,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #eifa  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,novemb] #g1 #bjbe,mr4
 ,la,malfa 7= himself1 ,mr4 ,g>am5di1   
,mr4 ,valadao1 & ,mr4 ,h>d] ( ,cali=nia7
 introduc$ ! foll[+ bill2 :i* 0 ref]r$  
to ! ,committee on ,f9ancial ,s]vices   
,a ,,bill  ,to increase ! availability (
 flood insurance = agricultural         
/ructures1 & = o!r purposes4  #a4 ,%ort 
title ,?is ,act may be cit$ z ! ,flood  
,insurance = ,f>m]s ,act ( #bjbe4  #b4  
,agricultural /ructures 9 special flood 
haz>d zones  7a7 ,requirem5ts = ,/ate & 
local l& use controls ,subsection 7a7 ( 
section #acae ( ! ,national ,flood      
,insurance ,act ( #aifh 7#db ,u4,s4,c4  
#djbb7;a77 is am5d$ by add+ at ! end !  
foll[+ new p>agraph3  7#c7 ,all[able    
local v>iances = c]ta9 agricultural     
/ructures  7,a7 ,requirem5t ,not)/&+ any
 o!r provision ( ?is ,act-- 7i7 ! l& use
 & control measures adopt$ pursuant to  
p>agraph 7#a7 may n1 = purposes ( su*   
p>agraph1 be consid]$ to be inadequate  

or inconsi/5t ) ! compreh5sive crit]ia =
 l& managem5t & use "u section #acfa    
because su* measures provide t1 9 ! case
 ( any agricultural /ructure t is locat$
 9 an area hav+ special flood haz>ds1 a 
v>iance f compliance ) ! requirem5ts to 
elevate or floodpro( su* a /ructure &   
meet+ ! requirem5ts ( subp>agraph 7,b7  
may be grant$2 &  7ii7 ! ,adm9i/rator   
may n susp5d a community f p>ticipation 
9 ! national flood insurance program1 or
 place su* a community on probation "u  
su* program1 because su* l& use &       
control measures provide = su* a        
v>iance4  ,?is subp>agraph %all n limit 
! ability ( ! ,adm9i/rator to take      
en=cem5t action aga9/ a community t does
 n adopt adequate v>iance crit]ia or    
e/abli% prop] en=cem5t me*anisms4  7,b7 
,v>iance2 consid]ations ,! requirem5ts (
 ?is subp>agraph ) respect to a v>iance 
are z foll[s3  7i7 ,! v>iance is grant$ 
by an (ficial f a duly con/itut$ ,/ate  
or local zon+ au?ority1 or o!r au?oriz$ 
public body responsible = regulat+ l&   

developm5t or occupancy 9 flood-prone   
areas4  7ii7 ,9 ! case ( new            
con/ruction1 su* (ficial has det]m9$--  
7,i7 t nei!r floodpro(+ nor elevation ( 
! new /ructure to ! base flood elevation
 is practicable2 &  7,,ii7 t ! /ructure 
is n locat$ 9--  7aa7 a designat$       
regulatory floodway2  7bb7 an area      
riv]w>d ( a levee or o!r flood control  
/ructure2 or  7cc7 an area subject to   
high velocity wave action or seaw>d (   
flood control /ructures4  7iii7 ,9 !    
case ( exi/+ /ructures--  7,i7 if su*   
/ructure is sub/antially damag$ or 9 ne$
 ( sub/antial repairs or improvem5ts1   
su* (ficial has det]m9$ t nei!r         
floodpro(+ nor elevation to ! base flood
 elevation is practicable2 &  7,,ii7 if 
su* /ructure is locat$ )9 a designat$   
regulatory floodway1 su* (ficial has    
det]m9$ t ! repair or improvem5t does n 
result 9 any increase 9 base flood      
levels dur+ ! base flood dis*>ge4  7iv7 
,su* (ficial has det]m9$ t ! v>iance w n
 result 9 increas$ flood heights1       

additional ?reats to public safety1     
extraord9>y public exp5se1 create       
nuisances1 cause fraud on or            
victimization ( ! public1 or conflict ) 
exi/+ local laws or ord9ances4  7v7 ,n m
 ?an "o claim paym5t exce$+ #a1jjj has  
be5 made = ! /ructure "u flood insurance
 cov]age "u ?is title )9 any p]iod ( #aj
 consecutive ye>s at any "t prior to !  
grant+ ( ! v>iance4  7,c7 ,def9itions ,=
 purposes ( ?is p>agraph1 ! foll[+      
def9itions %all apply3 7i7 ,agricultural
 /ructure ,! t]m agricultural /ructure  
has ! mean+ giv5 su* t]m 9 p>agraph     
7#b77;,d74  7ii7 ,floodpro(+ ,! t]m     
floodpro(+ means1 ) respect to a        
/ructure1 any comb9ation ( /ructural &  
non-/ructural additions1 *anges1 or     
adju/m5ts to ! /ructure1 includ+        
att5dant utilities & equipm5t1 t r$uce  
or elim9ate pot5tial flood damage to    
real e/ate or improv$ real prop]ty1 wat]
 & sanit>y facilities1 /ructures1 or _! 
cont5ts4  4  7b7 ,premium rates ,section
 #acjh ( ! ,national ,flood ,insurance  

,act ( #aifh 7#db ,u4,s4,c4 #djae7 is   
am5d$ by add+ at ! end ! foll[+ new     
subsection3  7n7 ,premium rates = c]ta9 
agricultural /ructures ) v>iances       
,not)/&+ any o!r provision ( ?is ,act1 !
 *>geable premium rate = cov]age "u ?is 
title = any /ructure provid$ a v>iance  
pursuant to section #acae7;a77#c7 %all  
be ! same z ! rate t o!rwise w\ld apply 
to su* /ructure if ! /ructure _h be5 dry
 floodpro($ or a comp>able actu>ial rate
 bas$ ^u ! risk associat$ ) /ructures )9
 ! applicable zone4  4  #c4 ,optional   
cov]age = umbrella policies  7a7 ,9     
g5]al ,subsection 7b7 ( section #acjf ( 
! ,national ,flood ,insurance ,act (    
#aifh 7#db ,u4,s4,c4 #djac7;b771 is     
am5d$--  7#a7 9 p>agraph 7#d71 by /rik+ 
& at ! end2  7#b7 9 p>agraph 7#e71 by   
/rik+ ! p]iod at ! end & ins]t+ 2 &2 &  
7#c7 by add+ at ! end ! foll[+ new      
p>agraph3  7#f7 ! ,adm9i/rator may      
provide t1 9 ! case ( any comm]cial     
prop]ty or o!r resid5tial prop]ty1      
includ+ multifamily r5tal prop]ty &     

agricultural prop]ty1 "o umbrella policy
 be made available to e insur$ ^u r5ewal
 & e applicant ) multiple /ructures on !
 same prop]ty1 except t--  7,a7 pur*ase 
( su* cov]age %all be at ! option ( !   
insur$2 &  7,b7 any su* cov]age %all be 
made available only at *>geable rates t 
are n less ?an ! e/imat$ premium rates =
 su* cov]age det]m9$ 9 accordance )     
section #acjg7;a77#a74  4  7b7 ,report  
to ,congress ,n lat] ?an ! expiration ( 
! #e-ye> p]iod beg9n+ on ! date ( !     
enactm5t ( ?is ,act1 ! ,adm9i/rator ( ! 
,f$]al ,em]g5cy ,managem5t ,ag5cy %all  
submit to ! ,congress a report evaluat+ 
! implem5tation ( section #acjf7;b77#f7 
( ! ,national ,flood ,insurance ,act (  
#aifh1 z add$ by ! am5dm5ts made by     
subsection 7a7 ( ?is section4