,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #efej  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,septemb] #cj1        
#bjbe,mr4 ,mull9 7= himself1 ,mr4 ,c>t] 
( ,l\isiana1 ,mr4 ,doggett1 ,mr4        
,huffman1 ,ms4 ,kamlag]-,dove1 ,ms4     
,norton1 ,mr4 ,panetta1 ,mr4 ,pet]s1    
,ms4 ,tlaib1 & ,mr4 ,?ompson (          
,cali=nia7 introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ,f9ancial   
,s]vices1 & 9 addition to ! ,committee  
on ,sci5ce1 ,space1 & ,te*nology1 = a   
p]iod to be subsequ5tly det]m9$ by !    
,speak]1 9 ea* case = consid]ation ( su*
 provisions z fall )9 ! jurisdiction ( !
 committee conc]n$  ,a ,,bill  ,to      
direct ! ,secret>y ( ! ,int]ior to      
e/abli% a grant program to assi/        
prim>ily l[-income individuals 9 mak+ _!
 homes & prop]ty m resili5t to ! impacts
 ( climate *ange1 & = o!r purposes4  #a4
 ,%ort title ,?is ,act may be cit$ z !  
,wea!rization ,resili5ce & ,adaptation  
,program ,act4  #b4 ,f9d+s ,congress    
f9ds ! foll[+3  7#a7 ,human accel]at$   

climate *ange is caus+ significant %ifts
 9 global surface & atmosph]ic          
temp]atures1 accel]at+ ! frequ5cy (     
extreme wea!r ev5ts ar\nd ! globe4  7#b7
 ,extreme wea!r ev5ts create            
environm5tal haz>ds su* z excessive     
flood+1 fire1 heat1 w9d1 & dr\ght t h   
cata/rophic impacts on frontl9e         
communities1 :o exp]i5ce ! wor/ & mo/   
imm$iate impacts ( our climate crisis & 
(t5 be> ! brunt ( su* ev5ts seasonally1 
creat+ a cyclical patt]n ( disruption & 
de/ruction4  7#c7 ,individuals c take   
/eps to prev5t & mitigate ! wor/ impacts
 ( extreme wea!r ev5ts on _! home &     
prop]ty by implem5t+ resili5ce &        
adaptation be/ practices1 b ! co/ ( ^!  
solutions puts !m out ( rea* = _m       
h\seholds4  7#d7 ,l[-income home[n]s &  
individuals :o reside 9 af=dable h\s+   
disproportionately live 9 areas t face !
 greate/ ?reat f extreme wea!r ev5ts1   
yet c lea/ af=d ! *anges to _! prop]ty  
to make !m m resili5t to disa/]s &      
adapt$ to ! *ang+ climate4  #c4         

,def9itions ,9 ?is ,act1 ! foll[+       
def9itions apply3 7#a7 ,climate *ange ,!
 t]m climate *ange means long-t]m %ifts 
9 temp]atures & wea!r patt]ns4  7#b7    
,climate-driv5 haz>ds ,! t]m            
climate-driv5 haz>ds means haz>ds1 su* z
 floods1 wildfires1 l&slides1 extreme   
heat1 extreme w9d1 & atmosph]ic riv]s t 
h a human1 economic1 & ecological impact
 ) increas$ frequ5cy4  7#c7 ,director ,!
 t]m ,director means ! ,director (      
,national ,in/itute ( ,/&>ds &          
,te*nology4  7#d7 ,eligible program     
p>ticipant ,! t]m eligible program      
p>ticipant means-- 7,a7 a ,/ate2  7,b7 a
 f$]ally recogniz$ ,indian ,tribe2 &    
7,c7 a ,native ,hawaiian organization4  
7#e7 ,eligible prop]ty own]s ,! t]m     
eligible prop]ty own] means-- 7,a7 a    
l[-income prop]ty own]2  7,b7 an own] ( 
a prop]ty ( :i* ! de$1 gr\nd lease1 or a
 loan = ! improvem5t !re( has a         
re/riction or cov5ant relat$ to h\s+    
af=dability :i* w n expire = at lea/ #e 
ye>s foll[+ ! receipt ( funds aw>d$ "u  

?is ,act2  7,c7 an own] ( a multifamily 
dwell+ build+ :]e m ?an #ej p]c5t (     
dwell+ units are occupi$ by resid5ts ^: 
r5t is subsidiz$ "u a cov]$ h\s+ program
 li/$ 9 section #dadaa7;a77#c7 ( !      
,viol5ce ,aga9/ ,wom5 ,act ( #aiid 7#cd 
,u4,s4,c4 #abdia7;a77#c772 &  7,d7 an   
own] ( a prop]ty us$ z a community (    
manufactur$ homes4  7#f7 ,l[-income ,!  
t]m l[-income means income 9 relation to
 family size t is at or bel[ #cjj p]c5t 
( ! pov]ty level det]m9$ 9 accordance ) 
crit]ia e/abli%$ by ! ,director ( !     
,(fice ( ,managem5t & ,budget1 except t 
! ,secret>y may all[ an eligible program
 p>ticipant to use a high] level if1    
aft] receiv+ a ju/ification f su*       
eligible program p>ticipant1 ! ,secret>y
 det]m9es t su* a high] level is        
necess>y to c>ry out ! purposes ( ?is "p
 & is consi/5t ) ! eligibility crit]ia  
e/abli%$ 9 ?is ,act4  7#g7 ,manufactur$ 
home ,! t]m manufactur$ home has ! mean+
 giv5 t t]m "u section #fjc7f7 ( !      
,manufactur$ ,h\s+ ,con/ruction &       

,safety ,/&>ds ,act ( #aigd 7#db        
,u4,s4,c4 #edjb7f774  7#h7 ,natural     
solutions ,! t]m natural solutions means
 ways ( adapt+ or mak+ prop]ty m        
resili5t to climate-driv5 haz>ds by mak+
 *anges t imitate naturally occurr+     
ecological functions t mitigate su*     
haz>ds4  7#i7 ,resili5ce & adaptation   
/&>ds ,! t]m resili5ce & adaptation     
/&>ds means a set ( build+1 l&scap+1 &  
con/ruction guidel9es = h[ prop]ty own]s
 may preemptively mitigate ! impacts (  
extreme precipitation1 flood+1          
wildfires1 heat1 & o!r haz>ds           
attributable to global climate *ange 9  
_! dwell+s & surr\nd+ non-dwell+        
prop]ty4  7#aj7 ,secret>y ,! t]m        
,secret>y ref]s to ! ,secret>y ( !      
,int]ior4  7#aa7 ,/ate ,! t]m ,/ate     
means-- 7,a7 a ,/ate2  7,b7 ! ,di/rict (
 ,columbia2 &  7,c7 any t]ritory or     
possession ( ! ,unit$ ,/ates4  #d4      
,grant program  7a7 ,9 g5]al ,n lat] ?an
 #ahj days aft] ! date ( ! enactm5t (   
?is ,act1 ! ,secret>y %all e/abli% a    

grant program to aw>d grants to eligible
 program p>ticipants to assi/ eligible  
prop]ty own]s ) dwell+ & prop]ty        
adaptations to increase _! ability to   
)/& climate-driv5 haz>ds4  7b7          
,application ,eligible program          
p>ticipants apply+ = a grant "u ?is     
section %all--  7#a7 submit to !        
,secret>y an application-- 7,a7 at su*  
"t & 9 su* mann] z ! ,secret>y det]m9es 
appropriate2 &  7,b7 conta9+ a          
description (-- 7i7 ! eligible          
activities to be und]tak5 ) ! grant     
funds2  7ii7 h[ eligible program        
p>ticipants w prioritize eligible       
prop]ty own]s 9 aw>d+ fund+ bas$ on     
factors t take into acc\nt v>y+ levels (
 disa/] risk & means2  7iii7 h[ eligible
 prop]ty own]s aw>d$ fund+ w be requir$ 
to report on _! use ( funds2 &  7iv7 o!r
 in=mation1 z ! ,secret>y det]m9es      
appropriate2 &  7#b7 if aw>d$ fund+ "u  
?is ,act1 accept & process applications 
= fund+ f eligible prop]ty own]s us+ an 
onl9e sy/em accessible on a sm>tphone or

 p]sonal electronic device 9 addition to
 accept+ & process+ applications ?r\gh a
 pap] =mat4  7c7 ,use ( funds  7#a7     
,eligible program p>ticipants ,eligible 
program p>ticipants-- 7,a7 %all use     
funds aw>d$ "u ?is ,act to aw>d grants  
to eligible prop]ty own]s = resili5ce & 
adaptation activities to mitigate !     
impacts ( climate *ange1 includ+ relat$ 
modifications ne$$ to ma9ta9 ! exi/+    
accessibility ( a prop]ty to individuals
 ) disabilities1 z ! ,secret>y may      
det]m9e aft] ! consultation prescrib$ "u
 section #e7;a72  7,b7 %all be requir$  
to conduct outrea* to educate eligible  
prop]ty own]s1 reg>dless ( :e!r su*     
prop]ty own]s h receiv$ funds aw>d$ "u  
?is ,act1 ab\t h[ !y c make /ructural   
improvem5ts to _! homes & prop]ty2  7,c7
 may use up to #ae p]c5t ( funds aw>d$  
"u ?is ,act = exp5ses relat$ to adm9i/]+
 su* funds & = ! outrea* requir$ "u     
subp>agraph 7,b72  7,d7 %all n add      
additional eligibility requirem5ts t    
mat]ially *ange :o is eligible = fund+  

"u ?is ,act or add proc$ural burd5s t   
limit prop]ty own]s f apply+ =1 &       
receiv+1 fund+ accord+ to rules         
promulgat$ "u section #e ( ?is ,act2    
7,e7 %all only aw>d grants = activities 
relat$ to build+s1 assets1 or l& locat$ 
9 areas :]e climate-driv5 haz>ds are m  
likely to occur z a result ( climate    
*ange2 &  7,f7 :5 aw>d+ grants to ! own]
 ( a multifamily build+-- 7i7 may       
require f9ancial p>ticipation f su* own]
 z a condition ( aw>d+ a grant = an     
activity ) respect to t multifamily     
build+2  7ii7 9 ! case ( projects fund$ 
"u ?is ,act t involve ! displacem5t ( a 
resid5t f any occupi$ h\s+ unit1 %all   
only aw>d a grant on ! condition t su*  
own]-- 7,i7 provides1 at ! option ( !   
resid5t1 a suitable & habitable h\s+    
unit t is1 ) respect to ! h\s+ unit f   
:i* ! resid5t is displac$--  7aa7 ( a   
comp>able size2  7bb7 locat$ 9 ! same   
local community or a community ) r$uc$  
haz>d risk2 &  7cc7 (f]$ "u simil> co/s1
 conditions1 & t]ms2 &  7,,ii7 ensures t

 resid5t displac$ are provid$ ) !       
ability to return to _! =m] unit1 or a  
comp>able unit locat$ 9 ! same          
multifamily dwell+ foll[+ ! completion (
 ! grant-fund$ project2 &  7iii7 %all   
only aw>d a grant on ! condition t su*  
own] refra9s f-- 7,i7 rais+ r5t on      
dwell+ units 9 su* multifamily build+ z 
a result ( any improvem5ts paid = by    
fund+ aw>d$ "u ?is ,act2 &  7,,ii7      
increas+ r5t on su* dwell+ units = any  
reason = at lea/ #b ye>s unless specific
 r5t increases dur+ ^? #b ye>s 7        
/ipulat$ 9 agreem5ts made prior to !    
aw>d+ ( fund+ "u ?is ,act to :i* su*    
own] is a p>ty4  7#b7 ,eligible prop]ty 
own]s ,eligible prop]ty own]s %all use  
funds aw>d$ "u ?is ,act to--  7,a7 make 
*anges to exi/+ build+s or o!r assets z 
necess>y to meet ! purpose ( ! program  
e/abli%$ "u ?is section2 &  7,b7        
implem5t natural solutions to adapt l&  
to *ang+ conditions4  #e4 ,rulemak+  7a7
 ,9 g5]al ,n lat] ?an #ahj days aft] !  
date ( ! enactm5t ( ?is ,act1 !         

,secret>y %all promulgate rules to c>ry 
out ?is ,act 9 consultation )-- 7#a7 !  
,secret>y ( ,h\s+ & ,urban ,developm5t2 
7#b7 ! ,secret>y ( ,heal? & ,human      
,s]vices2  7#c7 ! ,adm9i/rator ( !      
,environm5tal ,protection ,ag5cy2  7#d7 
! ,adm9i/rator ( ! ,f$]al ,em]g5cy      
,managem5t ,ag5cy2 &  7#e7 ! heads ( su*
 o!r ,f$]al dep>tm5ts & ag5cies z !     
,secret>y det]m9es appropriate4  7b7    
,requir$ provisions ,! ,secret>y %all   
ensure t regulations promulgat$ pursuant
 to ?is section include provisions t--  
7#a7 9 coord9ation ) ! ,director1       
prescribe resili5ce & adaptation /&>ds2 
7#b7 provide guidance to eligible       
program p>ticipants 9 ! implem5tation ( 
?is ,act2  7#c7 create audits & annual  
report+ requirem5ts z may be necess>y or
 appropriate to det]m9e :e!r an eligible
 program p>ticipant has c>ri$ out       
activities us+ grant funds--  7,a7 9 a  
timely & effective mann]2 &  7,b7 9     
accordance ) ! requirem5ts ( ?is ,act & 
o!r applicable laws2 &  7#d7 develop &  

make publicly available p]=mance t>gets 
= public review1 :i* %all include sp5d+ 
?re%olds = ea* ye> f ! date on :i* funds
 are obligat$ by ! ,secret>y to !       
grantee until su* "t all funds h be5    
exp5d$4  #f4 ,/&>ds  7a7 ,publication ,n
 lat] ?an #a ye> aft] ! date ( !        
enactm5t ( ?is ,act1 ! ,director %all   
develop & publi% on ! ,national         
,in/itute ( ,/&>ds & ,te*nology website 
resili5ce & adaptation /&>ds1 aft]      
consultation )--  7#a7 relevant ,f$]al  
dep>tm5ts & ag5cies z ! ,director       
det]m9es appropriate2 &  7#b7 private   
sector organizations z ! ,director      
det]m9es appropriate4  7b7 ,requirem5ts 
,! resili5ce & adaptation /&>ds publi%$ 
"u ?is section %all take into           
consid]ation-- 7#a7 ! co/ ( build+      
mat]ials2  7#b7 fair labor /&>ds2  7#c7 
v>iation 9 impacts ( climate *ange1     
geographical & topographical location1 &
 pre-exi/+ wea!rization projects2 &     
7#d7 natural solutions4  #g4            
,au?orization ( appropriations ,!re is  

au?oriz$ to be appropriat$ to c>ry out  
?is ,act--  7#a7 to ! ,secret>y1        
#bej1jjj1jjj = ea* ( fiscal ye>s #bjbf  
?r\gh #bjca2 &  7#b7 to ! ,director1    
#b1jjj1jjj = ea* ( fiscal ye>s #bjbf    
?r\gh #bjbh4