,,ib ,union ,calendar ,no4 #djd #aaith  
,,congress  #b;d ,session  ,h4 ,r4 #fecf
 ,report ,no4 #aai-dgc ,,in ,,the       
,,house ,,of ,,representatives          
,december #i1 #bjbe,mr4 ,norman         
introduced the following bill2 which was
 referred to the ,committee on          
,financial ,services  ,february #b1     
#bjbf;,additional sponsors3 ,mr4 ,rose1 
,mr4 ,gottheimer1 and ,mr4 ,moore of    
,north ,carolina  ,february #b1         
#bjbf,reported with an amendment1       
committed to the ,committee of the      
,whole ,house on the ,state of the      
,union1 and ordered to be printed,strike
 out all after the enacting clause and  
insert the part printed in italic,for   
text of introduced bill1 see copy of    
bill as introduced on ,december #i1     
#bjbe  ,a ,,bill  ,to require the       
,federal banking agencies to study      
improving the growth1 capital adequacy1 
and profitability of rural depository   
institutions1 and for other purposes4   
#a4 ,short title ,this ,act may be cited

 as the ,rural ,depositories            
,revitalization ,study ,act4  #b4 ,study
 on improving the growth1 capital       
adequacy1 and profitability of rural    
depository institutions  7a7 ,study ,the
 ,federal banking agencies shall1       
jointly1 carry out a study-- 7#a7 to    
identify methods to improve the growth1 
capital adequacy1 and profitability of  
depository institutions in the ,united  
,states that primarily serve rural      
areas2 and  7#b7 to identify ,federal   
statutes 7other than appropriations     
,acts7 or regulations of the ,federal   
banking agencies that limit-- 7,a7 the  
methods identified under paragraph 7#a72
 or  7,b7 the establishment of de novo  
depository institutions in rural areas4 
7b7 ,report ,not later than #a year     
after the date of enactment of this     
,act1 the ,federal banking agencies     
shall1 jointly1 issue a report to       
,congress containing all findings and   
determinations made in carrying out the 
study required under subsection 7a74    

7c7 ,definitions ,in this section3 7#a7 
,depository institution ,the term       
depository institution has the meaning  
given that term in section #c of the    
,federal ,deposit ,insurance ,act 7#ab  
,u4,s4,c4 #ahac74  7#b7 ,federal banking
 agencies ,the term ,federal banking    
agencies means the ,board of ,governors 
of the ,federal ,reserve ,system1 the   
,comptroller of the ,currency1 and the  
,federal ,deposit ,insurance            
,corporation4  7#c7 ,rural ,with respect
 to an area1 the term rural has the     
meaning given that term in section      
#ajbf4ce7;b77#b77;iv77,a7 of title #ab1 
,code of ,federal ,regulations4         
,february #b1 #bjbf,reported with an    
amendment1 committed to the ,committee  
of the ,whole ,house on the ,state of   
the ,union1 and ordered to be printed