,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #ehgh  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,octob] #ca1 #bjbe,mr4
 ,flood 7= himself & ,mr4 ,cleav]7      
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to am5d ! ,cran/on-,gonzalez   
,national ,af=dable ,h\s+ ,act to       
enc\rage expansion ( ! supply ( dec5t1  
safe1 sanit>y1 & af=dable h\s+1 ) prim>y
 att5tion to r5tal h\s+1 & = o!r        
purposes4  #a4 ,%ort title  ,?is ,act   
may be cit$ z ! ,,home ,re=m ,act (     
#bjbe4  #b4 ,def9itions2 assi/ance =    
l[-income families  7a7 ,def9itions     
,section #ajd ( ! ,cran/on-,gonzalez    
,national ,af=dable ,h\s+ ,act 7#db     
,u4,s4,c4 #abgjd7 is am5d$-- 7#a7 9     
p>agraph 7#f77;,b71 by /rik+            
significant2 &  7#b7 by add+ at end !   
foll[+ new p>agraph3  7#bf7 ,! t]m      
infill h\s+ project means a resid5tial  
h\s+ project t--  7,a7 is locat$ )9 !   
geographic limits ( a municipality2     
7,b7 is adequately s]v$ by exi/+        

utilities & public s]vices z requir$ "u 
applicable law2  7,c7 is locat$ on a    
site ( previ\sly di/urb$ l& ( n m ?an #e
 acres2 &  7,d7 is sub/antially surr\nd$
 by resid5tial or comm]cial developm5t1 
z det]m9$ by ! ,secret>y4  4  7b7       
,assi/ance = l[-,income families  ,title
 ,,ii ( ! ,cran/on-,gonzalez ,national  
,af=dable ,h\s+ ,act 7#db ,u4,s4,c4     
#abgba et seq47 is am5d$--  7#a7 9      
section #bad7b71 by /rik+ h\seholds t   
qualify z l[-income families & ins]t+   
families ) a h\sehold income t does n   
exce$ #ajj p]c5t ( ! m$ian family income
 ( ! area1 z det]m9$ by ! ,secret>y )   
adju/m5ts = small] & l>g] families2     
7#b7 9 section #bae-- 7,a7 9 subsection 
7b77#b71 by /rik+ ^: family qualifies z 
a l[-income family & ins]t+ ) a family  
income t does n exce$ #ajj p]c5t ( !    
m$ian family income ( ! area z det]m9$  
by ! ,secret>y ) adju/m5ts = small] &   
l>g] families2 &  7,b7 9 subsection     
7b77#c77;,a77ii71 by /rik+ l[-income    
homebuy]s & ins]t+ homebuy]s ) a        

h\sehold income t does n exce$ #ajj     
p]c5t ( ! m$ian family income ( ! area1 
z det]m9$ by ! ,secret>y ) adju/m5ts =  
small] & l>g] families2 &  7#c7 9       
section #bga7;c7-- 7,a7 9 p>agraph      
7#a77;,b71 by /rik+ l[-income & ins]t+  
families ) a h\sehold income t does n   
exce$ #ajj p]c5t ( ! m$ian family income
 ( ! area z det]m9$ by ! ,secret>y )    
adju/m5ts = small] & l>g] families2 &   
7,b7 9 p>agraph 7#b77;,a71 by /rik+     
l[-income families & ins]t+ families ) a
 h\sehold income t does n exce$ #ajj    
p]c5t ( ! m$ian family income ( ! area z
 det]m9$ by ! ,secret>y ) adju/m5ts =   
small] & l>g] families4  #c4 ,*oices    
made by p>ticipat+ jurisdictions        
,section #bab7;a77#b7 ( !               
,cran/on-,gonzalez ,national ,af=dable  
,h\s+ ,act 7#db ,u4,s4,c4 #abgdb7 is    
am5d$ to read z foll[s3  7#b7           
,limitation on re/rictions ,! ,secret>y 
%all n re/rict a p>ticipat+             
jurisdiction's *oice ( rehabilitation1  
sub/antial rehabilitation1 new          

con/ruction1 recon/ruction1 acquisition1
 or o!r eligible h\s+ use unless su*    
re/riction is explicitly au?oriz$ "u    
section #bbc7b74  4  #d4 ,use ( am\nts  
by c]ta9 jurisdictions = infra/ructure  
improvem5ts  7a7 ,use ( inve/m5ts = h\s+
 uses  7#a7 ,9 g5]al ,section #bab7;a7 (
 ! ,cran/on-,gonzalez ,national         
,af=dable ,h\s+ ,act 7#db ,u4,s4,c4     
#abgdb7;a77 is am5d$ by ins]t+ aft]     
p>agraph 7#c7 ! foll[+ new p>agraph3    
7#d7 ,infra/ructure improvem5ts 9       
non5titlem5t areas  7,a7 ,9 g5]al ,9    
accordance ) regulations to be issu$ by 
! ,secret>y1 funds provid$ "u ?is       
subtitle may be us$ = infra/ructure     
improvem5ts1 includ+ ! in/allation or   
repair ( wat] & sew] l9es1 sidewalks1   
roads1 & utility connections1 9 any     
jurisdiction t does n receive assi/ance 
"u title ,i ( ! ,h\s+ & ,community      
,developm5t ,act ( #aigd1 if su*        
improvem5ts are directly relat$ to1 &   
locat$ )9 or imm$iately adjac5t to--    
7i7 h\s+ assi/$ "u ?is subtitle2 or     

7ii7 h\s+ assi/$ by section #db ( !     
,int]nal ,rev5ue ,code ( #aihf4  7,b7   
,application ( labor /&>ds ,! labor     
/&>ds & requirem5ts set =? 9 section    
#aaj ( ! ,h\s+ & ,community ,developm5t 
,act ( #aigd 7#db ,u4,s4,c4 #ecaj7 %all 
apply to any infra/ructure improvem5ts  
assi/$ ) funds provid$ "u ?is subtitle4 
4  7#b7 ,issuance ( rules ,n lat] ?an #a
 ye> aft] ! date ( ! enactm5t ( ?is     
,act1 ! ,secret>y %all issue su* rules z
 ! ,secret>y det]m9es necess>y to c>ry  
out ! am5dm5t made by p>agraph 7#a74    
7#c7 ,rule ( con/ruction ,no?+ 9 !      
am5dm5t made by p>agraph 7#a7 %all be   
con/ru$ to impose any requirem5ts ( !   
,,home ,inve/m5t ,p>tn]%ips program on  
h\s+ t b5efits f ! infra/ructure        
improvem5ts describ$ 9 su* am5dm5t b    
o!rwise does n receive any assi/ance f  
su* program4  7b7 ,p] unit inve/m5t     
limitations ,section #bab7;e77#a7 ( !   
,cran/on-,gonzalez ,national ,af=dable  
,h\s+ ,act 7#db ,u4,s4,c4               
#abgdb7;e77#a77 is am5d$ by /rik+ !     

second s5t5ce4  #e4 ,af=dable r5tal h\s+
 qualifications ,section #bae7;a7 ( !   
,cran/on-,gonzalez ,national ,af=dable  
,h\s+ ,act 7#db ,u4,s4,c4 #abgde7;a77 is
 am5d$ by add+ at ! end ! foll[+ new    
p>agraph3  7#g7 ,exception = h\s+ *oice 
v\*]s ,not)/&+ p>agraph 7#a77;,a71 a    
r5tal unit %all be consid]$ to qualify z
 af=dable h\s+ "u ?is title if--  7,a7 !
 unit is occupi$ by a t5ant receiv+     
t5ant-bas$ r5tal assi/ance "u section #h
 ( ! ,unit$ ,/ates ,h\s+ ,act ( #aicg   
7#db ,u4,s4,c4 #adcg;f72  7,b7 ! t5ant's
 contribution t[>d r5t does n exce$ !   
am\nt p]mitt$ "u su* section #h         
assi/ance2 &  7,c7 ! total r5t = ! unit 
does n exce$ ! am\nt approv$ by ! public
 h\s+ ag5cy adm9i/]+ ! assi/ance "u t   
program4  4  #f4 ,af=dable home[n]%ip   
h\s+ qualifications ,section #bae ( !   
,cran/on-,gonzalez ,national ,af=dable  
,h\s+ ,act 7#db ,u4,s4,c4 #abgde7;b77 is
 am5d$--  7#a7 9 subsection 7b71 7,a7 9 
p>agraph 7#a71 by /rik+ #ie p]c5t &     
ins]t+ #aaj p]c5t2  7,b7 9 p>agraph     

7#c7-- 7i7 9 subp>agraph 7,a77ii71 by   
/rik+ or at ! end2  7ii7 9 subp>agraph  
7,b71 by /rik+ & at ! end & ins]t+ or2 &
  7iii7 by add+ at ! end ! foll[+ new   
subp>agraph3  7,c7 ma9ta9 long-t]m      
af=dability ?r\gh a %>$ equity own]%ip  
model1 a community l& tru/1 a limit$    
equity coop]ative1 a community          
developm5t corporation1 or o!r me*anism 
approv$ by ! ,secret>y1 t pres]ves      
af=dability = future eligible homebuy]s 
& ensures compliance ) ! purposes ( ?is 
title1 includ+ ?r\gh ! use ( pur*ase    
options1 rights ( fir/ refusal or o!r   
preemptive rights to pur*ase h\s+2 &  2 
&  7#b7 by add+ at ! end ! foll[+3  7c7 
,p]missible exceptions relat$ to        
home[n]%ip qualifications  7#a7 ,milit>y
 memb]s ,a p>ticipat+ jurisdiction1 9   
accordance ) t]ms e/abli%$ by !         
,secret>y1 may susp5d or waive ! income 
qualifications describ$ 9 subsection    
7b77#b7 ) respect to h\s+ t o!rwise     
meets ! crit]ia "u subsection 7b7 if !  
own] ( ! h\s+-- 7,a7 is a memb] ( a     

regul> compon5t ( ! arm$ =ces or a memb]
 ( ! ,national ,gu>d on full-"t         
,national ,gu>d duty1 active ,gu>d &    
,res]ve duty1 or inactive-duty tra9+ 7z 
^? t]ms are def9$ 9 section #aja7;d7 (  
title #aj1 ,unit$ ,/ates ,code72 &  7,b7
 has receiv$-- 7i7 tempor>y duty ord]s  
to deploy ) a milit>y unit or milit>y   
ord]s to deploy z an individual act+ 9  
support ( a milit>y op]ation1 to a      
location t is n )9 a reasonable di/ance 
f ! h\s+1 z det]m9$ by ! ,secret>y1 = a 
p]iod ( n less ?an #ij days2 or  7ii7   
ord]s = a p]man5t *ange ( /ation4  7#b7 
,susp5sion or waiv] ( requirem5ts = heir
 or b5efici>y ( deceas$ own] ,not)/&+   
subsection 7b77#c71 h\s+ t meets !      
crit]ia "u t subsection prior to ! dea? 
( an own] may cont9ue to qualify z      
af=dable h\s+ if--  7,a7 ! h\s+ is !    
pr9cipal resid5ce ( an heir or b5efici>y
 ( ! deceas$ own]1 z def9$ by !         
,secret>y2 &  7,b7 ! heir or b5efici>y1 
9 accordance ) t]ms e/abli%$ by !       
,secret>y1 assumes ! duties &           

obligations ( ! deceas$ own] ) respect  
to funds provid$ "u ?is title4  4  #g4  
,removal ( expiration ( "r to draw home 
inve/m5t tru/ funds ,section #bah ( !   
,cran/on-,gonzalez ,national ,af=dable  
,h\s+ ,act 7#db ,u4,s4,c4 #abgdh7 is    
am5d$-- 7#a7 by /rik+ subsection 7g72 & 
7#b7 by r$esignat+ subsection 7h7 z     
subsection 7g74  #h4 ,adju/$ recapture &
 reuse ( set-aside = community h\s+     
developm5tal organizations ,section     
#bca7;b7 ( ! ,cran/on-,gonzalez         
,national ,af=dable ,h\s+ ,act 7#db     
,u4,s4,c4 #abgga7;b77 is am5d$ to read z
 foll[s3  7b7 ,recapture & reuse ,if any
 funds res]v$ "u subsection 7a7 rema9   
un9ve/$ = a p]iod ( #bd mon?s1 !        
,secret>y %all make su* funds available 
to ! p>ticipat+ jurisdiction = any      
eligible activities "u title ,,ii ( ?is 
,act )\t reg>d to :e!r a community h\s+ 
developm5t organization mat]ially       
p>ticipates 9 ! use ( funds4  4  #i4    
,asset recycl+ in=mation dissem9ation   
expansion ,section #bde7;b77#b7 ( !     

,cran/on-,gonzalez ,national ,af=dable  
,h\s+ ,act 7#db ,u4,s4,c4               
#abghe7;b77#b77 is am5d$ by /rik+ #ie   
p]c5t & ins]t+ #aaj p]c5t4  #aj4        
,environm5tal review requirem5ts  7a7   
,categorical exemptions2 remov+         
duplicative reviews ,section #bhh ( !   
,cran/on-,gonzalez ,national ,af=dable  
,h\s+ ,act 7#db ,u4,s4,c4 #abhch7 is    
am5d$ by add+ at ! end ! foll[+ new     
subsections3  7e7 ,categorical          
exemptions ,! foll[+ categories (       
activities c>ri$ out "u ?is title %all  
be /atutorily exempt f environm5tal     
review "u ! ,national ,environm5tal     
,policy ,act ( #aifi 7#db ,u4,s4,c4     
#dcba et seq471 & %all n require fur!r  
review "u su* ,act--  7#a7 new          
con/ruction infill h\s+ projects2  7#b7 
acquisition ( real prop]ty = af=dable   
h\s+ purposes2  7#c7 rehabilitation     
projects c>ri$ out pursuant to section  
#bab7;a77#a72 &  7#d7 new con/ruction   
projects ( #ae units or less4  7f7      
,remov+ duplicative reviews  7#a7 ,9    

g5]al ,to ! ext5t practicable & p]mitt$ 
by law1 ! ,secret>y %all ensure t a     
project t has und]gone an environm5tal  
review "u ?is section %all n be subject 
to a duplicative environm5tal review    
solely due to ! addition1 sub/itution1  
or reallocation ( o!r s\rces ( ,f$]al   
assi/ance1 if ! scope1 scale1 & location
 ( ! project rema9 sub/antially un*ang$4
  7#b7 ,coord9ation ( environm5tal      
review responsibilities ,! ,secret>y    
%all1 by regulation1 provide =          
coord9ation ( environm5tal review       
responsibilities ) o!r ,f$]al ag5cies to
 /reaml9e int]-ag5cy compliance & avoid 
unnecess>y duplication ( ef=t "u !      
,national ,environm5tal ,policy ,act (  
#aifi 7#db ,u4,s4,c4 #dcba et seq47 &   
o!r applicable laws4  7#c7 ,recognition 
( prior reviews by responsible entities 
,a project may n be subject to an       
environm5tal review "u ?is section if a 
sub/antially simil> review has already  
be5 complet$ by an entity designat$ "u  
section #ajd7;g77#a7 ( ! ,h\s+ &        

,community ,developm5t ,act ( #aigd 7#db
 ,u4,s4,c4 #ecjd7;g77#a77 or by ano!r   
entity ! ,secret>y det]m9es to h        
equival5t au?ority1 if ! scope1 scale1 &
 location ( ! project rema9 sub/antially
 un*ang$4  4  7b7 ,issuance ( rules ,n  
lat] ?an #a ye> aft] ! date ( ! enactm5t
 ( ?is ,act1 ! ,secret>y %all issue su* 
rules z ! ,secret>y det]m9es necess>y to
 c>ry out ! am5dm5t made by ?is         
subsection4  #aa4 ,application ( o!r    
specifi$ /atutory requirem5ts ,title    
,,ii ( ! ,cran/on-,gonzalez ,national   
,af=dable ,h\s+ ,act 7#db ,u4,s4,c4     
#abgba et seq47 is am5d$ by add+ at !   
end ! foll[+ new sections3  #bia4       
,application ( build ,am]ica1 buy       
,am]ica requirem5ts ,) respect to       
activities assi/$ "u ?is title1         
requirem5ts "u ! ,build ,am]ica1 ,buy   
,am]ica ,act 7#da ,u4,s4,c4 #hcja note7 
& any implem5t+ regulations or guidance1
 %all only apply to infra/ructure       
improvem5ts conduct$ "u section         
#bab7;a77#d7 us+ funds provid$ "u       

subtitle ,a4  #bib4 ,nonapplicability ( 
c]ta9 requirem5ts = small projects      
,not)/&+ any o!r provision ( law1 !     
requirem5ts ( section #c ( ! ,h\s+ &    
,urban ,developm5t ,act ( #aifh 7#ab    
,u4,s4,c4 #agjau71 & any implem5t+      
regulations or guidance1 %all n apply to
 any activity assi/$ "u title t involves
 rehabilitation1 con/ruction1 or o!r    
developm5t ( h\s+ if ! total numb] (    
dwell+ units assi/$ "u ! activity is #ej
 or few] & if su* assi/ance is provid$  
to-- 7#a7 a ,/ate recipi5t pursuant to  
section #baf2 or  7#b7 a p>ticipat+     
jurisdiction t receiv$ a total          
allocation ( less ?an #c1jjj1jjj 9 ! mo/
 rec5t fiscal ye> pursuant to section   
#baf4  4  #ab4 ,te*nical am5dm5ts ,!    
,cran/on-,gonzalez ,national ,af=dable  
,h\s+ ,act 7#db ,u4,s4,c4 #abgja et     
seq47 is am5d$--  7#a7 by /rik+ ,/ew>t  
,b4 ,mc,kinney ,homeless ,assi/ance ,act
 ea* place x appe>s & ins]t+            
,mc,kinney-,v5to ,homeless ,assi/ance   
,act2 &  7#b7 by /rik+ ,committee on    

,bank+1 ,f9ance & ,urban ,affairs ea*   
place x appe>s & ins]t+ ,committee on   
,f9ancial ,s]vices4