,,ib ,union ,cal5d> ,no4 #ceb #aai?     
,,congress  #a/ ,session  ,h4 ,r4 #eghh 
,report ,no4 #aai-djd ,,9 ,,! ,,h\se ,,(
 ,,repres5tatives  ,octob] #ag1         
#bjbe,mr4 ,tran 7= himself & ,mr4       
,patronis7 introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ,small      
,bus9ess  ,decemb] #ab1                 
#bjbe;,additional sponsors3 ,mr4        
,cisn]os & ,ms4 ,goodl&]  ,decemb] #ab1 
#bjbe;,committ$ to ! ,committee ( !     
,:ole ,h\se on ! ,/ate ( ! ,union &     
ord]$ to be pr9t$  ,a ,,bill  ,to am5d  
title ,v ( ! ,small ,bus9ess ,inve/m5t  
,act ( #aieh to require an annual       
portfolio risk analysis ( loans gu>ante$
 "u su* title1 & = o!r purposes4  #a4   
,%ort title ,?is ,act may be cit$ z !   
#ejd ,program ,risk ,ov]sight ,act4  #b4
 ,portfolio risk analysis ( loans       
gu>ante$ "u ! #ejd program ,title ,v ( !
 ,small ,bus9ess ,inve/m5t ,act ( #aieh 
7#ae ,u4,s4,c4 #fie et seq47 is am5d$ by
 add+ at ! end ! foll[+3  #eaa4         
,portfolio risk analysis  7a7 ,9 g5]al  

,! ,adm9i/rator %all annually conduct a 
risk analysis ( ! portfolio ( !         
,adm9i/ration ) respect to all loans    
gu>ante$ "u ?is title4  7b7 ,report to  
,congress ,n lat] ?an ,decemb] #a1      
#bjbe1 & annually !reaft]1 !            
,adm9i/rator %all submit to ,congress a 
report conta9+ ! results ( ea* portfolio
 risk analysis conduct$ "u subsection   
7a7 dur+ ! fiscal ye> prec$+ !          
submission ( ! report1 :i* %all         
include-- 7#a7 an analysis ( ! ov]all   
program risk ( loans gu>ante$ "u ?is    
title2  7#b7 an analysis ( ! program    
risk1 set =? sep>ately by indu/ry       
conc5tration2  7#c7 )\t id5tify+        
individual developm5t companies by "n1 a
 consolidat$ analysis ( ! risk creat$ by
 developm5t companies mak+ loans "u ?is 
title t are responsible = n less ?an #a 
p]c5t ( gross loan approvals "u ?is     
title1 set =? sep>ately by-- 7,a7 !     
doll> value ( ! loans made by su*       
developm5t companies2  7,b7 ! numb] (   
loans made by su* developm5t companies2 

&  7,c7 an analysis ( ! program risk =  
su* loans ) a doll> value-- 7i7 less ?an
 or equal to #ejj1jjj2  7ii7 great] ?an 
#ejj1jjj & less ?an or equal to         
#a1jjj1jjj2  7iii7 great] ?an #a1jjj1jjj
 & less ?an or equal to #b1jjj1jjj2 &   
7iv7 great] ?an #b1jjj1jjj & less ?an or
 equal to #e1ejj1jjj2  7#d7 an analysis 
( ! program risk = loan gu>antees made  
"u ?is title = loans t 7 orig9at$-- 7,a7
 less ?an "o ye> be=e ! date (          
submission ( ! report2  7,b7 at lea/ "o 
ye>1 b n m ?an two ye>s be=e su* date2 &
  7,c7 m ?an two ye>s be=e su* date2    
7#e7 an analysis ( ! program risk = loan
 gu>antees made "u ?is title = loans t 7
 orig9at$-- 7,a7 to a borr[] t uses su* 
loan to op5 a bus9ess2  7,b7 to a borr[]
 n describ$ 9 subp>agraph 7,a7 t is a   
bus9ess conc]n t has be5 9 op]ation =   
less ?an or equal to two ye>s be=e !    
date ( orig9ation2 &  7,c7 to a borr[] t
 is a bus9ess conc]n t has be5 9        
op]ation = m ?an two ye>s on ! date (   
orig9ation2  7#f7 an analysis ( !       

program risk = loan gu>antees made "u   
?is title = loans t 7 orig9at$ = limit$ 
or special purpose prop]ties2  7#g7 /eps
 tak5 by ! ,adm9i/rator to mitigate !   
risks id5tifi$ 9 p>agraphs 7#a71 7#b71  
7#c71 7#d71 7#e71 & 7#f72  7#h7 ! numb] 
( developm5t companies1 ! numb] ( loans 
made1 & ! gross doll> am\nt ( ! loans   
made "u ?is title2  7#i7 ! numb] & total
 doll> am\nt ( pur*ases by !            
,adm9i/rator ( ! pr9cipal & int]e/ (    
loans gu>ante$ "u ?is title t are 9     
default1 ! total doll> am\nt (          
collections recov]$ on su* pur*ases1 & !
 numb] & total doll> am\nt ( *>ge-(fs = 
su* pur*ases2  7#aj7 ! numb] & type (   
en=cem5t actions ) respect to a loan    
made by a developm5t company "u ?is     
title recomm5d$ by ! ,adm9i/rator2 &    
7#aa7 ! numb] & doll> am\nt ( any civil 
monet>y p5alty assess$ pursuant to an   
en=cem5t action describ$ 9 p>agraph     
7#aj74  7c7 ,availability ( report ,!   
,adm9i/rator %all make available to !   
public on a website ( ! ,adm9i/ration ! 

report requir$ "u subsection 7b7 n lat] 
?an #g days aft] ! ,adm9i/rator submits 
su* report to ,congress4  7d7 ,limit$ or
 special purpose prop]ty def9$ ,9 ?is   
section1 ! t]m limit$ or special purpose
 prop]ty has ! mean+ giv5 by !          
,adm9i/rator 9 ! guidance titl$ ,l5d] & 
,developm5t ,company ,loan ,programs    
7,,sop #ej #aj #h2 z 9 effect on ,june  
#a1 #bjbe74  4  ,decemb] #ab1           
#bjbe;,committ$ to ! ,committee ( !     
,:ole ,h\se on ! ,/ate ( ! ,union &     
ord]$ to be pr9t$