,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #ejaj  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,augu/ #ai1 #bjbe,mr4 
,v9dman 7= himself & ,mr4 ,fallon7      
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,agriculture  ,a ,,bill
  ,to all[ ! ,f>m ,cr$it ,adm9i/ration !
 option to exam9e l[-risk ,f>m ,cr$it   
,sy/em in/itutions "u a #bd-mon? cycle4 
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,f>m ,cr$it ,adju/m5t ,act4  #b4 ,f>m 
,cr$it ,adm9i/ration option to exam9e l[
 risk ,f>m ,cr$it ,sy/em in/itutions on 
a #bd-mon? cycle  7a7 ,9 g5]al ,section 
#e4ai7;a7 ( ! ,f>m ,cr$it ,act ( #aiga  
7#ab ,u4,s4,c4 #bbed7;a77 is am5d$ 9 !  
#a/ s5t5ce--  7#a7 by /rik+ 9 no ev5t & 
ins]t+ n2 &  7#b7 by ins]t+ 1 except t !
 ,f>m ,cr$it ,adm9i/ration1 9 its sole  
discretion1 may ext5d ! "t p]iod betwe5 
m&atory exam9ations ( in/itutions deem$ 
by ! ,f>m ,cr$it ,adm9i/ration to be    
l[-risk in/itutions to n m ?an #bd mon?s
 be=e ! p]iod4  7b7 ,effective date ,!  
am5dm5ts made by subsection 7a7 %all    

take effect on ,octob] #a1 #bjbf4