,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #efjg  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,septemb] #bf1        
#bjbe,mr4 ,/eube 7= himself & ,mr4      
,patronis7 introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ,f9ancial   
,s]vices  ,a ,,bill  ,to am5d !         
,national ,flood ,insurance ,act ( #aifh
 to require t c]ta9 in=mation is made   
publicly available1 & = o!r purposes4   
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,flood ,insurance ,transp>5cy ,act (  
#bjbe4  #b4 ,public availability (      
program in=mation ,"p ,c ( *apt] ,,ii ( 
! ,national ,flood ,insurance ,act (    
#aifh 7#db ,u4,s4,c4 #djha et seq47 is  
am5d$ by add+ at ! end ! foll[+3  #acdi4
 ,public availability ( program         
in=mation  7a7 ,def9itions ,9 ?is       
section-- 7#a7 ! t]m loss ratio means1 )
 respect to ! national flood insurance  
program 9 a fiscal ye>1 ! ratio ( !     
am\nt ( claims paid "u t program dur+ t 
fiscal ye> to ! am\nt ( premiums paid "u
 t program dur+ t fiscal ye>2 &  7#b7 ! 

t]m multiple-loss prop]ty means-- 7,a7 a
 repetitive loss /ructure2 or  7,b7 a   
sev]e repetitive loss /ructure1 z t t]m 
is def9$ 9 section #acff7;h74  7b7      
,flood risk in=mation  7#a7 ,9 g5]al ,to
 facilitate ! national flood insurance  
program becom+ a s\rce ( in=mation &    
data = rese>* & developm5t ( te*nology t
 bett] und]/&s flood+1 ! risk ( flood+1 
& ! pr$ictability ( ! p]ils ( flood+1 ! 
,adm9i/rator %all make publicly         
available all data1 models1 assessm5ts1 
analytical tools1 & o!r in=mation 9 !   
possession ( ! ,adm9i/rator relat+ to t 
program "u ?is title t is us$ 9 assess+ 
flood risk or id5tify+ & e/abli%+ flood 
elevations & premiums1 includ+--  7,a7  
data relat+ to risk on individual       
prop]ties1 loss ratio in=mation1 & o!r  
in=mation id5tify+ losses "u t program2 
7,b7 curr5t & hi/orical policy          
in=mation1 limit$ to ! am\nt & t]m only1
 = prop]ties cov]$ by flood insurance "u
 ! national flood insurance program 7z (
 ! date on :i* ! in=mation is made      

available7 & = prop]ties t are no long] 
cov]$ by flood insurance "u ! national  
flood insurance program 7z ( ! date on  
:i* ! in=mation is made available72     
7,c7 curr5t & hi/orical claims          
in=mation1 limit$ to ! date & am\nt paid
 only1 = prop]ties cov]$ by flood       
insurance "u ! national flood insurance 
program 7z ( ! date on :i* ! in=mation  
is made available7 & = prop]ties t are  
no long] cov]$ by flood insurance "u !  
national flood insurance program 7z ( ! 
date on :i* ! in=mation is made         
available72  7,d7 id5tification ( :e!r a
 prop]ty 0 con/ruct$ be=e or aft] !     
effective date ( ! fir/ flood insurance 
rate map = ! community 9 :i* t prop]ty  
is locat$2  7,e7 id5tification (        
prop]ties t h be5 mitigat$ ?r\gh        
elevation1 a buy\t1 or any o!r          
mitigation action2 &  7,f7 id5tification
 ( multiple-loss prop]ties ) respect to 
:i* mitigation measures h n be5         
und]tak54  7#b7 ,op5 s\rce data sy/em ,9
 c>ry+ out p>agraph 7#a71 ! ,adm9i/rator

 %all e/abli% an op5 s\rce data sy/em by
 :i* all in=mation requir$ to be made   
publicly available by t p>agraph may be 
access$ by ! public on an imm$iate basis
 by electronic means4  7c7 ,community   
in=mation ,n lat] ?an #a ye> aft] ! date
 ( enactm5t ( ?is section1 !            
,adm9i/rator %all e/abli% & ma9ta9 a    
publicly se>*able database t provides   
in=mation ab\t ea* community p>ticipat+ 
9 ! national flood insurance program1   
:i* %all include ! foll[+ in=mation3    
7#a7 ,! /atus ( ! compliance by t       
community ) ! requirem5ts ( t program1  
includ+ any f9d+s ( noncompliance1 !    
/atus ( any en=cem5t actions initiat$ by
 a ,/ate or by ! ,adm9i/rator1 & ! numb]
 ( days ( any su* cont9u+ noncompliance4
  7#b7 ,! numb] ( prop]ties locat$ 9    
areas hav+ special flood haz>ds 9 !     
community t 7 built be=e ! effective    
date ( ! fir/ flood insurance rate map =
 ! community4  7#c7 ,! numb] ( prop]ties
 locat$ 9 areas hav+ special flood      
haz>ds 9 ! community t 7 built aft] !   

effective date ( ! fir/ flood insurance 
rate map = ! community4  7#d7 ,! total  
numb] ( curr5t & hi/orical claims locat$
 outside areas hav+ special flood haz>ds
 9 ! community4  7#e7 ,! total numb] (  
multiple-loss prop]ties 9 ! community4  
7#f7 ,! portion ( ! community1 /at$ z a 
p]c5tage & 9 t]ms ( squ>e miles1 t is   
locat$ )9 areas hav+ special flood      
haz>ds4  7d7 ,id5tification ( prop]ties 
,! in=mation provid$ pursuant to        
subsections 7b7 & 7c7 %all-- 7#a7 be    
bas$ on data t id5tifies prop]ties at ! 
,,zip ,code or c5sus block level2 &     
7#b7 ) respect to a prop]ty1 include !  
"n ( ! community & ,/ate 9 :i* ! prop]ty
 is locat$4  7e7 ,protection ( p]sonally
 id5tifiable in=mation ,! in=mation     
provid$ pursuant to subsections 7b7 &   
7c7 %all be disclos$ 9 a =mat t does n  
reveal individually id5tifiable         
in=mation ab\t prop]ty own]s 9          
accordance ) section #eeb;a ( title #e1 
,unit$ ,/ates ,code4  4