,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #cegf  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,may #bc1 #bjbe,mrs4  
,biggs ( ,s\? ,c>ol9a introduc$ ! foll[+
 bill2 :i* 0 ref]r$ to ! ,committee on  
,vet]ans' ,affairs  ,a ,,bill  ,to am5d 
title #ch1 ,unit$ ,/ates ,code1 to make 
c]ta9 improvem5ts to ! laws adm9i/]$ by 
! ,secret>y ( ,vet]ans ,affairs relat+  
to life insurance = vet]ans1 & = o!r    
purposes4  #a4 ,%ort title  ,?is ,act   
may be cit$ z ! ,vet]ans' ,life         
,insurance ,expansion & ,integrity ,act 
( #bjbe4  #b4 ,expansion ( ,dep>tm5t (  
,vet]ans ,affairs life insurance program
  7a7 ,9 g5]al ,section #aibb;,b ( title
 #ch1 ,unit$ ,/ates ,code1 is am5d$--   
7#a7 9 subsection 7a7--  7,a7 9 p>agraph
 7#a71 by /rik+ s]vice-disabl$2  7,b7 by
 /rik+ p>agraph 7#c72 &  7,c7 by        
r$esignat+ p>agraphs 7#d7 ?r\gh 7#f7 z  
p>agraphs 7#c7 ?r\gh 7#e71              
respsectively2 &  7#b7 9 subsection 7b71
 by /rik+ ! vet]an has a s]vice-connect$
 disability & all t foll[s ?r\gh ! p]iod

 at ! end ( p>agraph 7#b7 & ins]t+ !    
foll[+3 ! vet]an submits an application 
= su* insurance be=e ! vet]an atta9s #ha
 ye>s ( age4  7b7 ,cl]ical am5dm5t  7#a7
 ,section head+ ,su* section is fur!r   
am5d$ by /rik+ ! section head+ & ins]t+ 
! foll[+3  #aibb;,b4 ,vet]ans life      
insurance  4  7#b7 ,table ( sections ,! 
table ( sections at ! beg9n+ ( *apt] #ai
 ( su* title is am5d$ by /rik+ ! item   
relat+ to section #aibb;,b & ins]t+ !   
foll[+ new item3  #aibb;,b4 ,vet]ans    
life insurance4  4  7c7 ,report ,n lat] 
?an two ye>s aft] ! date ( ! enactm5t ( 
?is ,act1 ! ,secret>y ( ,vet]ans        
,affairs %all complete a /udy on !      
vet]ans life insurance program "u       
section #aibb;,b ( su* title 7z am5d$ by
 ?is ,act7 & submit to ! ,committees on 
,vet]ans ,affairs ( ! ,h\se (           
,repres5tatives & ! ,s5ate a report t   
includes1 ) respect to ! p]iod cov]$ by 
! report-- 7#a7 ! numb] (--  7,a7       
vet]ans enroll$ 9 su* program2  7,b7    
claims fil$ pursuant to su* program2    

7,c7 insurance paym5ts made by !        
,secret>y to claimants pursuant to su*  
program2  7,d7 ! total am\nt ( insurance
 paym5ts describ$ 9 subp>agraph 7,c72 & 
7,e7 contracts or policies = insurance  
"u *apt] #ai ( su* title cancell$ or    
void$ by ! ,secret>y pursuant to section
 #aiaj ( su* title 7z am5d$ by ?is ,act7
 due to adm9i/rative error 7z def9$ 9   
su* section72  7#b7 an evaluation (--   
7,a7 ! solv5cy & f9ancial /ability ( su*
 program2 &  7,b7 ! suffici5cy (        
premiums "u su* program2 &  7#c7 a      
/atem5t ( ! co/ sav+s to ! ,unit$ ,/ates
 result+ f ! cancellation or void+ by ! 
,secret>y1 pursuant to section #aiaj (  
su* title 7z am5d$ by ?is ,act71 (      
contracts or policies ( insurance due to
 adm9i/rative error 7z def9$ 9 su*      
section74  7d7 ,effective date ,!       
am5dm5ts made by ?is section %all take  
effect on ! date t is "o ye> aft] ! date
 ( ! enactm5t ( ?is ,act4  #c4          
,conte/ability ( c]ta9 ,dep>tm5t (      
,vet]ans ,affairs insurance contracts or

 policies issu$ due to adm9i/rative     
error ,section #aiaj ( su* title is     
am5d$-- 7#a7 by ins]t+ 7a7 ,9 g5]al4--  
be=e ,subject to2  7#b7 by ins]t+ &     
subsection 7b71 aft] section #aiaa ( ?is
 title2  7#c7 by ins]t+ adm9i/rative    
error1 aft] nonpaym5t ( premium12 &     
7#d7 by add+ at ! end ! foll[+ new      
subsections3  7b7 ,conte/s due to       
adm9i/rative error  7#a7 ,prior notice2 
opportunity to submit evid5ce ,) respect
 to any decision ( ! ,secret>y pursuant 
to ?is section to cancel or void a      
contract or policy ( insurance due to   
adm9i/rative error1 ! ,secret>y %all    
provide ! insur$--  7,a7 prior notice ( 
su* decision t includes an explanation (
 ! adm9i/rative error und]ly+ su*       
cancellation or void+2 &  7,b7 a p]iod (
 n less ?an #ij days to submit to !     
,secret>y evid5ce t no adm9i/rative     
error occurr$ ) respect to su* contract 
or policy4  7#b7 ,evid5ti>y review ,9   
any case :]e an insur$ submits to !     
,secret>y evid5ce describ$ 9 p>agraph   

7#a77;,b71 ! ,secret>y %all det]m9e :e!r
 su* evid5ce satisfactorily demon/rates 
t no adm9i/rative error occurr$ )       
respect to ! contract or policy ( !     
insur$ by n lat] ?an #ahj days aft] !   
date on :i* ! ,secret>y receives su*    
evid5ce4  7#c7 ,limitation ,! ,secret>y 
may n1 pursuant to ?is section1 cancel  
or void a contract or policy ( insurance
 due to adm9i/rative error aft] ! date t
 is "o ye> aft] ! date ( ! issuance1    
re9/atem5t1 or conv]sion ( su* contract 
or policy4  7#d7 ,applicability ,?is    
subsection %all apply ) respect to any  
contract or policy = insurance1         
reg>dless ( :e!r su* contract became    
effective be=e1 on1 or aft] ! date ( !  
enactm5t ( ?is subsection4  7c7         
,adm9i/rative error def9$ ,9 ?is        
section1 ! t]m adm9i/rative error means 
a cl]ical1 te*nical1 or process+ mi/ake 
on ! "p ( ! ,secret>y t caus$ !         
issuance1 re9/atem5t1 or conv]sion ( a  
contract or policy ( insurance to an    
individual ineligible = su* contract or 

policy on ! date ( su* issuance1        
re9/atem5t1 or conv]sion4  4