,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #cihh  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,june #ab1 #bjbe,mr4  
,olszewski 7= himself1 ,ms4 ,craig1 ,ms4
 ,mc,bride1 ,mr4 ,?an$>1 ,ms4 ,norton1  
,mrs4 ,mc,iver1 ,mr4 ,fields1 ,mr4      
,mull91 ,mr4 ,kri%namoor?i1 ,mr4 ,rask91
 ,ms4 ,pett]s51 & ,ms4 ,elfre?7         
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices1 & 9
 addition to ! ,committee on ,ov]sight &
 ,gov]nm5t ,re=m1 = a p]iod to be       
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to direct !        
,secret>y ( ,h\s+ & ,urban ,developm5t &
 ! ,director ( ! ,bureau ( ! ,c5sus to  
conduct a /udy & submit a report ab\t h[
 ,f$]al ag5cies id5tify & record cases (
 h\s+ loss 9 ! ,unit$ ,/ates1 & = o!r   
purposes4  #a4 ,/udy on h\s+ loss  7a7  
,9 ,g5]al ,! ,secret>y ( ,h\s+ & ,urban 
,developm5t & ! ,director ( ! ,bureau ( 
! ,c5sus %all jo9tly conduct a /udy ab\t

 h[ ,f$]al ag5cies id5tify & record     
cases ( h\s+ loss4  7b7 ,consultation   
requir$ ,:5 conduct+ ! /udy requir$ "u  
subsection 7a7 ! ,secret>y ( ,h\s+ &    
,urban ,developm5t & ! ,director ( !    
,bureau ( ! ,c5sus %all consult )--     
7#a7 ! ,director ( ! ,bureau ( ,consum] 
,f9ancial ,protection2  7#b7 ! ,director
 ( ! ,f$]al ,h\s+ ,f9ance ,ag5cy2 &     
7#c7 ! ,"u ,secret>y = ,economic        
,affairs )9 ! ,dep>tm5t ( ,comm]ce4  7c7
 ,report requir$ ,! ,secret>y ( ,h\s+ & 
,urban ,developm5t & ! ,director ( !    
,bureau ( ! ,c5sus %all1 n lat] ?an #f  
mon?s aft] ! date ( ! enactm5t ( ?is    
section1 submit a report to ! ,committee
 on ,ov]sight & ,gov]nm5t ,re=m ( !     
,h\se ( ,repres5tatives1 ! ,committee on
 ,f9ancial ,s]vices ( ! ,h\se (         
,repres5tatives1 & ! ,committee on      
,bank+1 ,h\s+1 & ,urban ,affairs ( !    
,s5ate--  7#a7 id5tifies & def9es all ( 
! types ( h\s+ loss exp]i5c$ by p]sons  
resid+ 9 ! ,unit$ ,/ates on or aft]     
,janu>y #a1 #bjbb2  7#b7 det]m9es :i*   

types ( h\s+ loss id5tifi$ "u p>agraph  
7#a7 are mo/ common2  7#c7 id5tifies    
data sets adm9i/]$ by ,f$]al ag5cies t  
conta9 data t is us$ by ,f$]al ag5cies  
to id5tify & record ! numb] & types (   
cases ( h\s+ loss exp]i5c$ by p]sons    
resid+ 9 ! ,unit$ ,/ates ea* ye>2  7#d7 
describes1 ) respect to ea* data set    
id5tifi$ 9 p>agraph 7#c7--  7,a7 !      
frequ5cy at :i* ! data 9 ! data set is  
updat$2  7,b7 ! policies t exi/ relat+  
to ! %>+ ( ! data 9 ! data set ) ,f$]al 
ag5cies & publically2  7,c7 !           
specificity ( ! data ( 9 ! data set1    
includ+ :e!r x relates to individuals or
 h\seholds2  7,d7 ! regions ( ! ,unit$  
,/ates f :i* ! data 9 ! data set are    
collect$2 &  7,e7 an assessm5t ( !      
accuracy & reliability ( ! s\rces ( !   
data 9 ! data set2  7#e7 recomm5ds ways 
9 :i* ,f$]al ag5cies c improve !        
id5tification & record+ ( cases ( h\s+  
loss 9 ! ,unit$ ,/ates1 includ+ by      
collect+ additional data1 creat+        
additional data sets1 & consolidat+ data

 sets1 if appropriate2 &  7#f7 id5tifies
 any res\rces or legislative au?orities 
t w\ld be requir$ to c>ry out !         
recomm5dations made "u p>agraph 7#e74   
7d7 ,def9ition ( ,h\s+ ,loss ,9 ?is     
,act1 ! t]m h\s+ loss means any mann] 9 
:i* a p]son is displac$ f _! dwell+ unit
 aga9/ _! w includ+ ?r\gh--  7#a7 an    
eviction foll[+ a judgem5t ent]$ by a   
c\rt ( compet5t jurisdiction2  7#b7 an  
in=mal eviction 9 :i* a p]son moves out 
( a dwell+ unit "u pressure f ! l&lord b
 )\t a judgem5t ent]$ by a c\rt (       
compet5t jurisdiction2  7#c7 a =eclosure
 result+ f miss$ mortgage paym5ts2  7#d7
 a =eclosure result+ f miss$ tax        
paym5ts2 &  7#e7 displacem5t result+ f a
 natural disa/]4