relat$ money laund]+4  
4  7b7 ,additional requirem5ts = money  
laund]+ issues ,9 mak+ ea* report       
requir$ "u section #dhi7;a7 ( ! ,=eign  
,assi/ance ,act ( #aifa1 z am5d$ by     
subsection 7a71 ! ,presid5t %all--  7#a7

 consult ) ! ,secret>y ( ! ,treasury on 
any p>ts ( ! report relat+ to money     
laund]+2 &  7#b7 prep>e a sep>ate volume
 ( ! report conta9+ all items relat+ to 
money laund]+1 & submit a copy ( su*    
sep>ate volume to ! ,committee on       
,f9ancial ,s]vices ( ! ,h\se (          
,repres5tatives & ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs ( !    
,s5ate4  7c7 ,report on consi/5cy (     
,,bsa exam9ations  7#a7 ,9 g5]al ,!     
,secret>y ( ! ,treasury %all1 n lat] ?an
 #ahj days aft] ! date ( ! enactm5t (   
?is section-- 7,a7 consult ) ! ,f$]al   
bank+ ag5cies1 ! ,f9ancial ,in/itutions 
,exam9ation ,c\ncil1 & ! ,bank ,secrecy 
,act ,advisory ,gr\p to det]m9e h[ to   
build m consi/5t ,bank ,secrecy ,act    
exams across su* ag5cies2 &  7,b7 submit
 to ! ,committee on ,f9ancial ,s]vices (
 ! ,h\se ( ,repres5tatives & !          
,committee on ,bank+1 ,h\s+1 & ,urban   
,affairs ( ! ,s5ate1 a report t         
describes /eps ! ,secret>y ( ! ,treasury
 is tak+ to build m consi/5t ,bank      

,secrecy ,act exams across su* ag5cies  
bas$ on ! consultation requir$ "u       
subp>agraph 7,a74  7#b7 ,def9itions ,9  
?is subsection3  7,a7 ,bank ,secrecy    
,act ,! t]m ,bank ,secrecy ,act means-- 
7i7 section #ba ( ! ,f$]al ,deposit     
,insurance ,act 7#ab ,u4,s4,c4 #ahbi;b72
  7ii7 *apt] #b ( title ,i ( ,public    
,law #ia-ejh 7#ab ,u4,s4,c4 #aiea et    
seq472 &  7iii7 sub*apt] ,,ii ( *apt]   
#ec ( title #ca1 ,unit$ ,/ates ,code4   
7,b7 ,f$]al bank+ ag5cy ,! t]m ,f$]al   
bank+ ag5cy has ! mean+ giv5 ! t]m 9    
section #c7q7 ( ! ,f$]al ,deposit       
,insurance ,act4