,,ib ,union ,cal5d> ,no4 #deg #aai? ,,congress #b;d ,session ,h4 ,r4 #feec ,report ,no4 #aai-ecb ,,9 ,,! ,,h\se ,,( ,,repres5tatives ,decemb] #aj1 #bjbe,mr4 ,b>r introduc$ ! foll[+ bill2 :i* 0 ref]r$ to ! ,committee on ,f9ancial ,s]vices ,febru>y #be1 #bjbf;,additional sponsors3 ,mr4 ,meus]1 ,mr4 ,williams ( ,texas1 ,mr4 ,moore ( ,nor? ,c>ol9a1 ,ms4 ,salaz>1 ,mr4 ,lucas1 ,mr4 ,sessions1 & ,mr4 ,nunn ( ,i[a ,febru>y #be1 #bjbf,report$ ) an am5dm5t1 committ$ to ! ,committee ( ! ,:ole ,h\se on ! ,/ate ( ! ,union1 & ord]$ to be printed,strike out all aft] ! enact+ clause & ins]t ! "p pr9t$ 9 italic,for text ( introduc$ bill1 see copy ( bill z introduc$ on ,decemb] #aj1 #bjbe ,a ,,bill ,to index /atutory ?re%olds1 & = o!r purposes4 #a4 ,%ort title ,?is ,act may be cit$ z ! ,tailor+ & ,index+ ,enhanc$ ,regulations ,act ( #bjbe or ! ,,ti] ,act ( #bjbe4 #b4 ,?re%old adju/m5ts to acc\nt = hi/orical increases 9 curr5t-doll> unit$ /ates gross dome/ic product 7a7 ,f$]al ,res]ve ,act ,! second subsection 7s7 7relat+ to assessm5ts7 ( section #aa ( ! ,f$]al ,res]ve ,act 7#ab ,u4,s4,c4 #bdh7s77 is am5d$-- 7#a7 9 p>agraph 7#b71 by /rik+ #ajj1jjj1jjj1jjj ea* place t t]m appe>s & ins]t+ #aej1jjj1jjj1jjj2 & 7#b7 9 p>agraph 7#c71 by /rik+ betwe5 #ajj1jjj1jjj1jjj & #bej1jjj1jjj1jjj & ins]t+ betwe5 #aej1jjj1jjj1jjj & #cgj1jjj1jjj1jjj4 7b7 ,bank ,hold+ ,company ,act ( #aief ,section #d7k77#f77;,b77ii7 ( ! ,bank ,hold+ ,company ,act ( #aief 7#ab ,u4,s4,c4 #ahdc7k77#f77;,b77ii77 is am5d$1 by /rik+ #aj1jjj1jjj1jjj & ins]t+ #ae1jjj1jjj1jjj4 7c7 ,f9ancial ,/ability ,act ( #bjaj ,! ,f9ancial ,/ability ,act ( #bjaj 7#ab ,u4,s4,c4 #ecaa et seq47 is am5d$-- 7#a7 9 section #aaf7;a7 7#ab ,u4,s4,c4 #ecbf7;a771 by /rik+ #bej1jjj1jjj1jjj & ins]t+ #cgj1jjj1jjj1jjj2 7#b7 9 section #aba7;a7 7#ab ,u4,s4,c4 #ecca7;a771 by /rik+ #bej1jjj1jjj1jjj & ins]t+ #cgj1jjj1jjj1jjj2 7#c7 9 section #afc7;b7 7#ab ,u4,s4,c4 #ecfc7;b77-- 7,a7 by /rik+ #bej1jjj1jjj1jjj ea* place t t]m appe>s & ins]t+ #cgj1jjj1jjj1jjj2 & 7,b7 by /rik+ #aj1jjj1jjj1jjj & ins]t+ #ae1jjj1jjj1jjj2 7#d7 9 section #afd 7#ab ,u4,s4,c4 #ecfd71 by /rik+ #bej1jjj1jjj1jjj & ins]t+ #cgj1jjj1jjj1jjj2 & 7#e7 9 section #afe 7#ab ,u4,s4,c4 #ecfe7-- 7,a7 9 subsection 7a7-- 7i7 9 p>agraph 7#a71 by /rik+ #bej1jjj1jjj1jjj & ins]t+ #cgj1jjj1jjj1jjj2 & 7ii7 9 p>agraph 7#b77;,c71 by /rik+ #ajj1jjj1jjj1jjj & ins]t+ #aej1jjj1jjj1jjj2 7,b7 9 subsection 7h77#b71 by /rik+ #ej1jjj1jjj1jjj ea* place t t]m appe>s & ins]t+ #ge1jjj1jjj1jjj2 7,c7 9 subsection 7i77#b77;,a71 by /rik+ #bej1jjj1jjj1jjj & ins]t+ #cgj1jjj1jjj1jjj2 & 7,d7 9 subsection 7j77#a71 by /rik+ #bej1jjj1jjj1jjj & ins]t+ #cgj1jjj1jjj1jjj4 7d7 ,economic ,gr[?1 ,regulatory ,relief1 & ,consum] ,protection ,act ,section #dja7;f7 ( ! ,economic ,gr[?1 ,regulatory ,relief1 & ,consum] ,protection ,act 7#ab ,u4,s4,c4 #ecfe note7 is am5d$ by /rik+ #bej1jjj1jjj1jjj & ins]t+ #cgj1jjj1jjj1jjj4 #c4 ,p]iodic adju/m5ts to ?re%olds to acc\nt = future increases 9 curr5t-doll> ,unit$ ,/ates gross dome/ic product 7a7 ,9 g5]al ,! ,f9ancial ,/ability ,act ( #bjaj 7#ab ,u4,s4,c4 #ecaa et seq47 is fur!r am5d$ by add+ at ! end ! foll[+3 #agg4 ,p]iodic adju/m5ts to ?re%olds to acc\nt = increases 9 curr5t-doll> ,unit$ ,/ates gross dome/ic product 7a7 ,9 g5]al ,by ,april #a1 #bjca1 & ! #a/ day ( ea* subsequ5t #e-ye> p]iod1 ! ,bo>d ( ,gov]nors %all increase ! ?re%olds describ$ 9 subsection 7b7 by ! ratio1 if great] ?an #a1 ( ! annual value ( curr5t-doll> ,unit$ ,/ates gross dome/ic product1 publi%$ by ! ,dep>tm5t ( ,comm]ce1 = ! cal5d> ye> prec$+ ! ye> 9 :i* ! adju/m5t is calculat$ "u ?is section1 to ! publi%$ annual value ( su* index = ! cal5d> ye> prec$+ ,april #a1 #bjbf4 7b7 ,cov]$ ?re%olds ,! ?re%olds describ$ 9 ?is subsection are ! foll[+3 7#a7 ,ea* bank hold+ company or sav+s & loan hold+ company total consolidat$ asset am\nt 9 ! second subsection 7s7 7relat+ to assessm5ts7 ( section #aa ( ! ,f$]al ,res]ve ,act4 7#b7 ,ea* bank hold+ company total consolidat$ asset am\nt 9-- 7,a7 sections #aaf7;a71 #aba7;a71 #afc7;b71 #afd1 #afe7;a77#a71 #afe7;h77#b71 #afe7;j77#a7 ( ?is ,act2 & 7,b7 section #dja7;f7 ( ! ,economic ,gr[?1 ,regulatory ,relief1 & ,consum] ,protection ,act4 7#c7 ,ea* f9ancial company total consolidat$ asset am\nt 9 section #afe7;i77#b77;,a7 ( ?is ,act4 7c7 ,curr5cy ( in=mation ,! values us$ 9 ! calculation "u subsection 7a7 %all be1 z ( ! date ( ! calculation1 ! values mo/ rec5tly publi%$ by ! ,dep>tm5t ( ,comm]ce4 7d7 ,r\nd+ 7#a7 ,if any am\nt equal to or great] ?an #ajj1jjj1jjj1jjj det]m9$ "u subsection 7a7 = any p]iod is n a multiple ( #ej1jjj1jjj1jjj1 ! am\nt %all be r\nd$ up to ! ne>e/ #ej1jjj1jjj1jjj4 7#b7 ,if any am\nt less ?an #ajj1jjj1jjj1jjj det]m9$ "u subsection 7a7 = any p]iod is n a multiple ( #e1jjj1jjj1jjj1 ! am\nt %all be r\nd$ up to ! ne>e/ #e1jjj1jjj1jjj4 7e7 ,publication ,n lat] ?an ,april #e ( any cal5d> ye> 9 :i* an adju/m5t is requir$ to be calculat$ "u subsection 7a71 ! ,bo>d ( ,gov]nors %all publi% 9 ! ,f$]al ,regi/] ! am\nts z s calculat$4 7f7 ,implem5tation p]iod ,any increase 9 am\nts det]m9$ "u subsection 7a7 %all take effect on ,janu>y #a ( ! ye> imm$iately succe$+ ! cal5d> ye> 9 :i* ! increase is requir$ to be calculat$ "u subsection 7a74 #agh4 ,adju/m5ts to ?re%olds e/abli%$ by rule to acc\nt = increases 9 curr5t-doll> ,unit$ ,/ates gross dome/ic product 7a7 ,ag5cy review ,n lat] ?an ,june #cj1 #bjbf1 & ! #a/ day ( ea* subsequ5t #e-ye> p]iod1 ! ,bo>d ( ,gov]nors1 ! ,comptroll] ( ! ,curr5cy1 & ! ,corporation %all1 to ! ext5t applicable1 review-- 7#a7 any regulation-- 7,a7 implem5t+ section #afe ( ?is ,act2 or 7,b7 mak+ specific cross-ref]5ce to any regulation ( ! ,bo>d ( ,gov]nors implem5t+ section #afe ( ?is ,act2 & 7#b7 any asset ?re%old or o!r quantitative ?re%old 9 su* regulations implem5t+ section #afe ( ?is ,act1 or 9 su* regulations mak+ specific cross-ref]5ce to any regulation ( ! ,bo>d ( ,gov]nors implem5t+ section #afe ( ?is ,act1 ! am\nt ( :i* is n prescrib$ by /atute4 7b7 ,modifications requir$ ,! ,bo>d ( ,gov]nors1 ! ,comptroll] ( ! ,curr5cy1 & ! ,corporation %all modify any su* ?re%olds id5tifi$ by ea* review conduct$ "u subsection 7a7 by ! ratio1 if great] ?an #a1 ( ! annual value ( curr5t-doll> ,unit$ ,/ates gross dome/ic product1 publi%$ by ! ,dep>tm5t ( ,comm]ce1 = ! cal5d> ye> prec$+ ! ye> 9 :i* ! modification is calculat$ "u ?is section1 to ! publi%$ annual value ( su* index = ! cal5d> ye> prec$+ ! effective date ( su* ?re%old1 z ea* respective ag5cy %all det]m9e z appropriate = su* regulations4 ,9 mak+ su* det]m9ation1 ! ,bo>d ( ,gov]nors1 ! ,comptroll] ( ! ,curr5cy1 & ! ,corporation %all-- 7#a7 use ! values = curr5t-doll> ,unit$ ,/ates gross dome/ic product mo/ rec5tly publi%$ by ! ,dep>tm5t ( ,comm]ce z ( ! date ( comm5cem5t ( ! review2 7#b7 seek to e/abli%1 to ! ext5t feasible1 uni=m ?re%olds = use by ea* su* ag5cy1 tak+ into acc\nt ! entities regulat$ by ea* su* ag5cy & ! purposes = :i* su* ?re%old 0 e/abli%$2 & 7#c7 seek to adju/ su* ?re%olds1 to ! ext5t feasible1 ) r\nd+ consi/5t ) section #agg7;d7 ( ?is ,act4 7c7 ,report ,^u conclusion ( ea* review requir$ "u subsection 7a71 ea* ( ! ,bo>d ( ,gov]nors1 ! ,comptroll] ( ! ,curr5cy1 & ! ,corporation %all transmit a report to ,congress conta9+ a description ( any modification ( any regulation su* ag5cy made pursuant to subsection 7b74 4 7b7 ,cl]ical am5dm5t ,! table ( cont5ts 9 section #a7;b7 ( ! ,dodd-,frank ,wall ,/reet ,re=m & ,consum] ,protection ,act is am5d$ by ins]t+ aft] ! item relat+ to section #agf ! foll[+3 ,sec4 #agg4 ,p]iodic adju/m5ts to ?re%olds to acc\nt = increases 9 curr5t-doll> ,unit$ ,/ates gross dome/ic product4,sec4 #agh4 ,adju/m5ts to ?re%olds e/abli%$ by rule to acc\nt = increases 9 curr5t-doll> ,unit$ ,/ates gross dome/ic product4 4 ,febru>y #be1 #bjbf,report$ ) an am5dm5t1 committ$ to ! ,committee ( ! ,:ole ,h\se on ! ,/ate ( ! ,union1 & ord]$ to be pr9t$