,i #aaith ,,congress #ast ,session ,h4 ,r4 #fgga ,,in ,,the ,,house ,,of ,,representatives ,december #ag1 #bjbe,ms4 ,waters introduced the following bill2 which was referred to the ,committee on ,appropriations1 and in addition to the ,committee on ,financial ,services1 for a period to be subsequently determined by the ,speaker1 in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned ,a ,,bill ,to facilitate the development of fair and affordable housing1 decrease housing costs1 and for other purposes4 #a4 ,short title2 table of contents 7a7 ,short title ,this ,act may be cited as the ,housing ,crisis ,response ,act of #bjbe4 7b7 ,table of contents ,the table of contents for this ,act is as follows3 ,sec4 #a4 ,short title2 table of contents4 ,title ,i--,creating and ,preserving ,affordable1 ,equitable1 and ,accessible ,housing for the #bast ,century ,sec4 #aja4 ,public housing investments4 ,sec4 #ajb4 ,investments in affordable and accessible housing production4 ,sec4 #ajc4 ,housing investment fund4 ,sec4 #ajd4 ,section #haa supportive housing for people with disabilities4 ,sec4 #aje4 ,section #bjb supportive housing for the elderly program4 ,sec4 #ajf4 ,improving energy efficiency or water efficiency or climate resilience of affordable housing4 ,sec4 #ajg4 ,revitalization of distressed multifamily properties4 ,sec4 #ajh4 ,investments in rural rental housing4 ,sec4 #aji4 ,housing vouchers4 ,sec4 #aaj4 ,project-based rental assistance4 ,sec4 #aaa4 ,investments in ,native ,american ,communities4 ,sec4 #aab4 ,increased affordable housing program investment4 ,sec4 #aac4 ,promoting housing accessibility and visitability4 ,title ,,ii--#bast ,century ,sustainable and ,equitable ,communities ,sec4 #bja4 ,community development block grant funding for affordable housing and infrastructure4 ,sec4 #bjb4 ,lead-based paint hazard control and housing-related health and safety hazard mitigation in housing of families with lower incomes4 ,sec4 #bjc4 ,unlocking possibilities program4 ,sec4 #bjd4 ,strengthening resilience under national flood insurance program4 ,sec4 #bje4 ,community ,restoration and ,revitalization ,fund4 ,sec4 #bjf4 ,fair housing activities and investigations4 ,sec4 #bjg4 ,intergovernmental fair housing activities and investigations4 ,title ,,iii--,homeownership ,investments ,sec4 #cja4 ,first-,generation ,downpayment ,assistance4 ,sec4 #cjb4 ,home loan program4 ,sec4 #cjc4 ,,hud-insured small dollar mortgage demonstration program4 ,sec4 #cjd4 ,investments in rural homeownership4 ,title ,,iv--,,hud ,administration1 ,capacity ,building1 ,technical ,assistance1 and ,agency ,oversight ,sec4 #dja4 ,program administration1 training1 technical assistance1 capacity building1 and oversight4 ,sec4 #djb4 ,community-led capacity building4 ,i ,creating and ,preserving ,affordable1 ,equitable1 and ,accessible ,housing for the #bast ,century #aja4 ,public housing investments 7a7 ,appropriation ,in addition to amounts otherwise made available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #aj1jjj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for the ,capital ,fund under section #i7;d7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;g7d77 pursuant to the same formula as in fiscal year #bjba1 to be made available within #fj days of the date of the enactment of this ,act2 7#b7 #ec1jjj1jjj1jjj1 to remain available until ,september #cj1 #bjbh1 for eligible activities under section #i7;d77#a7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;g7d77#a77 for priority investments as determined by the ,secretary to repair1 replace1 or construct properties assisted under such section #i2 7#c7 #a1bjj1jjj1jjj1 to remain available until ,september #cj1 #bjbh1 for competitive grants under section #bd of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcgv7 7in this section referred to as section #bd71 under the terms and conditions in subsection 7b71 for transformation1 rehabilitation1 and replacement housing needs of public and assisted housing1 and to transform neighborhoods of poverty into functioning1 sustainable mixed-income neighborhoods2 7#d7 #gej1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for the costs to the ,secretary of administering and overseeing the implementation of this section and the ,public ,housing ,capital ,fund and the section #bd grant program generally1 including information technology1 financial reporting1 research and evaluation1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs2 and 7#e7 #ej1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 to make new awards or increase prior awards to existing technical assistance providers to provide an increase in capacity building and technical assistance available to entities eligible for funding for activities or projects consistent with this section4 7b7 ,terms and conditions for section #bd grants ,grants awarded under subsection 7a77#c7 shall be subject to terms and conditions determined by the ,secretary1 which shall include the following3 7#a7 ,use ,grant funds may be used for resident and community services1 community development and revitalization1 and affordable housing needs in the community4 7#b7 ,applicants ,eligible recipients of grants shall include lead applicants and joint applicants1 as follows3 7,a7 ,lead applicants ,a lead applicant shall be a local government1 a public housing agency1 or an owner of an assisted housing property4 7,b7 ,joint applicants ,a nonprofit organization or a for-profit developer may apply jointly as a joint applicant with such public entities specified in subparagraph 7,a74 ,a local government must be a joint applicant with an owner of an assisted housing property specified in subparagraph 7,a74 7#c7 ,period of affordability ,grantees shall commit to a period of affordability determined by the ,secretary of not fewer than #bj years1 but the ,secretary may specify a period of affordability that is fewer than #bj years with respect to homeownership units developed with section #bd grants4 7#d7 ,environmental review ,for purposes of environmental review1 a grantee shall be treated as a public housing agency under section #bf of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcgx74 7#e7 ,low-income and affordable housing ,amounts made available under this section shall be used for low-income housing 7as such term is defined under section #c7;b7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;a7b7771 ,,hud-assisted housing1 and affordable housing1 which shall be housing for which the owner of the project shall record an affordability use restriction approved by the ,secretary for households earning up to #abj percent of the area median income and is subject to the period of affordability under paragraph 7#c7 of this subsection4 7c7 ,other terms and conditions ,grants awarded under this section shall be subject to the following terms and conditions3 7#a7 ,limitation ,amounts provided pursuant to this section may not be used for operating costs or rental assistance4 7#b7 ,development of new units ,paragraph 7#c7 of section #i7;g7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;g7g77#c77 shall not apply to new funds made available under this section4 7#c7 ,health and safety ,amounts made available under this section shall be used to address health1 safety1 and environmental hazards1 including lead1 fire1 carbon monoxide1 mold1 asbestos1 radon1 pest infestation1 and other hazards as defined by the ,secretary4 7#d7 ,energy efficiency and resilience ,amounts made available under this section shall advance improvements to energy and water efficiency or climate and disaster resilience in housing assisted under this section4 7#e7 ,recapture ,if the ,secretary recaptures funding allocated by formula from a public housing agency under subsection 7a77#a71 such recaptured amounts shall be added to the amounts available under subsection 7a77#b71 and shall be obligated by the ,secretary prior to the expiration of such funds4 7#f7 ,supplementation of funds ,the ,secretary shall ensure that amounts provided pursuant to this section shall serve to supplement and not supplant other amounts generated by a recipient of such amounts or amounts provided by other ,federal1 ,state1 or local sources4 7d7 ,implementation ,the ,secretary shall have authority to issue such regulations or notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #ajb4 ,investments in affordable and accessible housing production 7a7 ,appropriation ,in addition to amounts otherwise made available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #i1ibe1jjj1jjj1 to remain available until ,september #cj1 #bjbh1 for activities and assistance for the ,,home ,investment ,partnerships ,program 7in this section referred to as the ,,home program71 as authorized under sections #bda through #bdb1 #bdd through #bec1 #bee through #bef1 and #bha through #bij of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #abgda-abgdb1 #db ,u4,s4,c4 #abgdd-abgec1 #db ,u4,s4,c4 #abgee-abgef1 #db ,u4,s4,c4 #abhca-abhdj7 7in this section referred to as ,,naha71 subject to the terms and conditions paragraph 7#a77;,a7 of subsection 7b72 7#b7 #ad1ibe1jjj1jjj1 to remain available until ,september #cj1 #bjbh1 for activities and assistance for the ,,home ,investment ,partnerships ,program1 as authorized under sections #bda through #bdb1 #bdd through #bec1 #bee through #bef1 and #bha through #bij of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #abgda-abgdb1 #db ,u4,s4,c4 #abgdd-abgec1 #db ,u4,s4,c4 #abgee-abgef1 #db ,u4,s4,c4 #abhca-abhdj71 subject to the terms and conditions in paragraphs 7#a77;,b7 and 7#b7 of subsection 7b72 7#c7 #ej1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 to make new awards or increase prior awards to existing technical assistance providers to provide an increase in capacity building and technical assistance available to any grantees implementing activities or projects consistent with this section2 and 7#d7 #ajj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for the costs to the ,secretary of administering and overseeing the implementation of this section and the ,,home and ,housing ,trust ,fund programs generally1 including information technology1 financial reporting1 research and evaluations1 and other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 7b7 ,terms and conditions 7#a7 ,formulas 7,a7 ,the ,secretary shall allocate amounts made available under subsection 7a77#a7 pursuant to section #bag of ,,naha 7#db ,u4,s4,c4 #abgdg7 to grantees that received allocations pursuant to that same formula in fiscal year #bjbc and shall make such allocations within #fj days of the enactment of this ,act4 7,b7 ,the ,secretary shall allocate amounts made available under subsection 7a77#b7 pursuant to the formula specified in section #acch7;c77#c7 of the ,federal ,housing ,enterprises ,financial ,safety and ,soundness ,act of #aiib 7#ab ,u4,s4,c4 #defh7;c77#c77 to grantees that received ,housing ,trust ,fund allocations pursuant to that same formula in fiscal year #bjbc and shall make such allocations within #fj days of the date of the enactment of this ,act4 7#b7 ,eligible activities ,other than as provided in paragraph 7#e7 of this subsection1 funds made available under subsection 7a77#b7 may only be used for eligible activities described in subparagraphs 7,a7 through 7,b77i7 of section #acch7;c77#g7 of the ,federal ,housing ,enterprises ,financial ,safety and ,soundness ,act of #aiib 7#ab ,u4,s4,c4 #defh7;c77#g771 except that not more than #aj percent of funds made available may be used for activities under such subparagraph 7,b77i74 7#c7 ,funding restrictions ,the commitment requirements in section #bah7;g7 7#db ,u4,s4,c4 #abgdh7;g77 of ,,naha1 the matching requirements in section #bbj 7#db ,u4,s4,c4 #abgej7 of ,,naha1 and the set-aside for housing developed1 sponsored1 or owned by community housing development organizations required in section #bca of ,,naha 7#db ,u4,s4,c4 #abgga7 shall not apply for amounts made available under this section4 7#d7 ,reallocation ,for funds provided under paragraphs 7#a7 and 7#b7 of subsection 7a71 the ,secretary may recapture certain amounts remaining available to a grantee under this section or amounts declined by a grantee1 and reallocate such amounts to other grantees under that paragraph to ensure fund expenditure1 geographic diversity1 and availability of funding to communities within the ,state from which the funds have been recaptured4 7#e7 ,administration ,notwithstanding subsections 7c7 and 7d77#a7 of section #bab of ,,naha 7#db ,u4,s4,c4 #abgdb71 grantees may use not more than #ae percent of their allocations under this section for administrative and planning costs4 7c7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #ajc4 ,housing investment fund 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated1 to remain available until ,september #cj1 #bjbh-- 7#a7 #gdj1jjj1jjj to the ,department of the ,treasury to establish the ,housing ,investment ,fund established by this section within the ,community ,development ,financial ,institutions ,fund 7in this section referred to as the ,,cdfi ,fund7 to make grants to increase investment in the development1 preservation1 rehabilitation1 financing1 or purchase of affordable housing primarily for low-1 very-low1 and extremely low-income families who are renters1 and for homeowners with incomes up to #abj percent of the area median income1 and for economic development and community facilities related to such housing and to further fair housing2 and 7#b7 #aj1jjj1jjj for the costs to the ,,cdfi ,fund of administering and overseeing the implementation of this section1 including information technology1 financial reporting1 research and evaluations1 and other costs4 7b7 ,eligible grantees ,a grant under this section may be made1 pursuant to such requirements as the ,,cdfi ,fund shall establish1 only to-- 7#a7 a ,,cdfi ,fund certified community development financial institution1 as such term is defined in section #ajc of the ,riegle ,community ,development and ,regulatory ,improvement ,act of #aiid 7#ab ,u4,s4,c4 #dgjb72 7#b7 a nonprofit organization having as one of its principal purposes the creation1 development1 or preservation of affordable housing1 including a subsidiary of a public housing authority2 or 7#c7 a consortium comprised of certified community development financial institutions1 eligible nonprofit housing organizations1 or a combination of both4 7c7 ,eligible uses ,eligible uses for grant amounts awarded from the ,housing ,investment ,fund pursuant to this section shall-- 7#a7 be reasonably expected to result in eligible affordable housing activities that support or sustain affordable housing funded by a grant under this section and capital from other public and private sources2 and 7#b7 include activities-- 7,a7 to provide loan loss reserves2 7,b7 to capitalize an acquisition fund to acquire residential1 industrial1 or commercial property and land for the purpose of the preservation1 development1 or rehabilitation of affordable housing1 including to support the creation1 preservation1 or rehabilitation of resident-owned manufactured housing communities2 7,c7 to capitalize an affordable housing fund1 for development1 preservation1 rehabilitation1 or financing of affordable housing and economic development activities1 including community facilities1 if part of a mixed-use project1 or activities described in this paragraph related to transit-oriented development1 which may also be designated as a focus of such a fund2 7,d7 to capitalize an affordable housing mortgage fund1 to facilitate the origination of mortgages to buyers that may experience significant barriers to accessing affordable mortgage credit1 including mortgages having low original principal obligations2 7,e7 for risk-sharing loans2 7,f7 to provide loan guarantees2 and 7,g7 to fund rental housing operations4 7d7 ,implementation ,the ,,cdfi ,fund shall have the authority to issue such regulations1 notice1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #ajd4 ,section #haa supportive housing for people with disabilities 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #dej1jjj1jjj for capital advances1 including amendments to capital advance contracts1 for supportive housing for persons with disabilities1 as authorized by section #haa7;b77#b7 of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #hjac7;b77#b77 7in this section referred to as the ,act71 and subject to subsections 7a7 through 7h77#d71 7h77#f7 through 7i77#a77;,c71 and 7i77#b7 through 7m7 of such section #haa 7#db ,u4,s4,c4 #hjac7;a7-#db ,u4,s4,c4 #hjac7;h77#d71 #db ,u4,s4,c4 #hjac7;h77#f7-db ,u4,s4,c4 #hjac7;i77#a77;,c71 #db ,u4,s4,c4 #hjac7;i77#b7-db ,u4,s4,c4 #hjac7m771 and for project rental assistance for supportive housing for persons with disabilities under section #haa7;d77#b7 of the ,act and for project assistance contracts pursuant to section #bjb7;h7 of the ,housing ,act of #aiei 7,public ,law #hf-cgb2 #gc ,stat4 #ffg71 for project rental assistance to ,state housing finance agencies and other appropriate entities as authorized under section #haa7;b77#c7 of the ,act1 for ,state housing finance agencies2 7#b7 #g1ejj1jjj for providing technical assistance to support ,state-level efforts to integrate housing assistance and voluntary supportive services for residents of housing receiving such assistance1 which funding may also be used to provide technical assistance to applicants and potential applicants to understand program requirements and develop effective applications1 and the ,secretary may use amounts made available under this paragraph to increase prior awards to existing technical assistance providers to provide an immediate increase in capacity building and technical assistance2 and 7#c7 #db1ejj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and the ,supportive ,housing for ,persons with ,disabilities program generally1 including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjcc4 7b7 ,limitations on costs ,when awarding grants under paragraph 7#a7 of subsection 7a71 the ,secretary shall establish and assess reasonable development cost limitations by market area for various types and sizes of supportive housing for persons with disabilities4 ,the ,secretary shall not count owner or sponsor contributions of other funding or assistance against the overall cost of a project4 7c7 ,occupancy standards ,the owner or sponsor of housing assisted with funds provided under this section may1 with the approval of the ,secretary1 limit occupancy with the housing to persons with disabilities who can benefit from the supportive services offered in connection with the housing4 7d7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #aje4 ,section #bjb supportive housing for the elderly program 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #dej1jjj1jjj for the ,supportive ,housing for the ,elderly ,program authorized under section #bjb of the ,housing ,act of #aiei1 and subject to subsections 7a7 through 7g71 7h77#b7 through 7h77#e71 and 7i7 through 7m7 of such section #bjb 7#ab ,u4,s4,c4 #agjaq7a7-#ab ,u4,s4,c4 #agjaq7g71 #ab ,u4,s4,c4 #agjaq7h77#b7-ab ,u4,s4,c4 #agjaq7h77#e71 #ab ,u4,s4,c4 #agjaq7i7-#ab ,u4,s4,c4 #agjaq7m77 7in this section referred to as the ,act71 which shall be used-- 7,a7 for capital advance awards in accordance with section #bjb7;c77#a7 of the ,act to recipients that are eligible under the ,act2 7,b7 for new section #h project-based rental assistance contracts under section #h7;b7 of the ,united ,states ,housing ,act of #aicg ,act 7#db ,u4,s4,c4 #adcg;f7b771 subject to subsection 7c7 of this section1 with the ,secretary setting the terms of such project-based rental assistance contracts1 including the duration and provisions regarding rent setting and rent adjustment1 to support the capital advance projects funded under this section2 and 7,c7 for service coordinators2 7#b7 #g1ejj1jjj1 to provide technical assistance to support ,state-level efforts to improve the design and delivery of voluntary supportive services for residents of any housing assisted under the ,act and other housing supporting low-income older adults1 in order to support residents to age-in-place and avoid institutional care1 as well as to assist applicants and potential applicants with project-specific design1 and the ,secretary may use amounts made available under this paragraph to increase prior awards to existing technical assistance providers to provide an immediate increase in capacity building and technical assistance2 and 7#c7 #db1ejj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and the ,supportive ,housing for the ,elderly program generally1 including information technology1 financial reporting1 research and evaluation1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjcc4 7b7 ,limitation on costs ,when awarding grants under paragraph 7#a7 of subsection 7a71 the ,secretary shall establish and assess reasonable development cost limitations by market area for various types and sizes of supportive housing for the elderly4 ,the ,secretary shall not count owner or sponsor contributions of other funding or assistance against the overall cost of a project4 7c7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #ajf4 ,improving energy efficiency or water efficiency or climate resilience of affordable housing 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #a1ggj1jjj1jjj1 to remain available until ,september #cj1 #bjcj1 for the cost of providing direct loans1 including the costs of modifying such loans1 and for grants1 as provided for and subject to terms and conditions in subsection 7b71 including to subsidize gross obligations for the principal amount of direct loans1 not to exceed #d1jjj1jjj1jjj1 to fund projects that improve the energy or water efficiency1 indoor air quality and sustainability improvements1 implement low-emission technologies1 materials1 or processes1 including zero-emission electricity generation1 energy storage1 or building electrification1 electric car charging station installations1 or address climate resilience of multifamily properties2 7#b7 #be1jjj1jjj1 to remain available until ,september #cj1 #bjcb1 for the costs to the ,secretary of administering and overseeing the implementation of this section1 including information technology1 financial reporting1 research and evaluation1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs2 7#c7 #abj1jjj1jjj1 to remain available until ,september #cj1 #bjca1 for expenses of contracts administered by the ,secretary1 including to carry out property climate risk1 energy1 or water assessments1 due diligence1 and underwriting functions for such grant and direct loan program2 and 7#d7 #he1jjj1jjj1 to remain available until ,september #cj1 #bjcj1 for energy and water benchmarking of properties eligible to receive grants or loans under this section1 regardless of whether they actually received such grants1 along with associated data analysis and evaluation at the property and portfolio level1 including the development of information technology systems necessary for the collection1 evaluation1 and analysis of such data4 7b7 ,loan and grant terms and conditions ,amounts made available under this section shall be for direct loans1 grants1 and direct loans that can be converted to grants to eligible recipients that agree to an extended period of affordability for the property4 7c7 ,definitions ,as used in this section-- 7#a7 the term eligible recipient means any owner or sponsor of an eligible property2 and 7#b7 the term eligible property means a property receiving project-based assistance pursuant to-- 7,a7 section #bjb of the ,housing ,act of #aiei 7#ab ,u4,s4,c4 #agjaq72 7,b7 section #haa of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #hjac72 or 7,c7 section #h7;b7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7b774 7d7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #ajg4 ,revitalization of distressed multifamily properties 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #a1eej1jjj1jjj for providing direct loans1 which may be forgivable1 to owners of distressed properties for the purpose of making necessary physical improvements1 including to subsidize gross obligations for the principal amount of direct loans not to exceed #f1jjj1jjj1jjj1 subject to the terms and conditions in subsection 7b72 and 7#b7 #ej1jjj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and the ,office of ,housing programs generally1 including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjca4 7b7 ,loan terms and conditions 7#a7 ,eligibility ,owners or sponsors of multifamily housing projects who meet each of the following requirements shall be eligible for loan assistance under this section3 7,a7 ,the multifamily housing project1 including any project from which assistance has been approved to be transferred has deficiencies that cause the project to be at risk of physical obsolescence or economic non-viability4 7,b7 ,the actual rents received by the owner or sponsor of the distressed property would not adequately sustain the debt needed to make necessary physical improvements4 7,c7 ,the owner or sponsor meets any such additional eligibility criteria as the ,secretary determines to be appropriate1 considering factors that contributed to the project's deficiencies4 7#b7 ,use of loan funds ,each recipient of loan assistance under this section may only use such loan assistance to make necessary physical improvements4 7#c7 ,loan availability ,the ,secretary shall only provide loan assistance to an owner or sponsor of a multifamily housing project when such assistance1 considered with other financial resources available to the owner or sponsor1 is needed to make the necessary physical improvements4 7#d7 ,interest rates and length ,loans provided under this section shall bear interest at #a percent1 and at origination shall have a repayment period coterminous with the affordability period established under paragraph 7#f71 with the frequency and amount of repayments to be determined by requirements established by the ,secretary4 7#e7 ,loan modifications or forgiveness ,with respect to loans provided under this section1 the ,secretary may take any of the following actions if the ,secretary determines that doing so will preserve affordability of the project3 7,a7 ,waive any due on sale or due on refinancing restriction4 7,b7 ,consent to the terms of new debt to which the loans may be subordinate1 even if such new debt would impact the repayment of the loans4 7,c7 ,extend the term of the loan4 7,d7 ,forgive the loan in whole or in part4 7#f7 ,extended affordability period ,each recipient of loan assistance under this section shall agree to an extended affordability period for the project that is subject to the loan by extending any existing affordable housing use agreements for an additional #cj years or1 if the project is not currently subject to a use agreement establishing affordability requirements1 by establishing a use agreement for #cj years4 7#g7 ,matching contribution ,each recipient of loan assistance under this section shall secure at least #bj percent of the total cost needed to make the necessary physical improvements from non-,federal sources1 except in cases where the ,secretary determines that a lack of financial resources qualifies a loan recipient for-- 7,a7 a reduced contribution below #bj percent2 or 7,b7 an exemption to the matching contribution requirement4 7#h7 ,additional loan conditions ,the ,secretary may establish additional conditions for loan eligibility provided under this section as the ,secretary determines to be appropriate4 7#i7 ,properties insured by the ,secretary ,in the case of any property with respect to which assistance is provided under this section that has a mortgage insured by the ,secretary1 the ,secretary may use funds available under this section as necessary to pay for the costs of modifying such loan4 7c7 ,definitions ,as used in this section-- 7#a7 the term multifamily housing project means a project consisting of five or more dwelling units assisted or approved to receive a transfer of assistance1 insured1 or with a loan held by the ,secretary or a ,state or ,state agency in part or in whole pursuant to-- 7,a7 section #h of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f71 not including subsection 7o77#ac7 of such section2 7,b7 section #bjb of the ,housing ,act of #aiei 7#ab ,u4,s4,c4 #agjaq71 as amended by section #hja of the ,cranston-,gonzalez ,national ,affordable ,housing ,act2 7,c7 section #bjb of the ,housing ,act of #aiei 7former #ab ,u4,s4,c4 #agjaq71 as such section existed before the enactment of the ,cranston-,gonzalez ,national ,affordable ,housing ,act2 7,d7 section #haa of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #hjac72 or 7,e7 section #bcf of the ,national ,housing ,act 7#ab ,u4,s4,c4 #agaez-#a72 and 7#b7 the term necessary physical improvements means new construction or capital improvements to an existing multifamily housing project that the ,secretary determines are necessary to address the deficiencies or that rise to such a level that delaying physical improvements to the project would be detrimental to the longevity of the project as suitable housing for occupancy4 7d7 ,implementation ,the ,secretary shall have the authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #ajh4 ,investments in rural rental housing 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,rural ,housing ,service of the ,department of ,agriculture for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #a1hjj1jjj1jjj1 to remain available until ,september #cj1 #bjca1 for the ,administrator of the ,rural ,housing ,service for making loans and grants for new construction1 improvements to energy and water efficiency or climate resilience1 the removal of health and safety hazards1 and the preservation and revitalization of housing for other purposes described under section #ead of the ,housing ,act of #aidi 7#db ,u4,s4,c4 #adhd71 subsections 7a77#a7 through 7a77#b71 7b77#a7 through 7b77#c71 7b77#e7 through 7aa77#b77;,a71 and 7aa77#d7 of section #eae of such ,act 7#db ,u4,s4,c4 #adhe7;a77#a7-db ,u4,s4,c4 #adhe7;a77#b71 #db ,u4,s4,c4 #adhe7;b77#a7-7;b77#c71 #db ,u4,s4,c4 #adhe7;b77#e7-db ,u4,s4,c4 #adhe7;aa77#b77;,a71 #db ,u4,s4,c4 #adhe7;aa77#d771 and #eaf of such act 7#db ,u4,s4,c4 #adhf71 subject to the terms and conditions in subsection 7b72 7#b7 #ajj1jjj1jjj1 to remain available until ,september #cj1 #bjca1 to provide continued assistance pursuant to section #cbjc of the ,american ,rescue ,plan ,act of #bjba2 and 7#c7 #ajj1jjj1jjj1 to remain available until ,september #cj1 #bjcb1 for the costs to the ,rural ,housing ,service of the ,department of ,agriculture of administering and overseeing the implementation of this section1 including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 7b7 ,preservation and revitalization terms and conditions 7#a7 ,loans and grants and other assistance ,the ,administrator of the ,rural ,housing ,service of the ,department of ,agriculture shall provide direct loans and grants1 including the cost of modifying loans1 to restructure existing ,department of ,agriculture multi-family housing loans expressly for the purposes of ensuring the project has sufficient resources to preserve the project for the purpose of providing safe and affordable housing for low-income residents and farm laborers1 including-- 7,a7 reducing or eliminating interest2 7,b7 deferring loan payments2 7,c7 subordinating1 reducing1 or re-amortizing loan debt2 and 7,d7 providing other financial assistance1 including advances1 payments1 and incentives 7including the ability of owners to obtain reasonable returns on investment7 required by the ,secretary1 including such assistance to non-profit entities and public housing authorities4 7#b7 ,restrictive use agreement ,the ,administrator of the ,rural ,housing ,service of the ,department of ,agriculture shall as part of the preservation and revitalization agreement obtain a restrictive use agreement consistent with the terms of the restructuring4 7c7 ,implementation ,the ,administrator of the ,rural ,housing ,service of the ,department of ,agriculture shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #aji4 ,housing vouchers 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #ae1jjj1jjj1jjj1 to remain available until ,september #cj1 #bjca1 for-- 7,a7 incremental tenant-based rental assistance for extremely low-income families under section #h7o7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7o772 7,b7 renewals of such tenant-based rental assistance2 and 7,c7 fees for the costs of administering tenant-based rental assistance and other expenses related to the utilization of voucher assistance under subparagraph 7,a71 which may include the cost of facilitating the use of voucher assistance provided under paragraph 7#e72 7#b7 #g1ajj1jjj1jjj1 to remain available until ,september #cj1 #bjca1 for-- 7,a7 incremental tenant-based rental assistance under section #h7o7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7o77 for households experiencing or at risk of homelessness1 survivors of domestic violence1 dating violence1 sexual assault1 and stalking1 and survivors of trafficking2 7,b7 renewals of such tenant-based rental assistance2 and 7,c7 fees for the costs of administering tenant-based rental assistance and other expenses related to the utilization of voucher assistance under subparagraph 7,a71 which may include the cost of facilitating the use of voucher assistance provided under paragraph 7#e72 7#c7 #a1jjj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for-- 7,a7 tenant protection vouchers for relocation and replacement of public housing units demolished or disposed as part of a public housing preservation or project-based replacement transaction using funds made available under this title2 7,b7 renewals of such tenant-based rental assistance2 and 7,c7 fees for the costs of administering tenant-based rental assistance and other expenses related to the utilization of voucher assistance under subparagraph 7,a71 which may include the cost of facilitating the use of voucher assistance provided under paragraph 7#e72 7#d7 #cjj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for competitive grants1 subject to terms and conditions determined by the ,secretary1 to public housing agencies for mobility-related services for voucher families1 including families with children1 and service coordination2 7#e7 #bcj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for eligible expenses to facilitate the use of voucher assistance under this section and for other voucher assistance under section #h7o7 of the ,united ,states ,housing ,act of #aicg1 as determined by the ,secretary1 in addition to amounts otherwise available for such expenses1 including property owner outreach and retention activities such as incentive payments1 security deposit payments and loss reserves1 landlord liaisons1 and other uses of funds designed primarily-- 7,a7 to recruit owners of dwelling units1 particularly dwelling units in census tracts with a poverty rate of less than #bj percent1 to enter into housing assistance payment contracts2 and 7,b7 to encourage owners that enter into housing assistance payment contracts as described in subparagraph 7,a7 to continue to lease their dwelling units to tenants assisted under section #h7o7 of the ,united ,states ,housing ,act of #aicg2 7#f7 #cjj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for the costs to the ,secretary of administering and overseeing the implementation of this section and the ,housing ,choice ,voucher program generally1 including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs2 and 7#g7 #gj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for making new awards or increasing prior awards to existing technical assistance providers to provide an increase in capacity building and technical assistance available to public housing agencies4 7b7 ,terms and conditions 7#a7 ,allocation ,the ,secretary shall allocate initial incremental assistance provided for rental assistance under subsection 7a77#a7 and 7#b7 in each fiscal year commencing in #bjbf and ending in #bjcj in accordance with a formula or formulas that include measures of severe housing need among extremely low-income renters and public housing agency capacity1 and ensures geographic diversity among public housing agencies administering the ,housing ,choice ,voucher program4 7#b7 ,election to administer ,the ,secretary shall establish a procedure for public housing agencies to accept or decline the incremental vouchers made available under this section4 7#c7 ,failure to use vouchers promptly ,if a public housing agency fails to lease the authorized vouchers it has received under this subsection on behalf of eligible families within a reasonable period of time1 the ,secretary may offset the agency's voucher renewal allocations and may revoke and redistribute any unleased vouchers and associated funds1 which may include administrative fees and amounts allocated under subsections 7a77#c7 and 7a77#d71 to other public housing agencies4 7#d7 ,limitation of use of funds ,public housing agencies may use funds received under this section only for the activities listed in subsection 7a7 for which the funds were provided to such agency4 7#e7 ,cap on project-based vouchers for vulnerable populations ,upon request by a public housing agency1 the ,secretary may designate a number of the public housing agency's vouchers allocated under this section as excepted units that do not count against the percentage limitation on the number of authorized units a public housing agency may project-base under section #h7o77#ac77;,b7 of the ,united ,states ,housing ,act of #aicg1 in accordance with the conditions established by the ,secretary4 ,this paragraph may not be construed to waive1 limit1 or specify alternative requirements1 or permit such waivers1 limitations1 or alternative requirements1 related to fair housing and nondiscrimination1 including the requirement to provide housing and services to individuals with disabilities in integrated settings4 7#f7 ,homeless waiver authority ,in administering the voucher assistance targeted for households experiencing or at risk of homelessness1 survivors of domestic violence1 dating violence1 sexual assault1 and stalking1 and survivors of trafficking under subsection 7a77#b71 the ,secretary may1 upon a finding that a waiver or alternative requirement is necessary to facilitate the use of such assistance1 waive or specify alternative requirements for-- 7,a7 section #h7o77#f77;,a7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7o77#f77;,a77 and regulatory provisions related to the administration of waiting lists and local preferences2 7,b7 section #bad7;d77#b7 of the ,housing and ,community ,development ,act of #aihj 7#db ,u4,s4,c4 #adcf;a7d77#b771 section #egf7;a71 7b71 and 7c7 of the ,quality ,housing and ,work ,responsibility ,act of #aiih 7#db ,u4,s4,c4 #acffa7;a71 7b71 and 7c771 and regulatory provisions related to the verification of eligibility1 eligibility requirements1 and the admissions process2 7,c7 section #h7o777#g77;,a7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7o77#g77;,a77 and regulatory provisions related to the initial lease term2 7,d7 section #h7r77,b77i7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7r77,b77i77 and regulatory provisions related to portability moves by non-resident applicants2 and 7,e7 regulatory provisions related to the establishment of payment standards4 7c7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #aaj4 ,project-based rental assistance 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #hhj1jjj1jjj for the project-based rental assistance program1 as authorized under section #h7;b7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7b771 7in this section referred to as the 8,act071 subject to the terms and conditions of subsection 7b7 of this section2 7#b7 #bj1jjj1jjj for providing technical assistance to recipients of or applicants for project-based rental assistance or to ,states allocating the project-based rental assistance2 and 7#c7 #ajj1jjj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and the section #h project-based rental assistance program generally1 including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjcc4 7b7 ,terms and conditions 7#a7 ,authority ,notwithstanding section #h7;a7 the ,act 7#db ,u4,s4,c4 #adcg;f7a771 the ,secretary may use amounts made available under this section to provide assistance payments with respect to newly constructed housing1 existing housing1 or substantially rehabilitated non-housing structures for use as new multifamily housing in accordance with this section and the provisions of section #h of the ,act4 ,in addition1 the ,secretary may use amounts made available under this section for performance-based contract administrators for section #h project-based assistance1 for carrying out this section and section #h of the ,act4 7#b7 ,project-based rental assistance ,the ,secretary may make assistance payments using amounts made available under this section pursuant to contracts with owners or prospective owners who agree to construct housing1 to substantially rehabilitate existing housing1 to substantially rehabilitate non-housing structures for use as new multifamily housing1 or to attach the assistance to newly constructed housing in which some or all of the units shall be available for occupancy by very low-income families in accordance with the provisions of section #h of the ,act4 ,in awarding contracts pursuant to this section1 the ,secretary shall give priority to owners or prospective owners of multifamily housing projects located or to be located in areas of high opportunity1 as defined by the ,secretary1 in areas experiencing economic growth or rising housing prices to prevent displacement or secure affordable housing for low-income households1 or that serve people at risk of homelessness or that integrate additional units that are accessible for persons with mobility impairments and persons with hearing or visual impairments beyond those required by applicable ,federal accessibility standards4 7#c7 ,allocation ,the ,secretary shall make awards with amounts made available under this section using the following mechanisms1 alone or in combination3 7,a7 ,a competitive process1 which the ,secretary may carry out in multiple rounds of competition1 each of which may have its own selection1 performance1 and reporting criteria as established by the ,secretary4 7,b7 ,selecting proposals submitted through ,,fha loan applications that meet specified criteria4 7,c7 ,delegating to ,states the awarding of contracts1 including related determinations such as the maximum monthly rent1 subject to the requirements of section #h of the ,act1 as determined by the ,secretary4 7#d7 ,contract term1 rent setting1 and rent adjustments ,the ,secretary may set the terms of the contract1 including the duration and provisions regarding rent setting and rent adjustments4 7c7 ,implementation ,the ,secretary shall have the authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #aaa4 ,investments in ,native ,american ,communities 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #bgg1ejj1jjj for formula grants for eligible affordable housing activities described in section #bjb of the ,native ,american ,housing ,assistance and ,self-,determination ,act of #aiif 7in this section referred to as ,,nahasda7 7#be ,u4,s4,c4 #dacb71 which shall be distributed according to the most recent fiscal year funding formula for the ,indian ,housing ,block ,grant2 7#b7 #bjj1jjj1jjj for-- 7,a7 affordable housing activities authorized under section #haj7;a7 of ,,nahasda 7#be ,u4,s4,c4 #dbbi72 7,b7 community-wide infrastructure and infrastructure improvement projects carried out on ,hawaiian ,home ,lands pursuant to section #haj7;b77#e7 of ,,nahasda 7#be ,u4,s4,c4 #dbbi7;b77#e772 and 7,c7 rental assistance to ,native ,hawaiians 7as defined in section #hja of ,,nahasda 7#be ,u4,s4,c4 #dbba77 on and off ,hawaiian ,home ,lands2 7#c7 #bgg1ejj1jjj for competitive grants for eligible affordable housing activities described in section #bjb of ,,nahasda 7#be ,u4,s4,c4 #dacb72 7#d7 #bjj1jjj1jjj for-- 7,a7 competitive single-purpose ,indian community development block grants for ,indian tribes2 and 7,b7 imminent threat ,indian community development block grants1 including for long-term environmental threats and relocation1 for ,indian tribes1 or a tribal organization1 governmental entity1 or nonprofit organization designated by the ,indian tribe to apply for a grant on its behalf2 7#e7 #be1jjj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and ,indian and ,native ,hawaiian programs administered by the ,secretary1 including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs2 and 7#f7 #bj1jjj1jjj to make new awards or increase prior awards to technical assistance providers to provide an immediate increase in capacity building and technical assistance to grantees4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjcc4 7b7 ,reallocation ,amounts made available under subsection 7a77#a7 that are not accepted within a time specified by the ,secretary1 are voluntarily returned1 or are otherwise recaptured for any reason shall be used to fund grants under paragraph 7#c7 or 7#d7 of subsection 7a74 7c7 ,undisbursed funds ,amounts provided under this ,act that remain undisbursed may not be used as a basis to reduce any grant allocation under section #cjb of ,,nahasda 7#be ,u4,s4,c4 #daeb7 to an ,indian tribe in any fiscal year4 7d7 ,prohibition on investments ,amounts made available under this section may not be invested in investment securities and other obligations4 7e7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #aab4 ,increased affordable housing program investment ,notwithstanding subsection 7j77#e77;,c7 of section #aj of the ,federal ,home ,loan ,bank ,act 7#ab ,u4,s4,c4 #adcj71 in #bjbf and every year thereafter until #bjca1 each ,federal ,home ,loan ,bank shall annually contribute #ae percent of the preceding year's net income of the ,federal ,home ,bank1 or such prorated sums as may be required to assure that the aggregate contribution of the ,federal ,home ,loan ,banks shall not be less than #ajj1jjj1jjj for each such year1 to support grants or subsidized advances through the ,affordable ,housing ,programs established and carried out under subparagraphs 7j77#a71 7#b71 7#c77;,a71 7#c77;,c71 and 7#d7 through 7#ac7 of section #aj of such ,act4 #aac4 ,promoting housing accessibility and visitability 7a7 ,accessibility requirement ,the ,secretary of ,housing and ,urban ,development shall issue a rule amending sections #h4bb and #h4bc of title #bd1 ,code of ,federal ,regulations to require that-- 7#a7 not less than #aj percent of total dwelling units or one dwelling unit1 whichever is greater1 in each multifamily housing project shall be accessible for persons with mobility impairments2 and 7#b7 in addition to the units meeting the requirements of paragraph 7#a71 not less than #e percent of total dwelling units or one dwelling unit1 whichever is greater1 in each multifamily housing project shall be shall be accessible for persons with hearing or vision impairments4 7b7 ,visitability requirement 7#a7 ,requirement ,it shall be unlawful for any person or entity1 with respect to a covered dwelling unit designed1 constructed1 or commissioned1 contracted1 or otherwise arranged for construction1 by the person or entity1 to fail to ensure that the dwelling unit contains not less than #a level that complies with the ,standards for ,type ,c 7,visitable7 ,units of the ,american ,national ,standards ,institute 7commonly known as ,,ansi7 ,standards for ,accessible and ,usable ,buildings and ,facilities 7section #ajje of ,,icc ,,ansi ,a#aag4a-bjji7 or any successor standard4 7#b7 ,definitions ,as used in this subsection3 7,a7 ,covered dwelling unit ,the term covered dwelling unit means a dwelling unit that-- 7i7 is-- 7,i7 a detached single-family house2 7,,ii7 a townhouse or multi-level dwelling unit 7whether detached or attached to other units or structures72 or 7,,iii7 a ground-floor unit in a building of not more than #c dwelling units2 7ii7 is designed as1 or intended for occupancy as1 a residence2 7iii7 was designed1 constructed1 or commissioned1 contracted1 or otherwise arranged for construction1 by any person or entity that1 at any time before the design or construction1 received or was guaranteed ,federal financial assistance for any program or activity relating to the design1 construction1 or commissioning1 contracting1 or other arrangement for construction1 of the dwelling unit2 and 7iv7 is made available for first occupancy on or after the date that is #a year after the date of enactment of this ,act4 7,b7 ,federal financial assistance ,the term ,federal financial assistance means-- 7i7 any assistance that is provided or otherwise made available by the ,secretary of ,housing and ,urban ,development or the ,secretary of ,veterans ,affairs1 or under any program or activity of the ,department of ,housing and ,urban ,development or the ,department of ,veterans ,affairs1 through any grant1 loan1 contract1 or any other arrangement1 on or after the date that is #a year after the date of enactment of this ,act1 including-- 7,i7 a grant1 a subsidy1 or any other funds2 7,,ii7 service provided by a ,federal employee2 7,,iii7 real or personal property or any interest in or use of such property1 including-- 7aa7 a transfer or lease of the property for less than the fair market value or for reduced consideration2 and 7bb7 proceeds from a subsequent transfer or lease of the property if the ,federal share of the fair market value is not returned to the ,federal ,government2 7,,iv7 any-- 7aa7 tax credit2 or 7bb7 mortgage or loan guarantee or insurance2 and 7,v7 community development funds in the form of an obligation guaranteed under section #ajh of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecjh72 and 7ii7 any assistance that is provided or otherwise made available by the ,secretary of ,agriculture under title ,v of the ,housing ,act of #aidi 7#db ,u4,s4,c4 #adga et seq474 ,,ii #bast ,century ,sustainable and ,equitable ,communities #bja4 ,community development block grant funding for affordable housing and infrastructure 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #a1gce1jjj1jjj for grants in accordance with sections #aja1 #ajb1 #ajc1 #ajd7;a7 through #ajd7;i71 #ajd7l71 #ajd7m71 #aje7;a7 through #aje7;g71 #ajf7;a77#b71 #ajf7;a77#d71 #ajf7;b7 through #ajf7;f71 #aji1 #aaj1 #aaa1 #aac1 #aae1 #aaf1 #abj1 and #abb of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecja1 #ecjb1 #ecjc1 #ecjd7;a7-7i71 #ecjd7l71 #ecjd7m71 #ecje7;a7-7g71 #ecjf7;a77#b71 #ecjf7;a77#d71 #ecjf7;b7-7f71 #ecji1 #ecaj1 #ecaa1 #ecac1 #ecae1 #ecaf1 #ecai1 and #ecba7 to grantees under subsections 7a77#b7 and 7#d7 and 7d7 of section #ajf of such ,act 7#db ,u4,s4,c4 #ecjf7;a77#b71 7a77#d71 and 7d771 subject to subsection 7b7 of this section1 except that for purposes of amounts made available by this paragraph1 paragraph 7#b7 of such section #ajf7;a7 shall be applied by substituting #gj1jjj1jjj for #g1jjj1jjj2 7#b7 #gjj1jjj1jjj for grants in accordance with sections #aja1 #ajb1 #ajc1 #ajd7;a7 through #ajd7;i71 #ajd7l71 #ajd7m71 #aje7;a7 through #aje7;g71 #ajf7;a77#b71 #ajf7;a77#d71 #ajf7;b7 through #ajf7;f71 #aji1 #aaj1 #aaa1 #aac1 #aae1 #aaf1 #abj1 and #abb of title ,i of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecja1 #ecjb1 #ecjc1 #ecjd7;a7-7i71 #ecjd7l71 #ecjd7m71 #ecje7;a7-7g71 #ecjf7;a77#b71 #ecjf7;a77#d71 #ecjf7;b7-7f71 #ecji1 #ecaj1 #ecaa1 #ecac1 #ecae1 #ecaf1 #ecai1 and #ecba7 to community development block grant grantees1 as determined by the ,secretary1 under subsections 7a77#d7 and 7b7 through 7f7 of section #ajf of such ,act 7#ecjf7;a77#d7 and #ecjf7;b7-7f771 only for colonias1 to address the community and housing infrastructure needs of existing colonia residents based on a formula that takes into account persons in poverty in the colonia areas1 except that grantees may use funds in colonias outside of the #aej-mile border area upon approval of the ,secretary2 7#c7 #ejj1jjj1jjj for grants in accordance with sections #aja1 #ajb1 #ajc1 #ajd7;a7 through #ajd7;i71 #ajd7l71 #ajd7m71 #aje7;a7 through #aje7;g71 #ajf7;a77#b71 #ajf7;a77#d71 #ajf7;b7 through #ajf7;f71 #aji1 #aaj1 #aaa1 #aac1 #aae1 #aaf1 #abj1 and #abb of title ,i of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecja1 #ecjb1 #ecjc1 #ecjd7;a7-7i71 #ecjd7l71 #ecjd7m71 #ecje7;a7-7g71 #ecjf7;a77#b71 #ecjf7;a77#d71 #ecjf7;b7-7f71 #ecji1 #ecaj1 #ecaa1 #ecac1 #ecae1 #ecaf1 #ecai1 and #ecba71 to eligible recipients under subsection 7c7 of this section for manufactured housing infrastructure improvements in eligible manufactured home communities2 7#d7 #hg1ejj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section1 the ,community ,development ,block ,grant program1 and the manufactured home construction and safety standards program generally1 including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs2 and 7#e7 #bg1ejj1jjj for providing technical assistance to recipients of or applicants for grants under this section4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjcc4 7b7 ,housing construction ,expenditures on new construction of housing shall be an eligible expense for a recipient of funds made available under this section that is not a recipient of funds under section #djjjb of this title4 7c7 ,manufactured housing community improvement grant program 7#a7 ,establishment ,the ,secretary of ,housing and ,urban ,development shall carry out a competitive grant program to award funds appropriated under subsection 7a77#c7 to eligible recipients to carry out eligible projects for improvements in eligible manufactured home communities4 7#b7 ,eligible projects ,amounts from grants under this subsection shall be used to assist in carrying out a project for construction1 reconstruction1 repair1 or clearance of housing1 facilities and improvements in or serving a manufactured housing community that is necessary to protect the health and safety of the residents of the manufactured housing community and the long-term sustainability of the community4 7d7 ,definitions ,for purposes of this section1 the following definitions shall apply3 7#a7 ,colonia area ,the term colonia area means any census tract that-- 7,a7 is an area of the ,united ,states within #aej miles of the contiguous border between the ,united ,states and ,mexico1 except as otherwise determined by the ,secretary2 and 7,b7 lacks potable water supply1 adequate sewage systems1 or decent1 safe1 sanitary housing1 or other objective criteria as approved by the ,secretary4 7#b7 ,eligible manufactured home community ,the term eligible manufactured home community means a community that-- 7,a7 is affordable to low- and moderate-income persons 7as such term is defined in section #ajb7;a7 of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecjb7;a7772 and 7,b7 7i7 is owned by the residents of the manufactured housing community through a resident-controlled entity1 as defined by the ,secretary1 in which at least two-thirds of residents are member-owners of the land-owning entity2 or 7ii7 will be maintained as such a community1 and remain affordable for low- and moderate-income families1 to the maximum extent practicable and for the longest period feasible4 7#c7 ,eligible recipient ,the term eligible recipient means a partnership of-- 7,a7 a grantee under paragraph 7#b7 or 7#d7 of section #ajf7;a7 or section #ajf7;d7 of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecjf7;a77#b71 7a77#d71 and 7d772 and 7,b7 an eligible manufactured home community1 a nonprofit entity1 or a consortia of nonprofit entities working with an eligible manufactured home community4 7#d7 ,manufactured home community ,the term manufactured home community means any community1 court1 or park equipped to accommodate manufactured homes for which pad sites1 with or without existing manufactured homes or other allowed homes1 or other suitable sites1 are used primarily for residential purposes1 with any additional requirements as determined by the ,secretary1 including any manufactured housing community as such term is used for purposes of the program of the ,federal ,national ,mortgage ,association for multifamily loans for manufactured housing communities and the program of the ,federal ,home ,loan ,mortgage ,corporation for loans for manufactured housing communities4 7e7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #bjb4 ,lead-based paint hazard control and housing-related health and safety hazard mitigation in housing of families with lower incomes 7a7 ,appropriation ,in addition to amounts otherwise made available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #c1dbe1jjj1jjj for grants to ,states1 units of general local government1 ,indian tribes or their tribally designated housing entities1 and nonprofit organizations for the activities under subsection 7c7 in target housing units that do not receive ,federal housing assistance other than assistance provided under subsection #h7o7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7o771 excluding paragraph 7o77#ac7 of such section1 and common areas servicing such units1 where low-income families reside or are expected to reside2 7#b7 #bej1jjj1jjj for grants to ,states or units of general local government or nonprofit entities for the activities in subsection 7c7 in target housing units1 and common areas servicing such units1 that are being assisted under the ,weatherization ,assistance ,program authorized under part ,a of title ,,iv of the ,energy ,conservation and ,production ,act 7#db ,u4,s4,c4 #fhfa-fhgb7 but are not assisted under any other ,federal housing program other than subsection #h7o7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7o771 excluding paragraph #h7o77#ac7 of such section2 7#c7 #a1jjj1jjj1jjj for grants to owners of a property receiving project-based rental assistance under section #h of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f71 including under subsection 7o77#ac7 of such section1 that meets the definition of target housing and that has not received a grant for similar purposes under this ,act1 for the activities in subsection 7c71 except for abatement of lead-based paint by enclosure or encapsulation1 or interim controls of lead-based paint hazards in target housing units receiving such assistance and common areas servicing such units2 7#d7 #ge1jjj1jjj for costs related to training and technical assistance to support identification and mitigation of lead and housing-related health and safety hazards1 research1 and evaluation2 and 7#e7 #bej1jjj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section1 and the ,secretary's lead hazard reduction and related programs generally including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjcc4 7b7 ,terms and conditions 7#a7 ,income eligibility determinations ,the ,secretary may make income determinations of eligibility for enrollment of housing units for assistance under this section that are consistent with eligibility requirements for grants awarded under other ,federal means-tested programs1 provided such determination does not require additional action by other ,federal agencies4 7#b7 ,housing families with young children ,an owner of rental property that receives assistance under subsection 7a77#c7 shall give priority in renting units for which the lead-based paint has been abated pursuant to subsection 7a77#c71 for not less than #c years following the completion of lead abatement activities1 to families with a child under the age of #f years4 7#c7 ,administrative expenses ,a recipient of a grant under this section may use up to #aj percent of the grant for administrative expenses associated with the activities funded by this section4 7c7 ,eligible activities ,grants awarded under this section shall be used for purposes of building capacity and conducting activities relating to testing1 evaluating1 and mitigating lead-based paint1 lead-based paint hazards1 and housing-related health and safety hazards2 outreach1 education1 and engagement with community stakeholders1 including stakeholders in disadvantaged communities2 program evaluation and research2 grant administration1 and other activities that directly or indirectly support the work under this section1 as applicable1 that without which such activities could not be conducted4 7d7 ,definitions ,for purposes of this section1 the following definitions1 and definitions in paragraphs 7#a71 7#b71 7#c71 7#e71 7#f71 7#g71 7#aj7 through 7#ag71 and 7#bj7 through 7#bg7 of section #ajjd of the ,residential ,lead-,based ,paint ,hazard ,reduction ,act of #aiib 7#db ,u4,s4,c4 #dhea;b7#a7-7c71 #db ,u4,s4,c4 #dhea;b7#e7-7g71 #db ,u4,s4,c4 #dhea;b7#aj7-7ag71 #db ,u4,s4,c4 #dhea;b7#bj7-7bg71 shall apply3 7#a7 ,nonprofit2 nonprofit organization ,the terms nonprofit and nonprofit organization mean a corporation1 community chest1 fund1 or foundation not organized for profit1 but organized and operated exclusively for religious1 charitable1 scientific1 testing for public safety1 literary1 or educational purposes2 or an organization not organized for profit but operated exclusively for the promotion of social welfare4 7#b7 ,public housing2 public housing agency2 low-income family ,the terms public housing1 public housing agency1 and low-income family have the same meaning given such terms in section #c7;b7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;a7b774 7#c7 ,state2 unit of general local government ,the terms ,state and unit of general local government have the same meaning given such terms in section #ajb of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecjb74 7e7 ,grant compliance ,for any grant of assistance under this section1 a ,state or unit of general local government may assume responsibilities for elements of grant compliance1 regardless of whether it is the grant recipient1 if the ,state or unit of general local government is permitted to assume responsibility for the applicable element of grant compliance for grants for which it is the recipient under section #ajaa of the ,residential ,lead-,based ,paint ,hazard ,reduction ,act of #aiib 7#db ,u4,s4,c4 #dheb74 7f7 ,implementation ,the ,secretary shall have the authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #bjc4 ,unlocking possibilities program 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #a1fdf1jjj1jjj for awarding grants under section #aja1 #ajb1 #ajc1 #ajd7;a7 through #ajd7;i71 #ajd7l71 #ajd7m71 #aje7;a7 through #aje7;g71 #ajf7;a77#b71 #ajf7;a77#d71 #ajf7;b7 through #ajf7;f71 #aji1 #aaj1 #aaa1 #aac1 #aae1 #aaf1 #abj1 and #abb of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecja1 #ecjb1 #ecjc1 #ecjd7;a7-7i71 #ecjd7l71 #ecjd7m71 #ecje7;a7-7g71 #ecjf7;a77#b71 #ecjf7;a77#d71 #ecjf7;b7-7f71 #ecji1 #ecaj1 #ecaa1 #ecac1 #ecae1 #ecaf1 #ecai1 and #ecba7 awarded on a competitive basis to eligible recipients to carry out grants under subsection 7c7 of this section2 7#b7 #h1jjj1jjj for research and evaluation related to housing planning and other associated costs2 7#c7 #cj1jjj1jjj to provide technical assistance to grantees or applicants for grants made available by this section2 and 7#d7 #ff1jjj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and community and economic development programs overseen by the ,secretary generally1 including information technology1 financial reporting1 research and evaluations1 and other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjcc4 7b7 ,program establishment ,the ,secretary of ,housing and ,urban ,development shall establish a competitive grant program for-- 7#a7 planning grants to develop and evaluate housing plans and substantially improve housing strategies2 7#b7 streamlining regulatory requirements and shorten processes1 reform zoning codes1 increasing capacity to conduct housing inspections1 or other initiatives that reduce barriers to housing supply elasticity and affordability2 7#c7 developing and evaluating local or regional plans for community development to substantially improve community development strategies related to sustainability1 fair housing1 and location efficiency2 7#d7 implementation and livable community investment grants2 and 7#e7 research and evaluation4 7c7 ,grants 7#a7 ,planning grants ,the ,secretary shall1 under selection criteria determined by the ,secretary1 award grants under this paragraph on a competitive basis to eligible entities to assist planning activities1 including administration of such activities1 engagement with community stakeholders and housing practitioners1 to-- 7,a7 develop housing plans2 7,b7 substantially improve ,state or local housing strategies2 7,c7 develop new regulatory requirements and processes1 reform zoning codes1 increasing capacity to conduct housing inspections1 or undertake other initiatives to reduce barriers to housing supply elasticity and affordability2 7,d7 develop local or regional plans for community development2 and 7,e7 substantially improve community development strategies1 including strategies to increase availability and access to affordable housing1 to further access to public transportation or to advance other sustainable or location-efficient community development goals4 7#b7 ,implementation and livable community investment grants ,the ,secretary shall award implementation grants under this paragraph on a competitive basis to eligible entities for the purpose of implementing and administering-- 7,a7 completed housing strategies and housing plans and any planning to affirmatively further fair housing within the meaning of subsections 7d7 and 7e7 of section #hjh of the ,fair ,housing ,act 7#db ,u4,s4,c4 #fjh7 and applicable regulations and for community investments that support the goals identified in such housing strategies or housing plans2 7,b7 new regulatory requirements and processes1 reformed zoning codes1 increased capacity to conduct housing inspections1 or other initiatives to reduce barriers to housing supply elasticity and affordability that are consistent with a plan under subparagraph 7,a72 7,c7 completed local or regional plans for community development and any planning to increase availability and access to affordable housing1 access to public transportation and other sustainable or location-efficient community development goals4 7d7 ,coordination with ,,fta ,administrator ,to the extent practicable1 the ,secretary shall coordinate with the ,federal ,transit ,administrator in carrying out this section4 7e7 ,definitions ,for purposes of this section1 the following definitions apply3 7#a7 ,eligible entity ,the term eligible entity means-- 7,a7 a ,state1 insular area1 metropolitan city1 or urban county1 as such terms are defined in section #ajb of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecjb72 or 7,b7 for purposes of grants under subsection 7b77#a71 a regional planning agency or consortia4 7#b7 ,housing plan2 housing strategy 7,a7 ,housing plan ,the term housing plan means a plan of an eligible entity to1 with respect to the area within the jurisdiction of the eligible entity-- 7i7 match the creation of housing supply to existing demand and projected demand growth in the area1 with attention to preventing displacement of residents1 reducing the concentration of poverty1 and meaningfully reducing and not perpetuating housing segregation on the basis of race1 color1 religion1 natural origin1 sex1 disability1 or familial status2 7ii7 increase the affordability of housing in the area1 increase the accessibility of housing in the area for people with disabilities1 including location-efficient housing1 and preserve or improve the quality of housing in the area2 7iii7 reduce barriers to housing development in the area1 with consideration for location efficiency1 affordability1 and accessibility2 and 7iv7 coordinate with the metropolitan transportation plan of the area under the jurisdiction of the eligible entity1 or other regional plan4 7,b7 ,housing strategy ,the term housing strategy means the housing strategy required under section #aje of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #abgje74 7f7 ,costs to grantees ,up to #ae percent of a recipient's grant may be used for administrative costs4 7g7 ,rules of construction 7#a7 ,in general ,except as otherwise provided by this section1 amounts appropriated or otherwise made available under this section shall be subject to the community development block grant program requirements under subsection 7a77#a74 7#b7 ,exceptions 7,a7 ,housing ,construction ,expenditures on new construction of housing shall be an eligible expense under this section4 7,b7 ,buildings for ,general ,conduct of ,government ,expenditures on building for the general conduct of government1 other than the ,federal ,government1 shall be eligible under this section when necessary and appropriate as a part of a natural hazard mitigation project4 7h7 ,implementation ,the ,secretary shall have the authority to issue such regulations notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #bjd4 ,strengthening resilience under national flood insurance program 7a7 ,,nfip program activities 7#a7 ,cancellation ,all indebtedness of the ,administrator of the ,federal ,emergency ,management ,agency under any notes or other obligations issued pursuant to section #acji7;a7 of the ,national ,flood ,insurance ,act of #aifh 7#db ,u4,s4,c4 #djaf7;a77 and section #ae7;e7 of the ,federal ,insurance ,act of #aief 7#db ,u4,s4,c4 #bdad7;e771 and outstanding as of the date of the enactment of this ,act1 is hereby cancelled1 the ,administrator and the ,national ,flood ,insurance ,fund are relieved of all liability under any such notes or other obligations1 including for any interest due1 including capitalized interest1 and any other fees and charges payable in connection with such notes and obligations4 7#b7 ,use of savings for flood mapping ,in addition to amounts otherwise available1 for each of fiscal years #bjbf and #bjbf1 an amount equal to the interest the ,national ,flood ,insurance ,program would have accrued from servicing the canceled debt under paragraph 7#a7 in that fiscal year1 which shall be derived from offsetting amounts collected under section #acaj7;d7 of the ,national ,flood ,insurance ,act of #aifh 7#db ,u4,s4,c4 #djag7;d77 and shall remain available until expended for activities identified in section #ajjbaf 7b77#a77;,a7 of the ,biggert-,waters ,flood ,insurance ,reform ,act of #bjab 7#db ,u4,s4,c4 #daja;b7b77#a77;,a77 and related salaries and administrative expenses4 7b7 ,means-,tested assistance for ,national ,flood ,insurance ,program policyholders 7#a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,administrator of the ,federal ,emergency ,management ,agency for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated1 #fjj1jjj1jjj1 to remain available until ,september #cj1 #bjbh1 to provide assistance to eligible policyholders in the form of graduated discounts for insurance costs with respect to covered properties4 7#b7 ,terms and conditions 7,a7 ,discounts ,the ,administrator shall use funds provided under this subsection to establish graduated discounts available to eligible policyholders under this subsection1 with respect to covered properties1 which may be based on the following factors3 7i7 ,the percentage by which the household income of the eligible policyholder is equal to1 or less than1 #abj percent of the area median income for the area in which the property to which the policy applies is located4 7ii7 ,the number of eligible policyholders participating in the program authorized under this subsection4 7iii7 ,the availability of funding4 7,b7 ,distribution of premium ,with respect to the amount of the discounts provided under this subsection in a fiscal year1 and any administrative expenses incurred in carrying out this subsection for that fiscal year1 the ,administrator shall1 from amounts made available to carry out this subsection for that fiscal year1 deposit in the ,national ,flood ,insurance ,fund established under section #acaj of the ,national ,flood ,insurance ,act of #aifh 7#db ,u4,s4,c4 #djag7 an amount equal to those discounts and administrative expenses1 except to the extent that section #acaj;,a of the ,national ,flood ,insurance ,act of #aifh 7#db ,u4,s4,c4 #djag;a7 applies to any portion of those discounts or administrative expenses1 in which case the ,administrator shall deposit an amount equal to those amounts to which such section #acaj;,a applies in the ,national ,flood ,insurance ,reserve ,fund established under such section #acaj;,a4 7,c7 ,requirement on timing ,not later than #ba months after the date of the enactment of this section1 the ,administrator shall issue interim guidance to implement this subsection which shall expire on the later of-- 7i7 the date that is #fj months after the date of the enactment of this section2 or 7ii7 the date on which a final rule issued to implement this subsection takes effect4 7#c7 ,definitions ,in this subsection3 7,a7 ,administrator ,the term ,administrator means the ,administrator of the ,federal ,emergency ,management ,agency4 7,b7 ,covered property ,the term covered property means-- 7i7 a primary residential dwelling designed for the occupancy of from #a to #d families2 or 7ii7 personal property relating to a dwelling described in clause 7i7 or personal property in the primary residential dwelling of a renter4 7,c7 ,eligible policyholder ,the term eligible policyholder means a policyholder with a household income that is not more than #abj percent of the area median income for the area in which the property to which the policy applies is located4 7,d7 ,insurance costs ,the term insurance costs means insurance premiums1 fees1 and surcharges charged under the ,national ,flood ,insurance ,program1 with respect to a covered property for a year4 #bje4 ,community ,restoration and ,revitalization ,fund 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,community ,restoration and ,revitalization ,fund established under subsection 7b7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated1 to remain available until ,september #cj1 #bjcc-- 7#a7 #b1jjj1jjj1jjj for awards of planning and implementation grants under section #aja1 #ajb1 #ajc1 #ajd7;a7 through #ajd7;i71 #ajd7l71 #ajd7m71 #aje7;a7 through #aje7;g71 #ajf7;a77#b71 #ajf7;a77#d71 #ajf7;b7 through #ajf7;f71 #aji1 #aaj1 #aaa1 #aac1 #aae1 #aaf1 #abj1 and #abb of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecja1 #ecjb1 #ecjc1 #ecjd7;a7-7i71 #ecjd7l71 #ecjd7m71 #ecje7;a7-7g71 #ecjf7;a77#b71 #ecjf7;a77#d71 #ecjf7;b7-7f71 #ecji1 #ecaj1 #ecaa1 #ecac1 #ecae1 #ecaf1 #ecai1 and #ecba71 awarded on a competitive basis to eligible recipients1 as defined under subsection 7c77#b7 of this section1 to carry out community-led projects to create equitable civic infrastructure and create or preserve affordable1 accessible housing1 including creating1 expanding1 and maintaining community land trusts and shared equity homeownership programs2 7#b7 #ejj1jjj1jjj for planning and implementation grants under section #aja1 #ajb1 #ajc1 #ajd7;a7 through #ajd7;i71 #ajd7l71 #ajd7m71 #aje7;a7 through #aje7;g71 #ajf7;a77#b71 #ajf7;a77#d71 #ajf7;b7 through #ajf7;f71 #aji1 #aaj1 #aaa1 #aac1 #aae1 #aaf1 #abj1 and #abb of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecja1 #ecjb1 #ecjc1 #ecjd7;a7-7i71 #ecjd7l71 #ecjd7m71 #ecje7;a7-7g71 #ecjf7;a77#b7 #ecjf7;a77#d71 #ecjf7;b7-7f71 #ecji1 #ecaj1 #ecaa1 #ecac1 #ecae1 #ecaf1 #ecai1 and #ecba71 awarded on a competitive basis to eligible recipients to create1 expand1 and maintain community land trusts and shared equity homeownership1 including through the acquisition1 rehabilitation1 and new construction of affordable1 accessible housing2 7#c7 #djj1jjj1jjj for the ,secretary to provide technical assistance1 capacity building1 and program support to applicants1 potential applicants1 and recipients of amounts appropriated for grants under this section2 and 7#d7 #ajj1jjj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and community and economic development programs overseen by the ,secretary generally1 including information technology1 financial reporting1 research and evaluations1 and other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 7b7 ,establishment of ,fund ,the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 shall establish a ,community ,restoration and ,revitalization ,fund 7in this section referred to as the ,fund7 to award planning and implementation grants on a competitive basis to eligible recipients as defined in this section for activities authorized under subsections 7a7 through 7g7 of section #aje of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecje7 and under this section for community-led affordable housing and civic infrastructure projects4 7c7 ,eligible geographical areas1 recipients1 and applicants 7#a7 ,geographical areas ,the ,secretary shall award grants from the ,fund to eligible recipients within geographical areas at the neighborhood1 county1 or census tract level1 including census tracts adjacent to the project area that are areas in need of investment1 as demonstrated by two or more of the following factors3 7,a7 ,high and persistent rates of poverty4 7,b7 ,population at risk of displacement due to rising housing costs4 7,c7 ,dwelling unit sales prices that are lower than the cost to acquire and rehabilitate1 or build1 a new dwelling unit4 7,d7 ,high proportions of residential and commercial properties that are vacant due to foreclosure1 eviction1 abandonment1 or other causes4 7,e7 ,low rates of homeownership by race and ethnicity1 relative to the national homeownership rate4 7#b7 ,eligible recipient ,an eligible recipient of a planning or implementation grant under subsection 7a77#a7 or an implementation grant under subsection 7a77#b7 shall be a local partnership of a lead applicant and one or more joint applicants with the ability to administer the grant4 ,an eligible recipient of a planning grant under subsection 7b77#a7 shall be a lead applicant with the ability to administer the grant1 including a regional1 ,state1 or national nonprofit4 7d7 ,eligible recipients and applicants 7#a7 ,lead applicant ,an eligible lead applicant for a grant awarded under this section shall be an entity that is located within or serves the geographic area of the project1 or derives its mission and operational priorities from the needs of the geographic area of the project1 demonstrates a commitment to anti-displacement efforts1 and that is-- 7,a7 a nonprofit organization that has expertise in community planning1 engagement1 organizing1 housing and community development2 7,b7 a community development corporation2 7,c7 a community housing development organization2 7,d7 a community-based development organization2 or 7,e7 a community development financial institution1 as defined by section #ajc of the ,riegle ,community ,development and ,regulatory ,improvement ,act of #aiid 7#ab ,u4,s4,c4 #dgjb74 7#b7 ,joint applicants ,a joint applicant shall be an entity eligible to be a lead applicant in paragraph 7#a71 or a local1 regional1 or national-- 7,a7 nonprofit organization2 7,b7 community development financial institution2 7,c7 unit of general local government2 7,d7 ,indian tribe2 7,e7 ,state housing finance agency2 7,f7 land bank2 7,g7 fair housing enforcement organization 7as such term is defined in section #efa of the ,housing and ,community ,development ,act of #aihg 7#db ,u4,s4,c4 #cfaf;a772 7,h7 public housing agency2 7,i7 tribally designated housing entity2 or 7,j7 philanthropic organization4 7#c7 ,lack of local entity ,a regional1 ,state1 or national nonprofit organization may serve as a lead entity if there is no local entity that meets the geographic requirements in paragraph 7#a74 7e7 ,uses of funds 7#a7 ,in general ,planning and implementation grants awarded under this section shall be used to support civic infrastructure and housing-related activities4 7#b7 ,implementation grants ,implementation grants awarded under this section may be used for activities eligible under subsections 7a7 through 7g7 of section #aje of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecje7 and other activities to support civic infrastructure and housing-related activities1 including-- 7,a7 new construction of housing2 7,b7 demolition of abandoned or distressed structures1 but only if such activity is part of a strategy that incorporates rehabilitation or new construction1 anti-displacement efforts such as tenants' right to return and right of first refusal to purchase1 and efforts to increase affordable1 accessible housing and homeownership1 except that not more than #aj percent of any grant made under this section may be used for activities under this subparagraph unless the ,secretary determines that such use is to the benefit of existing residents2 7,c7 facilitating the creation1 maintenance1 or availability of rental units1 including units in mixed-use properties1 affordable and accessible to a household whose income does not exceed #hj percent of the median income for the area1 as determined by the ,secretary1 for a period of not less than #cj years2 7,d7 facilitating the creation1 maintenance1 or availability of homeownership units affordable and accessible to households whose incomes do not exceed #abj percent of the median income for the area1 as determined by the ,secretary2 7,e7 establishing or operating land banks2 and 7,f7 providing assistance to existing residents experiencing economic distress or at risk of displacement1 including purchasing nonperforming mortgages and clearing and obtaining formal title4 7#c7 ,community ,land ,trust grants and shared equity homeownership grants ,an eligible recipient of a community land trust grant awarded for establishing and operating a community land trust or shared equity homeownership program2 creation1 subsidization1 construction1 acquisition1 rehabilitation1 and preservation of housing in a community land trust or shared equity homeownership program1 and expanding the capacity of the recipient to carry out the grant4 7f7 ,definitions ,for purposes of this section1 the following definitions shall apply3 7#a7 ,community land trust ,the term community land trust' means a nonprofit organization or ,state or local governments or instrumentalities that-- 7,a7 use a ground lease or deed covenant with an affordability period of at least #cj years or more to-- 7i7 make rental and homeownership units affordable to households2 and 7ii7 stipulate a preemptive option to purchase the affordable rentals or homeownership units so that the affordability of the units is preserved for successive income-eligible households2 and 7,b7 monitor properties to ensure affordability is preserved4 7#b7 ,land bank ,the term land bank means a government entity1 agency1 or program1 or a special purpose nonprofit entity formed by one or more units of government in accordance with ,state or local land bank enabling law1 that has been designated by one or more ,state or local governments to acquire1 steward1 and dispose of vacant1 abandoned1 or other problem properties in accordance with locally-determined priorities and goals4 7#c7 ,shared equity homeownership program ,the term shared equity homeownership program means a program to facilitate affordable homeownership preservation through a resale restriction program administered by a community land trust1 other nonprofit organization1 or ,state or local government or instrumentalities and that utilizes a ground lease1 deed restriction1 subordinate loan1 or similar mechanism that includes provisions ensuring that the program shall-- 7,a7 maintain the home as affordable for subsequent very low-1 low-1 or moderate-income families for an affordability term of at least #cj years after recordation2 7,b7 apply a resale formula that limits the homeowner's proceeds upon resale2 and 7,c7 provide the program administrator or such administrator's assignee a preemptive option to purchase the homeownership unit from the homeowner at resale4 7g7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #bjf4 ,fair housing activities and investigations 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #edj1jjj1jjj1 to remain available until ,september #cj1 #bjbh1 for the ,fair ,housing ,initiatives ,program under section #efa of the ,housing and ,community ,development ,act of #aihg 7#db ,u4,s4,c4 #cfaf;a7 to ensure existing and new fair housing organizations have expanded and strengthened capacity to address fair housing inquiries and complaints1 conduct local1 regional1 and national testing and investigations1 conduct education and outreach activities1 and address costs of delivering or adapting services to meet increased housing market activity and evolving business practices in the housing1 housing-related1 and lending markets4 ,amounts made available under this section shall support greater organizational continuity and capacity1 including through up to #aj-year grants2 and 7#b7 #afj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for the costs to the ,secretary of administering and overseeing the implementation of this section and the ,fair ,housing ,initiatives and ,fair ,housing ,assistance ,programs generally1 including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 7b7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #bjg4 ,intergovernmental fair housing activities and investigations ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #ge1jjj1jjj for support for cooperative efforts with ,state and local agencies administering fair housing laws under section #hag of the ,fair ,housing ,act 7#db ,u4,s4,c4 #cfaf7 to assist the ,secretary to affirmatively further fair housing1 and for ,fair ,housing ,assistance ,program cooperative agreements with interim certified and certified ,state and local agencies1 under the requirements of subpart ,c of part #aae of title #bd1 ,code of ,federal ,regulations1 to ensure expanded and strengthened capacity of substantially equivalent agencies to assume a greater share of the responsibility for the administration and enforcement of fair housing laws2 and 7#b7 #be1jjj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and the ,fair ,housing ,assistance and ,fair ,housing ,initiatives ,programs generally1 including information technology1 financial reporting1 research and evaluations1 other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 ,,iii ,homeownership ,investments #cja4 ,first-,generation ,downpayment ,assistance 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,first ,generation ,downpayment ,fund to increase equal access to homeownership1 established under subsection 7b7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #f1hbe1jjj1jjj1 to remain available until ,september #cj1 #bjbh1 for the ,first-,generation ,downpayment ,assistance ,fund under this section for allocation to each ,state in accordance with a formula established by the ,secretary1 which shall take into consideration best available data to approximate the number of potential qualified homebuyers as defined in subsection 7e77#g7 as well as median area home prices1 to carry out the eligible uses of the ,fund as described in subsection 7d72 7#b7 #b1bge1jjj1jjj1 to remain available until ,september #cj1 #bjbh1 for the ,first-,generation ,downpayment ,assistance ,program under this section for competitive grants to eligible entities to carry out the eligible uses of the ,fund as described in subsection 7d72 7#c7 #ejj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for the costs of providing housing counseling required under the ,first-,generation ,downpayment ,assistance ,program under subsection 7d77#a72 and 7#d7 #djj1jjj1jjj1 to remain available until ,september #cj1 #bjcc1 for the costs to the ,secretary of ,housing and ,urban ,development of administering and overseeing the implementation of the ,first-,generation ,downpayment ,assistance ,program1 including information technology1 financial reporting1 programmatic reporting1 research and evaluations1 which shall include the program's impact on racial and ethnic disparities in homeownership rates1 technical assistance to recipients of amounts under this section1 and other cross-program costs in support of programs administered by the ,secretary in this ,act1 and other costs4 7b7 ,establishment ,the ,secretary of ,housing and ,urban ,development shall establish and manage a fund to be known as the ,first ,generation ,downpayment ,fund 7in this section referred to as the ,fund7 for the uses set forth in subsection 7d74 7c7 ,allocation of ,funds 7#a7 ,initial allocation ,the ,secretary shall allocate and award funding provided by subsection 7a7 as provided under such subsection not later than #ab months after the date of the enactment of this section4 7#b7 ,reallocation ,if a ,state or eligible entity does not demonstrate the capacity to expend grant funds provided under this section1 the ,secretary may recapture amounts remaining available to a grantee that has not demonstrated the capacity to expend such funds in a manner that furthers the purposes of this section and shall reallocate such amounts among any other ,states or eligible entities that have demonstrated to the ,secretary the capacity to expend such amounts in a manner that furthers the purposes of this section4 7d7 ,terms and conditions of grants allocated or awarded from ,fund 7#a7 ,uses of funds ,states and eligible entities receiving grants from the ,fund shall use such grants to provide assistance to or on behalf of a qualified homebuyer who has completed a program of housing counseling provided through a housing counseling agency approved by the ,secretary or other adequate homebuyer education before entering into a sales purchase agreement for-- 7,a7 costs in connection with the acquisition1 involving an eligible mortgage loan1 of an eligible home1 including downpayment costs1 closing costs1 and costs to reduce the rates of interest on eligible mortgage loans2 7,b7 subsidies to make shared equity homes affordable to eligible homebuyers2 and 7,c7 pre-occupancy home modifications to accommodate qualified homebuyers or members of their household with disabilities2 7#b7 ,amount of assistance ,assistance under this section-- 7,a7 may be provided to or on behalf of any qualified homebuyer2 7,b7 may be provided to or on behalf of any qualified homebuyer only once in the form of grants or forgivable1 non-amortizing1 non-interest-bearing loans that may only be required to be repaid pursuant to paragraph 7d77#d72 and 7,c7 may not exceed the greater of #bj1jjj or #aj percent of the purchase price in the case of a qualified homebuyer1 not to include assistance received under subsection 7d77#a77;,c7 for disability related home modifications1 except that the ,secretary may increase such maximum limitation amounts for qualified homebuyers who are economically disadvantaged4 7#c7 ,prohibition of priority or recoupment of funds ,in selecting qualified homebuyers for assistance with grant amounts under this section1 a ,state or eligible entity may not provide any priority or preference for homebuyers who are acquiring eligible homes with a mortgage loan made1 insured1 guaranteed1 or otherwise assisted by the ,state housing finance agency for the ,state1 any other housing agency of the ,state1 or an eligible entity when applicable1 nor may the ,state or eligible entity seek to recoup any funds associated with the provision of downpayment assistance to the qualified homebuyer1 whether through premium pricing or otherwise1 except as provided in paragraph 7#d7 of this subsection or otherwise authorized by the ,secretary4 7#d7 ,repayment of assistance 7,a7 ,requirement ,the ,secretary shall require that1 if a homebuyer to or on behalf of whom assistance is provided from grant amounts under this section fails or ceases to occupy the property acquired using such assistance as the primary residence of the homebuyer1 except in the case of assistance provided in connection with the purchase of a principal residence through a shared equity homeownership program1 the homebuyer shall repay to the ,state or eligible entity1 as applicable1 in a proportional amount of the assistance the homebuyer receives based on the number of years they have occupied the eligible home up to #e years1 except that no assistance shall be repaid if the qualified homebuyer occupies the eligible home as a primary residence for #e years or more4 7,b7 ,limitation ,notwithstanding subparagraph 7,a71 a homebuyer to or on behalf of whom assistance is provided from grant amounts under this section shall not be liable to the ,state or eligible entity for the repayment of the amount of such shortage if the homebuyer fails or ceases to occupy the property acquired using such assistance as the principal residence of the homebuyer at least in part because of a hardship1 or sells the property acquired with such assistance before the expiration of the #fj-month period beginning on such date of acquisition and the capital gains from such sale to a bona fide purchaser in an arm's length transaction are less than the amount the homebuyer is required to repay the ,state or eligible entity under subparagraph 7,a74 7#e7 ,reliance on borrower attestations ,no additional documentation beyond the borrower's attestation shall be required to demonstrate eligibility under subparagraphs 7,b7 and 7,c7 of subsection 7e77#g7 and no ,state1 eligible entity1 or creditor shall be subject to liability based on the accuracy of such attestation4 7#f7 ,costs to grantee ,states and eligible entities receiving grants from the ,fund may use a portion of such grants for administrative costs up to the limit specified by the ,secretary4 7e7 ,definitions ,for purposes of this section1 the following definitions shall apply3 7#a7 ,eligible entity ,the term eligible entity means-- 7,a7 a minority depository institution1 as such term is defined in section #cjh of the ,financial ,institutions ,reform1 ,recovery1 and ,enforcement ,act of #aihi 7#ab ,u4,s4,c4 #adfc note72 7,b7 a community development financial institution1 as such term is defined in section #ajc of the ,riegle ,community ,development and ,regulatory ,improvement ,act of #aiid 7#ab ,u4,s4,c4 #dgjb71 that is certified by the ,secretary of the ,treasury and targets services to minority and low-income populations or provides services in neighborhoods having high concentrations of minority and low-income populations2 7,c7 any other nonprofit entity that the ,secretary finds has a track record of providing assistance to homeowners1 targets services to minority and low-income or provides services in neighborhoods having high concentrations of minority and low-income populations2 and 7,d7 a unit of general local government1 as such term is defined in section #ajb of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecjb74 7#b7 ,eligible home ,the term eligible home means a residential dwelling that-- 7,a7 consists of #a to #d dwelling units2 and 7,b7 will be occupied by the qualified homebuyer as the primary residence of the homebuyer4 7#c7 ,eligible mortgage loan ,the term eligible mortgage loan means a single-family residential mortgage loan that-- 7,a7 meets the underwriting requirements and dollar amount limitations for acquisition by the ,federal ,national ,mortgage ,association or the ,federal ,home ,loan ,mortgage ,corporation2 7,b7 is made1 insured1 or guaranteed under any program administered by the ,secretary2 7,c7 is made1 insured1 or guaranteed by the ,rural ,housing ,administrator of the ,department of ,agriculture2 7,d7 is a qualified mortgage1 as such term is defined in section #abi;,c7b77#b7 of the ,truth in ,lending ,act 7#ae ,u4,s4,c4 #afci;c7b77#b772 or 7,e7 is made1 insured1 or guaranteed for the benefit of a veteran4 7#d7 ,first-generation homebuyer ,the term first-generation homebuyer means a homebuyer that is1 as attested by the homebuyer-- 7,a7 an individual-- 7i7 whose parents or legal guardians do not1 or did not at the time of their death1 to the best of the individual's knowledge1 have any present ownership interest in a residence in any ,state1 excluding ownership of heir property or ownership of chattel2 and 7ii7 whose spouse or domestic partner has not1 during the #c-year period ending upon acquisition of the eligible home to be acquired using such assistance1 had any present ownership interest in a residence in any ,state1 excluding ownership of heir property or ownership of chattel1 whether the individual is a co-borrower on the loan or not2 or 7,b7 an individual who has at any time been placed in foster care or institutional care whose spouse or domestic partner has not1 during the #c-year period ending upon acquisition of the eligible home to be acquired using such assistance1 had any ownership interest in a residence in any ,state1 excluding ownership of heir property or ownership of chattel1 whether such individuals are co-borrowers on the loan or not4 7#e7 ,heir property ,the term heir property means residential property for which title passed by operation of law through intestacy and is held by two or more heirs as tenants in common4 7#f7 ,ownership interest ,the term ownership interest means any ownership1 excluding any interest in heir property1 in-- 7,a7 real estate in fee simple2 7,b7 a leasehold on real estate under a lease for not less than ninety-nine years which is renewable2 or 7,c7 a fee interest in1 or long-term leasehold interest in1 real estate consisting of a one-family unit in a multifamily project1 including a project in which the dwelling units are attached1 or are manufactured housing units1 semi-detached1 or detached1 and an undivided interest in the common areas and facilities which serve the project4 7#g7 ,qualified homebuyer ,the term qualified homebuyer means a homebuyer-- 7,a7 having an annual household income that is less than or equal to-- 7i7 #abj percent of median income1 as determined by the ,secretary1 for-- 7,i7 the area in which the home to be acquired using such assistance is located2 or 7,,ii7 the area in which the place of residence of the homebuyer is located2 or 7ii7 #adj percent of the median income1 as determined by the ,secretary1 for the area within which the eligible home to be acquired using such assistance is located if the homebuyer is acquiring an eligible home located in a high-cost area2 7,b7 who is a first-time homebuyer1 as such term is defined in section #ajd of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #abgjd71 except that for the purposes of this section the reference in such section #ajd to title ,,ii shall be considered to refer to this section1 and except that ownership of heir property shall not be treated as owning a home for purposes of determining whether a borrower qualifies as a first-time homebuyer2 and 7,c7 who is a first-generation homebuyer4 7#h7 ,secretary ,the term ,secretary means the ,secretary of ,housing and ,urban ,development4 7#i7 ,shared equity homeownership program 7,a7 ,in general ,the term shared equity homeownership program means affordable homeownership preservation through a resale restriction program administered by a community land trust1 other nonprofit organization1 or ,state or local government or instrumentalities4 7,b7 ,affordability requirements ,any such program under subparagraph 7,a7 shall-- 7i7 provide affordable homeownership opportunities to households2 and 7ii7 utilize a ground lease1 deed restriction1 subordinate loan1 or similar mechanism that includes provisions ensuring that the program shall-- 7,i7 maintain the homeownership unit as affordable for subsequent very low-1 low-1 or moderate-income families for an affordability term of at least #cj years after recordation2 7,,ii7 apply a resale formula that limits the homeowner's proceeds upon resale2 and 7,,iii7 provide the program administrator or such administrator's assignee a preemptive option to purchase the homeownership unit from the homeowner at resale4 7#aj7 ,state ,the term ,state means any ,state of the ,united ,states1 the ,district of ,columbia1 the ,commonwealth of ,puerto ,rico1 the ,united ,states ,virgin ,islands1 ,guam1 the ,commonwealth of the ,northern ,mariana ,islands1 and ,american ,samoa4 7f7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #cjb4 ,home loan program 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated for fiscal year #bjbf1 out of any amounts in the ,treasury not otherwise appropriated1 to remain available until ,september #cj1 #bjcc-- 7#a7 #d1jjj1jjj1jjj to the ,secretary of ,housing and ,urban ,development for the cost of guaranteed or insured loans and other obligations1 including the cost of modifying such loans1 under subsection 7e77#a77;,a72 7#b7 #ejj1jjj1jjj to the ,secretary of ,housing and ,urban ,development for costs of carrying out the program under paragraph 7#a7 and programs of the ,federal ,housing ,administration and the ,government ,national ,mortgage ,association generally1 including information technology1 financial reporting1 and other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs2 7#c7 #aej1jjj1jjj to the ,secretary of ,agriculture for the cost of guaranteed and insured loans and other obligations1 including the cost of modifying such loans1 under subsection 7e77#a77;,b72 7#d7 #ej1jjj1jjj to the ,secretary of ,agriculture for the costs of carrying out the program under paragraph 7#c7 and programs of the ,rural ,housing ,service generally1 including information technology and financial reporting in support of the ,program administered by the ,secretary of ,agriculture in this title2 and 7#e7 #cjj1jjj1jjj to the ,secretary of ,treasury for the costs of carrying out the program under this section4 7b7 ,use of funds 7#a7 ,in general 7,a7 ,the ,secretary of ,housing and ,urban ,development and the ,secretary of ,agriculture shall use the funds provided under subsections 7a77#a71 7a77#b71 7a77#c71 and 7a77#d7 to carry out the programs under subsections 7a77#a7 and 7a77#c7 to make covered mortgage loans4 7,b7 ,the ,secretary of the ,treasury shall use the funds provided under subsections 7a77#e7 and 7b77#b7 to-- 7i7 purchase1 on behalf of the ,secretary of ,housing and ,urban ,development1 securities that are secured by covered mortgage loans1 and sell1 manage1 and exercise any rights received in connection with1 any financial instruments or assets acquired pursuant to the authorities granted under this section1 including1 as appropriate1 establishing and using vehicles to purchase1 hold1 and sell such financial instruments or assets2 7ii7 designate one or more banks1 security brokers or dealers1 asset managers1 or investment advisers1 as a financial agent of the ,federal ,government to perform duties related to authorities granted under this section2 and 7iii7 use the services of the ,department of ,housing and ,urban ,development on a reimbursable basis1 and the ,secretary of ,housing and ,urban ,development is authorized to provide services as requested by the ,secretary of ,treasury using all authorities vested in or delegated to the ,department of ,housing and ,urban ,development4 7#b7 ,transfer of amounts to ,treasury ,such portions of the appropriation to the ,secretary of ,housing and ,urban ,development shall be transferred by the ,secretary of ,housing and ,urban ,development to the ,department of the ,treasury from time-to-time in an amount equal to1 as determined by the ,secretary of the ,treasury in consultation with the ,secretary of ,housing and ,urban ,development1 the amount necessary for the purchase of securities under the ,program during the period for which the funds are intended to be available4 7#c7 ,use of proceeds ,revenues of and proceeds from the sale1 exercise1 or surrender of assets purchased or acquired under the ,program under this section shall be available to the ,secretary of the ,treasury through ,september #cj1 #bjcc1 for purposes of purchases under subsection 7b77#a77;,b77i74 7c7 ,limitation on aggregate loan insurance or guarantee authority ,the aggregate original principal obligation of all covered mortgage loans insured or guaranteed under subsection 7e77#a77;,a7 of this section may not exceed #dh1jjj1jjj1jjj1 and under section 7e77#a77;,b7 may not exceed #ab1jjj1jjj1jjj4 7d7 ,,gnma guarantee authority and fee ,to carry out the purposes of this section1 the ,government ,national ,mortgage ,association may enter into new commitments to issue guarantees of securities based on or backed by mortgages insured or guaranteed under this section1 not exceeding #fj1jjj1jjj1jjj1 and shall collect guaranty fees consistent with section #cjf7;g77#a7 of the ,national ,housing ,act 7#ab ,u4,s4,c4 #agba7;g77#a77 that are paid at securitization4 7e7 ,definitions ,in this section3 7#a7 ,covered mortgage loan 7,a7 ,in general ,the term covered mortgage loan means1 for purposes of the ,program established by the ,secretary of ,housing and ,urban ,development1 a mortgage loan that-- 7i7 is insured by the ,federal ,housing ,administration pursuant to section #bjc7;b7 of the ,national ,housing ,act1 subject to the eligibility criteria set forth in this subsection1 and has a case number issued on or before ,december #ca1 #bjca2 7ii7 is made for an original term of #bj years with a monthly mortgage payment of principal and interest that is not more than #aaj percent and not less than #ajj percent of the monthly payment of principal1 interest1 and periodic mortgage insurance premium associated with a newly originated #cj-year mortgage loan with the same loan balance insured by the agency as determined by the ,secretary2 7iii7 subject to subparagraph 7,c7 of this paragraph and notwithstanding section #bjc7;c77#b7 of the ,national ,housing ,act 7#ab ,u4,s4,c4 #agji7;c77#b771 has a mortgage insurance premium of not more than #d percent of the loan balance that is paid at closing1 financed into the principal balance of the loan1 paid through an annual premium1 or a combination thereof2 7iv7 involves a rate of interest that is fixed over the term of the mortgage loan2 and 7v7 is secured by a single-family residence that is the principal residence of an eligible homebuyer4 7,b7 ,the term covered mortgage loan means1 for purposes of the ,program established by the ,secretary of ,agriculture1 a loan guaranteed under section #ejb7;h7 of the ,housing ,act of #aidi 7#db ,u4,s4,c4 #adgb7;h77 that-- 7i7 notwithstanding section #ejb7;h77#g77;,a7 of the ,housing ,act of #aidi 7#db ,u4,s4,c4 #adgb7;h77#g77;,a771 is made for an original term of #bj years with a monthly mortgage payment of principal and interest that is not more than #aaj percent and not less than #ajj percent of the monthly payment of principal1 interest1 and loan guarantee fee associated with a newly originated #cj-year mortgage loan with the same loan balance guaranteed by the agency as determined by the ,secretary2 and 7ii7 subject to subparagraph 7,c7 of this paragraph and notwithstanding section #ejb7;h77#h77;,a7 of the ,housing ,act of #aidi 7#db ,u4,s4,c4 #adgb7;h77#h77;,a771 has a loan guarantee fee of not more than #d percent of the principal obligation of the loan4 7#b7 ,eligible homebuyer ,the term eligible homebuyer means an individual who-- 7,a7 for purposes of the ,program established by the ,secretary of ,housing and ,urban ,development-- 7i7 has an annual household income that is less than or equal to-- 7,i7 #abj percent of median income for the area1 as determined by the ,secretary of ,housing and ,urban ,development for-- 7aa7 the area in which the home to be acquired using such assistance is located2 or 7bb7 the area in which the place of residence of the homebuyer is located2 or 7,,ii7 if the homebuyer is acquiring an eligible home that is located in a high-cost area1 #adj percent of the median income1 as determined by the ,secretary1 for the area within which the eligible home to be acquired using assistance provided under this section is located2 7ii7 is a first-time homebuyer1 as defined in paragraph 7#d7 of this subsection2 and 7iii7 is a first-generation homebuyer as defined in paragraph 7#c7 of this subsection2 7,b7 for purposes of the ,program established by the ,secretary of ,agriculture-- 7i7 meets the applicable requirements in section #ejb7;h7 of the ,housing ,act of #aidi 7#db ,u4,s4,c4 #adgb7;h772 and 7ii7 is a first-time homebuyer as defined in paragraph 7#d7 of this subsection and a first-generation homebuyer as defined in paragraph 7#c7 of this subsection4 7#c7 ,first-generation homebuyer ,the term first-generation homebuyer means a homebuyer that1 as attested by the homebuyer1 is-- 7,a7 an individual-- 7i7 whose parents or legal guardians do not1 or did not at the time of their death1 to the best of the individual's knowledge1 have any present ownership interest in a residence in any ,state or ownership of chattel1 excluding ownership of heir property2 and 7ii7 whose spouse1 or domestic partner has not1 during the #c-year period ending upon acquisition of the eligible home to be acquired using such assistance1 have any present ownership interest in a residence in any ,state1 excluding ownership of heir property or ownership of chattel1 whether the individual is a co-borrower on the loan or not2 or 7,b7 an individual who has at any time been placed in foster care or institutional care whose spouse or domestic partner has not1 during the #c-year period ending upon acquisition of the eligible home to be acquired using such assistance1 had any ownership interest in a residence in any ,state1 excluding ownership of heir property or ownership of chattel1 whether such individuals are co-borrowers on the loan or not4 7#d7 ,first-time homebuyer ,the term first-time homebuyer means a homebuyer as defined in section #ajd of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #abgjd71 except that for the purposes of this section the reference in such section #abgjd7ad7 to title ,,ii shall be considered to refer to this section1 and except that ownership of heir property shall not be treated as owning a home for purposes of determining whether a borrower qualifies as a first-time homebuyer4 7#e7 ,heir property ,the term heir property means residential property for which title passed by operation of law through intestacy and is held by two or more heirs as tenants in common4 7#f7 ,ownership interest ,the term ownership interest means any ownership1 excluding any interest in heir property1 in-- 7,a7 real estate in fee simple2 7,b7 a leasehold on real estate under a lease for not less than ninety-nine years which is renewable2 or 7,c7 a fee interest in1 or long-term leasehold interest in1 real estate consisting of a one-family unit in a multifamily project1 including a project in which the dwelling units are attached1 or are manufactured housing units1 semi-detached1 or detached1 and an undivided interest in the common areas and facilities which serve the project4 7#g7 ,state ,the term ,state means the ,states of the ,united ,states1 the ,district of ,columbia1 the ,commonwealth of ,puerto ,rico1 the ,commonwealth of the ,northern ,mariana ,islands1 ,guam1 the ,virgin ,islands1 ,american ,samoa1 the ,trust ,territory of the ,pacific ,islands1 and any other territory or possession of the ,united ,states4 7f7 ,reliance on borrower attestations ,no additional documentation beyond the borrower's attestation shall be required to demonstrate eligibility under clauses 7ii7 and 7iii7 of subsection 7e77#b77;,a7 and clause 7ii7 of subsection 7e77#b77;,b7 and no ,state1 eligible entity1 or creditor shall be subject to liability based on the accuracy of such attestation4 7g7 ,implementation ,the ,secretary of ,housing and ,urban ,development1 the ,secretary of ,agriculture1 and the ,secretary of ,treasury shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #cjc4 ,,hud-insured small dollar mortgage demonstration program 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated1 to remain available until ,september #cj1 #bjcc-- 7#a7 #gf1jjj1jjj for a program to increase access to small-dollar mortgages1 as defined in subsection 7b71 which may include payment of incentives to lenders1 adjustments to terms and costs1 individual financial assistance1 technical assistance to lenders and certain financial institutions to help originate loans1 lender and borrower outreach1 and other activities2 7#b7 #aj1jjj1jjj for the cost of insured or guaranteed loans1 including the cost of modifying loans2 and 7#c7 #ad1jjj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and programs in the ,office of ,housing generally1 including information technology1 financial reporting1 research and evaluations1 fair housing and fair lending compliance1 and other cross-program costs in support of programs administered by the ,secretary in this title1 and other costs4 7b7 ,small-,dollar mortgage ,for purposes of this section1 the term small-dollar mortgage means a forward mortgage that-- 7#a7 has an original principal balance of #ajj1jjj or less2 7#b7 is secured by a one- to four-unit property that is the mortgagor's principal residence2 and 7#c7 is insured or guaranteed by the ,secretary4 7c7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #cjd4 ,investments in rural homeownership 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated to the ,rural ,housing ,service of the ,department of ,agriculture for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated1 to remain available until expended-- 7#a7 #ij1jjj1jjj for providing single family housing repair grants under section #ejd7;a7 of the ,housing ,act of #aidi 7#db ,u4,s4,c4 #adgd7;a771 subject to the terms and conditions in subsection 7b7 of this section2 7#b7 #aj1jjj1jjj for administrative expenses of the ,rural ,housing ,service of the ,department of ,agriculture that in whole or in part support activities funded by this section and related activities4 7b7 ,terms and conditions 7#a7 ,eligibility ,eligibility for grants from amounts made available by subsection 7a77#a7 shall not be subject to the limitations in section #ceej4ajc7;b7 of title #g1 ,code of ,federal ,regulations4 7#b7 ,uses ,notwithstanding the limitations in section #ceej4ajb7;a7 of title #g1 ,code of ,federal ,regulations1 grants from amounts made available by subsection 7a77#b7 shall be available for the eligible purposes in section #ceej4ajb7;b7 of title #g1 ,code of ,federal ,regulations4 7c7 ,implementation ,the ,administrator of the ,rural ,housing ,service shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 ,,iv ,,hud ,administration1 ,capacity ,building1 ,technical ,assistance1 and ,agency ,oversight #dja4 ,program administration1 training1 technical assistance1 capacity building1 and oversight 7a7 ,appropriation ,in addition to amounts otherwise available1 there is appropriated for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated1-- 7#a7 #idi1bej1jjj to the ,secretary of ,housing and ,urban ,development for-- 7,a7 the costs to the ,secretary of administering and overseeing the implementation of this title and the ,department's programs generally1 including information technology1 inspections of housing units1 research and evaluation1 financial reporting1 and other costs2 and 7,b7 new awards or increasing prior awards to provide training1 technical assistance1 and capacity building related to the ,department's programs1 including direct program support to program recipients throughout the country1 including insular areas1 that require such assistance with daily operations2 7#b7 #dc1bej1jjj to the ,office of ,inspector ,general of the ,department of ,housing and ,urban ,development for necessary salaries and expenses for conducting oversight of amounts provided by this title2 7#c7 #e1jjj1jjj to the ,office of ,inspector ,general of the ,department of the ,treasury for necessary salaries and expenses for conducting oversight of amounts provided by this title2 and 7#d7 #b1ejj1jjj to the ,office of ,inspector ,general of the ,department of the ,agriculture for necessary salaries and expenses for conducting oversight of amounts provided by this title4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjcc4 7b7 ,implementation ,the ,secretary of ,housing and ,urban ,development shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4 #djb4 ,community-led capacity building 7a7 ,appropriation ,in addition to amounts otherwise made available1 there is appropriated to the ,secretary of ,housing and ,urban ,development 7in this section referred to as the ,secretary7 for fiscal year #bjbf1 out of any money in the ,treasury not otherwise appropriated-- 7#a7 #ij1jjj1jjj for competitively awarded funds for technical assistance and capacity building to non-,federal entities1 including grants awarded to nonprofit organizations to provide technical assistance activities to community development corporations1 community housing development organizations1 community land trusts1 nonprofit organizations in insular areas1 and other mission-driven and nonprofit organizations that target services to low-income and socially disadvantaged populations1 and provide services in neighborhoods having high concentrations of minority1 low-income1 or socially disadvantaged populations to-- 7,a7 provide training1 education1 support1 and advice to enhance the technical and administrative capabilities of community development corporations1 community housing development organizations1 community land trusts1 and other mission-driven and nonprofit organizations undertaking affordable housing development1 acquisition1 preservation1 or rehabilitation activities2 7,b7 provide predevelopment assistance to community development corporations1 community housing development organizations1 and other mission-driven and nonprofit organizations undertaking affordable housing development1 acquisition1 preservation1 or rehabilitation activities2 and 7,c7 carry out such other activities as may be determined by the grantees in consultation with the ,secretary2 and 7#b7 #aj1jjj1jjj for the costs to the ,secretary of administering and overseeing the implementation of this section and the ,department's technical assistance programs generally1 including information technology1 research and evaluations1 financial reporting1 and other cross-program costs in support of programs administered by the ,secretary in this title and other costs4 ,amounts appropriated by this section shall remain available until ,september #cj1 #bjcc4 7b7 ,implementation ,the ,secretary shall have authority to issue such regulations1 notices1 or other guidance1 forms1 instructions1 and publications to carry out the programs1 projects1 or activities authorized under this section to ensure that such programs1 projects1 or activities are completed in a timely and effective manner4