,i  #aaith ,,congress  #ast ,session    
,h4 ,r4 #efjg  ,,in ,,the ,,house ,,of  
,,representatives  ,september #bf1      
#bjbe,mr4 ,steube 7for himself and ,mr4 
,patronis7 introduced the following     
bill2 which was referred to the         
,committee on ,financial ,services  ,a  
,,bill  ,to amend the ,national ,flood  
,insurance ,act of #aifh to require that
 certain information is made publicly   
available1 and for other purposes4  #a4 
,short title ,this ,act may be cited as 
the ,flood ,insurance ,transparency ,act
 of #bjbe4  #b4 ,public availability of 
program information ,part ,c of chapter 
,,ii of the ,national ,flood ,insurance 
,act of #aifh 7#db ,u4,s4,c4 #djha et   
seq47 is amended by adding at the end   
the following3  #acdi4 ,public          
availability of program information  7a7
 ,definitions ,in this section-- 7#a7   
the term loss ratio means1 with respect 
to the national flood insurance program 
in a fiscal year1 the ratio of the      
amount of claims paid under that program

 during that fiscal year to the amount  
of premiums paid under that program     
during that fiscal year2 and  7#b7 the  
term multiple-loss property means-- 7,a7
 a repetitive loss structure2 or  7,b7 a
 severe repetitive loss structure1 as   
that term is defined in section         
#acff7;h74  7b7 ,flood risk information 
7#a7 ,in general ,to facilitate the     
national flood insurance program        
becoming a source of information and    
data for research and development of    
technology that better understands      
flooding1 the risk of flooding1 and the 
predictability of the perils of         
flooding1 the ,administrator shall make 
publicly available all data1 models1    
assessments1 analytical tools1 and other
 information in the possession of the   
,administrator relating to that program 
under this title that is used in        
assessing flood risk or identifying and 
establishing flood elevations and       
premiums1 including--  7,a7 data        
relating to risk on individual          

properties1 loss ratio information1 and 
other information identifying losses    
under that program2  7,b7 current and   
historical policy information1 limited  
to the amount and term only1 for        
properties covered by flood insurance   
under the national flood insurance      
program 7as of the date on which the    
information is made available7 and for  
properties that are no longer covered by
 flood insurance under the national     
flood insurance program 7as of the date 
on which the information is made        
available72  7,c7 current and historical
 claims information1 limited to the date
 and amount paid only1 for properties   
covered by flood insurance under the    
national flood insurance program 7as of 
the date on which the information is    
made available7 and for properties that 
are no longer covered by flood insurance
 under the national flood insurance     
program 7as of the date on which the    
information is made available72  7,d7   
identification of whether a property was

 constructed before or after the        
effective date of the first flood       
insurance rate map for the community in 
which that property is located2  7,e7   
identification of properties that have  
been mitigated through elevation1 a     
buyout1 or any other mitigation action2 
and  7,f7 identification of             
multiple-loss properties with respect to
 which mitigation measures have not been
 undertaken4  7#b7 ,open source data    
system ,in carrying out paragraph 7#a71 
the ,administrator shall establish an   
open source data system by which all    
information required to be made publicly
 available by that paragraph may be     
accessed by the public on an immediate  
basis by electronic means4  7c7         
,community information ,not later than  
#a year after the date of enactment of  
this section1 the ,administrator shall  
establish and maintain a publicly       
searchable database that provides       
information about each community        
participating in the national flood     

insurance program1 which shall include  
the following information3  7#a7 ,the   
status of the compliance by that        
community with the requirements of that 
program1 including any findings of      
noncompliance1 the status of any        
enforcement actions initiated by a      
,state or by the ,administrator1 and the
 number of days of any such continuing  
noncompliance4  7#b7 ,the number of     
properties located in areas having      
special flood hazards in the community  
that were built before the effective    
date of the first flood insurance rate  
map for the community4  7#c7 ,the number
 of properties located in areas having  
special flood hazards in the community  
that were built after the effective date
 of the first flood insurance rate map  
for the community4  7#d7 ,the total     
number of current and historical claims 
located outside areas having special    
flood hazards in the community4  7#e7   
,the total number of multiple-loss      
properties in the community4  7#f7 ,the 

portion of the community1 stated as a   
percentage and in terms of square miles1
 that is located within areas having    
special flood hazards4  7d7             
,identification of properties ,the      
information provided pursuant to        
subsections 7b7 and 7c7 shall-- 7#a7 be 
based on data that identifies properties
 at the ,,zip ,code or census block     
level2 and  7#b7 with respect to a      
property1 include the name of the       
community and ,state in which the       
property is located4  7e7 ,protection of
 personally identifiable information    
,the information provided pursuant to   
subsections 7b7 and 7c7 shall be        
disclosed in a format that does not     
reveal individually identifiable        
information about property owners in    
accordance with section #eeb;a of title 
#e1 ,united ,states ,code4  4