,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #diji  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,augu/ #e1 #bjbe,ms4  
,williams ( ,georgia 7= h]self1 ,mr4    
,g>ca ( ,ill9ois1 ,ms4 ,sewell1 ,mr4    
,veasey1 ,mr4 ,scott ( ,virg9ia1 ,ms4   
,ans>i1 ,ms4 ,br[n1 ,mr4 ,c>bajal1 ,mr4 
,c>son1 ,mr4 ,case1 ,mr4 ,ca/51 ,mrs4   
,*]filus-,mc,cormick1 ,ms4 ,cl>ke ( ,new
 ,york1 ,ms4 ,crockett1 ,ms4 ,del,bene1 
,mr4 ,deluzio1 ,mr4 ,doggett1 ,ms4      
,elfre?1 ,mr4 ,evans ( ,p5nsylvania1    
,mr4 ,fields1 ,mr4 ,figures1 ,mr4 ,gre5 
( ,texas1 ,mr4 ,hors=d1 ,mr4 ,jackson ( 
,ill9ois1 ,mr4 ,johnson ( ,georgia1 ,ms4
 ,kamlag]-,dove1 ,ms4 ,kelly ( ,ill9ois1
 ,mr4 ,kri%namoor?i1 ,mr4 ,l&sman1 ,ms4 
,lee ( ,p5nsylvania1 ,mr4 ,lyn*1 ,mrs4  
,mc,clain ,delaney1 ,ms4 ,mc,clellan1   
,mrs4 ,mc,iver1 ,mr4 ,meeks1 ,mr4       
,mfume1 ,mr4 ,mull91 ,ms4 ,norton1 ,mrs4
 ,ramirez1 ,ms4 ,sal9as1 ,ms4 ,s*ak[sky1
 ,ms4 ,simon1 ,mr4 ,/anton1 ,ms4        
,/rickl&1 ,mrs4 ,sykes1 ,mr4 ,?an$>1    
,mr4 ,?ompson ( ,mississippi1 ,ms4      

,tlaib1 & ,mr4 ,tonko7 introduc$ !      
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,a    
,,bill  ,to require ! inclusion ( vot]  
regi/ration in=mation ) c]ta9 leases &  
v\*]s = f$]ally assi/$ r5tal h\s+ &     
mortgage applications1 & = o!r purposes4
  #a4 ,%ort title ,?is ,act may be cit$ 
z ! ,vot]s on ! ,move ,regi/ration ,act 
( #bjbe4  #b4 ,inclusion ( vot]         
regi/ration in=mation ) c]ta9 leases &  
v\*]s = f$]ally assi/$ r5tal h\s+ &     
mortgage applications  7a7 ,def9itions  
,9 ?is section3  7#a7 ,bureau ,! t]m    
,bureau means ! ,bureau ( ,consum]      
,f9ancial ,protection4  7#b7 ,director  
,! t]m ,director means ! ,director ( !  
,bureau ( ,consum] ,protection4  7#c7   
,f$]al r5tal assi/ance ,! t]m ,f$]al    
r5tal assi/ance means r5tal assi/ance   
provid$ "u-- 7,a7 any cov]$ h\s+        
program1 z def9$ 9 section #dadaa7;a7 ( 
! ,viol5ce ,aga9/ ,wom5 ,act ( #aiid    
7#cd ,u4,s4,c4 #abdia7;a772  7,b7 title 
,v ( ! ,h\s+ ,act ( #aidi 7#db ,u4,s4,c4

 #adga et seq471 includ+ v\*] assi/ance 
"u section #edb ( su* title 7#db        
,u4,s4,c4 #adijr72  7,c7 ! ,h\s+ ,tru/  
,fund program "u section #acch ( !      
,f$]al ,h\s+ ,ent]prises ,f9ancial      
,safety & ,s\ndness ,act ( #aiib 7#ab   
,u4,s4,c4 #dehh72 or  7,d7 subtitle ,c (
 title ,,iv ( ! ,mc,kinney-,v5to        
,homeless ,assi/ance ,act 7#db ,u4,s4,c4
 #aacha et seq474  7#d7 ,f$]ally back$  
multifamily mortgage loan ,! t]m        
,f$]ally back$ multifamily mortgage loan
 includes any loan 7o!r ?an tempor>y    
f9anc+ su* z a con/ruction loan7 t--    
7,a7 is secur$ by a fir/ or subord9ate  
li5 on resid5tial multifamily real      
prop]ty design$ pr9cipally = ! occupancy
 ( #e or m families1 includ+ any su*    
secur$ loan1 ! proce$s ( :i* are us$ to 
prepay or pay (f an exi/+ loan secur$ by
 ! same prop]ty2 &  7,b7 is made 9 :ole 
or 9 "p1 or insur$1 gu>ante$1           
supplem5t$1 or assi/$ 9 any way1 by any 
(fic] or ag5cy ( ! ,f$]al ,gov]nm5t or  
"u or 9 connection ) a h\s+ or urban    

developm5t program adm9i/]$ by !        
,secret>y ( ,h\s+ & ,urban ,developm5t  
or a h\s+ or relat$ program adm9i/]$ by 
any o!r su* (fic] or ag5cy1 or is       
pur*as$ or securitiz$ by ! ,f$]al ,home 
,loan ,mortgage ,corporation or ! ,f$]al
 ,national ,mortgage ,association4  7#e7
 ,own] ,! t]m own] has ! mean+ giv5 !   
t]m 9 section #h7;f7 ( ! ,unit$ ,/ates  
,h\s+ ,act ( #aicg 7#db ,u4,s4,c4       
#adcg;f7f774  7#f7 ,public h\s+2 public 
h\s+ ag5cy ,! t]ms public h\s+ & public 
h\s+ ag5cy h ! mean+s giv5 ^? t]ms 9    
section #c7;b7 ( ! ,unit$ ,/ates ,h\s+  
,act ( #aicg 7#db ,u4,s4,c4 #adcg;a7b774
  7#g7 ,resid5tial mortgage loan ,! t]m 
resid5tial mortgage loan includes any   
loan t is secur$ by a fir/ or subord9ate
 li5 on resid5tial real prop]ty1 includ+
 individual units ( condom9iums &       
coop]atives1 design$ pr9cipally = !     
occupancy ( f #a- to #d- families4  7b7 
,uni=m /atem5t  7#a7 ,developm5t ,!     
,director1 aft] consultation ) !        
,election ,assi/ance ,commission1 %all  

develop a uni=m /atem5t design$ to      
provide recipi5ts ( ! /atem5t pursuant  
to ?is section ) in=mation on h[ !      
recipi5t c regi/] to vote & ! vot+      
rights ( ! recipi5t "u law4  7#b7       
,responsibilities ,9 develop+ ! uni=m   
/atem5t1 ! ,director %all be responsible
 =-- 7,a7 e/abli%+ ! =mat ( ! /atem5t2  
7,b7 consum] rese>* & te/+ ( ! /atem5t2 
&  7,c7 consult+ ) & obta9+ f !         
,election ,assi/ance ,commission !      
cont5t reg>d+ vot] rights & regi/ration 
issues ne$$ to ensure ! /atem5t complies
 ) ! requirem5ts ( p>agraph 7#a74  7#c7 
,languages ,! uni=m /atem5t requir$ "u  
p>agraph 7#a7 %all be develop$ & made   
available 9 ,engli% & ea* ( ! #aj       
languages mo/ commonly spok5 by         
individuals ) limit$ ,engli% pr(ici5cy1 
z det]m9$ by ! ,director us+ in=mation  
publi%$ by ! ,director ( ! ,bureau ( !  
,c5sus4 ,! ,director %all make all      
translat$ v]sions ( ! uni=m /atem5t     
publicly available 9 a c5traliz$        
location on ! ,bureau's website4  7c7   

,leases & v\*]s = f$]ally assi/$ r5tal  
h\s+ ,ea* ,f$]al ag5cy adm9i/]+ a ,f$]al
 r5tal assi/ance program1 z appropriate1
 %all require--  7#a7 ea* public h\s+   
ag5cy to provide a copy ( ! uni=m       
/atem5t develop$ pursuant to subsection 
7b7 to ea* lessee ( a dwell+ unit 9     
public h\s+ adm9i/]$ by ! ag5cy--  7,a7 
toge!r ) ! lease = ! dwell+ unit1 at !  
same "t ! lease is sign$ by ! lessee2 & 
7,b7 toge!r ) any income v]ification =m1
 at ! same "t ! =m is provid$ to !      
lessee2  7#b7 ea* public h\s+ ag5cy t   
adm9i/]s r5tal assi/ance "u ! ,h\s+     
,*oice ,v\*] program "u section #h7o7 ( 
! ,unit$ ,/ates ,h\s+ ,act ( #aicg 7#db 
,u4,s4,c4 #adcg;f7o771 includ+ ! program
 "u p>agraph 7#ac7 ( su* section #h7o71 
to provide a copy ( ! uni=m /atem5t     
develop$ pursuant to subsection 7b7 to  
ea* assi/$ family or individual--  7,a7 
toge!r ) ! v\*] = ! assi/ance1 at ! "t !
 v\*] is issu$ = ! family or individual2
 &  7,b7 toge!r ) any income v]ification
 =m1 at ! same "t ! =m is provid$ to !  

applicant or assi/$ family or           
individual2 &  7#c7 ea* own] ( a dwell+ 
unit assi/$ ) ,f$]al r5tal assi/ance to 
provide a copy ( ! uni=m /atem5t        
develop$ pursuant to subsection 7b7 to  
provide to ! lessee ( ! dwell+ unit--   
7,a7 toge!r ) ! lease = su* dwell+ unit1
 at ! same "t ! lease is sign$ by !     
lessee2 &  7,b7 toge!r ) any income     
v]ification =m1 at ! same "t ! =m is    
provid$ to ! applicant or t5ant4  7d7   
,applications = resid5tial mortgage     
loans ,! ,director %all require ea*     
cr$itor 7)9 ! mean+ ( su* t]m z us$ 9   
section #ajbf4b7;a77#ag7 ( title #ab1   
,code ( ,f$]al ,regulations7 t receives 
an application 7)9 ! mean+ ( su* t]m z  
us$ 9 section #ajbf4b7;a77#c77;ii7 (    
title #ab1 ,code ( ,f$]al ,regulations7 
to provide a copy ( ! uni=m /atem5t     
develop$ pursuant to subsection 7b7 9   
writt5 =m to ! applicant = a resid5tial 
mortgage loan n lat] ?an #e bus9ess days
 aft] ! date ( ! application4  7e7      
,f$]ally back$ multifamily mortgage     

loans ,! head ( ! ,f$]al ag5cy insur+1  
gu>antee+1 supplem5t+1 or assi/+ a      
,f$]ally back$ multifamily mortgage     
loan1 or ! ,director ( ! ,f$]al ,h\s+   
,f9ance ,ag5cy 9 ! case ( a ,f$]ally    
back$ multifamily mortgage loan t is    
pur*as$ or securitiz$ by ! ,f$]al ,home 
,loan ,mortgage ,corporation or ! ,f$]al
 ,national ,mortgage ,association1 %all 
require ! own] ( ! prop]ty secur+ !     
,f$]ally back$ multifamily mortgage loan
 to provide a copy ( ! uni=m /atem5t    
develop$ pursuant to subsection 7b7 9   
writt5 =m to ea* lessee ( a dwell+ unit 
assi/$ by t loan at ! "t ! lease is     
sign$ by ! lessee4  7f7 ,optional       
completion ( vot] regi/ration           
application ,no?+ 9 ?is section may be  
con/ru$ to require any individual to    
complete a vot] regi/ration application4
  7g7 ,regulations ,! head ( a ,f$]al   
ag5cy adm9i/]+ a ,f$]al r5tal assi/ance 
program1 ! head ( ! ,f$]al ag5cy insur+1
 gu>antee+1 supplem5t+1 or assi/+ a     
,f$]ally back$ multifamily mortgage     

loan1 ! ,director ( ! ,f$]al ,h\s+      
,f9ance ,ag5cy1 & ! ,director may issue 
su* regulations z may be necess>y to    
c>ry out ?is section4