,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #dggd  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,july #be1 #bjbe,ms4  
,tlaib 7= h]self1 ,ms4 ,br[n1 ,ms4      
,pressley1 ,ms4 ,bal9t1 ,ms4 ,b>ragn1   
,mrs4 ,beatty1 ,mr4 ,deluzio1 ,mr4      
,evans ( ,p5nsylvania1 ,mr4 ,fields1    
,mr4 ,figures1 ,mr4 ,g>ca ( ,ill9ois1   
,mrs4 ,mc,iver1 ,ms4 ,m5g1 ,mr4 ,mfume1 
,mr4 ,mosk[itz1 ,ms4 ,norton1 ,ms4      
,scanlon1 ,mr4 ,scott ( ,virg9ia1 ,ms4  
,sewell1 & ,mr4 ,?an$>7 introduc$ !     
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,transportation &         
,infra/ructure1 & 9 addition to !       
,committee on ,f9ancial ,s]vices1 = a   
p]iod to be subsequ5tly det]m9$ by !    
,speak]1 9 ea* case = consid]ation ( su*
 provisions z fall )9 ! jurisdiction ( !
 committee conc]n$  ,a ,,bill  ,to      
ensure t c]ta9 assi/ance "u ! ,rob]t ,t4
 ,/af=d ,disa/] ,relief & ,em]g5cy      
,assi/ance ,act is available =          
flood-damag$ basem5ts1 & = o!r purposes4
  #a4 ,%ort title ,?is ,act may be cit$ 

z ! ,fix ,our ,flood$ ,basem5ts ,act (  
#bjbe4  #b4 ,assi/ance = flood-damag$   
basem5ts  7a7 ,repairs ,9 provid+       
assi/ance = repairs to flood-damag$     
basem5ts "u section #djh7;c77#b7 ( !    
,rob]t ,t4 ,/af=d ,disa/] ,relief &     
,em]g5cy ,assi/ance ,act 7#db ,u4,s4,c4 
#eagd7;c77#b771 ! ,adm9i/rator--  7#a7  
may n limit su* assi/ance to rooms      
requir$ = ! occupancy ( ! dwell+2 &     
7#b7 may provide assi/ance = any mold1  
mildew1 & moi/ure damage caus$ by a     
major disa/] & may n limit su* assi/ance
 to only mold1 mildew1 or moi/ure damage
 t--  7,a7 may cause additional loss2 or
  7,b7 affects ! safety1 sanitation1 &  
functionality ( ! home4  7b7 ,p]sonal   
prop]ty assi/ance ,9 provid+ assi/ance =
 p]sonal prop]ty exp5ses "u section     
#djh7;e77#b7 ( ! ,rob]t ,t4 ,/af=d      
,disa/] ,relief & ,em]g5cy ,assi/ance   
,act 7#db ,u4,s4,c4 #eagd7;e77#b771 !   
,adm9i/rator %all provide assi/ance--   
7#a7 to cov] ! co/ ( p]sonal prop]ty 9 a
 mann] t is at lea/ equival5t to !      

cov]age provid$ "u ! ,/&>d ,flood       
,insurance ,policy = build+ prop]ty &   
p]sonal prop]ty locat$ bel[ ! l[e/ floor
 ( a build+1 includ+ basem5ts 7z def9$ 9
 section #ei4a ( title #dd1 ,code (     
,f$]al ,regulations1 or any successor   
regulations72 &  7#b7 to cov] ! co/s (  
repair or replacem5t ( all build+ &     
p]sonal prop]ty locat$ 9 a flood-damag$ 
basem5t t is damag$ by a major disa/]4  
7c7 ,gr\p ,flood ,insurance ,policy ,n  
lat] ?an #f mon?s aft] ! date ( enactm5t
 ( ?is ,act1 ! ,adm9i/rator %all revise 
sections #fa4ag & #bjf4aai7;b77#i7 (    
title #dd1 ,code ( ,f$]al ,regulations1 
to make ! foll[+ *anges3  7#a7 ,p]mit   
applicants :o _h a previ\s requirem5t to
 ma9ta9 flood insurance z a condition ( 
receiv+ assi/ance "u section #djh ( !   
,rob]t ,t4 ,/af=d ,disa/] ,relief &     
,em]g5cy ,assi/ance ,act 7#db ,u4,s4,c4 
#eagd7 to be eligible = ! ,gr\p ,flood  
,insurance ,policy4  7#b7 ,p]mit        
applicants resid+ outside a special     
flood haz>d area to be eligible = !     

,gr\p ,flood ,insurance ,policy4  7#c7  
,exp& ! cov]age "u ! ,gr\p ,flood       
,insurance ,policy to be at lea/        
equival5t to ! maximum cov]age available
 9 ! ,/&>d ,flood ,insurance ,policy4   
7#d7 ,exp& ! ,gr\p ,flood ,insurance    
,policy to include cov]age = ! foll[+3  
7,a7 ,real & p]sonal prop]ty compon5ts &
 cont5ts 9 basem5ts1 includ+ repairs to 
address wat] damage1 appliances1 floor+ 
& c>pet repairs1 & any o!r items        
necess>y to return ! basem5t to its     
previ\s pre-flood condition4  7,b7 ,any 
real & p]sonal prop]ty compon5ts &      
cont5ts 9 basem5ts cov]$ "u ! additional
 endorsem5t = basem5t cov]age = ! ,/&>d 
,flood ,insurance ,policy1 z describ$ 9 
! propos$ rule titl$ ,national ,flood   
,insurance ,program3 ,/&>d ,flood       
,insurance ,policy1 ,home[n] ,flood ,=m 
& issu$ by ! ,adm9i/rator on ,febru>y   
#f1 #bjbd 7#hi ,f$4 ,reg4 #hbhb74  7,c7 
,mold1 mildew1 & moi/ure damage 9       
basem5ts4  7d7 ,maximum am\nt ( f9ancial
 assi/ance ,section #djh7;h7 ( ! ,rob]t 

,t4 ,/af=d ,disa/] ,relief & ,em]g5cy   
,assi/ance ,act 7#db ,u4,s4,c4          
#eagd7;h77 is am5d$ by add+ at ! end !  
foll[+3  7#e7 ,exclusion ( mitigation   
measures ,! maximum am\nt ( assi/ance   
e/abli%$ "u p>agraph 7#a7 %all exclude  
exp5ses = eligible haz>d mitigation     
measures 9 flood-damag$ basem5ts "u     
subsection 7c77#b77;,a77ii74  7#f7      
,exclusion ( ,gr\p ,flood ,insurance    
,policy premiums ,! maximum am\nt (     
assi/ance e/abli%$ "u p>agraph 7#a7 %all
 exclude exp5ses = premiums = ! ,gr\p   
,flood ,insurance ,policy pursuant to   
subsection 7e77#b74  4  7e7 ,def9itions 
,9 ?is section3 7#a7 ,adm9i/rator ,! t]m
 ,adm9i/rator means ! ,adm9i/rator ( !  
,f$]al ,em]g5cy ,managem5t ,ag5cy4  7#b7
 ,gr\p ,flood ,insurance ,policy ,! t]m 
,gr\p ,flood ,insurance ,policy means ! 
gr\p flood insurance policy e/abli%$ by 
! ,adm9i/rator "u section #fa4ag ( title
 #dd1 ,code ( ,f$]al ,regulations4  7#c7
 ,/&>d ,flood ,insurance ,policy ,! t]m 
,/&>d ,flood ,insurance ,policy means ! 

/&>d flood insurance policy "u !        
national flood insurance program        
e/abli%$ pursuant to ! ,national ,flood 
,insurance ,act ( #aifh 7#db ,u4,s4,c4  
#djja et seq474