,,ib ,union ,cal5d> ,no4 #deh #aai?     
,,congress  #b;d ,session  ,h4 ,r4 #feed
 ,report ,no4 #aai-ecc ,,9 ,,! ,,h\se   
,,( ,,repres5tatives  ,decemb] #aj1     
#bjbe,ms4 ,de ,la ,cruz introduc$ !     
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices        
,febru>y #be1 #bjbf;,additional         
sponsors3 ,mr4 ,williams ( ,texas1 ,mr4 
,sessions1 & ,mr4 ,nunn ( ,i[a  ,febru>y
 #be1 #bjbf,report$ ) an am5dm5t1       
committ$ to ! ,committee ( ! ,:ole ,h\se
 on ! ,/ate ( ! ,union1 & ord]$ to be   
printed,strike out all aft] ! enact+    
clause & ins]t ! "p pr9t$ 9 italic,for  
text ( introduc$ bill1 see copy ( bill z
 introduc$ on ,decemb] #aj1 #bjbe  ,a   
,,bill  ,to am5d ! ,f$]al ,res]ve ,act  
to specify additional responsibilities (
 ! memb] ( ! ,bo>d ( ,gov]nors ( !      
,f$]al ,res]ve ,sy/em :o 0 appo9t$ z !  
memb] ) exp]i5ce work+ 9 or sup]vis+    
community banks1 & = o!r purposes4  #a4 
,%ort title ,?is ,act may be cit$ z !   
,community ,bank ,repres5tation ,act4   

#b4 ,community bank memb] ( ! ,bo>d (   
,gov]nors  7a7 ,f$]al ,res]ve ,act      
,section #aj ( ! ,f$]al ,res]ve ,act is 
am5d$-- 7#a7 9 ! fir/ undesignat$       
p>agraph 7#ab ,u4,s4,c4 #bda71 by /rik+ 
hav+ less ?an #aj1jjj1jjj1jjj 9 total   
assets2  7#b7 9 ! second undesignat$    
p>agraph 7#ab ,u4,s4,c4 #bdb71 by ins]t+
 aft] regulation ( su* firms4 ! foll[+3 
,! ,*airman %all select "o memb] ( !    
,bo>d ) demon/rat$ prim>y exp]i5ce work+
 9 or sup]vis+ community banks to1 9    
consultation ) ! ,vice ,*airman =       
,sup]vision & any o!r memb] ( ! ,bo>d ) 
demon/rat$ prim>y exp]i5ce work+ 9 or   
sup]vis+ community banks1 develop policy
 recomm5dations = ! ,bo>d reg>d+        
sup]vision & regulation ( bank+         
organizations sup]vis$ by ! ,bo>d hav+  
less ?an #ag1jjj1jjj1jjj 9 total assets1
 & to ov]see ! sup]vision & regulation (
 su* bank+ organizations 9 consultation 
) ! ,vice ,*airman = ,sup]vision & any  
o!r memb] ( ! ,bo>d ) demon/rat$ prim>y 
exp]i5ce work+ 9 or sup]vis+ community  

banks42  7#c7 9 p>agraph 7#ab7 7#ab     
,u4,s4,c4 #bdg;b7-- 7,a7 by /rik+ ,!    
,vice ,*airman = ,sup]vision & ins]t+ ! 
foll[+3  7,a7 ,vice ,*airman =          
,sup]vision ,! ,vice ,*airman =         
,sup]vision  2  7,b7 by /rik+ & at &    
ins]t+ at2 &  7,c7 by add+ at ! end !   
foll[+3  7,b7 ,community bank memb] ,!  
memb] ( ! ,bo>d ) demon/rat$ prim>y     
exp]i5ce work+ 9 or sup]vis+ community  
banks select$ by ! ,*airman to develop  
policy recomm5dations = ! ,bo>d reg>d+  
sup]vision & regulation ( bank+         
organizations sup]vis$ by ! ,bo>d hav+  
less ?an #ag1jjj1jjj1jjj 9 total assets1
 & to ov]see ! sup]vision & regulation (
 su* bank+ organizations1 if diff]5t ?an
 ! ,vice ,*airman = ,sup]vision1 %all   
appe> be=e ! ,committee on ,bank+1      
,h\s+1 & ,urban ,affairs ( ! ,s5ate & ! 
,committee on ,f9ancial ,s]vices ( !    
,h\se ( ,repres5tatives at semi-annual  
he>+s reg>d+ ! ef=ts1 activities1       
objectives1 & plans ( ! ,bo>d ) respect 
to ! conduct ( sup]vision & regulation (

 bank+ organizations sup]vis$ by ! ,bo>d
 hav+ less ?an #ag1jjj1jjj1jjj 9 total  
assets4  2 &  7#d7 by add+ at ! end !   
foll[+3  7#ac7 ,memb] ( ! ,bo>d =       
community banks annual ?re%old adju/m5t 
7,a7 ,9 g5]al ,at ! end ( ea* ye> = :i* 
! nom9al gross dome/ic product ( !      
,unit$ ,/ates increases 7a cov]$ ye>71 !
 ,bo>d %all adju/ ea* doll> figure      
describ$ 9 ! second undesignat$ p>agraph
 ( ?is section1 p>agraph 7#ab77;,b7 (   
?is section1 & section #ajjd7;a77#c7 ( !
 ,f$]al ,f9ancial ,in/itutions          
,exam9ation ,c\ncil ,act ( #aigh by a   
p]c5tage equal to ! p]c5tage increase   
7if any7 betwe5-- 7i7 ! nom9al gross    
dome/ic product ( ! ,unit$ ,/ates = !   
ye>1 dur+ ! prec$+ #e ye>s1 ) respect to
 :i* ! nom9al gross dome/ic product ( ! 
,unit$ ,/ates 0 ! highe/2 &  7ii7 !     
nom9al gross dome/ic product ( ! ,unit$ 
,/ates = ! cov]$ ye>4  7,b7 ,det]m9ation
 ( ,,gdp ,9 ?is p>agraph1 ! ,bo>d %all  
use nom9al gross dome/ic product        
/ati/ics det]m9$ by ! ,bureau (         

,economic ,analysis4  4  7b7 ,f$]al     
,f9ancial ,in/itutions ,exam9ation      
,c\ncil ,act ( #aigh ,section           
#ajjd7;a77#c7 ( ! ,f$]al ,f9ancial      
,in/itutions ,exam9ation ,c\ncil ,act ( 
#aigh 7#ab ,u4,s4,c4 #ccjc7;a77#c77 is  
am5d$ by add+ at ! end ! foll[+3 & su*  
,gov]nor %all consult ) ! ,gov]nor )    
demon/rat$ prim>y exp]i5ce work+ 9 or   
sup]vis+ community banks select$ by !   
,*airman ( ! ,bo>d to develop policy    
recomm5dations = ! ,bo>d reg>d+         
sup]vision & regulation ( bank+         
organizations sup]vis$ by ! ,bo>d hav+  
less ?an #ag1jjj1jjj1jjj 9 total assets1
 & to ov]see ! sup]vision & regulation (
 su* bank+ organizations14  ,febru>y    
#be1 #bjbf,report$ ) an am5dm5t1        
committ$ to ! ,committee ( ! ,:ole ,h\se
 on ! ,/ate ( ! ,union1 & ord]$ to be   
pr9t$